{"id":11785,"date":"2024-10-30T12:05:51","date_gmt":"2024-10-30T12:05:51","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/fr-ca\/?page_id=11785"},"modified":"2026-03-11T16:44:26","modified_gmt":"2026-03-11T20:44:26","slug":"assurance-vie-temporaire-100","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-temporaire-100\/","title":{"rendered":"Assurance vie Temporaire 100"},"content":{"rendered":"\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__HeroImageBackground  hasDarkBg\" style=\"background:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/term-100-life_insurance_hero-desktop.webp) no-repeat;--bghero-mobi-url:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/term-100-life_insurance_hero-mobile.webp)\">\n<div class=\"wp-block-columns cols-hero-wrapper is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-front is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"rbc-yoast-breadcrum\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/\">Accueil<\/a><\/span><\/span><\/p>\n\n\n\n<h1 class=\"wp-block-heading rbc-callout-heading\" id=\"h-assurance-vie-temporaire-100\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FFFFFF\" class=\"has-inline-color\">Assurance <\/mark><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FEDF01\" class=\"has-inline-color\">vie Temporaire 100<\/mark><\/h1>\n\n\n\n<p class=\"rbc-override-margin p-large has-white-color has-text-color has-link-color wp-elements-a9d9aa62731ddee58cc153ff647a8529\">Prot\u00e9gez l\u2019avenir financier de votre famille ou aidez vos h\u00e9ritiers \u00e0 payer l\u2019imp\u00f4t sur le gain en capital exigible sur un chalet ou les autres avoirs que vous leur l\u00e9guez.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:+18662627918\" data-dig-id=\"LP-11785-fc177a87\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Composez le 1 866 262-7918-tel:+18662627918 \">Composez le 1 866 262-7918<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-un-moyen-simple-de-proteger-votre-famille-et-de-leguer-vos-actifs-0\">Un moyen simple de prot\u00e9ger votre famille et de l\u00e9guer vos actifs<\/h2>\n\n\n\n<p class=\"has-text-align-center\">Gr\u00e2ce \u00e0 l\u2019assurance vie Temporaire&nbsp;100, profitez d\u2019une tranquillit\u00e9 d\u2019esprit durable gr\u00e2ce \u00e0 des primes uniformes et des prestations de d\u00e9c\u00e8s \u00e0 vie, tout en offrant \u00e0 votre famille un soutien financier pour g\u00e9rer les d\u00e9penses futures.<\/p>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout7 mar-t mob-mar-t\">\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-gap-0 flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-songez-a-souscrire-une-assurance-vie-temporaire-si-vous-recherchez-nbsp\">Songez \u00e0 souscrire une assurance vie temporaire, si vous recherchez&nbsp;:<\/h3>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard  mar-r-qtr mob-mar-r-qtr\"><div class=\"highlightsCard__heading\"><\/div><div class=\"highlightsCard__items\">\n<p>Vous recherchez une protection viag\u00e8re qui est moins complexe et co\u00fbte moins cher qu\u2019une assurance vie universelle ou une assurance vie enti\u00e8re<\/p>\n\n\n\n<p>Vous voulez vous assurer que vos proches ont les fonds n\u00e9cessaires pour payer l\u2019imp\u00f4t exigible sur les avoirs que vous leur laissez<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row mar-t-qtr mob-mar-t-qtr is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard pad-l-qtr mob-pad-l-qtr pad-r-qtr mob-pad-r-qtr  isHighlighted\" style=\"--icon-url:url(undefined);background-color:#006AC3\">\n<div class=\"wp-block-group informationCard__content pad-l mob-pad-l is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-container-core-group-is-layout-92d440f1 wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;padding-top:0;padding-bottom:0\">\n<h3 class=\"wp-block-heading has-text-align-left has-text-lg-font-size\" id=\"h-18-a-85-ans\">18 \u00e0 85 ans<\/h3>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-left\" id=\"h-ages-admissibles\">\u00c2ges admissibles<sup>*<\/sup><\/h5>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard pad-l-qtr mob-pad-l-qtr pad-r-qtr mob-pad-r-qtr  isHighlighted\" style=\"--icon-url:url(undefined);background-color:#006AC3\">\n<div class=\"wp-block-group informationCard__content pad-l mob-pad-l is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-container-core-group-is-layout-92d440f1 wp-block-group-is-layout-flow\" style=\"border-style:none;border-width:0px;padding-top:0;padding-bottom:0\">\n<h3 class=\"wp-block-heading has-text-align-left has-text-lg-font-size\" id=\"h-50-nbsp-000-nbsp-et-plus\">50&nbsp;000&nbsp;$ et plus<\/h3>\n\n\n\n<h5 class=\"wp-block-heading has-text-align-left\" id=\"h-couverture-offerte\">Couverture offerte<\/h5>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  isHighlighted\" style=\"--icon-url:url(undefined);background-color:#006AC3\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"h-couverture-viagere\"><strong>Couverture viag\u00e8re<\/strong><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row mar-r-dbl mob-mar-r-0 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard mar-r-dbl mob-mar-r-0  isHighlighted\" style=\"--icon-url:url(undefined);background-color:#006AC3\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"h-garanties-complementaires-personnalisables\">Garanties compl\u00e9mentaires personnalisables<\/h3>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:107px\" aria-hidden=\"true\" class=\"wp-block-spacer pad-l-dbl mob-pad-l-dbl pad-r-dbl mob-pad-r-dbl mar-l mob-mar-l desktop-only\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout6\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-avantages-de-l-assurance-vie-temporaire-100\">Avantages de l\u2019assurance vie Temporaire 100<\/h2>\n\n\n\n<p class=\"p-large\"><span class=\"partial__border-bottom\">Garantie permanente simple et facile \u00e0 comprendre pouvant contribuer \u00e0 prot\u00e9ger votre famille et votre succession.