{"id":16260,"date":"2024-12-16T09:07:33","date_gmt":"2024-12-16T14:07:33","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/fr-ca\/?page_id=16260"},"modified":"2025-07-31T09:58:21","modified_gmt":"2025-07-31T13:58:21","slug":"raisons-de-souscrire-une-assurance-vie","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/","title":{"rendered":"Quatre raisons de souscrire une assurance vie \u00e0 tout \u00e2ge"},"content":{"rendered":"\n<p class=\"mar-t-hlf mob-mar-t-hlf mar-b-0 mob-mar-b-0 mob-pad-t-qtr pad-b-0 has-text-xs-font-size\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/\">Accueil<\/a><\/span><\/span><\/p>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout5 mar-t-0 mob-mar-t-0\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<h1 class=\"wp-block-heading mar-b-hlf mob-mar-b-hlf mar-t-0 mob-mar-t-0\" id=\"h-quatre-raisons-de-souscrire-une-assurance-vie-a-tout-age\">Quatre raisons de souscrire une assurance vie \u00e0 tout \u00e2ge<\/h1>\n\n\n\n<p class=\"mar-b-hlf mob-mar-b-hlf\">Choisir son \u00e9quipe de hockey pr\u00e9f\u00e9r\u00e9e. D\u00e9cider quoi manger pour le souper. R\u00e9sister \u00e0 la tentation de roupiller encore un peu. Certaines d\u00e9cisions sont plus difficiles \u00e0 prendre que d\u2019autres, mais se demander s\u2019il faut souscrire ou non une assurance vie ne devrait pas l\u2019\u00eatre. Voyez pourquoi l\u2019assurance vie est importante, \u00e0 25 ans comme \u00e0 65 ans.<\/p>\n\n\n\n<p class=\"mar-b-hlf mob-mar-b-hlf\"><strong>Conseil&nbsp;:<\/strong> Consultez les articles <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/quest-ce-que-assurance-vie\/\" data-dig-id=\"LP-16260-2cfefbbb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Qu\u2019est-ce que l\u2019assurance vie&nbsp;?\" class=\"rbc-link-format\">Qu\u2019est-ce que l\u2019assurance vie&nbsp;?<\/a> et <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/types-assurance-vie\/\" data-dig-id=\"LP-16260-918f5166\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Explication des types d\u2019assurance vie\" class=\"rbc-link-format\">Explication des types d\u2019assurance vie<\/a> pour vous rafra\u00eechir la m\u00e9moire sur son fonctionnement.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading mar-l-hlf mob-mar-l-hlf mar-b-hlf mob-mar-b-hlf\" id=\"h-articles-lies\">Articles li\u00e9s<\/h4>\n<\/div>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc mar-l-hlf mob-mar-l-hlf\">\n<li><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/quest-ce-que-assurance-vie\/\" data-dig-id=\"LP-16260-cc55e8bb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Qu\u2019est-ce que l\u2019assurance vie&nbsp;?\" class=\"rbc-link-format\">Qu\u2019est-ce que l\u2019assurance vie&nbsp;?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/fonctionnement-de-assurance-vie\/\" data-dig-id=\"LP-16260-9773a504\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Fonctionnement de l\u2019assurance vie\" class=\"rbc-link-format\">Fonctionnement de l\u2019assurance vie<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/de-quel-montant-assurance-vie-ai-je-besoin\/\" data-dig-id=\"LP-16260-6f5a38f3\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"De quel montant d\u2019assurance vie ai-je besoin&nbsp;?\" class=\"rbc-link-format\">De quel montant d\u2019assurance vie ai-je besoin&nbsp;?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/types-assurance-vie\/\" data-dig-id=\"LP-16260-7fc90a81\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Explication des types d\u2019assurance vie\" class=\"rbc-link-format\">Explication des types d\u2019assurance vie<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout3\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-pourquoi-l-assurance-vie-est-importante-a-25-ans-comme-a-65-ans\"><span class=\"partial__border-bottom\">Pourquoi l\u2019assurance vie est importante, \u00e0 25 ans comme \u00e0 65 ans.<\/span><\/h2>\n\n\n\n<p class=\"p-large\"><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Family-Protection.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-proteger-la-situation-financiere-de-votre-famille\">Prot\u00e9ger la situation financi\u00e8re de votre famille<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-b-hlf mob-mar-b-hlf\">Vous travaillez fort pour subvenir aux besoins de votre famille. Une assurance vie vous donne la certitude que leurs besoins continueront d\u2019\u00eatre couverts m\u00eame advenant votre d\u00e9c\u00e8s. Fonder une famille, acheter une maison ou contracter une dette importante que votre conjoint pourra assumer quoi qu\u2019il arrive, voil\u00e0 autant d\u2019occasions de penser \u00e0 souscrire une assurance vie. Peu importe votre \u00e2ge, il est toujours bon de penser \u00e0 l\u2019avenir.