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Help your employees save money

Offering your employees competitive pricing on their car and home insurance can help you attract and retain top talent.

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Car and home insurance for your employees

Benefits and exclusive pricing for employees

Your employees can benefit from better rates and quality service.

Car insurance

Give your employees access to competitive pricing plus more ways to save on car insurance1:

  • Save for insuring more than one vehicle2
  • Save on a car insurance policy when they purchase a homeowners, condo or renters policy3

Home insurance

Offer your employees insurance for their homes (including condo and apartment units), seasonal or rental properties and more with great ways to save:

  • On their homeowners or condo policy when they also insure a vehicle through us3
  • If they’ve been claims-free for the past five years4

Easy-to-administer program

We can help you offer car and home insurance to your employees—all you need to do is let them know about the program.

  • We’ll work with you to find a program best suited to your employees’ insurance needs
  • The program is ready to implement when you are—no setup fees, administrative costs or payroll deductions to arrange
  • Get full marketing support including customized promotional and educational materials
  • All insurance sales and servicing is provided by us
  • Employee participation is voluntary

Better rates for your staff

Your employees will receive a unique group code that gives them exclusive access to competitive pricing, plus additional savings opportunities.

  • Customized, easy-to-understand coverage
  • Advice from licensed insurance advisors
  • Flexible payment options, with no interest or service charges

Car and Home insurance FAQs

Find answers to your questions about car and home insurance.

What type of organization can participate in the car and home insurance program for groups?

Our car and home insurance program is available to eligible companies with 750 or more employees. Please note that car insurance is not available in Manitoba, Saskatchewan and British Columbia as a result of government-run auto insurance plans.

How much will my employees pay for car or home insurance through the RBC Insurance program?

Each person will be issued his or her own policy. That policy will reflect the competitive pricing available to your company or association and takes into account the individual’s unique insurance needs, as well as the numerous savings opportunities that are available (savings may vary by province).

Will I have to pay any portion of the premiums for my employees’ car or home insurance policies?

No, this is a voluntary plan, so you are not responsible for any premiums. Those employees that participate will pay their own premiums.

Do I have to offer my employees a car and home insurance program for groups?

No. This insurance program is optional. Once you implement the plan, it is up to each employee to decide whether he or she will participate.

Are there administrative costs for the car and home insurance program for groups?

All aspects of your program, including marketing support, sales and servicing are handled by RBC Insurance. All you have to do is let your employees know about the program.

How will my employees benefit from a car and home insurance program for groups?

They’ll experience three key benefits:

  • Competitive pricing on car and home insurance
  • Additional savings opportunities that have helped some policyholders save as much as $2,000 in total annually (savings may vary by province)
  • Outstanding service and personalized advice from licensed insurance advisors, a dedicated call centre, and 24/7 claims centre

How will my organization benefit from a car and home insurance program for groups?

If you run a business, quality insurance at competitive pricing can be a generous addition to your employee benefits package—which in turn can help you attract and retain the best employees.

Want to know more?

Ask us how we can help your employees save money on car and home insurance.

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