{"id":23416,"date":"2026-05-07T09:16:26","date_gmt":"2026-05-07T13:16:26","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/fr-ca\/?page_id=23416"},"modified":"2026-07-24T11:10:00","modified_gmt":"2026-07-24T15:10:00","slug":"calculateur-ecart-revenu-invalidite","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/calculateur-ecart-revenu-invalidite\/","title":{"rendered":"Calculatrice\u00a0de\u00a0l\u2019\u00e9cart\u00a0des\u00a0prestations\u00a0d\u2019invalidit\u00e9"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__disability toolsCalculators\" data-template=\"disability\">\n<div class=\"wp-block-group toolsCalculators__disability is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group toolsCalculators__col__left is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-blue blue\" style=\"--icon-url:url(undefined)\"><span>Ne prend qu\u2019une minute \u00e0 remplir<\/span><\/div><\/div>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-calculatrice-de-l-ecart-des-prestations-d-invalidite\">Calculatrice de l\u2019\u00e9cart des prestations d\u2019invalidit\u00e9<\/h1>\n\n\n\n<p class=\"toolsCalculators__desc\">Si une maladie ou une blessure vous emp\u00eachait de travailler, il est fort probable que les prestations offertes par l\u2019employeur ne remplacent qu\u2019une partie de votre salaire, et ce, pour quelques mois seulement.<\/p>\n\n\n\n<p class=\"toolsCalculators__desc\">Voyez dans quelle mesure cette situation pourrait r\u00e9duire votre revenu et affecter votre capacit\u00e9 \u00e0 assumer vos d\u00e9penses courantes.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group toolsCalculators__col__right toolsCalculators__steps is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"toolsCalculators__requiredMsg\">Indique un champ obligatoire<\/p>\n\n\n\n<div class=\"wp-block-rbc-form-step-manager formStepManager formStepManager__primary\" data-form=\"userInfo\" data-sfconfigs=\"{&quot;campaignName&quot;:&quot;Web - DI Calculator: Non Lead&quot;,&quot;lineOfBusiness&quot;:&quot;health&quot;,&quot;leadType&quot;:&quot;Web - DI Calculator: Non Lead&quot;,&quot;leadDesc&quot;:&quot;DI income gap calculator: Non Lead&quot;,&quot;capturesLead&quot;:false,&quot;leadDetails&quot;:&quot;Not a lead - Get a quote - {lead_details} - Please be advised that there is a possibility that the user may have modified or adjusted the quote prior to the triggering of this data.&quot;}\">\n<div class=\"wp-block-rbc-form-step formStep  formStepv2 isEdited\" data-stepname=\"Contact Details\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-obtenons-vos-coordonnees\">Obtenons vos coordonn\u00e9es<\/h2>\n\n\n\n<p>Nous assurons la protection de vos renseignements personnels.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk\" data-target=\"province\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Province<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default wp-block-rbc-select-control selectDropdown__floating selectDropdown__provinces\" id=\"province\"\t\t\tdata-option_name=\"province\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"Choose a product\">\n\t\t\t\t\tChoose a product\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"AB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAlberta\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"BC\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tColombie-Britannique\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"PE\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\t\u00cele-du-Prince-\u00c9douard\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"MB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tManitoba\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NB\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNouveau-Brunswick\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NS\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNouvelle-\u00c9cosse\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NU\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNunavut\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"ON\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tOntario\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"QC\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tQu\u00e9bec\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"SK\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tSaskatchewan\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NL\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tTerre-Neuve-et-Labrador\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"NT\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tTerritoires du Nord-Ouest\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"YT\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tYukon\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"province\" value=\"\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row inactive showIfQuebec enableIfQC isConditional isConsentAuth is-layout-flow wp-block-group-is-layout-flow\" data-consent-asset=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/themes\/rbcinsurance\/src\/assets\/consent\/CollectUseSharing_Personal_Info_FR.pdf\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__showIfQuebec\" data-target=\"authorize\" data-query-param=\"authorize\" data-query-param-target=\"userInfo.authorize\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"authorize\" aria-label=\"Do you authorize licensed RBC Insurance advisors to access your information?\"><span class=\"inputLabel__text\">By choosing Yes, You consent to the collection, sharing, and use of your personal information (name, email, phone number, province, date of birth, gender, smoker status) and quote data (term length and coverage amount) for the purpose of offering you insurance products and services. This authorization allows licensed advisors to access and update your information during the validity period of this consent. Check our <a href=\"https:\/\/www.rbc.com\/privacysecurity\/ca\/global-privacy-notice.html\" target=\"_blank\" rel=\"noreferrer noopener\">Global Privacy Notice<\/a>.<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-radio-group inputRadioGroup inputRadioGroup__default\">\n<div class=\"wp-block-rbc-modal-dialog modalDialog modalDialog__consent\" data-modal-dialog-id=\"798d5deb-adc9-488f-9ccc-5f6351143593\">\n<button class=\"wp-block-rbc-html-element modalDialog__trigger body-content-editor\">\n<div class=\"wp-block-rbc-button-radio buttonRadio consentModal\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__authorize__y\" class=\"buttonRadio__input\" type=\"radio\" value=\"y\" name=\"authorize\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">Oui<\/span><\/label><\/div>\n<\/button>\n\n\n\n<div id=\"modalDialog__container--id\" class=\"wp-block-group modalDialog__container modal-hidden align-center is-layout-flow wp-block-group-is-layout-flow\">\n<dialog open aria-modal=\"true\" aria-labelledby=\"modalDialog__accessibility--label--id\" aria-describedby=\"modalDialog__accessibility--describedby--id\" id=\"modalDialog__content--id\" class=\"wp-block-rbc-html-element modalDialog__content modal-status-no-status modal-layout-fixed modal-mobile-layout-fullscreen\">\n<button aria-label=\"Close dialog\" class=\"wp-block-rbc-html-element modalDialog__dismissIcon\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/ui\/ui-dismissible-blue.svg\" alt=\"Dismiss Icon\" class=\"wp-block-rbc-html-element\"\/>\n<\/button>\n\n\n\n<div class=\"wp-block-group modalDialog__header modal-hidden is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group modalDialog__headerWrapper is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<h4 class=\"wp-block-heading modalDialog__heading mar-b-0 mob-mar-b-0 is-style-default default\" id=\"modalDialog__heading--id\">Insurance Advisor Access Agreement<\/h4>\n<\/div>\n\n\n\n<p class=\"modalDialog__subheading has-dove-grey-color has-text-color has-link-color has-text-reg-font-size wp-elements-15f9a74ef388fa80cd33e58e0c92d2de\">Please review the full agreement below. By clicking the button, you acknowledge your consent, and a PDF copy will be downloaded for your records.