{"id":17710,"date":"2025-03-25T09:08:12","date_gmt":"2025-03-25T13:08:12","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/fr-ca\/?page_id=17710"},"modified":"2026-03-27T09:22:08","modified_gmt":"2026-03-27T13:22:08","slug":"assurance-frais-generaux-entreprise","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/","title":{"rendered":"Assurance frais g\u00e9n\u00e9raux d\u2019entreprise"},"content":{"rendered":"\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__HeroImageBackground  hasDarkBg\" style=\"background:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/Business-Overhead-insurance-hero-desktop-copy.webp) no-repeat;--bghero-mobi-url:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/Business-Overhead-hero-mobile-copy.webp)\">\n<div class=\"wp-block-columns cols-hero-wrapper is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-front is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"rbc-yoast-breadcrum\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/\">Accueil<\/a><\/span><\/span><\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-assurance-frais-generaux-d-entreprise\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FFFFFF\" class=\"has-inline-color\">Assurance frais g\u00e9n\u00e9raux d\u2019entreprise<\/mark><\/h1>\n\n\n\n<p class=\"rbc-override-margin p-large\">L\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise peut aider votre entreprise \u00e0 payer ses frais courants si vous ou un copropri\u00e9taire \u00eates incapable de travailler en raison d\u2019une invalidit\u00e9.<\/p>\n\n\n\n<div class=\"wp-block-buttons  get-your-free-quote is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/cgi-bin\/fr\/birf\/form.cgi\" data-dig-id=\"LP-17710-b38cfe4d\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Envoyez-nous un courriel-https:\/\/silver.rbcinsurance.com\/cgi-bin\/fr\/birf\/form.cgi \">Envoyez-nous un courriel<\/a><\/div>\n\n\n\n<p class=\" call-link\"><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-postal-code postal-code-form  postal-code\" data-custom-url=\"\"><div class=\"quote-form \"><div class=\"inputCode\"><label>Your postal code<\/label><input class=\"\" type=\"text\" value=\"\" placeholder=\"A1A 1A1\"\/><\/div><div class=\"inputCode\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-17710-5d365ca3\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get a quote-# \">Get a quote<\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><div class=\"error-msg\"><span class=\"error-msg-span\">Please provide a valid postal code in A1A 1A1 format.<\/span><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center mar-t-dbl mob-mar-t-dbl\" id=\"h-assurez-vous-que-votre-entreprise-soit-toujours-en-mesure-de-payer-ses-factures\">Assurez-vous que votre entreprise soit toujours en mesure de payer ses factures.<\/h2>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout1\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-avantages-de-l-assurance-frais-generaux-d-entreprise\">Avantages de l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise<\/h2>\n\n\n\n<p class=\"p-large\"><span class=\"partial__border-bottom\">Si vous ou un copropri\u00e9taire ne pouvez plus g\u00e9n\u00e9rer de revenus en raison d\u2019une invalidit\u00e9, l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise peut vous aider \u00e0&nbsp;:<\/span><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/pay-salaries.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-exploiter-votre-entreprise\">Exploiter votre entreprise<\/h4>\n<\/div>\n\n\n\n<p class=\"get-your-free-quote-call\">Payer les salaires pour garder les employ\u00e9s de qualit\u00e9 et assurer le bon fonctionnement de votre entreprise&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/expense.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-couvrir-les-frais-fixes\">Couvrir les frais fixes<\/h4>\n<\/div>\n\n\n\n<p class=\"get-your-free-quote-call\">Acquitter les frais fixes courants comme le loyer, les taxes fonci\u00e8res et les services publics<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-gap-0 flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-c-est-le-bon-choix-si-nbsp\">C\u2019est le bon choix si&nbsp;:<\/h3>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-checkmark-icon\">\n<li>Les frais d\u2019exploitation fixes sont pay\u00e9s \u00e0 m\u00eame votre revenu.<\/li>\n\n\n\n<li>Vous \u00eates m\u00e9decin, avocat, comptable, ou encore propri\u00e9taire ou dirigeant d\u2019une entreprise ou d\u2019un cabinet.