{"id":11701,"date":"2024-10-30T12:21:37","date_gmt":"2024-10-30T12:21:37","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/fr-ca\/?page_id=11701"},"modified":"2026-03-27T11:59:43","modified_gmt":"2026-03-27T15:59:43","slug":"assurance-maladies-graves","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/assurance-maladies-graves\/","title":{"rendered":"Assurance maladies graves"},"content":{"rendered":"\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__HeroImageBackground  hasDarkBg\" style=\"background:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/critical-illness-insurance_hero-desktop.webp) no-repeat;--bghero-mobi-url:url(https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/critical-illness-insurance_hero-mobile.webp)\">\n<div class=\"wp-block-columns cols-hero-wrapper is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-front is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"rbc-yoast-breadcrum\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/\">Accueil<\/a><\/span><\/span><\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-assurance-maladies-graves\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#FFFFFF\" class=\"has-inline-color\">Assurance maladies graves<\/mark><\/h1>\n\n\n\n<p class=\"rbc-override-margin p-large\">L\u2019assurance maladies graves peut vous offrir une s\u00e9curit\u00e9 financi\u00e8re et de pr\u00e9cieux services de soutien pour vous aider \u00e0 traverser une p\u00e9riode difficile.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-maladie\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-11701-64a52d29\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Vous souhaitez parler \u00e0 un conseiller-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-maladie\/index.html \">Vous souhaitez parler \u00e0 un conseiller<\/a><\/div>\n\n\n\n<p class=\" call-link \">ou Composez le <a href=\"tel:+18662627924\" data-dig-id=\"LP-11701-a965a6cf\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1-800-461-1413\" class=\"rbc-link-format\">1 866 262-7924<\/a><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout3\">\n<div class=\"wp-block-group mar-b-dbl mob-mar-b-dbl is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center informationCardContainer__v2__heading mar-t-dbl mob-mar-t-dbl\" id=\"h-aider-a-proteger-votre-style-de-vie-et-a-vous-retablir-d-une-maladie-grave\">Aider \u00e0 prot\u00e9ger votre style de vie et \u00e0 vous r\u00e9tablir d\u2019une maladie grave.<\/h2>\n\n\n\n<p class=\"has-text-align-center\">Priorisez votre sant\u00e9 et votre r\u00e9tablissement en cas de diagnostic de maladie grave. Profitez d\u2019un soutien financier pour faire face aux co\u00fbts li\u00e9s aux situations difficiles ou impr\u00e9vues et acc\u00e9dez \u00e0 des avis m\u00e9dicaux d\u2019experts ainsi qu\u2019\u00e0 des ressources pour mieux g\u00e9rer le stress li\u00e9 \u00e0 une maladie grave.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-avantages-de-l-assurance-maladies-graves\"><span class=\"partial__border-bottom\">Avantages de l\u2019assurance maladies graves<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/10\/savings-account.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-indemnite-forfaitaire\">Indemnit\u00e9 forfaitaire<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-r-hlf mob-mar-r-hlf mar-t mob-mar-t\">Utilisez votre indemnit\u00e9 pour maintenir votre stabilit\u00e9 financi\u00e8re, acc\u00e9der \u00e0 des soins m\u00e9dicaux \u00e0 la fine pointe du progr\u00e8s ou faciliter d\u2019une autre mani\u00e8re votre r\u00e9tablissement.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/medical.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-avis-medical-d-un-expert\">Avis m\u00e9dical d\u2019un expert<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf\">Demandez \u00e0 un sp\u00e9cialiste de renomm\u00e9e mondiale du&nbsp;<a href=\"https:\/\/www.teladoc.ca\/rbcinsurance\/fr\/\" target=\"_blank\" data-dig-id=\"LP-11701-d0946e73\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Experts m\u00e9dicaux de Teladoc\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Experts m\u00e9dicaux de Teladoc<\/a><sup><a href=\"#legal-1\" data-dig-id=\"LP-11701-fcf55870\" data-dig-label=\"+\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">+<\/a><\/sup> d\u2019examiner votre dossier m\u00e9dical pour confirmer votre diagnostic, peu importe o\u00f9 vous vivez.