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group modalDialog__body is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group modalDialog__body--scrollable body-content-editor is-layout-flow wp-block-group-is-layout-flow\" style=\"min-height:100px\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-collecte-de-vos-renseignements-personnels\">Collecte de vos renseignements personnels<\/h3>\n\n\n\n<p><strong>Nous (la Compagnie d\u2019assurance vie RBC) pouvons, \u00e0 l\u2019occasion, recueillir des renseignements \u00e0 votre sujet, tels que :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>des renseignements permettant d\u2019\u00e9tablir votre identit\u00e9 (par exemple, nom, adresse postale, num\u00e9ro de t\u00e9l\u00e9phone, date de naissance, etc.) et vos ant\u00e9c\u00e9dents personnels ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>des renseignements d\u00e9coulant de votre relation avec nous s;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>des renseignements que vous nous communiquez au cours du processus de proposition et de r\u00e8glement pour n\u2019importe lequel de nos produits ou services d\u2019assurance<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>des renseignements n\u00e9cessaires \u00e0 la fourniture de produits ou \u00e0 la prestation de services d\u2019assurance.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Nous pouvons recueillir ces renseignements aupr\u00e8s de vous directement ou par l\u2019interm\u00e9diaire de nos repr\u00e9sentants. Nous pouvons recueillir et v\u00e9rifier ces renseignements tout au long de notre relation. Nous pouvons les recueillir de diverses sources, notamment des h\u00f4pitaux, des m\u00e9decins et autres professionnels de la sant\u00e9, du MIB, LLC, du gouvernement (incluant les r\u00e9gimes publics d\u2019assurance maladie) et d\u2019autres organismes gouvernementaux, d\u2019autres compagnies d\u2019assurance, d\u2019institutions financi\u00e8res, des rapports sur le dossier du conducteur et de votre employeur.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-utilisation-de-vos-renseignements-personnels\">Utilisation de vos renseignements personnels<\/h3>\n\n\n\n<p><strong>Ces renseignements peuvent \u00eatre utilis\u00e9s \u00e0 l\u2019occasion aux fins suivantes :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>v\u00e9rifier votre identit\u00e9 et examiner vos ant\u00e9c\u00e9dents personnels;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>\u00e9tablir et renouveler les produits et services d\u2019assurance que vous pourriez demander ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>\u00e9valuer le risque d\u2019assurance et traiter les demandes de r\u00e8glement ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>tmieux comprendre votre situation sur le plan de l\u2019assurance ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>d\u00e9terminer votre admissibilit\u00e9 aux produits et services d\u2019assurance que nous offrons ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>nous aider \u00e0 mieux comprendre les besoins actuels et futurs de nos clients ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>vous communiquer tout avantage, toute caract\u00e9ristique et toute information au sujet des produits et services d\u2019assurance que vous d\u00e9tenez chez nous ;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>nous aider \u00e0 mieux g\u00e9rer nos affaires et notre relation avec vous ; e<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>comme la loi l\u2019exige ou le permet<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>\u00c0 ces fins, nous pouvons rendre ces renseignements accessibles \u00e0 nos employ\u00e9s, mandataires, prestataires de services, ou tierces parties qui sont tenus d\u2019en assurer la confidentialit\u00e9.<\/p>\n\n\n\n<p>Si notre prestataire de service se trouve \u00e0 l\u2019ext\u00e9rieur du Canada, il est li\u00e9 par les lois du territoire o\u00f9 il est situ\u00e9, et les renseignements peuvent \u00eatre communiqu\u00e9s conform\u00e9ment \u00e0 ces lois. Les tierces parties peuvent \u00eatre d\u2019autres compagnies d\u2019assurance, le MIB, LLC. et des institutions financi\u00e8res.<\/p>\n\n\n\n<p>Vos renseignements personnels peuvent \u00eatre transmis par des territoires autres que celui o\u00f9 vous vous trouvez ou peuvent y \u00eatre stock\u00e9s ou trait\u00e9s, auquel cas les renseignements sont assujettis aux lois de ces territoires. Si vos renseignements personnels sont transf\u00e9r\u00e9s vers un pays ou une province autre que votre territoire d\u2019origine, nous prendrons les mesures n\u00e9cessaires pour prot\u00e9ger vos renseignements personnels au moyen de clauses contractuelles appropri\u00e9es ou de toute autre mesure de s\u00e9curit\u00e9 applicable.<\/p>\n\n\n\n<p>Nous pouvons aussi utiliser ces renseignements et les communiquer aux soci\u00e9t\u00e9s de RBC\u00ae (i) pour g\u00e9rer nos risques et nos activit\u00e9s et ceux d\u2019autres soci\u00e9t\u00e9s de RBC, (ii) pour nous conformer aux demandes d\u2019information valables vous concernant en provenance des autorit\u00e9s de contr\u00f4le, des organismes de l\u2019\u00c9tat, des organismes publics ou d\u2019autres entit\u00e9s habilit\u00e9s \u00e0 soumettre de telles demandes, et (iii) pour faire conna\u00eetre \u00e0 d\u2019autres soci\u00e9t\u00e9s de RBC vos choix au titre de la section \u00ab Autres utilisations de vos renseignements personnels \u00bb dans le seul but de les faire respecter.<\/p>\n\n\n\n<p><strong>Si vous d\u00e9tenez un produit qui g\u00e9n\u00e8re un revenu, nous pouvons communiquer votre num\u00e9ro d\u2019identification aux fins de l\u2019imp\u00f4t (ex. : votre num\u00e9ro d\u2019assurance sociale ou num\u00e9ro de s\u00e9curit\u00e9 sociale) aux agences gouvernementales concern\u00e9es.<\/strong><\/p>\n\n\n\n<p><strong>Nous pouvons \u00e9galement prendre des d\u00e9cisions \u00e0 votre sujet par traitement automatis\u00e9, y compris pour ce qui a trait \u00e0 la tarification et \u00e0 l\u2019\u00e9valuation des demandes de r\u00e8glement, le cas \u00e9ch\u00e9ant.<\/strong><\/p>\n\n\n\n<p><em>Le paragraphe ci-dessous ne s\u2019applique pas si la proposition est pr\u00e9sent\u00e9e par un repr\u00e9sentant ind\u00e9pendant ou un repr\u00e9sentant affili\u00e9 \u00e0 une autre compagnie que RBC Assurance\u00ae.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-autres-utilisations-de-vos-renseignements-personnels\">Autres utilisations de vos renseignements personnels<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Nous pouvons utiliser ces renseignements pour faire, aupr\u00e8s de vous, la promotion de nos produits et services, ainsi que ceux de tiers choisis et susceptibles de vous int\u00e9resser. Nous pouvons communiquer avec vous par divers modes de communication, y compris le t\u00e9l\u00e9phone, l\u2019ordinateur ou le courrier, en utilisant les coordonn\u00e9es que vous nous avez transmises.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Nous pouvons \u00e9galement, lorsque la loi le permet, divulguervos renseignements \u00e0 d\u2019autres soci\u00e9t\u00e9s de RBC, afin de vous recommander \u00e0 elles ou de promouvoir les produits et services qui sont susceptibles de vous int\u00e9resser. Nous et les soci\u00e9t\u00e9s de RBC pouvons communiquer avec vous par divers modes de communication, y compris le t\u00e9l\u00e9phone, l\u2019ordinateur ou le courrier, en utilisant les coordonn\u00e9es que vous nous avez transmises. Vous convenez que, si un tel \u00e9change de renseignements survient, ces soci\u00e9t\u00e9s peuvent nous informer des produits ou services fournis.