{"id":17696,"date":"2025-03-25T09:18:59","date_gmt":"2025-03-25T13:18:59","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/fr-ca\/?page_id=17696"},"modified":"2025-12-23T08:53:34","modified_gmt":"2025-12-23T13:53:34","slug":"assurance-maladies-graves-collective-regimes","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-collective\/assurance-maladies-graves-collective-regimes\/","title":{"rendered":"Assurance maladies graves collective r\u00e9gimes"},"content":{"rendered":"\n<p><\/p>\n\n\n<div class=\"yoast-breadcrumbs\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/\">Accueil<\/a><\/span> &gt; <span><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-collective\/\">Assurance collective<\/a><\/span> &gt; <span class=\"breadcrumb_last\" aria-current=\"page\">Assurance maladies graves collective r\u00e9gimes<\/span><\/span><\/div>\n\n\n<h1 class=\"wp-block-heading pad-t-dbl mob-pad-t-dbl\" id=\"h-regimes-d-assurance-maladies-grave-collective\"><span class=\"partial__border-bottom\">R\u00e9gimes d&rsquo;assurance maladies grave collective<\/span><\/h1>\n\n\n\n<div class=\"wp-block-rbc-basic-tables basicTables mar-t-dbl mob-mar-t-dbl mar-b-dbl mob-mar-b-dbl\">\n<div class=\"wp-block-rbc-basic-table basicTable\"><div class=\"basicTable__sliderNav\" role=\"navigation\" aria-label=\"Table navigation\"><div class=\"basicTable__navArrow basicTable__prevArrow\" aria-label=\"Previous\"><\/div><div class=\"basicTable__sliderDots\" role=\"tablist\" aria-label=\"Table pagination\"><\/div><div class=\"basicTable__navArrow basicTable__nextArrow\" aria-label=\"Next\"><\/div><\/div><table class=\"basicTable__table\" role=\"table\" aria-label=\"Comparison table\">\n<thead class=\"wp-block-rbc-basic-table-head basicTableHead\" role=\"rowgroup\" aria-label=\"Table head\">\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-maladie\">Maladie<\/h4>\n<\/th>\n\n\n\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-regime-essentiel\">R\u00e9gime essentiel<\/h4>\n<\/th>\n\n\n\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-regime-complet\">R\u00e9gime complet<\/h4>\n<\/th>\n<\/tr>\n<\/thead>\n\n\n\n<tbody class=\"wp-block-rbc-basic-table-body basicTableBody\" role=\"rowgroup\" aria-label=\"Table body\">\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Crise cardiaque<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Accident vasculaire c\u00e9r\u00e9bral<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>D\u00e9faillance d\u2019un organe vital<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Insuffisance r\u00e9nale<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Carcinome in situ<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Cancer envahissant<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Maladie d\u2019Alzheimer<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Maladie de Parkinson<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Scl\u00e9rose lat\u00e9rale amyotrophique<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Pontage aortocoronarien<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\"><\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Scl\u00e9rose en plaques<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\"><\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Paralysie<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\"><\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Surdit\u00e9<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\"><\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>C\u00e9cit\u00e9 Chirurgie aortique<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\"><\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Tumeur c\u00e9r\u00e9brale b\u00e9nigne<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\"><\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Coma<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\"><\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Br\u00fblures graves<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\"><\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Perte de la parole<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\"><\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2025\/03\/ui-blue-checkmark.svg\" alt=\"Coche\" class=\"wp-image-17724\"\/><\/figure>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>R\u00e9gimes d&rsquo;assurance maladies grave collective<\/p>\n","protected":false},"author":203,"featured_media":0,"parent":11588,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-17696","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Assurance maladies graves collective r\u00e9gimes | RBC Assurances<\/title>\n<meta name=\"description\" content=\"Choisissez pour votre entreprise parmi deux r\u00e9gimes, qui couvrent tous les deux les maladies graves les plus courantes et permettent de prot\u00e9ger financi\u00e8rement vos employ\u00e9s en cas de diagnostic.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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