{"id":22037,"date":"2025-10-24T14:04:50","date_gmt":"2025-10-24T18:04:50","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/fr-ca\/?page_id=22037"},"modified":"2026-02-19T15:45:30","modified_gmt":"2026-02-19T20:45:30","slug":"nouveaux-parents","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/fr-ca\/etapes-de-vie\/nouveaux-parents\/","title":{"rendered":"Jeunes familles"},"content":{"rendered":"\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__HeroImageBackground  hasDarkBg\" style=\"background:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/newparent-hero.webp) no-repeat;--bghero-mobi-url:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/newparent-hero-mobile.webp)\">\n<div class=\"wp-block-columns cols-hero-wrapper is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-front is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"rbc-yoast-breadcrum\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/\">Accueil<\/a><\/span><\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading rbc-callout-heading\" id=\"h-protection-de-taille-pour-vos-tout-petits\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">Protection de taille<\/mark> pour vos tout-petits <\/h2>\n\n\n\n<p class=\"rbc-override-margin p-large\">De nouveaux membres dans la famille, de nouvelles responsabilit\u00e9s. Prot\u00e9gez ce qui compte le plus en choisissant une assurance con\u00e7ue pour vous \u2013 et pour eux.<\/p>\n\n\n\n<div class=\"wp-block-buttons  get-your-free-quote is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"#h-trois-moyens-d-offrir-a-votre-famille-un-filet-de-securite\" data-dig-id=\"LP-22037-936d433b\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Voir ce que nos clients choisissent-#h-trois-moyens-d-offrir-a-votre-famille-un-filet-de-securite \">Voir ce que nos clients choisissent<\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-postal-code postal-code-form  postal-code\" data-custom-url=\"\"><div class=\"quote-form \"><div class=\"inputCode\"><label>Your postal code<\/label><input class=\"\" type=\"text\" value=\"\" placeholder=\"A1A 1A1\"\/><\/div><div class=\"inputCode\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-22037-5877ddee\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get a quote-# \">Get a quote<\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><div class=\"error-msg\"><span class=\"error-msg-span\">Please provide a valid postal code in A1A 1A1 format.<\/span><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile mar-t-dbl mob-mar-t-dbl\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"592\" height=\"593\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/newparent-1-1_FR-1.webp?quality=80&amp;w=592\" alt=\"une m\u00e8re et son fils prot\u00e9g\u00e9s par une assurance vie\nAu Canada, 43\u00a0% des parents d\u2019enfants mineurs ont une assurance vie\" class=\"wp-image-22289 size-full\" srcset=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/newparent-1-1_FR-1.webp 592w, https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/newparent-1-1_FR-1.webp?resize=150,150 150w, https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/newparent-1-1_FR-1.webp?resize=300,300 300w\" sizes=\"auto, (max-width: 592px) 100vw, 592px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h1 class=\"wp-block-heading  mob-mar-t-dbl\" id=\"h-comment-l-assurance-aide-les-jeunes-familles-comme-la-votre-nbsp\"><span class=\"partial__border-bottom\">Comment l\u2019assurance aide les jeunes familles (comme la v\u00f4tre&nbsp;!)<\/span><\/h1>\n\n\n\n<p>Votre famille compte sur vous pour plus d\u2019une chose. L\u2019assurance aide \u00e0 remplacer le revenu en cas de difficult\u00e9, couvre les frais m\u00e9dicaux impr\u00e9vus et permet de constituer une \u00e9pargne pour l\u2019avenir de votre enfant, souvent \u00e0 un prix inf\u00e9rieur \u00e0 ce que vous pensiez.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading mar-t-dbl mob-mar-t-dbl\" id=\"h-trois-moyens-d-offrir-a-votre-famille-un-filet-de-securite\">Trois moyens d\u2019offrir \u00e0 votre famille un filet de s\u00e9curit\u00e9<\/h2>\n\n\n\n<div class=\"wp-block-rbc-comparison-block comparisonBlock  menuStyle__enhanced menuItems__dropdown mar-t-0 mob-mar-t-0\" data-dropdownlabel=\"Cat\u00e9gorie\"><div class=\"comparisonBlock__header\"><p class=\"rbc-override-margin p-large\"><span class=\"partial__border-bottom\">Qu\u2019il s\u2019agisse de couvrir les d\u00e9penses courantes ou de se pr\u00e9parer aux impond\u00e9rables de la vie, voici les protections de base qui aident les parents \u00e0 se sentir en s\u00e9curit\u00e9 \u00e0 chaque \u00e9tape.<\/span><\/p><\/div><div class=\"comparisonBlock__content\"><div class=\"comparisonBlock__content-left\">\n<div class=\"selectDropdown__wrapper\">\n\t\t\t<span class=\"selectDropdown__label\" tabindex=\"0\" aria-label=\"Cat\u00e9gorie\" for=\"\">Cat\u00e9gorie<\/span>\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default  selectDropdown__floating \" \t\t\tdata-option_name=\"\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"La s\u00e9curit\u00e9 de votre famille advenant votre d\u00e9c\u00e8s\">\n\t\t\t\t\tLa s\u00e9curit\u00e9 de votre famille advenant votre d\u00e9c\u00e8s\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item selected\"\n\t\t\t\t\t\tdata-option_value=\"0\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tLa s\u00e9curit\u00e9 de votre famille advenant votre d\u00e9c\u00e8s\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__description\">\n\t\t\t\t\t\t\t\t\tL\u2019assurance vie peut couvrir les soins aux enfants, remplacer le revenu perdu et bien plus encore.