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Si vous faites aussi affaire avec d\u2019autres soci\u00e9t\u00e9s de RBC, nous pouvons, si la loi le permet, combiner ces renseignements \u00e0 des renseignements que ces soci\u00e9t\u00e9s d\u00e9tiennent \u00e0 votre sujet, afin de nous permettre, \u00e0 nous ou \u00e0 n\u2019importe laquelle d\u2019entre elles, de g\u00e9rer votre relation avec les soci\u00e9t\u00e9s de RBC et avec nous<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Il est entendu que nous et chaque soci\u00e9t\u00e9 de RBC sommes des entit\u00e9s distinctes mais affili\u00e9es. On entend par soci\u00e9t\u00e9s de RBC nos soci\u00e9t\u00e9s affili\u00e9es dont l\u2019activit\u00e9 consiste \u00e0 offrir un ou plusieurs des services suivants : d\u00e9p\u00f4ts, pr\u00eats et autres services financiers personnels, services de cartes de cr\u00e9dit, de d\u00e9bit ou de paiement, services de fiducie et de garde des valeurs, services li\u00e9s aux valeurs mobili\u00e8res, services de courtage et services d\u2019assurance.<\/p>\n\n\n\n<p><strong>Vous pouvez nous demander de ne pas \u00e9changer ni utiliser ces renseignements personnels aux fins d\u00e9crites au paragraphe \u00ab Autres utilisations de vos renseignements personnels \u00bb en communiquant avec nous de la mani\u00e8re indiqu\u00e9e ci-dessous. Dans un tel cas, vous ne vous verrez pas refuser des produits ou services d\u2019assurance pour cette seule raison. Cependant, nous n\u2019utiliserons pas vos renseignements m\u00e9dicaux \u00e0 ces fins. Nous respecterons vos choix et, comme il est mentionn\u00e9 ci-dessus, nous pouvons en faire part aux soci\u00e9t\u00e9s RBC dans le seul but de faire respecter vos choix en vertu de la section \u00ab Autres utilisations de vos renseignements personnels \u00bb.<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-votre-droit-d-acces-a-vos-renseignements-personnes\">Votre droit d\u2019acc\u00e8s \u00e0 vos renseignements personnes<\/h3>\n\n\n\n<p>Vous pouvez, en tout temps, acc\u00e9der aux renseignements personnels que nous d\u00e9tenons \u00e0 votre sujet, en v\u00e9rifier l\u2019exactitude et les faire rectifier au besoin. Ce droit d\u2019acc\u00e8s peut toutefois \u00eatre restreint comme la loi le permet ou l\u2019exige. Pour acc\u00e9der \u00e0 ces renseignements, pour en apprendre davantage sur l\u2019utilisation du traitement automatis\u00e9, pour nous poser des questions sur nos politiques de protection des renseignements personnels ou pour nous demander de ne pas utiliser ces renseignements aux fins d\u00e9crites dans le paragraphe \u00ab Autres utilisations de vos renseignements personnels \u00bb, il vous suffit de communiquer avec nous \u00e0 l\u2019adresse suivante:<\/p>\n\n\n\n<p><strong>Compagnie d\u2019assurance vie RBC<br>C.P. 515, succursale A<br>Mississauga (Ontario)<br>L5A 4M3<br>T\u00e9l\u00e9phone : 1 800 663-0417<br>T\u00e9l\u00e9copieur : 905 813-4816<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading\" id=\"h-avis-de-protection-des-renseignements-personnel\">Avis de protection des renseignements personnel<\/h3>\n\n\n\n<p><strong>La collecte, l\u2019utilisation ou la communication de vos renseignements personnels se fera conform\u00e9ment au contenu des sections Avis de protection des renseignements personnels \u00e0 l\u2019\u00e9chelle mondiale et Modes de prestation num\u00e9riques \u2013 Confidentialit\u00e9 (voir www.rbc.com\/privacysecurity), qui font partie int\u00e9grante des pr\u00e9sentes conditions.<\/strong><\/p>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group modalDialog__actions is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons modalDialog__buttonsGroup is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button modalDialog__buttonTertiary btn is-style-tertiary tertiary\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-23416-e8f0c046\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Cancel-# \">Cancel<\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons modalDialog__buttonsGroup is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button modalDialog__buttonSecondary btn is-style-secondary secondary modal-hidden\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-23416-ac5055c6\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Button Label-# \">Button Label<\/a><\/div>\n\n\n\n<div class=\"wp-block-button modalDialog__buttonPrimary btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" data-dig-id=\"LP-23416-c405789f\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"I agree &amp; download\">I agree &amp; download<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<button aria-label=\"Close dialog\" class=\"wp-block-rbc-html-element modalDialog__dismissIcon--focusOff modal-hidden\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/ui\/ui-dismissible-blue.svg\" alt=\"Dismiss Icon\" class=\"wp-block-rbc-html-element\"\/>\n<\/button>\n\n\n\n<div class=\"wp-block-group modalDialog__accessibility modal-hidden is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"modalDialog__accessibility--label\" id=\"modalDialog__accessibility--label--id\">Modal Dialog Title<\/p>\n\n\n\n<p class=\"modalDialog__accessibility--describedby\" id=\"modalDialog__accessibility--describedby--id\">A description of this modal dialog.<\/p>\n<\/div>\n<\/dialog>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__authorize__n\" class=\"buttonRadio__input\" type=\"radio\" value=\"n\" name=\"authorize\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">Non<\/span><\/label><\/div>\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Please choose one of the options<\/span><span class=\"inputField__error inputField__error__invalid\">Please choose one of the options<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row enableIfConsentGiven isConditional is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__name\" data-target=\"firstName\" data-prefill-target=\"bac.bookacallfirstname, emq.emailmyquotefirstname\" data-query-param=\"firstName\" data-query-param-target=\"userInfo.firstName\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"firstName\" aria-label=\"Pr\u00e9nom \"><span class=\"inputLabel__text\">Pr\u00e9nom<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"firstName\" class=\"input-textbox-input textbox-class\" name=\"firstName\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Pr\u00e9nom non valide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__name\" data-target=\"lastName\" data-prefill-target=\"bac.bookacalllastname, emq.emailmyquotelastname\" data-query-param=\"lastName\" data-query-param-target=\"userInfo.lastName\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"lastName\" aria-label=\"Nom de famille\"><span class=\"inputLabel__text\">Nom de famille<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"lastName\" class=\"input-textbox-input textbox-class\" name=\"lastName\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Nom de famille non valide<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row enableIfConsentGiven isConditional is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__email\" data-target=\"email\" data-prefill-target=\"bac.bookacallemail, emq.emailmyquoteemail\" data-query-param=\"email\" data-query-param-target=\"userInfo.email\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"email\" aria-label=\"Courriel\"><span class=\"inputLabel__text\">Courriel<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox email left\"><div class=\"input-textbox-wrapper \"><input type=\"email\" placeholder=\"\" id=\"email\" class=\"input-textbox-input textbox-class\" name=\"email\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Adresse courriel non valide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__phone\" data-target=\"phone\" data-prefill-target=\"bac.phone\" data-query-param=\"phone\" data-query-param-target=\"userInfo.phone\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"phone\" aria-label=\"Num\u00e9ro de t\u00e9l\u00e9phone\"><span class=\"inputLabel__text\">Num\u00e9ro de t\u00e9l\u00e9phone<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox tel left\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">+1<\/span><input type=\"tel\" autocomplete=\"tel-national\" pattern=\"[0-9-]*\" placeholder=\"\" id=\"phone\" class=\"input-textbox-input textbox-class\" name=\"phone\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Num\u00e9ro de t\u00e9l\u00e9phone\u00a0non valide<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group disableIfQC isConditional is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"formStep__privacyNotice\">En soumettant ce formulaire, vous acceptez que nous utilisions les renseignements que vous avez fournis ici pour communiquer avec vous au sujet de votre proposition. Vos renseignements sont conserv\u00e9s en toute s\u00e9curit\u00e9 et prot\u00e9g\u00e9s. Consultez notre&nbsp;<a href=\"https:\/\/www.rbc.com\/rensperssecurite\/ca\/avis-rens-pers-mondiale.