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-gap-0 flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-sommaire-du-regime\">Sommaire du r\u00e9gime<\/h3>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"get-your-free-quote-call\"><strong>Assurance frais g\u00e9n\u00e9raux d\u2019entreprise<\/strong><\/p>\n<\/div>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-checkmark-icon mar-t-hlf mob-mar-t-hlf\">\n<li>Les clients de 18 \u00e0 60&nbsp;ans sont admissibles.<\/li>\n\n\n\n<li>L\u2019assurance est non r\u00e9siliable jusqu\u2019\u00e0 65&nbsp;ans (renouvellement conditionnel apr\u00e8s 65&nbsp;ans)<sup><a href=\"#legal-1\" data-dig-id=\"LP-17710-7527f75c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1\" class=\"rbc-link-format\">1<\/a><\/sup>.<\/li>\n\n\n\n<li>La p\u00e9riode d\u2019indemnisation peut durer 15 ou 24&nbsp;mois.<\/li>\n\n\n\n<li>Les prestations sont payables apr\u00e8s seulement 15&nbsp;jours d\u2019invalidit\u00e9.<\/li>\n\n\n\n<li>Les primes peuvent compter comme frais d&rsquo;entreprise d\u00e9ductibles.<\/li>\n\n\n\n<li>Vous pouvez augmenter votre couverture plus tard.<\/li>\n\n\n\n<li>Une aide au retour au travail est offerte.<\/li>\n<\/ul>\n\n\n\n<p>L&rsquo;information ci-dessus constitue un simple r\u00e9sum\u00e9. Veuillez consulter <a class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-maladie\/pdf\/business-overhead-expense-policy-sample.pdf\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-17710-2252bfdf\" data-dig-label=\"&nbsp;l\u2019exemple de police\" data-dig-action=\"link click\" data-dig-category=\"LP\">l\u2019exemple de police<\/a>&nbsp;pour obtenir tous les d\u00e9tails sur les dispositions de l\u2019assurance, y compris les garanties et les exclusions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>FAQ sur l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<p class=\"mar-b-hlf mob-mar-b-hlf\">Trouvez les r\u00e9ponses \u00e0 vos questions sur l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise.<\/p>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title6mwfdvwk\" class=\"collapse-toggle collapsed\" data-target=\"#accordion6mwfdvwk\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-17710-6mwfdvwk\" aria-controls=\"accordion6mwfdvwk\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Qu\u2019est-ce que l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Qu\u2019est-ce que l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion6mwfdvwk\" role=\"region\" aria-labelledby=\"accordion-title6mwfdvwk\"><div class=\"collapse-inner\">\n<p>L\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise est un contrat d\u2019assurance qui pr\u00e9voit le remboursement des frais mensuels fixes que l\u2019entreprise doit continuer \u00e0 engager pour demeurer en exploitation jusqu\u2019au retour du propri\u00e9taire assur\u00e9 apr\u00e8s une p\u00e9riode d\u2019invalidit\u00e9. L\u2019entreprise peut ainsi poursuivre ses activit\u00e9s jusqu\u2019\u00e0 ce que son propri\u00e9taire assur\u00e9 puisse reprendre son travail ou prendre une d\u00e9cision au sujet de l&rsquo;avenir de l\u2019entreprise.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlekszv1f0s\" class=\"collapse-toggle collapsed\" data-target=\"#accordionkszv1f0s\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-17710-kszv1f0s\" aria-controls=\"accordionkszv1f0s\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Qui devrait souscrire l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Qui devrait souscrire l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionkszv1f0s\" role=\"region\" aria-labelledby=\"accordion-titlekszv1f0s\"><div class=\"collapse-inner\">\n<p>L\u2019assurance frais g\u00e9n\u00e9raux d&rsquo;entreprise s&rsquo;adresse aux dirigeants de soci\u00e9t\u00e9s ou de cabinets \u00e0 peu d\u2019actionnaires, ainsi qu\u2019aux propri\u00e9taires de petites entreprises. Cette assurance est indispensable pour les entreprises ou les cabinets dont la survie repose essentiellement sur la capacit\u00e9 du propri\u00e9taire de travailler \u2014 par exemple, les m\u00e9decins, les avocats, les comptables, les ing\u00e9nieurs et autres.