<\/p>\n\n\n\n<p>Une assurance vie permanente ou temporaire peut contribuer \u00e0 prot\u00e9ger vos proches et \u00e0 all\u00e9ger leur fardeau lorsque vous leur manquez le plus. Avec une assurance vie, vous savez que votre conjoint, votre enfant ou autres b\u00e9n\u00e9ficiaires auront l\u2019argent n\u00e9cessaire pour payer les frais de garderie, les factures ou les frais fun\u00e9raires.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Save.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-epargner-pour-l-avenir\">\u00c9pargner pour l\u2019avenir<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-b-hlf mob-mar-b-hlf\">Une <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-universelle\/\" data-dig-id=\"LP-16260-e600c72a\" data-dig-label=\"assurance vie universelle\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">assurance vie universelle<\/a> et une <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-entiere\/\" data-dig-id=\"LP-16260-dcea1b71\" data-dig-label=\"assurance vie enti\u00e8re\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">assurance vie enti\u00e8re<\/a> constituent \u00e9galement un moyen fiscalement avantageux d\u2019\u00e9pargner et d\u2019investir dans son propre avenir. Avec cette option, vous pourriez utiliser les fonds accumul\u00e9s dans la police tout au long de votre vie comme filet de s\u00e9curit\u00e9 financi\u00e8re en cas de besoin ou pour compl\u00e9ter votre revenu de retraite.<\/p>\n\n\n\n<p>Vous pourriez aussi utiliser la valeur en argent de votre police pour r\u00e9aliser certains r\u00eaves comme faire une croisi\u00e8re luxueuse, souligner votre d\u00e9part \u00e0 la retraite ou d\u00e9marrer une entreprise.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/09\/loan-protection.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-payer-les-etudes-collegiales-ou-universitaires-de-vos-enfants\">Payer les \u00e9tudes coll\u00e9giales ou universitaires de vos enfants<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-b-hlf mob-mar-b-hlf\">Soyons francs&nbsp;: une \u00e9ducation de qualit\u00e9 co\u00fbte cher. Une autre fa\u00e7on de tirer le maximum de la valeur de rachat d\u2019une police d\u2019<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-universelle\/\" data-dig-id=\"LP-16260-7be1b780\" data-dig-label=\"assurance vie universelle\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">assurance vie universelle<\/a> consiste \u00e0 vous en servir pour payer les \u00e9tudes de vos enfants. Voici une courte explication sur son fonctionnement&nbsp;:<\/p>\n\n\n\n<p class=\"mar-b-hlf mob-mar-b-hlf\">Vous contractez une assurance sur la vie de votre enfant et y contribuez jusqu\u2019\u00e0 ses 18 ans (ou 19 ans dans certaines provinces), moment o\u00f9 vous lui transf\u00e9rez la police.<\/p>\n\n\n\n<p>Avec une bonne planification et des conditions de march\u00e9 favorables, le montant accumul\u00e9 dans la police pourrait \u00eatre suffisant pour couvrir le paiement des primes sans que votre enfant n\u2019ait \u00e0 s\u2019en soucier. Au-del\u00e0 de cette p\u00e9riode, votre enfant pourra m\u00eame utiliser la portion placement pour payer ses \u00e9tudes. Il faut cependant garder \u00e0 l\u2019esprit que la croissance des fonds reposent sur le rendement des placements effectu\u00e9s et qu\u2019elle n&rsquo;est pas forc\u00e9ment garantie.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Exchange-2.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-proteger-et-leguer-vos-actifs\">Prot\u00e9ger et l\u00e9guer vos actifs<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-b-hlf mob-mar-b-hlf\">Vous \u00eates \u00e0 la recherche d\u2019un moyen fiscalement efficace de l\u00e9guer vos actifs \u00e0 votre famille&nbsp;? L\u2019assurance vie permanente est peut-\u00eatre la solution tout indiqu\u00e9e pour vous. L\u2019<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-temporaire\/\" data-dig-id=\"LP-16260-6b76c30a\" data-dig-label=\"assurance vie temporaire\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">assurance vie temporaire<\/a> est certes l\u2019option la plus populaire au Canada, mais l\u2019assurance vie permanente comporte des avantages uniques bien \u00e0 elle. Certains r\u00e9gimes garantissent m\u00eame votre acceptation.