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-22959-65f9bdd2\" data-dig-label=\"Avis de protection des renseignements personnels \u00e0 l\u2019\u00e9chelle mondiale\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">Avis de protection des renseignements personnels \u00e0 l\u2019\u00e9chelle mondiale<\/a>.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group enableIfConsentGiven isConditional enableIfQC is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"formStep__privacyNotice has-dove-grey-color has-text-color has-link-color has-text-sm-font-size wp-elements-dbe56548b94a230d2ad6680a59a2f6e4\">At this date, we hold certain information relating to you:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-grey-disc mar-l mob-mar-l\">\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"has-dove-grey-color has-text-color has-link-color has-text-sm-font-size wp-elements-1e29a97adbd7c7b3f2fa18ca7280f0dd\">We require your consent to allow some of our licensed advisors to have access to this information.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"has-dove-grey-color has-text-color has-link-color has-text-sm-font-size wp-elements-81e5bf08d75e040562a015dd398ee467\">These advisors will also have access to any update of the information done during the period of validity of the consent.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"has-dove-grey-color has-text-color has-link-color has-text-sm-font-size wp-elements-3f1d2a15276e2b2ced102234abf8e192\">These advisors will use the information available in order to offer you Insurance products and services.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Continuer\">Continuer<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep formStep__last active\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-parlez-nous-de-votre-revenu\">Parlez-nous de votre revenu<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__annualIncome inputField__currencyFormat\" data-target=\"annualIncome\" data-prefill-target=\"bac.bookacallannualIncome, emq.emailmyquoteannualIncome\" data-query-param=\"annualIncome\" data-query-param-target=\"userInfo.annualIncome\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"annualIncome\" aria-label=\"Revenu annuel\"><span class=\"inputLabel__text\">Revenu annuel (avant imp\u00f4t)<\/span><\/label>\n\n\n\n<div class=\"wp-block-rbc-tool-tip toolTip isHelp isDismissable toolTip__nubbin__bottom toolTip__nubbin__left\" data-tooltip=\"<div class=&quot;toolTip__modal&quot;&gt;\n\t\t\t\t<div class=&quot;toolTip__content__container&quot;&gt;\n\t\t\t\t\t\n\t\t\t\t\t<p class=&quot;toolTip__content&quot;&gt;Indiquez le total de vos revenus annuels avant imp\u00f4t, toutes sources confondues.<br&gt;Si vous \u00eates travailleur autonome, indiquez votre part du revenu d\u2019entreprise apr\u00e8s d\u00e9duction des d\u00e9penses, mais avant imp\u00f4t.<\/p&gt;\n\t\t\t\t\t\n\t\t\t\t<\/div&gt;\n\t\t\t\t<button type=&quot;button&quot; class=&quot;toolTip__close&quot; aria-label=&quot;Close&quot;&gt;<\/button&gt;\n\t\t\t<\/div&gt;\"><div class=\"toolTip__container\"><p class=\"toolTip__prefix\"><\/p><\/div><button type=\"button\" class=\"toolTip__icon\" aria-label=\"Learn more\"><\/button><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency right format__currency\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"annualIncome\" class=\"input-textbox-input textbox-class\" name=\"annualIncome\" value=\"\" style=\"width:100%;height:48px;min-height:48px\" data-min=\"1\" data-max=\"300000\"\/><span class=\"input-textbox-suffix\">$<\/span><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group inputField__hasExtraInfo is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-rbc-list\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Des chiffres exacts donnent de meilleures recommandations, mais une estimation suffit en cas de doute.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Veuillez saisir une valeur valide entre 1\u00a0$ et 300\u00a0000\u00a0$. Si votre revenu annuel est sup\u00e9rieur \u00e0 300 000 $, veuillez composer le <a href=\"tel:18662627924\" data-dig-id=\"LP-23416-a65e2d34\" data-dig-label=\"1 866 262 7924\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1 866 262 7924<\/a> pour obtenir une soumission<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired\" data-target=\"emergencyFund\" data-query-param=\"emergencyFund\" data-query-param-target=\"userInfo.emergencyFund\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Fonds d\u2019urgence<\/span><\/label>\n\n\n\n<div class=\"wp-block-rbc-tool-tip toolTip isHelp isDismissable toolTip__nubbin__bottom toolTip__nubbin__left\" data-tooltip=\"<div class=&quot;toolTip__modal&quot;&gt;\n\t\t\t\t<div class=&quot;toolTip__content__container&quot;&gt;\n\t\t\t\t\t\n\t\t\t\t\t<p class=&quot;toolTip__content&quot;&gt;S\u00e9lectionnez le montant d\u2019\u00e9pargne que vous pourriez utiliser pour couvrir vos d\u00e9penses si vous ne pouviez pas travailler.<\/p&gt;\n\t\t\t\t\t\n\t\t\t\t<\/div&gt;\n\t\t\t\t<button type=&quot;button&quot; class=&quot;toolTip__close&quot; aria-label=&quot;Close&quot;&gt;<\/button&gt;\n\t\t\t<\/div&gt;\"><div class=\"toolTip__container\"><p class=\"toolTip__prefix\"><\/p><\/div><button type=\"button\" class=\"toolTip__icon\" aria-label=\"Learn more\"><\/button><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group inputField__hasExtraInfo is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-rbc-list\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Choisissez le montant qui s\u2019en approche le plus<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-radio-group inputRadioGroup inputRadioGroup__default inputRadioGroup__vertical\">\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__emergencyFund__0\" class=\"buttonRadio__input\" type=\"radio\" value=\"0\" name=\"emergencyFund\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">Aucun<\/span><\/label><\/div>\n\n\n\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__emergencyFund__4000\" class=\"buttonRadio__input\" type=\"radio\" value=\"4000\" name=\"emergencyFund\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">4 000 $<\/span><\/label><\/div>\n\n\n\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__emergencyFund__6000\" class=\"buttonRadio__input\" type=\"radio\" value=\"6000\" name=\"emergencyFund\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">6 000 $<\/span><\/label><\/div>\n\n\n\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__emergencyFund__8000\" class=\"buttonRadio__input\" type=\"radio\" value=\"8000\" name=\"emergencyFund\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">8 000 $<\/span><\/label><\/div>\n\n\n\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__emergencyFund__12000\" class=\"buttonRadio__input\" type=\"radio\" value=\"12000\" name=\"emergencyFund\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">12 000 $<\/span><\/label><\/div>\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Veuillez choisir l\u2019une des options<\/span><span class=\"inputField__error inputField__error__invalid\">Veuillez choisir l\u2019une des options<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  employerCoverageField\" data-target=\"employerCoverage\" data-query-param=\"employerCoverage\" data-query-param-target=\"userInfo.employerCoverage\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Couverture offerte par l\u2019employeur (assurance invalidit\u00e9)<\/span><\/label>\n\n\n\n<div class=\"wp-block-rbc-tool-tip toolTip isHelp isDismissable\" data-tooltip=\"<div class=&quot;toolTip__modal&quot;&gt;\n\t\t\t\t<div class=&quot;toolTip__content__container&quot;&gt;\n\t\t\t\t\t\n\t\t\t\t\t<p class=&quot;toolTip__content&quot;&gt;La plupart des prestations offertes par l\u2019employeur remplacent environ 60\u00a0% du salaire. En cas de doute du montant pour lequel vous \u00eates couvert, s\u00e9lectionnez 60\u00a0%. Vous pourrez toujours v\u00e9rifier votre couverture et modifier votre s\u00e9lection par la suite.