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlerd0klidu\" class=\"collapse-toggle collapsed\" data-target=\"#accordionrd0klidu\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-17710-rd0klidu\" aria-controls=\"accordionrd0klidu\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Pendant combien de temps serai-je couvert par l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Pendant combien de temps serai-je couvert par l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionrd0klidu\" role=\"region\" aria-labelledby=\"accordion-titlerd0klidu\"><div class=\"collapse-inner\">\n<p>Notre assurance frais g\u00e9n\u00e9raux d\u2019entreprise peut demeurer en vigueur jusqu\u2019\u00e0 votre 65<sup>e<\/sup>&nbsp;anniversaire (ou celui d\u2019un autre copropri\u00e9taire assur\u00e9). Apr\u00e8s l&rsquo;\u00e2ge de 65&nbsp;ans, le contrat est renouvelable sous condition si vous travaillez \u00e0 temps plein (minimum de 30&nbsp;heures par semaine) et que vous payez les frais pour maintenir en activit\u00e9 l\u2019entreprise ou le cabinet. Les taux de prime et les p\u00e9riodes d\u2019indemnisation peuvent changer apr\u00e8s l\u2019\u00e2ge de 65&nbsp;ans. Vous pouvez maintenir le contrat en vigueur avec le plein montant de la prestation d&rsquo;invalidit\u00e9 totale jusqu\u2019\u00e0 l\u2019\u00e2ge de 75&nbsp;ans. Apr\u00e8s l&rsquo;\u00e2ge de 75&nbsp;ans, la prestation d&rsquo;invalidit\u00e9 totale est r\u00e9duite de 50&nbsp;%.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleu3uxml0m\" class=\"collapse-toggle collapsed\" data-target=\"#accordionu3uxml0m\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-17710-u3uxml0m\" aria-controls=\"accordionu3uxml0m\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"L\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise comporte-t-elle des exclusions\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>L\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise comporte-t-elle des exclusions\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionu3uxml0m\" role=\"region\" aria-labelledby=\"accordion-titleu3uxml0m\"><div class=\"collapse-inner\">\n<p>Oui. Aucune prestation n&rsquo;est vers\u00e9e si l&rsquo;invalidit\u00e9 est attribuable \u00e0 ce qui suit&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>un acte ou un accident de guerre, que la guerre soit d\u00e9clar\u00e9e ou non&nbsp;;<\/li>\n\n\n\n<li>une grossesse normale ou un accouchement normal (toutefois, les complications invalidantes de la grossesse ou de l&rsquo;accouchement sont couvertes).<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__image\" style=\"background-color:#F7F8FA\">\n<div class=\"wp-block-columns cols is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-vous-voulez-en-savoir-plus\">Vous voulez en savoir plus ?<\/h2>\n\n\n\n<p class=\"rbc-override-margin p-large\">Demandez-nous comment l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise peut vous aider \u00e0 prot\u00e9ger votre entreprise.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons  get-your-free-quote is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/cgi-bin\/fr\/birf\/form.cgi\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-17710-4efbbdeb\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Envoyez-nous un courriel-https:\/\/silver.rbcinsurance.com\/cgi-bin\/fr\/birf\/form.cgi \">Envoyez-nous un courriel<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\" get-your-free-quote \"><\/p>\n\n\n\n<div class=\"wp-block-rbc-postal-code postal-code-form  postal-code\" data-custom-url=\"\"><div class=\"quote-form \"><div class=\"inputCode\"><label>Your postal code<\/label><input class=\"\" type=\"text\" value=\"\" placeholder=\"A1A 1A1\"\/><\/div><div class=\"inputCode\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-17710-0a2ed08a\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get a quote-# \">Get a quote<\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><div class=\"error-msg\"><span class=\"error-msg-span\">Please provide a valid postal code in A1A 1A1 format.<\/span><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><a href=\"https:\/\/services.rbcassurances.com\/boutiqueetdeconseiller\/\" target=\"_blank\" data-dig-id=\"LP-17710-2bca87ec\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Trouvez une boutique ou un conseiller\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Trouvez une boutique ou un conseiller<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column col-right is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"607\" height=\"573\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/Business-overhead_Get-Help-Card-copy.webp?quality=80&amp;w=607\" alt=\"Les propri\u00e9taires d'entreprise discutent de l'assurance commerciale\" class=\"wp-image-18305\" srcset=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/Business-overhead_Get-Help-Card-copy.webp 