<\/p>\n\n\n\n<p class=\"mar-b-hlf mob-mar-b-hlf\">En faisant une recherche sur les produits d\u2019<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-entiere\/\" data-dig-id=\"LP-16260-df2b31e6\" data-dig-label=\"assurance vie enti\u00e8re\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">assurance vie enti\u00e8re<\/a> ou d\u2019<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-universelle\/\" data-dig-id=\"LP-16260-55ee872c\" data-dig-label=\"assurance vie universelle\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">assurance vie universelle<\/a>, vous constaterez que les primes \u00e0 payer sont un peu plus \u00e9lev\u00e9es que pour une assurance vie temporaire. Cet \u00e9cart est en partie attribuable au fait que votre argent durement gagn\u00e9 est investi dans un compte o\u00f9 il pourra fructifier \u00e0 l\u2019abri de l\u2019imp\u00f4t. L\u2019argent ainsi accumul\u00e9 est impos\u00e9 seulement si vous le retirez de votre vivant. Autrement, il sera vers\u00e9, libre d\u2019imp\u00f4ts, \u00e0 vos proches \u00e0 votre d\u00e9c\u00e8s.<\/p>\n\n\n\n<p class=\"mar-b-hlf mob-mar-b-hlf\">Une assurance vie permanente peut vous aider \u00e0 planifier certaines d\u00e9penses en&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>mettant \u00e0 la disposition de votre famille l\u2019argent dont elle aura besoin pour payer l\u2019imp\u00f4t sur les actifs que vous lui l\u00e9guez (comme le chalet familial)&nbsp;;<\/li>\n\n\n\n<li>\u00e9vitant \u00e0 votre famille d\u2019avoir \u00e0 puiser dans les placements ou \u00e0 vendre des actifs (comme votre maison, votre entreprise ou vos actions) si elle n\u2019a pas les moyens de payer l\u2019imp\u00f4t applicable.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout1\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-qu-est-ce-que-l-assurance-vie-nbsp\">Qu\u2019est-ce que l\u2019assurance vie&nbsp;?<\/h4>\n<\/div>\n\n\n\n<p>Nous expliquons le jargon de l\u2019assurance en termes clairs pour que vous soyez mieux \u00e0 m\u00eame d\u2019explorer vos options.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/quest-ce-que-assurance-vie\/\" data-dig-id=\"LP-16260-ecf3097c\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Lire maintenant-https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/quest-ce-que-assurance-vie\/ \">Lire maintenant<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/check-illustration-200x200-1.svg?quality=80&amp;w=1024\" alt=\"Illustration d\u2019une liste\" class=\"wp-image-18504\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-calculez-le-montant-d-assurance-vie-dont-vous-avez-besoin\">Calculez le montant d\u2019assurance vie dont vous avez besoin<\/h4>\n<\/div>\n\n\n\n<p>Commencez \u00e0 planifier votre avenir en connaissant le montant d\u2019assurance dont vous avez besoin pour vous aider \u00e0 atteindre vos objectifs.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/calculatrice-assurance-vie\/index.html\" data-dig-id=\"LP-16260-dbcc4f29\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Calculer maintenant-https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/calculatrice-assurance-vie\/index.html \">Calculer maintenant<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/calculator.svg?quality=80&amp;w=1024\" alt=\"Illustration d'un calculateur d'assurance\" class=\"wp-image-12624\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__image\" style=\"background-color:#F7F8FA\">\n<div class=\"wp-block-columns cols is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-d-autres-questions\">D\u2019autres questions ?<\/h2>\n\n\n\n<p class=\"rbc-override-margin p-large\">Parlez \u00e0 un conseiller de RBC Assurances.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons  get-your-free-quote is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html\" data-dig-id=\"LP-16260-7b6e90d8\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Planifiez un appel-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-particuliers\/nous-joindre\/index.html \">Planifiez un appel<\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-postal-code postal-code-form  postal-code\" data-custom-url=\"\"><div class=\"quote-form \"><div class=\"inputCode\"><label>Your postal code<\/label><input class=\"\" type=\"text\" value=\"\" placeholder=\"A1A 1A1\"\/><\/div><div class=\"inputCode\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-16260-9da6e603\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get a quote-# \">Get a quote<\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><div class=\"error-msg\"><span class=\"error-msg-span\">Please provide a valid postal code in A1A 1A1 format.