<\/p&gt;\n\t\t\t\t\t\n\t\t\t\t<\/div&gt;\n\t\t\t\t<button type=&quot;button&quot; class=&quot;toolTip__close&quot; aria-label=&quot;Close&quot;&gt;<\/button&gt;\n\t\t\t<\/div&gt;\"><div class=\"toolTip__container\"><p class=\"toolTip__prefix\"><\/p><\/div><button type=\"button\" class=\"toolTip__icon\" aria-label=\"Learn more\"><\/button><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-radio-group inputRadioGroup inputRadioGroup__default inputRadioGroup__vertical\">\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__employerCoverage__0\" class=\"buttonRadio__input\" type=\"radio\" value=\"0\" name=\"employerCoverage\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">Aucun<\/span><\/label><\/div>\n\n\n\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__employerCoverage__50\" class=\"buttonRadio__input\" type=\"radio\" value=\"50\" name=\"employerCoverage\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">50%<\/span><\/label><\/div>\n\n\n\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__employerCoverage__60\" class=\"buttonRadio__input\" type=\"radio\" value=\"60\" name=\"employerCoverage\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">60% (plus courant)<\/span><\/label><\/div>\n\n\n\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__employerCoverage__75\" class=\"buttonRadio__input\" type=\"radio\" value=\"75\" name=\"employerCoverage\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">75%<\/span><\/label><\/div>\n\n\n\n<div class=\"wp-block-rbc-button-radio buttonRadio\"><label class=\"buttonRadio__label\"><input id=\"buttonRadio__employerCoverage__I do not know\" class=\"buttonRadio__input\" type=\"radio\" value=\"I do not know\" name=\"employerCoverage\"\/><span class=\"buttonRadio__customRadio\"><span class=\"buttonRadio__dot\"><\/span><\/span><span class=\"buttonRadio__text\">Je ne sais pas<\/span><\/label><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-announcement-bar announcementBar  is-style-announcementBarLEInfo announcementBarDoNotKnow announcementBarLEInfo\" id=\"4f1238c1-97ac-4870-a094-621d7c8f653c\"><div class=\"announcementBar__inner\" style=\"--icon-url:url(undefined)\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p>On utilisera le montant le plus courant (60&nbsp;%) pour le calcul.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Veuillez choisir l\u2019une des options<\/span><span class=\"inputField__error inputField__error__invalid\">Veuillez choisir l\u2019une des options<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn tertiary is-style-tertiary isPrev\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Retour\">Retour<\/button><\/div><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Calculer l\u2019\u00e9cart\">Calculer l\u2019\u00e9cart<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-quote-result quoteResult quoteResult__disability\"><div class=\"quoteResult__heading\"><div class=\"wp-block-button btn tertiary is-style-tertiary isPrev\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Pr\u00e9c\u00e9dent\">Pr\u00e9c\u00e9dent<\/button><\/div><h2>Votre revenu mensuel baisse de <span class=\"diResult__result__titleAmountSpan\">1212<\/span> $ si vous ne travaillez pas<\/h2><\/div>\n<div class=\"wp-block-group diResult__result__fullyCovered is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-bonne-nouvelle-nbsp-on-dirait-que-votre-revenu-est-entierement-couvert\">Bonne nouvelle&nbsp;! On dirait que votre revenu est enti\u00e8rement couvert.<\/h2>\n\n\n\n<p class=\"has-text-align-center diResult__result__fullyCoveredContent\">N\u2019oubliez pas qu\u2019il ne s\u2019agit que d\u2019une estimation. Nous vous recommandons de consulter un conseiller pour obtenir des conseils personnalis\u00e9s.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group diResult__group__resultCard is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group diResultCard__container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-di-result-card diResultCard\"><div class=\"diResultCard__loadingSteps\"><span class=\"diResultCard__loadingStep active\"><span class=\"diResultCard__loadingText\">Analyse de vos renseignements<\/span><span class=\"diResultCard__loadingSpinner\"><\/span><\/span><span class=\"diResultCard__loadingStep\"><span class=\"diResultCard__loadingText\">Calcul de l\u2019assurance invalidit\u00e9<\/span><span class=\"diResultCard__loadingSpinner\"><\/span><\/span><\/div><div class=\"diResultCard__result\"><div class=\"diResultCard__di\"><div class=\"diResultCard__di__amounts\"><div class=\"diResultCard__di__amountMonthly\"><span class=\"diResultCard__trustIconSpan\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/Trending-down.svg\" alt=\"\" class=\"diResultCard__trustIcon\" style=\"display:inline-block;max-width:100%;height:auto\"\/><\/span><span class=\"diResultCard__amount\">00.00<\/span><span class=\"diResultCard__currency\">$<\/span><span class=\"diResultCard__di__monthLabel\">\/mois<\/span><\/div><div class=\"diResultCard__di__desc\"><span class=\"diResultCard__di__label\"><\/span><\/div><\/div><div class=\"diResultCard__di__regularPayDetails\"><div class=\"diResultCard__di__regularPayLabel\"><p class=\"diResultCard__di__regularPayLabelSpan\">Paie r\u00e9guli\u00e8re<\/p><span>apr\u00e8s imp\u00f4t<\/span><\/div><div class=\"diResultCard__di__regularPayAmount\"><span class=\"diResultCard__amount\">00.0<\/span><span class=\"diResultCard__currency\">$<\/span><span class=\"diResultCard__di__regularPayMonthLabel\">\/mois<\/span><\/div><\/div><div class=\"diResultCard__di__employerDetails\"><div class=\"diResultCard__di__employerLabel\"><p class=\"diResultCard__di__employerLabelSpan\">Couverture de l\u2019employeur<\/p><span class=\"diResultCard__di__employerLabelDescSpan\">pendant 4\u00a0mois<\/span><\/div><div class=\"diResultCard__di__employerCoverageAmount\"><div class=\"diResultCard__di__employerCoverageAmountSpan\"><span class=\"diResultCard__amount\">00.0<\/span><span class=\"diResultCard__currency\">$<\/span><span class=\"diResultCard__di__monthLabel\">\/mois<\/span><\/div><div class=\"diResultCard__di__employerCoverageAmountDesc\"><\/div><\/div><\/div><\/div><div class=\"diResultCard__action\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button is-style-primary primary diResultCard__bookacall modalTrigger__bookacall btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-23416-15cfaee9\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Planifier une consultation gratuite-# \">Planifier une consultation gratuite<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center diResultCard__learnMore mar-t-hlf mob-mar-t-hlf\"><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/assurance-invalidite\/\" data-dig-id=\"LP-23416-c67866f4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Apprenez-en davantage sur l\u2019assurance invalidit\u00e9\" class=\"rbc-link-format\">Apprenez-en davantage sur l\u2019assurance invalidit\u00e9<\/a><\/p>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group diResult__resultDescription is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"diResult__resultDescriptionTitle\">Comment ce montant a-t-il \u00e9t\u00e9 calcul\u00e9&nbsp;?<\/p>\n\n\n\n<p class=\"diResult__resultDescriptionContent\"><strong>Paie habituelle apr\u00e8s imp\u00f4t<\/strong>&nbsp;: Nous avons divis\u00e9 par&nbsp;12 le revenu annuel brut que vous avez indiqu\u00e9, puis appliqu\u00e9 un taux moyen moyen d\u2019imposition de 25&nbsp;%. (Ce taux moyen est utilis\u00e9 \u00e0 titre indicatif. Votre taux d\u2019imposition r\u00e9el pourrait \u00eatre sup\u00e9rieur ou inf\u00e9rieur.)