<\/span><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/10\/shield-heart.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-protection-viagere\">Protection viag\u00e8re<\/h4>\n<\/div>\n\n\n\n<p>Vous \u00eates assur\u00e9 \u00e0 vie \u2013 Votre protection ne prend pas fin apr\u00e8s un certain temps.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/check-circle.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-primes-garanties\">Primes garanties<\/h4>\n<\/div>\n\n\n\n<p>Les primes sont garanties quand vous souscrivez l\u2019assurance et demeurent fixes pendant toute la dur\u00e9e de votre police.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Tax-Rate.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-prestation-non-imposable-1\">Prestation non imposable<sup><a href=\"#legal-1\" data-dig-id=\"LP-15305-8be0a65b\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1<\/a><\/sup><\/h4>\n<\/div>\n\n\n\n<p>Vous pouvez l\u00e9guer un montant important, non imposable, \u00e0 vos b\u00e9n\u00e9ficiaires advenant votre d\u00e9c\u00e8s.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Family-Protection.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-prestation-de-deces\">Prestation de d\u00e9c\u00e8s<\/h4>\n<\/div>\n\n\n\n<p>Si vous d\u00e9c\u00e9dez alors que vous \u00eates assur\u00e9, votre police verse \u00e0 vos b\u00e9n\u00e9ficiaires ou \u00e0 votre succession une prestation de d\u00e9c\u00e8s libre d\u2019imp\u00f4t<a href=\"#legal-1\" data-dig-id=\"LP-15305-cffa0546\" data-dig-label=\"\u00b9\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\"><sup style=\"font-size: 0.55em;line-height: 0;position: relative;vertical-align: baseline;top: -0.7em;font-family: Roboto;font-style: normal;font-weight: 300;letter-spacing: normal;text-align: start;text-indent: 0px;text-transform: none\"><\/sup>\u00b9<\/a>&nbsp;correspondant au montant d\u2019assurance.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-comparez-vos-options-d-assurance-vie\">Comparez vos options d\u2019assurance vie<\/h4>\n<\/div>\n\n\n\n<p>Il existe une assurance vie convenant \u00e0 votre situation particuli\u00e8re \u2013 et nous allons vous aider \u00e0 la trouver.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/comparaison-assurance-vie\/\" data-dig-id=\"LP-11785-212c6a5a\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Comparer maintenant-https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/comparaison-assurance-vie\/ \">Comparer maintenant<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"201\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/car-and-home-policy.webp?quality=80&amp;w=200\" alt=\"\" class=\"wp-image-12630\" srcset=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/car-and-home-policy.webp 200w, https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/car-and-home-policy.webp?resize=150,150 150w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout7\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-gap-0 flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group mar-b mob-mar-b is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading mar-b-hlf mob-mar-b-hlf\" id=\"h-assurance-facultative-2\">Assurance facultative<sup><a href=\"#legal-2\" data-dig-id=\"LP-18330-7cef125e\" data-dig-label=\"3\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">2<\/a><\/sup><\/h4>\n\n\n\n<p>L\u2019information ci-dessus constitue un simple r\u00e9sum\u00e9. Veuillez consulter un&nbsp;<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/your-term-rider-fr.pdf\" target=\"_blank\" data-dig-id=\"LP-11785-bfc56bd4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"exemple d\u2019avenant\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">exemple d\u2019avenant<\/a>&nbsp;pour obtenir tous les d\u00e9tails sur l\u2019avenant et les dispositions de la protection facultative, y compris les garanties et les exclusions.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li><strong>Assurance conjointe premier d\u00e9c\u00e8s&nbsp;:<\/strong>&nbsp;Cette option couvre jusqu\u2019\u00e0 deux membres de la famille \u2013 La prestation est vers\u00e9e au premier d\u00e9c\u00e8s, ce qui met fin \u00e0 la protection. Le survivant a aussi l\u2019option de souscrire une nouvelle police sans fournir de preuve d\u2019assurabilit\u00e9, dans la mesure o\u00f9 il ou elle le fait avant l\u2019anniversaire contractuel le plus proche de son 70<sup>e<\/sup>&nbsp;anniversaire de naissance.<\/li>\n\n\n\n<li><strong>Assurance conjointe dernier d\u00e9c\u00e8s&nbsp;:<\/strong>&nbsp;Cette option couvre jusqu\u2019\u00e0 deux membres de la famille \u2013 La prestation de d\u00e9c\u00e8s est vers\u00e9e au d\u00e9c\u00e8s de la derni\u00e8re personne assur\u00e9e, ce qui met fin \u00e0 la protection. Cette assurance est souvent id\u00e9ale \u00e0 des fins de planification successorale.