607w, https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/Business-overhead_Get-Help-Card-copy.webp?resize=300,283 300w\" sizes=\"auto, (max-width: 607px) 100vw, 607px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-17710-1a138a16\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>Afficher les avis de non-responsabilit\u00e9<\/span><span>Cacher les avis de non-responsabilit\u00e9<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>1<\/sup><\/div><div class=\"table-cell\">\n<p>Apr\u00e8s 65&nbsp;ans, elle est renouvelable \u00e0 certaines conditions, tant que vous demeurez au travail \u00e0 temps plein (au moins 30&nbsp;heures par semaine) et que vous payez les frais de maintien du bureau ou de l\u2019entreprise.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Assurez-vous que votre entreprise soit toujours en mesure de payer ses factures. C\u2019est le bon choix si&nbsp;: Sommaire du r\u00e9gime<\/p>\n","protected":false},"author":203,"featured_media":0,"parent":11583,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-17710","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Assurance frais g\u00e9n\u00e9raux d\u2019entreprise | RBC Assurances<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez comment l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise pourrait aider votre entreprise \u00e0 payer ses frais courants si vous ou un associ\u00e9 deveniez invalide.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance frais g\u00e9n\u00e9raux d\u2019entreprise | RBC Assurances\" \/>\n<meta property=\"og:description\" content=\"D\u00e9couvrez comment l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise pourrait aider votre entreprise \u00e0 payer ses frais courants si vous ou un associ\u00e9 deveniez invalide.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Assurances\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-27T13:22:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/Business-Overhead-hero-mobile-copy.webp?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"847\" \/>\n\t<meta property=\"og:image:height\" content=\"565\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-entreprise\\\/assurance-frais-generaux-entreprise\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-entreprise\\\/assurance-frais-generaux-entreprise\\\/\",\"name\":\"Assurance frais g\u00e9n\u00e9raux d\u2019entreprise | RBC Assurances\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-entreprise\\\/assurance-frais-generaux-entreprise\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-entreprise\\\/assurance-frais-generaux-entreprise\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2025\\\/03\\\/Business-overhead_Get-Help-Card-copy.webp?quality=80&amp;w=607\",\"datePublished\":\"2025-03-25T13:08:12+00:00\",\"dateModified\":\"2026-03-27T13:22:08+00:00\",\"description\":\"D\u00e9couvrez comment l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise pourrait aider votre entreprise \u00e0 payer ses frais courants si vous ou un associ\u00e9 deveniez invalide.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-entreprise\\\/assurance-frais-generaux-entreprise\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-entreprise\\\/assurance-frais-generaux-entreprise\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-entreprise\\\/assurance-frais-generaux-entreprise\\\/#primaryimage\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2025\\\/03\\\/Business-overhead_Get-Help-Card-copy.webp?quality=80\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2025\\\/03\\\/Business-overhead_Get-Help-Card-copy.webp?quality=80\",\"width\":607,\"height\":573},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-entreprise\\\/assurance-frais-generaux-entreprise\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assurance entreprise\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-entreprise\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurance frais g\u00e9n\u00e9raux d\u2019entreprise\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#website\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/\",\"name\":\"RBC Assurances\",\"description\":\"Assurance individuelle\",\"publisher\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#organization\",\"name\":\"RBC Assurances\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"RBC Assurances\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"description\":\"RBC Assurances offre aux Canadiens des assurances personnelles telles que des assurances auto, habitation, vie, sant\u00e9, voyage et cr\u00e9dit, ainsi que des solutions de placement pour la retraite.