<br><strong>Couverture de l\u2019employeur<\/strong>&nbsp;: Nous avons multipli\u00e9 votre revenu annuel brut par le taux de couverture de l\u2019employeur que vous avez indiqu\u00e9, puis divis\u00e9 le r\u00e9sultat par 12&nbsp;mois, auquel nous avons appliqu\u00e9 un taux d&rsquo;imp\u00f4t estim\u00e9 de 25 %.<\/p>\n\n\n\n<p class=\"diResult__resultDescriptionContent\"><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group diResult__group__resultChart is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group diResultChart__container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-di-result-chart diResultChart\"><div class=\"diResultChart__result\"><div class=\"diResultChart__result__container\"><div class=\"diResultChart__result__title\">Projection financi\u00e8re sur 6\u00a0mois<\/div><div class=\"diResultChart__result__chartWrapper\"><div class=\"diResultChart__result__regularpay\"><span>Salaire r\u00e9gulier\u00a0: $<\/span><span class=\"diResultChart__result__regularpay__amount\"><\/span><\/div><div class=\"diResultChart__result__barChart\"><\/div><div class=\"diResultChart__barChart__monthsLabels\"><div class=\"diResultChart__barChart__monthLabel\">Mois 1<\/div><div class=\"diResultChart__barChart__monthLabel\">Mois 2<\/div><div class=\"diResultChart__barChart__monthLabel\">Mois 3<\/div><div class=\"diResultChart__barChart__monthLabel\">Mois 4<\/div><div class=\"diResultChart__barChart__monthLabel\">Mois 5<\/div><div class=\"diResultChart__barChart__monthLabel\">Mois 6<\/div><\/div><\/div><div class=\"diResultChart__result__legend\"><div class=\"diResultChart__result__legendItem\"><div class=\"diResultChart__result__legendTitle\"><span class=\"diResultChart__result__legendColor diResultChart__result__legendColor--benefit\"><\/span><span>Avantages sociaux et fonds d\u2019urgence<\/span><\/div><div class=\"diResultChart__result__legendDesc\">Couverts par les avantages sociaux de l\u2019employeur et l\u2019\u00e9pargne<\/div><\/div><div class=\"diResultChart__result__legendItem\"><div class=\"diResultChart__result__legendTitle\"><span class=\"diResultChart__result__legendColor diResultChart__result__legendColor--gap\"><\/span><span>\u00c9cart de revenu<\/span><\/div><div class=\"diResultChart__result__legendDesc\">Pourrait \u00eatre couvert par une assurance invalidit\u00e9 compl\u00e9mentaire<\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-support-card supportCardWrapper\">\n<div class=\"wp-block-group supportCard is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-large supportCard-image\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/advisors-img.svg?quality=80&amp;w=1024\" alt=\"\" class=\"wp-image-21707\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading diResult__result__partialCoverage\" id=\"h-communiquez-avec-un-conseiller-pour-en-savoir-plus\">Communiquez avec un conseiller pour en savoir plus<\/h3>\n\n\n\n<p class=\"doveGrayText diResult__result__partialCoverage\">Il pourra vous fournir des conseils personnalis\u00e9s sur l\u2019assurance invalidit\u00e9, y compris sur le co\u00fbt mensuel et la dur\u00e9e de la couverture.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button supportCard-button modalTrigger__bookacall btn before is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-23416-e4846510\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Planifier un appel avec un conseiller&nbsp;RBC-# \">Planifier un appel avec un conseiller&nbsp;RBC<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center supportCard-link\"><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/assurance-invalidite\/\" data-dig-id=\"LP-23416-fc61484c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Apprenez-en davantage sur l\u2019assurance invalidit\u00e9\" class=\"rbc-link-format\">Apprenez-en davantage sur l\u2019assurance invalidit\u00e9<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center supportCard-phone\">Vous avez besoin d\u2019aide&nbsp;maintenant&nbsp;? Appelez-nous au <a href=\"tel:18662627924\" data-dig-id=\"LP-32650-a326f6a5\" data-dig-label=\"1-866-262-7924\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1-866-262-7924<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center supportCard-phone supportCard-phone-hours\">(Du lundi au vendredi, de 9 h \u00e0 17 h, HE)<\/p>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide mob-mar-t-dbl mob-mar-b-dbl\"\/>\n\n\n\n<div class=\"wp-block-group diResult__result__partialCoverage is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\" id=\"h-vous-avez-vu-l-ecart-faisons-en-sorte-que-cela-ne-vous-coute-rien\">Vous avez vu l\u2019\u00e9cart. Faisons en sorte que cela ne vous co\u00fbte rien.<\/h2>\n\n\n\n<p><span class=\"partial__border-bottom\">L\u2019assurance invalidit\u00e9 RBC prot\u00e8ge la paie sur laquelle votre famille compte en rempla\u00e7ant votre revenu lorsque vous ne pouvez pas travailler en raison d\u2019une blessure ou d\u2019une maladie. Ainsi, vos factures seront pay\u00e9es pendant que vous vous concentrez sur votre r\u00e9tablissement.<\/span><\/p>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout2\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/Wallet.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-couverture-abordable\">Couverture abordable<\/h4>\n<\/div>\n\n\n\n<p>Les primes de la couverture Blessure seulement peuvent \u00eatre aussi peu \u00e9lev\u00e9es que 10,50 $ par mois.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/Mobile.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-aucun-examen-medical\">Aucun examen m\u00e9dical<\/h4>\n<\/div>\n\n\n\n<p>Il suffit de r\u00e9pondre \u00e0 quelques questions de base pour demander la couverture Blessure seulement et Blessure et maladie. Si vous n\u2019\u00eates pas admissible \u00e0 la couverture en cas de maladie, vous pouvez obtenir la couverture Blessure seulement.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/Money-Coin.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-transportable\">Transportable<\/h4>\n<\/div>\n\n\n\n<p>Contrairement \u00e0 l\u2019assurance dont vous b\u00e9n\u00e9ficiez par l\u2019interm\u00e9diaire de votre employeur, vous pouvez garder votre police si vous changez d\u2019emploi.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns mar-t-dbl mob-mar-t-dbl mob-pad-t-dbl is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<h2 class=\"wp-block-heading\" id=\"h-foire-de-questions-sur-l-assurance-invalidite\"><span class=\"partial__border-bottom\">Foire de questions sur l\u2019assurance invalidit\u00e9<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-l-hlf mob-mar-t-dbl is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlef7bd4153\" class=\"collapse-toggle collapsed\" data-target=\"#accordionf7bd4153\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-23416-f7bd4153\" aria-controls=\"accordionf7bd4153\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Le gouvernement canadien n\u2019offre-t-il pas une couverture en cas d\u2019invalidit\u00e9 ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Le gouvernement canadien n\u2019offre-t-il pas une couverture en cas d\u2019invalidit\u00e9 ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionf7bd4153\" role=\"region\" aria-labelledby=\"accordion-titlef7bd4153\"><div class=\"collapse-inner\">\n<p>Le R\u00e9gime de pensions du Canada (RPC) et le R\u00e9gime de rentes du Qu\u00e9bec (RRQ) pr\u00e9voient des prestations d\u2019invalidit\u00e9, mais elles font l\u2019objet de nombreuses limites :<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Pour 2026, la prestation d\u2019invalidit\u00e9 mensuelle moyenne du RPC est de 1 210,86 $ et la prestation mensuelle maximale est de 1 741,20 $. Cette prestation est sensiblement inf\u00e9rieure \u00e0 celle que vous pourriez recevoir au titre d\u2019un de nos produits d\u2019assurance invalidit\u00e9. Ainsi, certains assur\u00e9s au titre d\u2019une police de la S\u00e9rie Professions peuvent recevoir jusqu\u2019\u00e0 25 000 $ par mois, selon leur profession, leur revenu pr\u00e9invalidit\u00e9 et d\u2019autres facteurs.