<\/li>\n\n\n\n<li><strong>Avenant d\u2019assurance Temporaire 10 ou 20&nbsp;:<\/strong>&nbsp;Ajoutez un avenant sur une t\u00eate ou sur deux t\u00eates pour obtenir une garantie compl\u00e9mentaire pour vous-m\u00eame ou une autre personne telle que votre conjoint ou conjointe.<\/li>\n\n\n\n<li><strong>Avenant d\u2019assurance temporaire pour enfants&nbsp;:<\/strong>&nbsp;Obtenez une assurance pour vos enfants naturels ou l\u00e9galement adopt\u00e9s.<\/li>\n\n\n\n<li><strong>Garantie en cas de d\u00e9c\u00e8s accidentel&nbsp;:<\/strong>&nbsp;En vertu de cette garantie, une prestation suppl\u00e9mentaire est vers\u00e9e si vous mourez des suites directes d\u2019un accident.<\/li>\n\n\n\n<li><strong>Avenant d\u2019exon\u00e9ration des primes en cas d\u2019invalidit\u00e9 totale&nbsp;:<\/strong>&nbsp;Une fois que vous aurez \u00e9t\u00e9 d\u00e9clar\u00e9 totalement invalide pendant six mois cons\u00e9cutifs, nous vous dispenserons de payer les primes et les frais de police tant que vous \u00eates consid\u00e9r\u00e9 comme totalement invalide.<\/li>\n\n\n\n<li><strong>Garantie d\u2019exon\u00e9ration des primes en cas d\u2019invalidit\u00e9 totale ou de d\u00e9c\u00e8s du payeur&nbsp;:<\/strong>&nbsp;Si un tiers paie vos primes et qu\u2019il meurt, nous renoncerons au paiement des primes mensuelles pendant que la police est en vigueur. Si cette personne devient et demeure totalement invalide pendant six mois cons\u00e9cutifs, nous renoncerons aux d\u00e9ductions du co\u00fbt d\u2019assurance, y compris aux frais de police et aux primes des avenants pendant que cette personne est totalement invalide.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-gap-0 flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group mar-b mob-mar-b is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading mar-b-hlf mob-mar-b-hlf\" id=\"h-sommaire-des-exclusions-2\">Sommaire des exclusions<sup><a href=\"#legal-2\" data-dig-id=\"LP-15305-4cd26667\" data-dig-label=\"3\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">2<\/a><\/sup><\/h4>\n\n\n\n<p>D\u2019autres exclusions peuvent s\u2019appliquer, selon les garanties facultatives choisies. L\u2019information ci-dessus constitue un simple r\u00e9sum\u00e9. Veuillez consulter un&nbsp;<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/t100-policy-fr.pdf\" target=\"_blank\" data-dig-id=\"LP-11785-6ba62681\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"exemple de police\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">exemple de police<\/a>&nbsp;pour obtenir tous les d\u00e9tails sur les dispositions de l\u2019assurance, y compris les garanties et les exclusions.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Si, durant le processus de souscription de l\u2019assurance, vous avez fourni des renseignements erron\u00e9s ou incomplets concernant votre \u00e2ge, votre sexe, votre \u00e9tat de sant\u00e9, votre mode de vie ou vos habitudes relatives \u00e0 l\u2019usage du tabac, nous nous r\u00e9servons le droit de refuser de verser une prestation ou de rajuster le capital payable.<\/li>\n\n\n\n<li>En cas de d\u00e9c\u00e8s attribuable \u00e0 un suicide durant les deux premi\u00e8res ann\u00e9es d\u2019assurance, aucune prestation ne sera vers\u00e9e.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-gap-0 flex-1\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group mar-b mob-mar-b is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading mar-b-0 mob-mar-b-0\" id=\"h-a-propos-de-vos-primes\">\u00c0 propos de vos primes<\/h4>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-col flex-2\/3 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Vos primes sont garanties la vie durant.<\/li>\n\n\n\n<li>\u00c0 100 ans, vous n\u2019aurez plus de prime \u00e0 payer.<\/li>\n\n\n\n<li>R\u00e9glez-les par d\u00e9bits mensuels pr\u00e9autoris\u00e9s ou effectuez un paiement annuel.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__image\" style=\"background-color:#F7F8FA\">\n<div class=\"wp-block-columns cols is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-obtenez-une-soumission-d-assurance-vie-terme-100\">Obtenez une soumission d&rsquo;assurance vie Terme 100<\/h2>\n\n\n\n<p class=\"rbc-override-margin p-large\">Prot\u00e9gez vos proches avec une assurance vie Temporaire 100\u2014parlez \u00e0 un conseiller de RBC Assurances.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-vie\/index.html\" data-dig-id=\"LP-11785-e3186616\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Demandez qu\u2019un conseiller vous appelle-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-vie\/index.html \">Demandez qu\u2019un conseiller vous appelle<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Avez-vous besoin d\u2019aide? <a href=\"tel:+18662627918\" data-dig-id=\"LP-11785-077ca854\" data-dig-label=\"Composez le 1-866-262-7918\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">Composez le 1 866 262-7918<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column col-right is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/life-insurance-cta.webp?quality=80&amp;w=606\" alt=\"father and son\" class=\"wp-image-18133\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-faq-wrapper faqWrapper  menuItems__dropdown\"><div class=\"faqWrapper__header\"><h2><span class=\"partial__border-bottom\"><strong>Foire