\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"1\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tCouverture des probl\u00e8mes de sant\u00e9 impr\u00e9vus\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__description\">\n\t\t\t\t\t\t\t\t\tB\u00e9n\u00e9ficiez d\u2019une marge de man\u0153uvre en cas de maladie, de blessure ou de diagnostic grave.\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"2\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tProt\u00e9gez votre maison et vos principales dettes\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__description\">\n\t\t\t\t\t\t\t\t\tAssurez-vous que les dommages ou les dettes ne perturbent pas la vie de vos proches.\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<div class=\"comparisonBlock__menuItems\"><ul class=\"menuItems__enhanced\" role=\"tablist\" tabindex=\"0\"><li class=\"comparisonBlock__menuItem\" tabindex=\"0\" role=\"tab\" aria-selected=\"false\" id=\"comparisonBlock__menuItem_1\"><div class=\"menuItems__enhanced__icon\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/Umbrella.svg\" alt=\"\" style=\"width:32px;height:32px;object-fit:contain\"\/><\/div><div class=\"menuItems__enhanced__content\"><p class=\"menuItem__enhanced__name\">La s\u00e9curit\u00e9 de votre famille advenant votre d\u00e9c\u00e8s<\/p><p class=\"menuItem__enhanced__description\">L\u2019assurance vie peut couvrir les soins aux enfants, remplacer le revenu perdu et bien plus encore.<\/p><\/div><\/li><li class=\"comparisonBlock__menuItem\" tabindex=\"0\" role=\"tab\" aria-selected=\"false\" id=\"comparisonBlock__menuItem_2\"><div class=\"menuItems__enhanced__icon\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/bandaid-24x24-1.svg\" alt=\"\" style=\"width:32px;height:32px;object-fit:contain\"\/><\/div><div class=\"menuItems__enhanced__content\"><p class=\"menuItem__enhanced__name\">Couverture des probl\u00e8mes de sant\u00e9 impr\u00e9vus<\/p><p class=\"menuItem__enhanced__description\">B\u00e9n\u00e9ficiez d\u2019une marge de man\u0153uvre en cas de maladie, de blessure ou de diagnostic grave.<\/p><\/div><\/li><li class=\"comparisonBlock__menuItem\" tabindex=\"0\" role=\"tab\" aria-selected=\"false\" id=\"comparisonBlock__menuItem_3\"><div class=\"menuItems__enhanced__icon\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/home-24x24-1.svg\" alt=\"\" style=\"width:32px;height:32px;object-fit:contain\"\/><\/div><div class=\"menuItems__enhanced__content\"><p class=\"menuItem__enhanced__name\">Prot\u00e9gez votre maison et vos principales dettes<\/p><p class=\"menuItem__enhanced__description\">Assurez-vous que les dommages ou les dettes ne perturbent pas la vie de vos proches.<\/p><\/div><\/li><\/ul><\/div><\/div><div class=\"comparisonBlock__content-right\">\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__cards carousel-wpr\" id=\"7eiclb7fe\">\n<div class=\"wp-block-rbc-comparison-card comparisonCard showEnergyLines\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  blue is-style-white-ice\" style=\"--icon-url:url(undefined)\"><span>L\u2019assurance vie<\/span><\/div><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-assurance-vie-temporaire-simplifiee-rbc\">Assurance vie temporaire Simplifi\u00e9e RBC<\/h4>\n\n\n\n<p>Obtenez une protection abordable convenant \u00e0 vos besoins \u00e0 court terme et offrant une protection viag\u00e8re.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard  is-style-blue-checkmark\"><div class=\"highlightsCard__heading\"><h5>Points forts<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Montant d\u2019assurance de 50 000 $ \u00e0 1 000 000 $ d\u2019une dur\u00e9e de 10 \u00e0 40 ans.<sup><a href=\"#legal-2\" data-dig-id=\"LP-22037-1db0de4c\" data-dig-label=\"2\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">2<\/a><\/sup><\/p>\n\n\n\n<p>Possibilit\u00e9 d\u2019\u00eatre admissible \u00e0 l\u2019assurance sans \u00e9valuation m\u00e9dicale, au moyen d\u2019une proposition en ligne qui ne prend que quelques minutes \u00e0 remplir.<\/p>\n\n\n\n<p>Comprend une garantie en cas de d\u00e9c\u00e8s accidentel de 10 000 $.<\/p>\n\n\n\n<p>Souplesse future avec la possibilit\u00e9 de transformer une assurance vie temporaire en assurance permanente \u00e0 une date ult\u00e9rieure, sans avoir \u00e0 fournir de preuves m\u00e9dicales, jusqu\u2019\u00e0 l\u2019\u00e2ge de 71 ans.<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/soumission-assurance-vie\/index.html\" data-dig-id=\"LP-22037-855a8ac1\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Obtenez une soumission en ligne-https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/soumission-assurance-vie\/index.html \">Obtenez une soumission en ligne<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"comparisonCard__learnMore\"><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-temporaire\/\" data-dig-id=\"LP-22037-3fb82c9f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plus de d\u00e9tails\" class=\"rbc-link-format\">Plus de d\u00e9tails<\/a> <\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  blue is-style-white-ice\" style=\"--icon-url:url(undefined)\"><span>L\u2019assurance vie<\/span><\/div><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-assurance-vie-temporaire-pourvous-rbc\">Assurance vie temporaire PourVous RBC<\/h4>\n\n\n\n<p>Personnalisez votre protection au moyen de limites de couverture plus \u00e9lev\u00e9es, d\u2019options plus souples et de garanties additionnelles pour prot\u00e9ger ce qui vous tient le plus \u00e0 c\u0153ur.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard  is-style-blue-checkmark\"><div class=\"highlightsCard__heading\"><h5>Points forts<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Montant d\u2019assurance de 1 000 001$ \u00e0 25 000 000$ d\u2019une dur\u00e9e de 10 \u00e0 40 ans.