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Pour avoir droit aux prestations d\u2019invalidit\u00e9 du RPC, vous devez \u00eatre victime d\u2019une invalidit\u00e9 physique ou mentale grave et de longue dur\u00e9e et \u00eatre incapable d\u2019exercer quelque profession que ce soit. La d\u00e9finition de ce qui constitue une invalidit\u00e9 donnant droit \u00e0 des prestations au titre d\u2019une assurance protection du revenu en cas d\u2019invalidit\u00e9 de RBC Assurances est moins exigeante.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>En savoir plus: <a href=\"https:\/\/www.canada.ca\/fr\/services\/prestations\/pensionspubliques\/prestation-invalidite-rpc\/montant-prestation.html\" target=\"_blank\" data-dig-id=\"LP-23416-a51ee27b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"https:\/\/www.canada.ca\/fr\/services\/prestations\/pensionspubliques\/prestation-invalidite-rpc\/montant-prestation.html\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">https:\/\/www.canada.ca\/fr\/services\/prestations\/pensionspubliques\/prestation-invalidite-rpc\/montant-prestation.html<\/a>.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleb597cca1\" class=\"collapse-toggle collapsed\" data-target=\"#accordionb597cca1\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-23416-b597cca1\" aria-controls=\"accordionb597cca1\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Je suis d\u00e9j\u00e0 couvert par une assurance invalidit\u00e9 au travail. Pourquoi souscrire une autre police ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Je suis d\u00e9j\u00e0 couvert par une assurance invalidit\u00e9 au travail. Pourquoi souscrire une autre police ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionb597cca1\" role=\"region\" aria-labelledby=\"accordion-titleb597cca1\"><div class=\"collapse-inner\">\n<p>La r\u00e9ponse \u00e0 cette question d\u00e9pend du r\u00e9gime d\u2019assurance invalidit\u00e9 parrain\u00e9 par votre employeur ; vous devez donc l\u2019examiner attentivement pour savoir ce qu\u2019il couvre. L\u2019assurance parrain\u00e9e par l\u2019employeur prend habituellement fin \u00e0 la cessation d\u2019emploi. Un des avantages d\u2019une police d\u2019assurance invalidit\u00e9 souscrite aupr\u00e8s de RBC Assurances est que vous la conservez m\u00eame si vous quittez votre emploi.<\/p>\n\n\n\n<p>Voici quelques questions que vous devriez vous poser au sujet du r\u00e9gime de votre employeur :<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Quel pourcentage de votre revenu serait remplac\u00e9 par le r\u00e9gime de votre employeur ? Allez-vous \u00eatre \u00e0 court d\u2019argent ?<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>L\u2019assurance de votre employeur couvre-t-elle les maladies et les blessures ?<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>L\u2019assurance vous couvre-t-elle seulement au travail ou en tout temps ?<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Le r\u00e9gime de l\u2019employeur offre-t-il des services de retour au travail ?<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Comment l\u2019invalidit\u00e9 est-elle d\u00e9finie ?<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Lorsque vous pourrez r\u00e9pondre \u00e0 ces questions, vous d\u00e9ciderez peut-\u00eatre que vous avez besoin d\u2019une protection additionnelle.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title433a23c7\" class=\"collapse-toggle collapsed\" data-target=\"#accordion433a23c7\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-23416-433a23c7\" aria-controls=\"accordion433a23c7\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"De quel montant d\u2019assurance invalidit\u00e9 ai-je besoin ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>De quel montant d\u2019assurance invalidit\u00e9 ai-je besoin ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion433a23c7\" role=\"region\" aria-labelledby=\"accordion-title433a23c7\"><div class=\"collapse-inner\">\n<p>Vos prestations d\u2019invalidit\u00e9 devraient \u00eatre suffisantes pour que vous et votre famille puissiez continuer \u00e0 vivre confortablement, comme si vous continuiez \u00e0 travailler \u00e0 temps plein. Commencez par faire la somme de vos frais de subsistance fixes mensuels, comme la nourriture, le logement, le transport, les services publics et autres frais divers. Soustrayez de ce montant tout revenu que vous recevrez d\u2019autres sources pendant une invalidit\u00e9, par exemple des placements, un immeuble de location et d\u2019autres assurances invalidit\u00e9. Le montant d\u2019assurance dont vous avez besoin est l\u2019exc\u00e9dent du total des d\u00e9penses sur le total des revenus. Bien s\u00fbr, aucune assurance invalidit\u00e9 ne saurait remplacer votre revenu en entier.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title6c191fb0\" class=\"collapse-toggle collapsed\" data-target=\"#accordion6c191fb0\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-23416-6c191fb0\" aria-controls=\"accordion6c191fb0\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Qui peut souscrire l\u2019assurance invalidit\u00e9 ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Qui peut souscrire l\u2019assurance invalidit\u00e9 ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion6c191fb0\" role=\"region\" aria-labelledby=\"accordion-title6c191fb0\"><div class=\"collapse-inner\">\n<p>Vous pouvez demander l\u2019assurance protection du revenu en cas d\u2019invalidit\u00e9 si :<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>vous remplissez les conditions de la police relativement \u00e0 l\u2019\u00e2ge :<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Vous avez entre 18 et 60 ans pour la S\u00e9rie Professions, la S\u00e9rie Fondations et la S\u00e9rie Avant-garde<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Vous avez entre 18 et 64 ans pour la couverture en cas de maladie et entre 18 et 69 ans pour la couverture en cas de blessure pour la S\u00e9rie Fondamentale<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Vous avez entre 18 et 65 ans pour l\u2019Assurance invalidit\u00e9 Simplifi\u00e9e RBC<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Vous avez entre 18 et 55 ans pour l\u2019assurance Protection-Retraite<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Vous \u00eates citoyen canadien ou r\u00e9sident permanent\/immigrant re\u00e7u<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title74ebef57\" class=\"collapse-toggle collapsed\" data-target=\"#accordion74ebef57\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-23416-74ebef57\" aria-controls=\"accordion74ebef57\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Quel est le d\u00e9lai de carence pour une invalidit\u00e9 ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Quel est le d\u00e9lai de carence pour une invalidit\u00e9 ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion74ebef57\" role=\"region\" aria-labelledby=\"accordion-title74ebef57\"><div class=\"collapse-inner\">\n<p>Le d\u00e9lai de carence est le nombre de jours entre le d\u00e9but d\u2019une invalidit\u00e9 et le jour o\u00f9 vous commencez \u00e0 recevoir des prestations. La plupart des contrats offrent un choix de d\u00e9lais de carence allant de 30 \u00e0 730 jours. L\u2019Assurance invalidit\u00e9 RBC Simplifi\u00e9e vous permet de choisir un d\u00e9lai de carence de 60 jours ou de 90 jours.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title6ce4d7ae\" class=\"collapse-toggle collapsed\" data-target=\"#accordion6ce4d7ae\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-23416-6ce4d7ae\" aria-controls=\"accordion6ce4d7ae\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Puis-je annuler mon assurance invalidit\u00e9 en tout temps ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Puis-je annuler mon assurance invalidit\u00e9 en tout temps ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion6ce4d7ae\" role=\"region\" aria-labelledby=\"accordion-title6ce4d7ae\"><div class=\"collapse-inner\">\n<p>Oui, vous pouvez r\u00e9silier votre assurance en tout temps en communiquant avec nous.