aux questions<\/strong><\/span> sur l&rsquo;assurance vie Temporaire 100<\/h2><\/div><div class=\"faqWrapper__content\"><div class=\"faqWrapper__content-left\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default  selectDropdown__floating \" \t\t\tdata-option_name=\"\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"Conseils g\u00e9n\u00e9raux en assurance\">\n\t\t\t\t\tConseils g\u00e9n\u00e9raux en assurance\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item selected\"\n\t\t\t\t\t\tdata-option_value=\"0\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tConseils g\u00e9n\u00e9raux en assurance\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"1\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAdmissibilit\u00e9\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"2\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tPrimes\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"3\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tFaire une demande d&#039;assurance\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"4\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tPr\u00e9cisions sur l\u2019assurance\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<div class=\"faqWrapper__menuItems\"><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Conseils g\u00e9n\u00e9raux en assurance<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Admissibilit\u00e9<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Primes<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Faire une demande d&rsquo;assurance<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Pr\u00e9cisions sur l\u2019assurance<\/div><\/div><p class=\"faqWrapper__helpText\">D\u2019autres questions ? <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/nous-joindre\/#life\" data-dig-id=\"LP-11785-3dd82256\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Nous joindre.\" class=\"rbc-link-format\">Nous joindre.<\/a><\/p><\/div><div class=\"faqWrapper__content-right\">\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Conseils g\u00e9n\u00e9raux en assurance<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlek1qaar2t\" class=\"collapse-toggle collapsed\" data-target=\"#accordionk1qaar2t\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-k1qaar2t\" aria-controls=\"accordionk1qaar2t\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"De quel montant d\u2019assurance vie ai-je besoin\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>De quel montant d\u2019assurance vie ai-je besoin\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionk1qaar2t\" role=\"region\" aria-labelledby=\"accordion-titlek1qaar2t\"><div class=\"collapse-inner\">\n<p>En v\u00e9rit\u00e9, chacun a des besoins uniques. Pour choisir le montant d\u2019assurance qui vous convient, vous devez tenir compte de diff\u00e9rents aspects. Pour obtenir une estimation rapide, essayez notre&nbsp;<a href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-vie\/calculatrice-assurance-vie\/index.html\" data-dig-id=\"LP-11785-3434d61a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"calculatrice d\u2019assurance vie\" class=\"rbc-link-format\">calculatrice d\u2019assurance vie<\/a>. Ou bien, poursuivez votre lecture pour d\u00e9couvrir les \u00e9l\u00e9ments qui devraient influencer votre d\u00e9cision&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>D\u2019ordre g\u00e9n\u00e9ral, il est recommand\u00e9 de souscrire un montant \u00e9quivalent \u00e0 au moins 5 \u00e0 7 fois votre revenu annuel net (soit votre salaire apr\u00e8s imp\u00f4t).<\/li>\n\n\n\n<li>Pensez aux personnes qui d\u00e9pendent de vous et aux nombres d\u2019ann\u00e9es pendant lesquelles elles pourraient encore avoir besoin de votre soutien financier.<\/li>\n\n\n\n<li>Si vous avez un pr\u00eat hypoth\u00e9caire, un pr\u00eat ou un solde \u00e0 rembourser sur vos cartes de cr\u00e9dit, de combien votre conjoint aura-t-il besoin pour les rembourser&nbsp;?<\/li>\n\n\n\n<li>Si vous avez une assurance vie collective au travail ou une assurance vie hypoth\u00e9caire, vous pourriez en tenir compte au moment de calculer le montant \u00e0 souscrire.<\/li>\n\n\n\n<li>Si vous avez cumul\u00e9 de l\u2019\u00e9pargne et des placements \u2013 par exemple dans un r\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-\u00e9tudes (REEE) pour les \u00e9tudes de vos enfants \u2013 vous pouvez \u00e9galement soustraire ces montants de vos besoins en assurance vie. Vous devez seulement vous assurer que le retrait anticip\u00e9 de ces fonds par votre famille ne viendrait pas nuire \u00e0 la r\u00e9alisation des autres projets qu\u2019elle pourrait avoir.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleks1bmef1\" class=\"collapse-toggle collapsed\" data-target=\"#accordionks1bmef1\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-ks1bmef1\" aria-controls=\"accordionks1bmef1\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Qu\u2019est-ce qu\u2019une assurance vie permanente\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Qu\u2019est-ce qu\u2019une assurance vie permanente\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionks1bmef1\" role=\"region\" aria-labelledby=\"accordion-titleks1bmef1\"><div class=\"collapse-inner\">\n<p>Une assurance vie permanente offre une couverture viag\u00e8re, des primes garanties et, dans certains cas \u2013 par exemple, dans le cas des assurances vie enti\u00e8re et vie universelle \u2013 une occasion d\u2019accumuler de l\u2019\u00e9pargne. Si vous d\u00e9c\u00e9dez, votre b\u00e9n\u00e9ficiaire ou votre succession<sup><a href=\"#legal-1\" data-dig-id=\"LP-11785-feafaf61\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1\" class=\"rbc-link-format\">1<\/a><\/sup>&nbsp;re\u00e7oit votre prestation de d\u00e9c\u00e8s \u00e0 l\u2019abri de l\u2019imp\u00f4t. (\u00c0 noter que des frais d\u2019homologation s\u2019appliquent si vous n\u2019avez pas d\u00e9sign\u00e9 de b\u00e9n\u00e9ficiaire et que les sommes dues au titre de votre police s\u2019ajoutent \u00e0 votre succession.)