<sup><a href=\"#legal-3\" data-dig-id=\"LP-22037-43dad52b\" data-dig-label=\"3\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">3<\/a><\/sup><\/p>\n\n\n\n<p>Souplesse future avec la possibilit\u00e9 de transformer une assurance vie temporaire en assurance permanente \u00e0 une date ult\u00e9rieure, sans avoir \u00e0 fournir de preuves m\u00e9dicales, jusqu\u2019\u00e0 l\u2019\u00e2ge de 71 ans.<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html\" data-dig-id=\"LP-22037-855a8ac1\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"R\u00e9servez un appel maintenant-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html \">R\u00e9servez un appel maintenant<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"comparisonCard__learnMore\"><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-temporaire\/\" data-dig-id=\"LP-22037-3fb82c9f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plus de d\u00e9tails\" class=\"rbc-link-format\">Plus de d\u00e9tails<\/a> <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_7eiclb7fe\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__cards carousel-wpr\" id=\"33132jvsg\">\n<div class=\"wp-block-rbc-comparison-card comparisonCard showEnergyLines\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  blue is-style-white-ice\" style=\"--icon-url:url(undefined)\"><span>D\u2019assurances maladies grave<\/span><\/div><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-assurance-maladies-grave\">Assurance maladies grave<\/h4>\n\n\n\n<p>Prot\u00e9gez-vous contre les maladies les plus courantes. Les cancers, les crises cardiaques et les accidents vasculaires c\u00e9r\u00e9braux repr\u00e9sentent 89 % de toutes les demandes de r\u00e8glement au titre des assurances maladies graves.<sup><a href=\"#legal-4\" data-dig-id=\"LP-22037-140123b3\" data-dig-label=\"4\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">4<\/a><\/sup> Pour une protection contre ces maladies courantes<sup><a href=\"#legal-5\" data-dig-id=\"LP-22037-f1e1b75f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"5\" class=\"rbc-link-format\">5<\/a><\/sup>, choisissez notre couverture la plus abordable.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard  is-style-blue-checkmark\"><div class=\"highlightsCard__heading\"><h5>Points forts<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Indemnit\u00e9 forfaitaire: 10 000 $, 25 000 $, 50 000 $ ou 75 000 $.<\/p>\n\n\n\n<p>Protection abordable: Contre les trois maladies graves les plus courantes.<\/p>\n\n\n\n<p>Garanties facultatives: La garantie de remboursement des primes au d\u00e9c\u00e8s rembourse toutes les primes acquitt\u00e9es si votre d\u00e9c\u00e8s survient pendant que la police est en vigueur.<\/p>\n\n\n\n<p>Assistance Services: Services d\u2019aide Experts m\u00e9dicaux de Teladoc+, programme \u00ab Le chemin de la gu\u00e9rison \u00bb et indemnit\u00e9 d\u2019assistance imm\u00e9diate.<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html\" data-dig-id=\"LP-22037-855a8ac1\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"R\u00e9servez un appel maintenant-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html \">R\u00e9servez un appel maintenant<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"comparisonCard__learnMore\"><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/assurance-maladies-graves\/\" data-dig-id=\"LP-22037-32288d05\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plus de d\u00e9tails\" class=\"rbc-link-format\">Plus de d\u00e9tails<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  blue is-style-white-ice\" style=\"--icon-url:url(undefined)\"><span>Assurance invalidit\u00e9<\/span><\/div><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-serie-professions\">S\u00e9rie Professions<\/h4>\n\n\n\n<p>La police de la S\u00e9rie Professions procure une protection d\u2019invalidit\u00e9 de longue dur\u00e9e et des garanties pour faciliter le retour au travail qui sont con\u00e7ues pour r\u00e9pondre \u00e0 vos besoins particuliers.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard  is-style-blue-checkmark\"><div class=\"highlightsCard__heading\"><h5>Points forts<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Prestation d\u2019invalidit\u00e9 totale : Recevez une prestation mensuelle pr\u00e9d\u00e9termin\u00e9e si une maladie ou une blessure vous emp\u00eache totalement de travailler.<sup><a href=\"#legal-6\" data-dig-id=\"LP-22037-1a3067e3\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"6\" class=\"rbc-link-format\">6<\/a><\/sup><\/p>\n\n\n\n<p>Garantie en cas d\u2019invalidit\u00e9 partielle et r\u00e9siduelle : Facilite votre retour au travail si, \u00e0 la suite d\u2019une blessure ou d\u2019une maladie, vous ne pouvez reprendre le travail qu\u2019\u00e0 temps partiel.<\/p>\n\n\n\n<p>P\u00e9riode d\u2019indemnisation de votre choix: Recevez des prestations pendant deux ans, cinq ans ou jusqu\u2019\u00e0 65 ans.<\/p>\n\n\n\n<p><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/garanties-le-retour-au-travail\/\" data-dig-id=\"LP-22037-d3e3a327\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Aide pour le retour au travail\" class=\"rbc-link-format\">Aide pour le retour au travail<\/a> : Recevoir des services pouvant vous aider \u00e0 reprendre votre travail.