<\/span><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Avez-vous besoin d\u2019aide ? <a href=\"tel:+18662237113\" data-dig-id=\"LP-21771-ad67c22b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Call 1-800-461-1413\" class=\"rbc-link-format\">Composez le 1 866 223-7113<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column col-right is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"599\" height=\"506\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/family-protected.webp?quality=80&amp;w=599\" alt=\"un p\u00e8re et son fils prot\u00e9g\u00e9s par une assurance vie\" class=\"wp-image-12734\" srcset=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/family-protected.webp 599w, https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/family-protected.webp?resize=300,253 300w\" sizes=\"auto, (max-width: 599px) 100vw, 599px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":196,"featured_media":0,"parent":11566,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-16260","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Quatre raisons de souscrire une assurance vie \u00e0 tout \u00e2ge | RBC Assurances<\/title>\n<meta name=\"description\" content=\"Devriez-vous souscrire une assurance vie ? D\u00e9couvrez quatre raisons d\u2019en souscrire une \u00e0 tout \u00e2ge, que vous ayez 25 ans ou 65 ans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quatre raisons de souscrire une assurance vie \u00e0 tout \u00e2ge | RBC Assurances\" \/>\n<meta property=\"og:description\" content=\"Devriez-vous souscrire une assurance vie ? D\u00e9couvrez quatre raisons d\u2019en souscrire une \u00e0 tout \u00e2ge, que vous ayez 25 ans ou 65 ans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Assurances\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-31T13:58:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/12\/personal-insurance-mobile.webp?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"450\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-vie\\\/raisons-de-souscrire-une-assurance-vie\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-vie\\\/raisons-de-souscrire-une-assurance-vie\\\/\",\"name\":\"Quatre raisons de souscrire une assurance vie \u00e0 tout \u00e2ge | RBC Assurances\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-vie\\\/raisons-de-souscrire-une-assurance-vie\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-vie\\\/raisons-de-souscrire-une-assurance-vie\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/check-illustration-200x200-1.svg?quality=80&amp;w=1024\",\"datePublished\":\"2024-12-16T14:07:33+00:00\",\"dateModified\":\"2025-07-31T13:58:21+00:00\",\"description\":\"Devriez-vous souscrire une assurance vie ? D\u00e9couvrez quatre raisons d\u2019en souscrire une \u00e0 tout \u00e2ge, que vous ayez 25 ans ou 65 ans.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-vie\\\/raisons-de-souscrire-une-assurance-vie\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-vie\\\/raisons-de-souscrire-une-assurance-vie\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-vie\\\/raisons-de-souscrire-une-assurance-vie\\\/#primaryimage\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/check-illustration-200x200-1.svg?quality=80&amp;w=1024\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/check-illustration-200x200-1.svg?quality=80&amp;w=1024\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-vie\\\/raisons-de-souscrire-une-assurance-vie\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Une assurance vie pour les r\u00e9sidents canadiens\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/assurance-vie\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Quatre raisons de souscrire une assurance vie \u00e0 tout \u00e2ge\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#website\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/\",\"name\":\"RBC Assurances\",\"description\":\"Assurance individuelle\",\"publisher\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#organization\",\"name\":\"RBC Assurances\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"RBC Assurances\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/fr-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"description\":\"RBC Assurances offre aux Canadiens des assurances personnelles telles que des assurances auto, habitation, vie, sant\u00e9, voyage et cr\u00e9dit, ainsi que des solutions de placement pour la retraite.