<\/p>\n\n\n\n<p>L\u2019<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-entiere\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-11785-ad653d21\" data-dig-label=\"assurance vie enti\u00e8re\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">assurance vie enti\u00e8re<\/a>, l\u2019<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-universelle\/\" target=\"_blank\" data-dig-id=\"LP-11785-97b5f9ed\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"assurance vie universelle\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">assurance vie universelle<\/a>, l\u2019<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-temporaire-100\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-11785-0aec9173\" data-dig-label=\"assurance vie Temporaire 100\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">assurance vie Temporaire 100<\/a>&nbsp;et l\u2019<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-acceptation-garantie\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-11785-92e8f145\" data-dig-label=\"assurance vie \u00e0 acceptation garantie RBC\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">assurance vie \u00e0 acceptation garantie RBC<\/a>&nbsp;rel\u00e8vent toutes de la cat\u00e9gorie des assurances permanentes. L\u2019assurance vie enti\u00e8re et l\u2019assurance vie universelle combinent une assurance viag\u00e8re et la possibilit\u00e9 d\u2019accumuler de l\u2019\u00e9pargne dans la police (qu\u2019on appelle valeur de rachat ou valeur de capitalisation).<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title67851za6\" class=\"collapse-toggle collapsed\" data-target=\"#accordion67851za6\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-67851za6\" aria-controls=\"accordion67851za6\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Quelle est la diff\u00e9rence entre l\u2019assurance vie temporaire et l\u2019assurance vie permanente\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Quelle est la diff\u00e9rence entre l\u2019assurance vie temporaire et l\u2019assurance vie permanente\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion67851za6\" role=\"region\" aria-labelledby=\"accordion-title67851za6\"><div class=\"collapse-inner\">\n<p>L\u2019une des diff\u00e9rences entre l\u2019<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-vie\/assurance-vie-temporaire\/\" data-dig-id=\"LP-11785-590aa84f\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"assurance vie temporaire\" class=\"rbc-link-format\">assurance vie temporaire<\/a>&nbsp;et l\u2019assurance vie permanente est que la premi\u00e8re vous prot\u00e8ge pour une p\u00e9riode plus courte, alors que cette derni\u00e8re vous prot\u00e8ge \u00e0 vie. En outre, l\u2019assurance vie temporaire co\u00fbte en g\u00e9n\u00e9ral moins cher que l\u2019assurance vie permanente.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Admissibilit\u00e9<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlem1rp7wmj\" class=\"collapse-toggle collapsed\" data-target=\"#accordionm1rp7wmj\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-m1rp7wmj\" aria-controls=\"accordionm1rp7wmj\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Qui peut faire une demande d\u2019assurance vie Temporaire 100\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Qui peut faire une demande d\u2019assurance vie Temporaire 100\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionm1rp7wmj\" role=\"region\" aria-labelledby=\"accordion-titlem1rp7wmj\"><div class=\"collapse-inner\">\n<p>Vous pouvez faire une demande d\u2019assurance vie Temporaire 100 si vous avez entre 18 et 85 ans.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlew1yi5qsy\" class=\"collapse-toggle collapsed\" data-target=\"#accordionw1yi5qsy\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-w1yi5qsy\" aria-controls=\"accordionw1yi5qsy\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Faut-il passer un examen m\u00e9dical pour demander l\u2019assurance vie Temporaire 100\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Faut-il passer un examen m\u00e9dical pour demander l\u2019assurance vie Temporaire 100\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionw1yi5qsy\" role=\"region\" aria-labelledby=\"accordion-titlew1yi5qsy\"><div class=\"collapse-inner\">\n<p>Vous devrez fort probablement subir un examen m\u00e9dical et r\u00e9pondre \u00e0 plusieurs questions sur votre \u00e9tat de sant\u00e9.