<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html\" data-dig-id=\"LP-22037-855a8ac1\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"R\u00e9servez un appel maintenant-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html \">R\u00e9servez un appel maintenant<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"comparisonCard__learnMore\"><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/assurance-invalidite\/\" data-dig-id=\"LP-22037-3fb82c9f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plus de d\u00e9tails\" class=\"rbc-link-format\">Plus de d\u00e9tails<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_33132jvsg\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-cards comparisonCards\"><div class=\"comparisonCards__cards carousel-wpr\" id=\"zjaui6mtn\">\n<div class=\"wp-block-rbc-comparison-card comparisonCard showEnergyLines\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  blue is-style-white-ice\" style=\"--icon-url:url(undefined)\"><span>Assurance habitation<\/span><\/div><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-assurance-habitation\">Assurance habitation<\/h4>\n\n\n\n<p>Votre maison est l\u2019un des achats les plus importants de votre vie. Prot\u00e9gez-la et prot\u00e9gez votre avenir financier au moyen d\u2019une assurance appropri\u00e9e.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard  is-style-blue-checkmark\"><div class=\"highlightsCard__heading\"><h5>Points forts<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Prot\u00e8ge votre maison et les d\u00e9pendances (comme un cabanon) qui sont sur votre propri\u00e9t\u00e9 contre des incidents tels que le feu, le vent, la gr\u00eale ou le vol.<\/p>\n\n\n\n<p>Vous prot\u00e8ge financi\u00e8rement contre les pertes ou les dommages touchant vos meubles, v\u00eatements et autres effets personnels qui se trouvent \u00e0 l\u2019int\u00e9rieur de votre maison ou de votre v\u00e9hicule.<\/p>\n\n\n\n<p>Couvre les frais d\u2019h\u00e9bergement \u00e0 l\u2019h\u00f4tel, d\u2019entreposage et autres frais si vous ne pouvez occuper votre logement en copropri\u00e9t\u00e9 parce qu\u2019il est est en cours de r\u00e9paration par suite d\u2019un sinistre assur\u00e9.<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=E4HMMPP&amp;lang=FR\" data-dig-id=\"LP-22037-855a8ac1\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Obtenez une soumission en ligne-https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=E4HMMPP&amp;lang=FR \">Obtenez une soumission en ligne<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"comparisonCard__learnMore\"><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-habitation\/\" data-dig-id=\"LP-22037-8b4f1be9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plus de d\u00e9tails\" class=\"rbc-link-format\">Plus de d\u00e9tails<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  blue is-style-white-ice\" style=\"--icon-url:url(undefined)\"><span>Assurance hypoth\u00e9caire<\/span><\/div><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-l-assurance-assure-toit-rbc\">L\u2019assurance Assure-Toit RBC<\/h4>\n\n\n\n<p>Prot\u00e9gez votre famille et votre avenir financier en souscrivant une assurance abordable sur votre pr\u00eat hypoth\u00e9caire RBC Banque Royale.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard  is-style-blue-checkmark\"><div class=\"highlightsCard__heading\"><h5>Points forts<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Choisissez l\u2019assurance vie seulement, ou ajoutez l\u2019assurance maladies graves ou l\u2019assurance invalidit\u00e9 pour \u00eatre mieux prot\u00e9g\u00e9.<\/p>\n\n\n\n<p>Vous permet de conserver votre assurance personnelle.<\/p>\n\n\n\n<p>Vous aide \u00e0 prot\u00e9ger vos \u00e9conomies afin de pouvoir les utiliser aux fins auxquelles elles sont destin\u00e9es.<\/p>\n\n\n\n<p>Les prestations d\u2019assurance vie, d\u2019assurance invalidit\u00e9 et d\u2019assurance maladies graves ne sont pas imposables et ne sont pas coordonn\u00e9es avec les prestations des autres r\u00e9gimes d\u2019assurance. L\u2019assurance Assure-Toit est \u00e9tablie par La Compagnie d\u2019Assurance du Canada sur la Vie.<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide\"\/>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/apps.royalbank.com\/apps\/creditor-insurance\/homeprotector\/?lang=fr\" data-dig-id=\"LP-22037-855a8ac1\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Obtenez une soumission en ligne-https:\/\/apps.royalbank.com\/apps\/creditor-insurance\/homeprotector\/?lang=fr \">Obtenez une soumission en ligne<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"comparisonCard__learnMore\"><a href=\"https:\/\/www.rbcroyalbank.com\/fr\/hypotheques\/assurance-hypothecaire-assure-toit.html\" data-dig-id=\"LP-22037-669b09ac\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Plus de d\u00e9tails\" class=\"rbc-link-format\">Plus de d\u00e9tails<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"comparisonCards__sliderNav\" id=\"nav_zjaui6mtn\"><div class=\"comparisonCards__navArrow comparisonCards__prevArrow\"><\/div><div class=\"comparisonCards__sliderDots\"><\/div><div class=\"comparisonCards__navArrow comparisonCards__nextArrow\"><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__2CTACard  hasDarkBg\" style=\"background-color:#006AC3\">\n<div class=\"wp-block-columns cols2CTA is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column columnLeft is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group groupColumnLeft is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-white-color\" id=\"h-parlez-a-un-conseiller-si\">Parlez \u00e0 un conseiller si<\/h2>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-white\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Vous pr\u00e9voyez combiner plusieurs produits.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Vous avez des pr\u00e9occupations de sant\u00e9 ou de famille particuli\u00e8res.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Vous voulez un plan financier sur mesure.