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"toolsCalculators__descMsg\">Cette calculatrice fournit des estimations \u00e0 titre informatif seulement.<\/p>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer mar-b mob-mar-b\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-23416-e813a32c\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>Afficher les avis de non-responsabilit\u00e9<\/span><span>Cacher les avis de non-responsabilit\u00e9<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>1<\/sup><\/div><div class=\"table-cell\">\n<p>Les estimations sont fournies \u00e0 titre indicatif seulement. Nous supposons 75&nbsp;% du salaire brut comme salaire net, et incluons une couverture de quatre mois des avantages sociaux offerts par l\u2019employeur, impos\u00e9e au taux de 25&nbsp;%. La couverture, les taxes et les frais r\u00e9els peuvent diff\u00e9rer.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-2\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>2<\/sup><\/div><div class=\"table-cell\">\n<p>Service Canada,&nbsp;<a href=\"http:\/\/www.canada.ca\/fr\/services\/prestations\/pensionspubliques\/rpc\/prestation-invalidite-rpc\/montant-prestation.html\" target=\"_blank\" data-dig-id=\"LP-23416-ce782d76\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"www.canada.ca\/fr\/services\/prestations\/pensionspubliques\/rpc\/prestation-invalidite-rpc\/montant-prestation.html\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">www.canada.ca\/fr\/services\/prestations\/pensionspubliques\/rpc\/prestation-invalidite-rpc\/montant-prestation.html<\/a><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n\n\n\n<div class=\"wp-block-rbc-modal-popup\"><button class=\"rbci-modal-popup__trigger modalTrigger__bookacall\" type=\"button\">Open Modal<\/button><div class=\"rbci-modal-popup__overlay modalTrigger__bookacall hide\"><div class=\"rbci-modal-popup__content\"><button class=\"rbci-modal-popup__close\" type=\"button\">\u00d7<\/button>\n<div class=\"wp-block-rbc-form-step-manager formStepManager\" data-form=\"bac\" data-sfconfigs=\"{&quot;campaignName&quot;:&quot;Web - Disability Quote: Book a Call Lead&quot;,&quot;lineOfBusiness&quot;:&quot;health&quot;,&quot;leadType&quot;:&quot;Disability Quote&quot;,&quot;leadDesc&quot;:&quot;Disability Quote - Book a Call Lead&quot;,&quot;capturesLead&quot;:true,&quot;leadDetails&quot;:&quot;Lead - {lead_details}&quot;}\">\n<div class=\"wp-block-rbc-form-step formStep formStep__last formStep__fullWidthButtons formStep__noBorder active  bookaCall\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-large bookaCallImage\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/advisors-img.svg?quality=80&amp;w=1024\" alt=\"\" class=\"wp-image-21707\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center bookaCallTitle\" id=\"h-planifiez-un-appel-avec-un-conseiller\">Planifiez un appel avec un conseiller<\/h3>\n\n\n\n<p class=\"has-text-align-center bookaCallDescription\">Examinez votre soumission avec nos conseillers autoris\u00e9s RBC pour obtenir des conseils d\u2019un expert sur la protection la mieux adapt\u00e9e \u00e0 vos besoins.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired\" data-target=\"booktime\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"booktime\" aria-label=\"Meilleur moment pour appeler\"><span class=\"inputLabel__text\">Meilleur moment pour appeler<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default bookaCallSelect selectDropdown__floating selectDropdown__custom\" id=\"booktime\"\t\t\tdata-option_name=\"booktime\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"S\u00e9lectionnez\">\n\t\t\t\t\tS\u00e9lectionnez\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"Entre 9 h et 12 h environ\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tEntre 9 h et 12 h environ\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"Entre 12 h et 16 h environ\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tEntre 12 h et 16 h environ\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"Entre 16 h et 20 h environ\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tEntre 16 h et 20 h environ\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"Aucune pr\u00e9f\u00e9rence\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAucune pr\u00e9f\u00e9rence\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"booktime\" value=\"\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Veuillez choisir l\u2019une des options<\/span><span class=\"inputField__error inputField__error__invalid\">Veuillez choisir l\u2019une des options<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__postalcode\" data-target=\"postalcode\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"bookacallpostalcode\" aria-label=\"Code postal\"><span class=\"inputLabel__text\">Code postal<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacallpostalcode\" class=\"input-textbox-input textbox-class\" name=\"postalcode\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Code postal non valide<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__name\" data-target=\"bookacallfirstname\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"bookacallfirstname\" aria-label=\"Pr\u00e9nom\"><span class=\"inputLabel__text\">Pr\u00e9nom<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacallfirstname\" class=\"input-textbox-input textbox-class\" name=\"bookacallfirstname\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Pr\u00e9nom non valide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__name\" data-target=\"bookacalllastname\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"bookacalllastname\" aria-label=\"Nom de famille\"><span class=\"inputLabel__text\">Nom de famille<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacalllastname\" class=\"input-textbox-input textbox-class\" name=\"bookacalllastname\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Nom de famille non valide<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__phone\" data-target=\"phone\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"bookacallphonenumber\" aria-label=\"Num\u00e9ro de t\u00e9l\u00e9phone\"><span class=\"inputLabel__text\">Num\u00e9ro de t\u00e9l\u00e9phone<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox tel left\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">+1<\/span><input type=\"tel\" autocomplete=\"tel-national\" pattern=\"[0-9-]*\" placeholder=\"\" id=\"bookacallphonenumber\" class=\"input-textbox-input textbox-class\" name=\"phone\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Ce champ ne peut \u00eatre vide<\/span><span class=\"inputField__error inputField__error__invalid\">Num\u00e9ro de t\u00e9l\u00e9phone\u00a0non valide<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField  inputField__email\" data-target=\"bookacallemail\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"bookacallemail\" aria-label=\"Adresse courriel\"><span class=\"inputLabel__text\">Adresse courriel<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox email left\"><div class=\"input-textbox-wrapper \"><input type=\"email\" placeholder=\"\" id=\"bookacallemail\" class=\"input-textbox-input textbox-class\" name=\"bookacallemail\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Planifiez un appel\">Planifiez un appel<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep  formStep__noBorder bookaCallSuccess isEdited\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image 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class=\"formStep__navigation\"><\/div><\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":203,"featured_media":0,"parent":11686,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/tools-calculators.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-23416","page","type-page","status-publish"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Calculateur d&#039;\u00e9cart de revenu en cas d&#039;invalidit\u00e9 | RBC Assurances<\/title>\n<meta name=\"description\" content=\"Maladie ou blessure : vos avantages au travail ne couvriront pas tout. 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