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/10\/shield-heart.svg);background-color:#F7F8FA\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading mar-r-dbl mob-mar-r-dbl pad-r-0 mob-pad-r-0\" id=\"h-programme-le-chemin-de-la-guerison\">Programme \u00ab Le chemin de la gu\u00e9rison \u00bb<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf mar-r-qtr mob-mar-r-qtr\">Obtenez de l\u2019aide pour surmonter la peur et l\u2019anxi\u00e9t\u00e9 et apprenez comment combler vos besoins psychologiques, physiques et spirituels.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout1\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-703bee88 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group layoutSelector__header pad-r-dbl mob-pad-r-dbl mar-r-dbl mob-mar-r-dbl is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-types-d-assurances-maladies-graves\"><span class=\"partial__border-bottom\">Types d\u2019assurances maladies graves<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-content-justification-center is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-comparison-card comparisonCard showEnergyLines enableFullWidth is-style-default default\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-d-assurances-maladies-grave\">D&rsquo;assurances maladies grave<\/h5>\n\n\n\n<p class=\"cardTag\">La plus populaire<\/p>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-police-retablissement-d-une-maladie-grave\">Police R\u00e9tablissement d\u2019une maladie grave\u00ae<\/h4>\n\n\n\n<p>Prot\u00e9gez-vous sur le plan financier contre 30 maladies. Pour une protection financi\u00e8re substantielle contre plus de 30 maladies graves<sup><a href=\"#legal-1\" data-dig-id=\"LP-15223-bbb9e386\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1<\/a><\/sup>, &nbsp;choisissez notre police compl\u00e8te R\u00e9tablissement d\u2019une maladie grave<sup>\u00ae<\/sup>.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Id\u00e9ale si vous<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Avez besoin d\u2019un montant de couverture important<\/p>\n\n\n\n<p>Voulez couvrir un large \u00e9ventail de maladies graves<\/p>\n\n\n\n<p>Avez entre 18 et 65 ans<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide w-100\"\/>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Faits saillants<\/h5><\/div><div class=\"highlightsCard__items\">\n<p class=\"mob-mar-r-dbl pad-r-dbl mob-pad-r-dbl mar-r-dbl\"><strong>Indemnit\u00e9 forfaitaire&nbsp;:<\/strong>&nbsp;De 25 000&nbsp;$ \u00e0 2 000 000&nbsp;$<\/p>\n\n\n\n<p><strong>Couverture compl\u00e8te<\/strong>&nbsp;:&nbsp;L\u2019assurance couvre plus de 30 maladies graves<sup><a href=\"#legal-1\" data-dig-id=\"LP-15223-a6f0e872\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1<\/a><\/sup><\/p>\n\n\n\n<p><strong>Souple&nbsp;:<\/strong>&nbsp;Vous disposez d\u2019options souples \u00e0 l\u2019\u00e9gard des primes et de la dur\u00e9e de l\u2019assurance et de la possibilit\u00e9 de souscrire une assurance compl\u00e9mentaire pour une meilleure protection<\/p>\n\n\n\n<p><strong>Option de transformation en assurance soins de longue dur\u00e9e&nbsp;:<\/strong>&nbsp;De 55 \u00e0 65 ans, vous pouvez transformer la totalit\u00e9 ou une partie de votre assurance en une assurance soins de longue dur\u00e9e sans avoir \u00e0 fournir de justification d\u2019assurabilit\u00e9<\/p>\n\n\n\n<p><strong>Services d\u2019aide :&nbsp;<\/strong>Services d\u2019aide Experts m\u00e9dicaux de Teladoc<sup><a href=\"#legal-1\" data-dig-id=\"LP-15223-0ff79c12\" data-dig-label=\"+\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">+<\/a><\/sup>, programme \u00ab Le chemin de la gu\u00e9rison \u00bb et indemnit\u00e9 d\u2019assistance imm\u00e9diate<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion pad-l mob-pad-l mar-t-qtr mob-mar-t-qtr\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlecaaysn67\" class=\"collapse-toggle