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html\" data-dig-id=\"LP-22037-38d1219e\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Planifier un appel-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html \">Planifier un appel<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column columnRight is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group groupColumnRight is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-white-color\" id=\"h-commencez-en-ligne-si\">Commencez en ligne si<\/h2>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-checkmark-white\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Vos besoins sont simples.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Vous savez quel type de couverture vous recherchez.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Vous \u00eates pr\u00eat \u00e0 commencer.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/soumission-assurance-vie\/index.html\" data-dig-id=\"LP-22037-bba85c0d\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Obtenir une soumission d\u2019assurance vie-https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/soumission-assurance-vie\/index.html \">Obtenir une soumission d\u2019assurance vie<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout8\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-ressources-utiles\"><span class=\"partial__border-bottom\">Ressources utiles<\/span><\/h2>\n\n\n\n<p class=\"p-large\"><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group flex-2\/3 layout8-article-wrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-article-cards articleCards layout8-article-cards\"><div class=\"articleCards__container\"><div class=\"articleCards__cards carousel-wpr\">\n<div class=\"wp-block-rbc-article-card-single articleCardSingle\"><div class=\"articleCardSingle__image\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2022\/09\/thumb-father-and-son_402x-2.jpg\" alt=\"Featured Image\"\/><\/div><div class=\"articleCardSingle__content\" style=\"background-color:#F7F8FA\"><span class=\"cardTag\">Article<\/span><h4 class=\"rbc-override-margin\">Devrait-on souscrire une assurance vie pour un nouveau-n\u00e9 ?  Voici pourquoi c&rsquo;est un choix judicieux.<\/h4><p class=\"rbc-override-margin truncate-text-lines-3\">Saviez-vous qu&rsquo;en souscrivant une police d&rsquo;assurance vie avec valeur de rachat, vous pourriez payer les \u00e9tudes de votre enfant et r\u00e9aliser d&rsquo;autres objectifs financiers ?<\/p><p class=\"articleCardSingle__postLink\"><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/conseils-apprentissage\/assurance-vie\/assurance-vie-pour-un-nouveau-ne-voici-pourquoi-est-un-choix-judicieux\">Lire maintenant<\/a><\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-article-card-single articleCardSingle\"><div class=\"articleCardSingle__image\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2022\/09\/thumbnail-default-applying-for-life-insurance-2.jpg\" alt=\"Featured Image\"\/><\/div><div class=\"articleCardSingle__content\" style=\"background-color:#F7F8FA\"><span class=\"cardTag\">Article<\/span><h4 class=\"rbc-override-margin\">L&rsquo;importance de ne rien dissimuler lors de la souscription d&rsquo;une assurance vie<\/h4><p class=\"rbc-override-margin truncate-text-lines-3\">Certaines questions de votre proposition d&rsquo;assurance vie pourraient vous surprendre. Voici ces questions et pourquoi elles sont n\u00e9cessaires.<\/p><p class=\"articleCardSingle__postLink\"><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/conseils-apprentissage\/assurance-vie\/la-souscription-une-assurance-vie\">Lire maintenant<\/a><\/p><\/div><\/div>\n<\/div><div class=\"articleCards__sliderNav\"><div class=\"articleCards__navArrow articleCards__prevArrow\"><\/div><div class=\"articleCards__sliderDots\"><\/div><div class=\"articleCards__navArrow articleCards__nextArrow\"><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group info_layoutSelector flex-1\/3 layoutSelector__is-flex layoutSelector__direction-col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard articleCardsLayout__stackedCard\" style=\"--icon-url:url(undefined);background-color:#edf7fc\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-square-yellow\" style=\"--icon-url:url(undefined)\"><span>Outil<\/span><\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-calculatrice-d-assurance-vie\">Calculatrice d\u2019assurance vie<\/h4>\n\n\n\n<p>Voyez le montant d\u2019assurance qui vous convient, \u00e0 vous et \u00e0 votre famille.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-style-secondary secondary is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button is-style-secondary secondary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/calculatrice-assurance-vie\/index.html\" data-dig-id=\"LP-22037-6ee39172\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Calculer-https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/calculatrice-assurance-vie\/index.html \">Calculer<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard articleCardsLayout__stackedCard\" style=\"--icon-url:url(undefined);background-color:#edf7fc\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-square-yellow\" style=\"--icon-url:url(undefined)\"><span>Outil<\/span><\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-calculatrice-d-assurance-maladies-graves\">Calculatrice d\u2019assurance maladies graves<\/h4>\n\n\n\n<p>Voyez le montant d\u2019assurance qu\u2019il vous faut.