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Primes<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title1mza5mn3\" class=\"collapse-toggle collapsed\" data-target=\"#accordion1mza5mn3\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-1mza5mn3\" aria-controls=\"accordion1mza5mn3\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Suis-je admissible \u00e0 des taux pr\u00e9f\u00e9rentiels pour l\u2019assurance vie Temporaire 100\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Suis-je admissible \u00e0 des taux pr\u00e9f\u00e9rentiels pour l\u2019assurance vie Temporaire 100\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion1mza5mn3\" role=\"region\" aria-labelledby=\"accordion-title1mza5mn3\"><div class=\"collapse-inner\">\n<p>Oui. Un conseiller autoris\u00e9 de RBC Assurances<sup>\u00ae<\/sup>&nbsp;vous posera une s\u00e9rie de questions qui permettra de d\u00e9terminer si vous \u00eates admissible \u00e0 un taux pr\u00e9f\u00e9rentiel. Votre admissibilit\u00e9 d\u00e9pendra de la couverture que vous demandez, de vos ant\u00e9c\u00e9dents familiaux, de facteurs relatifs \u00e0 votre sant\u00e9 et \u00e0 votre mode de vie, de la pratique ou non de sports dangereux, et ainsi de suite.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title3qosc1c2\" class=\"collapse-toggle collapsed\" data-target=\"#accordion3qosc1c2\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-3qosc1c2\" aria-controls=\"accordion3qosc1c2\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Les taux de l\u2019assurance vie Temporaire 100 sont-ils garantis\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Les taux de l\u2019assurance vie Temporaire 100 sont-ils garantis\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion3qosc1c2\" role=\"region\" aria-labelledby=\"accordion-title3qosc1c2\"><div class=\"collapse-inner\">\n<p>Oui, tant que vous payez vos primes \u00e0 temps, vos taux sont garantis \u00e0 vie.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlexwhbcoq2\" class=\"collapse-toggle collapsed\" data-target=\"#accordionxwhbcoq2\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-xwhbcoq2\" aria-controls=\"accordionxwhbcoq2\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Pendant combien de temps devrais-je payer les primes de mon assurance vie Temporaire 100\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Pendant combien de temps devrais-je payer les primes de mon assurance vie Temporaire 100\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionxwhbcoq2\" role=\"region\" aria-labelledby=\"accordion-titlexwhbcoq2\"><div class=\"collapse-inner\">\n<p>Vous paierez des primes jusqu\u2019\u00e0 l\u2019\u00e2ge de 100 ans, apr\u00e8s quoi, vous demeurerez assur\u00e9, mais n\u2019aurez plus de primes \u00e0 payer.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleqoif0d4m\" class=\"collapse-toggle collapsed\" data-target=\"#accordionqoif0d4m\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-qoif0d4m\" aria-controls=\"accordionqoif0d4m\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Si j\u2019arr\u00eate de fumer apr\u00e8s que ma police d\u2019assurance vie Temporaire 100 est \u00e9tablie, qu\u2019arrivera-t-il \u00e0 mes primes\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Si j\u2019arr\u00eate de fumer apr\u00e8s que ma police d\u2019assurance vie Temporaire 100 est \u00e9tablie, qu\u2019arrivera-t-il \u00e0 mes primes\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionqoif0d4m\" role=\"region\" aria-labelledby=\"accordion-titleqoif0d4m\"><div class=\"collapse-inner\">\n<p>Une fois la police \u00e9tablie, vous pouvez demander \u00e0 b\u00e9n\u00e9ficier des taux non-fumeur si vous n\u2019avez fait usage d\u2019aucun produit du tabac, sous quelque forme, pendant 12 mois cons\u00e9cutifs. Il suffit de&nbsp;<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/nous-joindre\/\" data-dig-id=\"LP-11785-2f804a53\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"nous contacter\" class=\"rbc-link-format\">nous contacter<\/a>&nbsp;et de nous dire que vous d\u00e9sirez b\u00e9n\u00e9ficier des taux non-fumeur. Vous devrez remplir un questionnaire m\u00e9dical et une infirmi\u00e8re viendra vous voir pour obtenir quelques renseignements et vraisemblablement, un \u00e9chantillon d\u2019urine. Une fois que nos tarificateurs auront approuv\u00e9 votre demande et que votre admissibilit\u00e9 aura \u00e9t\u00e9 confirm\u00e9e, vous b\u00e9n\u00e9ficierez des taux non-fumeur.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlehsaqr3ba\" class=\"collapse-toggle collapsed\" data-target=\"#accordionhsaqr3ba\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-hsaqr3ba\" aria-controls=\"accordionhsaqr3ba\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"De quelle fa\u00e7on puis-je payer mon assurance vie Temporaire 100\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>De quelle fa\u00e7on puis-je payer mon assurance vie Temporaire 100\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionhsaqr3ba\" role=\"region\" aria-labelledby=\"accordion-titlehsaqr3ba\"><div class=\"collapse-inner\">\n<p>Vous pouvez faire des paiements mensuels ou un paiement annuel.<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Si vous payez vos primes par d\u00e9bits mensuels pr\u00e9autoris\u00e9s, nous d\u00e9biterons automatiquement votre compte bancaire lorsque votre demande sera approuv\u00e9e.<\/li>\n\n\n\n<li>Si vous optez pour le mode de paiement annuel, nous vous enverrons une facture pour la prime annuelle.