\",\"telephone\":\"1 800 769-2568\",\"legalName\":\"Services d'assurance RBC Inc.\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Assurance frais g\u00e9n\u00e9raux d\u2019entreprise | RBC Assurances","description":"D\u00e9couvrez comment l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise pourrait aider votre entreprise \u00e0 payer ses frais courants si vous ou un associ\u00e9 deveniez invalide.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/","og_locale":"fr_FR","og_type":"article","og_title":"Assurance frais g\u00e9n\u00e9raux d\u2019entreprise | RBC Assurances","og_description":"D\u00e9couvrez comment l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise pourrait aider votre entreprise \u00e0 payer ses frais courants si vous ou un associ\u00e9 deveniez invalide.","og_url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/","og_site_name":"RBC Assurances","article_modified_time":"2026-03-27T13:22:08+00:00","og_image":[{"width":847,"height":565,"url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/Business-Overhead-hero-mobile-copy.webp?quality=80","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/","url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/","name":"Assurance frais g\u00e9n\u00e9raux d\u2019entreprise | RBC Assurances","isPartOf":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/#primaryimage"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/#primaryimage"},"thumbnailUrl":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/Business-overhead_Get-Help-Card-copy.webp?quality=80&amp;w=607","datePublished":"2025-03-25T13:08:12+00:00","dateModified":"2026-03-27T13:22:08+00:00","description":"D\u00e9couvrez comment l\u2019assurance frais g\u00e9n\u00e9raux d\u2019entreprise pourrait aider votre entreprise \u00e0 payer ses frais courants si vous ou un associ\u00e9 deveniez invalide.","breadcrumb":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/#primaryimage","url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/Business-overhead_Get-Help-Card-copy.webp?quality=80","contentUrl":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/Business-overhead_Get-Help-Card-copy.webp?quality=80","width":607,"height":573},{"@type":"BreadcrumbList","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/assurance-frais-generaux-entreprise\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/silver.rbcinsurance.com\/fr-ca\/"},{"@type":"ListItem","position":2,"name":"Assurance entreprise","item":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-entreprise\/"},{"@type":"ListItem","position":3,"name":"Assurance frais g\u00e9n\u00e9raux d\u2019entreprise"}]},{"@type":"WebSite","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#website","url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/","name":"RBC Assurances","description":"Assurance individuelle","publisher":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/silver.rbcinsurance.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#organization","name":"RBC Assurances","url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#\/schema\/logo\/image\/","url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","contentUrl":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","width":"1024","height":"1024","caption":"RBC Assurances"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#\/schema\/logo\/image\/"},"description":"RBC Assurances offre aux Canadiens des assurances personnelles telles que des assurances auto, habitation, vie, sant\u00e9, voyage et cr\u00e9dit, ainsi que des solutions de placement pour la retraite.","telephone":"1 800 769-2568","legalName":"Services d'assurance RBC Inc.","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}}]}},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/pages\/17710","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/users\/203"}],"replies":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/comments?post=17710"}],"version-history":[{"count":25,"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/pages\/17710\/revisions"}],"predecessor-version":[{"id":25252,"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/pages\/17710\/revisions\/25252"}],"up":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/pages\/11583"}],"wp:attachment":[{"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=17710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}