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-style-secondary secondary is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button is-style-secondary secondary btn before\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-maladie\/calculatrice-besoins-assurance-maladies-graves.html\" data-dig-id=\"LP-22037-2407bf88\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Calculer-https:\/\/silver.rbcinsurance.com\/fr\/assurance-maladie\/calculatrice-besoins-assurance-maladies-graves.html \">Calculer<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h2><span class=\"partial__border-bottom\">Foire aux questions<\/span> pour les jeunes familles<\/h2><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlev0xr2xox\" class=\"collapse-toggle collapsed\" data-target=\"#accordionv0xr2xox\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-22037-v0xr2xox\" aria-controls=\"accordionv0xr2xox\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Quel est le bon moment pour souscrire une assurance vie\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Quel est le bon moment pour souscrire une assurance vie\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionv0xr2xox\" role=\"region\" aria-labelledby=\"accordion-titlev0xr2xox\"><div class=\"collapse-inner\">\n<p>Vous devriez penser \u00e0 souscrire une assurance vie si des gens d\u00e9pendent de vous financi\u00e8rement ou si vous laissez des dettes \u00e0 vos proches.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title3cwrzehz\" class=\"collapse-toggle collapsed\" data-target=\"#accordion3cwrzehz\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-22037-3cwrzehz\" aria-controls=\"accordion3cwrzehz\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Si je d\u00e9c\u00e8de, que peuvent faire mes proches de ce montant forfaitaire\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Si je d\u00e9c\u00e8de, que peuvent faire mes proches de ce montant forfaitaire\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion3cwrzehz\" role=\"region\" aria-labelledby=\"accordion-title3cwrzehz\"><div class=\"collapse-inner\">\n<p>Le montant forfaitaire de la police d\u2019assurance vie peut servir \u00e0&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-black-disc mar-l mob-mar-l\">\n<li>Remplacer le revenu perdu pour votre famille<\/li>\n\n\n\n<li>Couvrir ou payer les frais de subsistance, comme un pr\u00eat hypoth\u00e9caire ou le loyer<\/li>\n\n\n\n<li>Payer les soins \u00e0 vos enfants<\/li>\n\n\n\n<li>R\u00e9gler les dettes que vous pourriez laisser<\/li>\n\n\n\n<li>Payer les frais de scolarit\u00e9 de vos enfants<\/li>\n\n\n\n<li>Laisser un h\u00e9ritage libre d\u2019imp\u00f4t<\/li>\n\n\n\n<li>Couvrir les fun\u00e9railles et autres d\u00e9penses de fin de vie<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titletzmn57c0\" class=\"collapse-toggle collapsed\" data-target=\"#accordiontzmn57c0\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-22037-tzmn57c0\" aria-controls=\"accordiontzmn57c0\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Combien co\u00fbte l\u2019assurance vie ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Combien co\u00fbte l\u2019assurance vie ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiontzmn57c0\" role=\"region\" aria-labelledby=\"accordion-titletzmn57c0\"><div class=\"collapse-inner\">\n<p>Le co\u00fbt varie en fonction de vos besoins. Si vous envisagez de souscrire une assurance vie temporaire, sachez que vous pourriez obtenir une estimation de co\u00fbt assez rapidement en demandant une <a href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/soumission-assurance-vie\/index.html\" data-dig-id=\"LP-22037-08050eb6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"soumission d\u2019assurance vie\" class=\"rbc-link-format\">soumission d\u2019assurance vie<\/a>. Les primes peuvent varier d\u2019une personne \u00e0 l\u2019autre, car de nombreux \u00e9l\u00e9ments sont pris en compte dans le calcul de la prime, notamment des facteurs de risque propres \u00e0 votre situation. Consultez l\u2019article <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/conseils-apprentissage\/assurance-generale\/je-dois-apporter-des-modifications-a-mon-budget-comment-puis-je-y-integrer-mon-assurance\/\" data-dig-id=\"LP-22037-9a5bfdea\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Je dois apporter des modifications \u00e0 mon budget, comment puis-je y int\u00e9grer mon assurance?\" class=\"rbc-link-format\">Je dois apporter des modifications \u00e0 mon budget, comment puis-je y int\u00e9grer mon assurance?<\/a><\/p>\n\n\n\n<p>Voici les \u00e9l\u00e9ments qui sont g\u00e9n\u00e9ralement pris en compte pour d\u00e9terminer ce qu\u2019il vous en co\u00fbtera :<\/p>\n\n\n\n<p>Le type d\u2019assurance que vous choisissez<\/p>\n\n\n\n<p>L\u2019assurance vie temporaire vise \u00e0 couvrir des besoins \u00e0 court terme et est plus abordable qu\u2019une assurance vie permanente offrant une protection \u00e0 vie, comme une assurance vie universelle ou vie enti\u00e8re. Certaines polices d\u2019assurance vie permanente peuvent \u00e9galement comporter une composante placements et des garanties permettant de faire un legs. Consultez l\u2019article <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/types-assurance-vie\/\" data-dig-id=\"LP-22037-649df639\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Explication des types d\u2019assurance vie\" class=\"rbc-link-format\">Explication des types d\u2019assurance vie<\/a> ou <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/conseils-apprentissage\/assurance-generale\/une-assurance-concue-juste-pour-moi\/\" data-dig-id=\"LP-22037-fad839b0\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Puis-je personnaliser mon assurance ?\" class=\"rbc-link-format\">Puis-je personnaliser mon assurance ?