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Faire une demande d&rsquo;assurance<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlebguckpwi\" class=\"collapse-toggle collapsed\" data-target=\"#accordionbguckpwi\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-bguckpwi\" aria-controls=\"accordionbguckpwi\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Comment puis-je souscrire l\u2019assurance vie Temporaire 100\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Comment puis-je souscrire l\u2019assurance vie Temporaire 100\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionbguckpwi\" role=\"region\" aria-labelledby=\"accordion-titlebguckpwi\"><div class=\"collapse-inner\">\n<p>Pour demander l\u2019assurance vie Temporaire 100&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li><a href=\"tel:1-800-461-1413\" data-dig-id=\"LP-11785-be18e10a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Composez le&nbsp;1-800-461-1413\" class=\"rbc-link-format\">Composez le&nbsp;1-800-461-1413<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title4wcde1lh\" class=\"collapse-toggle collapsed\" data-target=\"#accordion4wcde1lh\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-4wcde1lh\" aria-controls=\"accordion4wcde1lh\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Si je fume, puis-je faire une demande d\u2019assurance vie Temporaire 100\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Si je fume, puis-je faire une demande d\u2019assurance vie Temporaire 100\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion4wcde1lh\" role=\"region\" aria-labelledby=\"accordion-title4wcde1lh\"><div class=\"collapse-inner\">\n<p>Vous pouvez \u00eatre couvert m\u00eame si vous fumez. Vous n\u2019aurez droit aux taux non-fumeur que si vous n\u2019avez utilis\u00e9 aucun produit de tabac, sous quelque forme, au cours des 12 derniers mois. Si vous fumez \u00e0 l\u2019occasion ou si vous avez cess\u00e9 de fumer au cours des 12 derniers mois, vous \u00eates consid\u00e9r\u00e9 comme un fumeur.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title1bq7ve48\" class=\"collapse-toggle collapsed\" data-target=\"#accordion1bq7ve48\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-1bq7ve48\" aria-controls=\"accordion1bq7ve48\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Puis-je r\u00e9silier ma police d\u2019assurance vie Temporaire 100 quand bon me semble\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Puis-je r\u00e9silier ma police d\u2019assurance vie Temporaire 100 quand bon me semble\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion1bq7ve48\" role=\"region\" aria-labelledby=\"accordion-title1bq7ve48\"><div class=\"collapse-inner\">\n<p>Oui, pourvu que vous pr\u00e9sentiez votre demande de r\u00e9siliation par \u00e9crit. De plus, vous avez 10 jours pour examiner la police apr\u00e8s l\u2019avoir re\u00e7ue&nbsp;; si vous d\u00e9cidez de l\u2019annuler pendant cette p\u00e9riode, nous vous rembourserons les primes pay\u00e9es. \u00c0 tout moment par la suite, vous pourrez r\u00e9silier votre contrat et vous n\u2019aurez \u00e0 verser la prime que pour la p\u00e9riode durant laquelle vous \u00e9tiez couvert par l\u2019assurance.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Pr\u00e9cisions sur l\u2019assurance<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleubv3f40e\" class=\"collapse-toggle collapsed\" data-target=\"#accordionubv3f40e\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-ubv3f40e\" aria-controls=\"accordionubv3f40e\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Quand la protection de l\u2019assurance vie Temporaire 100 commence-t-elle et prend-elle fin\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Quand la protection de l\u2019assurance vie Temporaire 100 commence-t-elle et prend-elle fin\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionubv3f40e\" role=\"region\" aria-labelledby=\"accordion-titleubv3f40e\"><div class=\"collapse-inner\">\n<p>Vous \u00eates couvert par la police aussit\u00f4t que vous \u00eates approuv\u00e9 et que nous recevons le paiement de votre premi\u00e8re prime. En outre, votre \u00e9tat de sant\u00e9 ne doit pas changer durant l\u2019\u00e9tude de votre proposition d\u2019assurance. Si votre \u00e9tat de sant\u00e9 change pendant que nous \u00e9tudions votre demande, veuillez nous en informer imm\u00e9diatement.<\/p>\n\n\n\n<p>Votre couverture prend fin \u00e0 la premi\u00e8re des dates suivantes&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>La date de votre d\u00e9c\u00e8s<\/li>\n\n\n\n<li>La date \u00e0 laquelle vous demandez par \u00e9crit la r\u00e9siliation de votre assurance vie<\/li>\n\n\n\n<li>La date \u00e0 laquelle vous cessez de payer vos primes (vous avez droit \u00e0 un d\u00e9lai de gr\u00e2ce de 30 jours apr\u00e8s la date \u00e0 laquelle la prime est \u00e9chue)<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titledvxj4xc0\" class=\"collapse-toggle collapsed\" data-target=\"#accordiondvxj4xc0\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-dvxj4xc0\" aria-controls=\"accordiondvxj4xc0\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Puis-je augmenter ou r\u00e9duire le montant de mon assurance vie Temporaire 100 ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Puis-je augmenter ou r\u00e9duire le montant de mon assurance vie Temporaire 100 ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiondvxj4xc0\" role=\"region\" aria-labelledby=\"accordion-titledvxj4xc0\"><div class=\"collapse-inner\">\n<p>Vous pouvez demander la r\u00e9duction ou l\u2019augmentation de votre couverture en tout temps. Le montant d\u2019assurance minimal est de 10&nbsp;000&nbsp;$ et le montant maximal est assujetti \u00e0 nos r\u00e8gles de tarification. Dans le cas d\u2019une r\u00e9duction de la couverture, le montant minimal de protection est de 50&nbsp;000&nbsp;$. Vos primes seront \u00e9galement rajust\u00e9es en fonction du nouveau montant d\u2019assurance. Toute augmentation du montant de la protection requiert une nouvelle preuve m\u00e9dicale et est subordonn\u00e9e \u00e0 notre approbation.