\",\"telephone\":\"1 800 769-2568\",\"legalName\":\"Services d'assurance RBC Inc.\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Quatre raisons de souscrire une assurance vie \u00e0 tout \u00e2ge | RBC Assurances","description":"Devriez-vous souscrire une assurance vie ? D\u00e9couvrez quatre raisons d\u2019en souscrire une \u00e0 tout \u00e2ge, que vous ayez 25 ans ou 65 ans.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/","og_locale":"fr_FR","og_type":"article","og_title":"Quatre raisons de souscrire une assurance vie \u00e0 tout \u00e2ge | RBC Assurances","og_description":"Devriez-vous souscrire une assurance vie ? D\u00e9couvrez quatre raisons d\u2019en souscrire une \u00e0 tout \u00e2ge, que vous ayez 25 ans ou 65 ans.","og_url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/","og_site_name":"RBC Assurances","article_modified_time":"2025-07-31T13:58:21+00:00","og_image":[{"width":450,"height":250,"url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/12\/personal-insurance-mobile.webp?quality=80","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/","url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/","name":"Quatre raisons de souscrire une assurance vie \u00e0 tout \u00e2ge | RBC Assurances","isPartOf":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/#primaryimage"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/#primaryimage"},"thumbnailUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/check-illustration-200x200-1.svg?quality=80&amp;w=1024","datePublished":"2024-12-16T14:07:33+00:00","dateModified":"2025-07-31T13:58:21+00:00","description":"Devriez-vous souscrire une assurance vie ? D\u00e9couvrez quatre raisons d\u2019en souscrire une \u00e0 tout \u00e2ge, que vous ayez 25 ans ou 65 ans.","breadcrumb":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/#primaryimage","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/check-illustration-200x200-1.svg?quality=80&amp;w=1024","contentUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/check-illustration-200x200-1.svg?quality=80&amp;w=1024"},{"@type":"BreadcrumbList","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/raisons-de-souscrire-une-assurance-vie\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/silver.rbcinsurance.com\/fr-ca\/"},{"@type":"ListItem","position":2,"name":"Une assurance vie pour les r\u00e9sidents canadiens","item":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/"},{"@type":"ListItem","position":3,"name":"Quatre raisons de souscrire une assurance vie \u00e0 tout \u00e2ge"}]},{"@type":"WebSite","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#website","url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/","name":"RBC Assurances","description":"Assurance individuelle","publisher":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/silver.rbcinsurance.com\/fr-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#organization","name":"RBC Assurances","url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#\/schema\/logo\/image\/","url":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","contentUrl":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","width":"1024","height":"1024","caption":"RBC Assurances"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/fr-ca\/#\/schema\/logo\/image\/"},"description":"RBC Assurances offre aux Canadiens des assurances personnelles telles que des assurances auto, habitation, vie, sant\u00e9, voyage et cr\u00e9dit, ainsi que des solutions de placement pour la retraite.","telephone":"1 800 769-2568","legalName":"Services d'assurance RBC Inc.","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}}]}},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/pages\/16260","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/users\/196"}],"replies":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/comments?post=16260"}],"version-history":[{"count":17,"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/pages\/16260\/revisions"}],"predecessor-version":[{"id":21412,"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/pages\/16260\/revisions\/21412"}],"up":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/pages\/11566"}],"wp:attachment":[{"href":"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-json\/wp\/v2\/media?parent=16260"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}