<\/a><\/p>\n\n\n\n<p>Le montant que vous souscrivez<\/p>\n\n\n\n<p>Une police d\u2019un million de dollars vous co\u00fbtera davantage qu\u2019une police de 250 000 $ (pour la m\u00eame p\u00e9riode d\u2019assurance).<\/p>\n\n\n\n<p>Votre \u00e2ge, votre \u00e9tat de sant\u00e9 et votre sexe<\/p>\n\n\n\n<p>Plus vous \u00eates jeune et en sant\u00e9 au moment de la souscription, moins votre assurance vous co\u00fbtera cher. Par ailleurs, les hommes paient habituellement davantage que les femmes, en fonction de leur esp\u00e9rance de vie.<\/p>\n\n\n\n<p>\u00c0 titre d\u2019exemple, une femme de 35 ans non fumeuse peut s\u2019attendre \u00e0 payer environ 19,85 $ par mois pour une police d\u2019assurance temporaire 20 ans de 350 000 $, tandis qu\u2019un homme du m\u00eame \u00e2ge, \u00e9galement non-fumeur, paiera environ 25,78 $ par mois pour la m\u00eame police.<\/p>\n\n\n\n<p>Votre mode de vie<\/p>\n\n\n\n<p>Si vous consommez de l\u2019alcool et de la marijuana fr\u00e9quemment, ou si vous pratiquez des sports dangereux comme la plong\u00e9e en scaphandre autonome ou l\u2019escalade, vous devrez fournir des renseignements suppl\u00e9mentaires et vous pourriez devoir payer des primes plus \u00e9lev\u00e9es, selon votre situation particuli\u00e8re. Si vous fumez ou consommez des produits du tabac, il est \u00e9galement presque certain que vous paierez plus cher pour votre police.<\/p>\n\n\n\n<p>Ant\u00e9c\u00e9dents familiaux<\/p>\n\n\n\n<p>Des ant\u00e9c\u00e9dents familiaux de cancer, de diab\u00e8te ou d\u2019autres maladies pourraient \u00e9galement contribuer \u00e0 faire augmenter vos primes.<\/p>\n\n\n\n<p>Obtenez rapidement une <a href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/soumission-assurance-vie\/index.html\" data-dig-id=\"LP-22037-2ab94e44\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"soumission d\u2019assurance vie\" class=\"rbc-link-format\">soumission d\u2019assurance vie<\/a> maintenant pour savoir \u00e0 quoi pourrait ressembler une police d\u2019assurance vie adapt\u00e9e \u00e0 vos besoins.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title53tgwazt\" class=\"collapse-toggle collapsed\" data-target=\"#accordion53tgwazt\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-22037-53tgwazt\" aria-controls=\"accordion53tgwazt\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Comment l\u2019assurance vie souscrite lorsqu\u2019un enfant est tr\u00e8s jeune peut-elle offrir des avantages plus tard\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Comment l\u2019assurance vie souscrite lorsqu\u2019un enfant est tr\u00e8s jeune peut-elle offrir des avantages plus tard\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion53tgwazt\" role=\"region\" aria-labelledby=\"accordion-title53tgwazt\"><div class=\"collapse-inner\">\n<p>Vous pouvez souscrire une police d\u2019assurance vie permanente pour vos enfants en tout temps. Il y a toutefois deux avantages consid\u00e9rables \u00e0 souscrire une assurance lorsque votre enfant est encore jeune&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-black-disc mar-l mob-mar-l\">\n<li>L\u2019assurance pourrait vous co\u00fbter moins cher compte tenu du jeune \u00e2ge de l\u2019enfant.<\/li>\n\n\n\n<li>Votre enfant aura plus de temps pour accumuler une valeur de rachat.<\/li>\n<\/ul>\n\n\n\n<p>En mati\u00e8re d\u2019\u00e9pargne, c\u2019est l\u2019outil le plus efficace que peut avoir votre enfant. Plus t\u00f4t vous souscrivez une assurance vie permanente pour votre enfant, plus la valeur de rachat aura le temps de s\u2019accumuler avant qu\u2019il soit pr\u00eat \u00e0 l\u2019utiliser pour financer ses \u00e9tudes ou l\u2019achat d\u2019une maison.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlei9mskmxm\" class=\"collapse-toggle collapsed\" data-target=\"#accordioni9mskmxm\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-22037-i9mskmxm\" aria-controls=\"accordioni9mskmxm\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Je suis d\u00e9j\u00e0 couvert par une assurance invalidit\u00e9 au travail. Pourquoi souscrire une autre police ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Je suis d\u00e9j\u00e0 couvert par une assurance invalidit\u00e9 au travail. Pourquoi souscrire une autre police ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordioni9mskmxm\" role=\"region\" aria-labelledby=\"accordion-titlei9mskmxm\"><div class=\"collapse-inner\">\n<p>La r\u00e9ponse \u00e0 cette question d\u00e9pend du r\u00e9gime d\u2019assurance invalidit\u00e9 parrain\u00e9 par votre employeur ; vous devez donc l\u2019examiner attentivement pour savoir ce qu\u2019il couvre. L\u2019assurance parrain\u00e9e par l\u2019employeur prend habituellement fin \u00e0 la cessation d\u2019emploi. Un des avantages d\u2019une police d\u2019assurance invalidit\u00e9 souscrite aupr\u00e8s de RBC Assurances est que vous la conservez m\u00eame si vous quittez votre emploi.<\/p>\n\n\n\n<p>Voici quelques questions que vous devriez vous poser au sujet du r\u00e9gime de votre employeur:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-black-disc mar-l mob-mar-l\">\n<li>Quel pourcentage de votre revenu serait remplac\u00e9 par le r\u00e9gime de votre employeur ? Allez-vous \u00eatre \u00e0 court d\u2019argent ?<\/li>\n\n\n\n<li>L\u2019assurance de votre employeur couvre-t-elle les maladies et les blessures ?<\/li>\n\n\n\n<li>L\u2019assurance vous couvre-t-elle seulement au travail ou en tout temps ?<\/li>\n\n\n\n<li>Le r\u00e9gime de l\u2019employeur offre-t-il des services de retour au travail ?<\/li>\n\n\n\n<li>Comment l\u2019invalidit\u00e9 est-elle d\u00e9finie ?<\/li>\n<\/ul>\n\n\n\n<p>Lorsque vous pourrez r\u00e9pondre \u00e0 ces questions, vous d\u00e9ciderez peut-\u00eatre que vous avez besoin d\u2019une protection additionnelle.