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlexgzet381\" class=\"collapse-toggle collapsed\" data-target=\"#accordionxgzet381\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-xgzet381\" aria-controls=\"accordionxgzet381\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Une police d\u2019assurance vie Temporaire 100 comprend-elle une valeur de rachat\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Une police d\u2019assurance vie Temporaire 100 comprend-elle une valeur de rachat\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionxgzet381\" role=\"region\" aria-labelledby=\"accordion-titlexgzet381\"><div class=\"collapse-inner\">\n<p>La police d\u2019assurance vie Temporaire 100 ne comporte pas de valeur de rachat. La prime ne couvre que la couverture d\u2019assurance.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlevjgloyr1\" class=\"collapse-toggle collapsed\" data-target=\"#accordionvjgloyr1\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11785-vjgloyr1\" aria-controls=\"accordionvjgloyr1\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"L\u2019assurance vie Temporaire 100 comporte-t-elle des exclusions\u00a0?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>L\u2019assurance vie Temporaire 100 comporte-t-elle des exclusions\u00a0?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionvjgloyr1\" role=\"region\" aria-labelledby=\"accordion-titlevjgloyr1\"><div class=\"collapse-inner\">\n<p>Oui. Votre protection comporte des exclusions&nbsp;; vous trouverez une liste compl\u00e8te des exclusions dans le contrat&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>En cas de d\u00e9c\u00e8s attribuable \u00e0 un suicide durant les deux premi\u00e8res ann\u00e9es d\u2019assurance, aucune prestation n\u2019est vers\u00e9e.<\/li>\n\n\n\n<li>Si, durant le processus de souscription de l\u2019assurance, vous avez fourni des renseignements erron\u00e9s ou incomplets concernant votre \u00e2ge, votre sexe, votre \u00e9tat de sant\u00e9, votre mode de vie ou vos habitudes relatives \u00e0 l\u2019usage du tabac, nous nous r\u00e9servons le droit de refuser de verser une prestation ou de rajuster le capital payable.<\/li>\n\n\n\n<li>D\u2019autres exclusions peuvent s\u2019appliquer, selon les garanties facultatives choisies.<\/li>\n<\/ul>\n\n\n\n<p>L\u2019information ci-dessus constitue un simple r\u00e9sum\u00e9. Veuillez consulter un&nbsp;<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/t100-policy-fr.pdf\" target=\"_blank\" data-dig-id=\"LP-11785-ef41a95b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"exemple de police\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">exemple de police<\/a>&nbsp;pour obtenir tous les d\u00e9tails sur les dispositions de l\u2019assurance, y compris les garanties et les exclusions.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<p class=\"faqWrapper__helpText\">D\u2019autres questions ? <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/nous-joindre\/#life\" data-dig-id=\"LP-11785-3dd82256\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Nous joindre.\" class=\"rbc-link-format\">Nous joindre.<\/a><\/p><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-11785-9a915362\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>Afficher les avis de non-responsabilit\u00e9<\/span><span>Cacher les avis de non-responsabilit\u00e9<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>1<\/sup><\/div><div class=\"table-cell\">\n<p>\u00c0 noter que des frais d\u2019homologation s\u2019appliquent si vous n\u2019avez pas d\u00e9sign\u00e9 de b\u00e9n\u00e9ficiaire et que les sommes dues au titre de votre police s\u2019ajoutent \u00e0 votre succession.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-2\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>2<\/sup><\/div><div class=\"table-cell\">\n<p>L\u2019information ci-dessus constitue un simple r\u00e9sum\u00e9. Veuillez consulter les renseignements suppl\u00e9mentaires, l\u2019exemple de police ou l\u2019exemple d\u2019avenant pour conna\u00eetre toutes les dispositions de l\u2019assurance, y compris les garanties et les exclusions.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-3\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>*<\/sup><\/div><div class=\"table-cell\">\n<p>Vous devrez fort probablement subir un examen m\u00e9dical et r\u00e9pondre \u00e0 des questions sur votre \u00e9tat de sant\u00e9.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":159,"featured_media":0,"parent":11566,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-11785","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Assurance vie Temporaire 100 | RBC Assurances<\/title>\n<meta name=\"description\" content=\"Prot\u00e9gez vos proches et l\u00e9guez facilement vos biens gr\u00e2ce \u00e0 l\u2019Assurance vie Temporaire\u00a0100. 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