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__image\" style=\"background-color:#F7F8FA\">\n<div class=\"wp-block-columns cols is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-trouvez-une-assurance-pour-tous-vos-besoins\">Trouvez une assurance pour tous vos besoins<\/h2>\n\n\n\n<p class=\"rbc-override-margin p-large\">Il est essentiel pour les jeunes familles d\u2019assurer leur avenir. N\u2019attendez pas qu\u2019il soit trop tard.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons  get-your-free-quote is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html\" data-dig-id=\"LP-22037-56570c3c\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Planifier un appel-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html \">Planifier un appel<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column col-right is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"599\" height=\"506\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/family-protected.webp?quality=80&amp;w=599\" alt=\"un p\u00e8re et son fils prot\u00e9g\u00e9s par une assurance vie\" class=\"wp-image-12734\" srcset=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/family-protected.webp 599w, https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/family-protected.webp?resize=300,253 300w\" sizes=\"auto, (max-width: 599px) 100vw, 599px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-22037-a58e83c5\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>Afficher les avis de non-responsabilit\u00e9<\/span><span>Cacher les avis de non-responsabilit\u00e9<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>1<\/sup><\/div><div class=\"table-cell\">\n<p>Angus Reid, sondage de juin 2025 aupr\u00e8s de plus de 1 300 Canadiens.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-2\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>2<\/sup><\/div><div class=\"table-cell\">\n<p>Ne s\u2019applique qu\u2019aux personnes \u00e2g\u00e9es de 18 \u00e0 55 ans. Pour les personnes de 56 ans et plus, la fourchette se situe entre 50 000 $ et 499 999 $.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-3\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>3<\/sup><\/div><div class=\"table-cell\">\n<p>Ne s\u2019applique qu\u2019aux personnes \u00e2g\u00e9es de 18 \u00e0 55 ans. Pour les personnes de 56 ans et plus, la fourchette se situe entre 500 000 $ et 25 000 000 $.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-4\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>4<\/sup><\/div><div class=\"table-cell\">\n<p>Sondage sur les maladies graves effectu\u00e9 en 2006 par La Munich, Compagnie de R\u00e9assurance.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-5\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>5<\/sup><\/div><div class=\"table-cell\">\n<p>Le cancer est d\u00e9fini comme le diagnostic d\u00e9finitif d\u2019une tumeur qui doit \u00eatre caract\u00e9ris\u00e9e par la prolif\u00e9ration anarchique de cellules malignes et l\u2019invasion des tissus. Les types de cancer comprennent le carcinome, le m\u00e9lanome, la leuc\u00e9mie, le lymphome et le sarcome. Le diagnostic de cancer doit \u00eatre pos\u00e9 par un sp\u00e9cialiste. Les formes de cancer suivantes sont exclues : L\u00e9sions qualifi\u00e9es de b\u00e9nignes, de pr\u00e9canc\u00e9reuses, d\u2019incertaines, de limites (\u00ab borderline \u00bb) ou de non invasives, carcinome in situ (Tis) ou tumeurs au stade Ta ; cancer de la peau avec pr\u00e9sence de m\u00e9lanome malin dont l\u2019\u00e9paisseur est inf\u00e9rieure ou \u00e9gale \u00e0 1 mm, \u00e0 moins d\u2019\u00eatre ulc\u00e9r\u00e9 ou accompagn\u00e9 de n\u0153uds lympho\u00efdes ou de m\u00e9tastases ; tout cancer de la peau sans pr\u00e9sence de m\u00e9lanome, sans n\u0153uds lympho\u00efdes ni m\u00e9tastases ; cancer de la prostate au stade T1a ou T1b, sans n\u0153uds lympho\u00efdes ni m\u00e9tastases ; cancer de la thyro\u00efde papillaire ou cancer de la thyro\u00efde folliculaire, ou les deux, dont le plus grand diam\u00e8tre tumoral est inf\u00e9rieur ou \u00e9gal \u00e0 2 cm et qui est au stade T1, sans n\u0153uds lympho\u00efdes ni m\u00e9tastases ; leuc\u00e9mie lympho\u00efde chronique \u00e0 un stade inf\u00e9rieur au stade 1 selon la classification de Rai ; ou tumeurs stromales gastro-intestinales malignes et tumeurs carcino\u00efdes malignes \u00e0 un stade inf\u00e9rieur au stade 2 selon la classification de l\u2019AJCC.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-6\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>6<\/sup><\/div><div class=\"table-cell\">\n<p>Le versement des prestations est assujetti \u00e0 certaines conditions. Tous les d\u00e9tails se trouvent dans la police d\u2019assurance.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Comment l\u2019assurance aide les jeunes familles (comme la v\u00f4tre&nbsp;!) Votre famille compte sur vous pour plus d\u2019une chose. L\u2019assurance aide \u00e0 remplacer le revenu en cas de difficult\u00e9, couvre les frais m\u00e9dicaux impr\u00e9vus et permet de constituer une \u00e9pargne pour l\u2019avenir de votre enfant, souvent \u00e0 un prix inf\u00e9rieur \u00e0 ce que vous pensiez. Trois [&hellip;]<\/p>\n","protected":false},"author":203,"featured_media":0,"parent":22033,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-22037","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Aussrance vie pour nouveaux parents | RBC Assurances<\/title>\n<meta name=\"description\" content=\"Prot\u00e9gez l\u2019avenir de votre famille grandissante avec des solutions d\u2019assurance adapt\u00e9es. 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