collapsed\" data-target=\"#accordioncaaysn67\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-caaysn67\" aria-controls=\"accordioncaaysn67\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Services d\u2019aide\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Services d\u2019aide<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordioncaaysn67\" role=\"region\" aria-labelledby=\"accordion-titlecaaysn67\"><div class=\"collapse-inner\">\n<p>Cette assurance propose une combinaison unique de services d\u2019assistance qui peuvent vous aider, vous et votre famille, \u00e0 mieux surmonter les difficult\u00e9s associ\u00e9es \u00e0 une maladie grave&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li><strong>Experts m\u00e9dicaux de Teladoc<\/strong><sup><a href=\"#legal-1\" data-dig-id=\"LP-15223-d2334f93\" data-dig-label=\"+\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">+<\/a><\/sup>. Donne acc\u00e8s \u00e0 des ressources en soins de sant\u00e9, \u00e0 des sp\u00e9cialistes et \u00e0 des experts de renomm\u00e9e internationale qui examineront votre dossier m\u00e9dical pour confirmer votre diagnostic.<\/li>\n\n\n\n<li><strong>Programme \u00ab Le chemin de la gu\u00e9rison \u00bb&nbsp;:<\/strong>&nbsp;Vous obtenez des services de soutien pour vous aider \u00e0 faire face \u00e0 l\u2019anxi\u00e9t\u00e9 associ\u00e9e \u00e0 une maladie grave.<\/li>\n\n\n\n<li><strong>Indemnit\u00e9 d\u2019assistance imm\u00e9diate&nbsp;:<\/strong>&nbsp;Sans qu\u2019il y ait r\u00e9duction du capital payable, vous pouvez recevoir 10&nbsp;% de votre indemnit\u00e9 (jusqu\u2019\u00e0 concurrence de 50 000&nbsp;$ payable une seule fois) si vous recevez un diagnostic de cancer de la prostate au stade pr\u00e9coce, de cancer du sein au stade pr\u00e9coce, de cancer de la peau au stade pr\u00e9coce ou d\u2019angioplastie coronarienne, \u00e0 condition de satisfaire \u00e0 la p\u00e9riode de survie.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Qui peut faire une demande\u00a0?<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>De 18 \u00e0 65 ans<\/p>\n\n\n\n<p>\u00catre citoyen canadien<\/p>\n\n\n\n<p>R\u00e9sidents permanents\/immigrants re\u00e7us qui vivent au Canada depuis plus de 12 mois<\/p>\n\n\n\n<p>Chez qui l\u2019on n\u2019a pas diagnostiqu\u00e9 ou trait\u00e9 certaines <a href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-maladie\/_assets-custom\/popups\/ineligible-medical-conditions.html\" target=\"_blank\" data-dig-id=\"LP-15223-c82b9262\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"medical conditions\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">pathologies<\/a><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion pad-l mob-pad-l mar-t-qtr mob-mar-t-qtr\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlevqkopvrq\" class=\"collapse-toggle collapsed\" data-target=\"#accordionvqkopvrq\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-vqkopvrq\" aria-controls=\"accordionvqkopvrq\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Maladies assur\u00e9es\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Maladies assur\u00e9es<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionvqkopvrq\" role=\"region\" aria-labelledby=\"accordion-titlevqkopvrq\"><div class=\"collapse-inner\">\n<p>Pr\u00e9voit le versement d\u2019une indemnit\u00e9 forfaitaire si vous recevez un diagnostic de l\u2019une des maladies graves suivantes, \u00e0 condition de satisfaire \u00e0 la p\u00e9riode de survie pr\u00e9cis\u00e9e dans la police&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Accident vasculaire c\u00e9r\u00e9bral<\/li>\n\n\n\n<li>An\u00e9mie aplastique<\/li>\n\n\n\n<li>Angioplastie coronarienne<\/li>\n\n\n\n<li>Br\u00fblures graves<\/li>\n\n\n\n<li>Cancer (mettant la vie en danger)<\/li>\n\n\n\n<li>Cancer de l\u2019intestin au stade pr\u00e9coce<\/li>\n\n\n\n<li>Cancer de la peau au stade pr\u00e9coce<\/li>\n\n\n\n<li>Cancer de la prostate au stade pr\u00e9coce<\/li>\n\n\n\n<li>Cancer de la thyro\u00efde au stade pr\u00e9coce<\/li>\n\n\n\n<li>Cancer du sang au stade pr\u00e9coce<\/li>\n\n\n\n<li>Cancer du sein au stade pr\u00e9coce<\/li>\n\n\n\n<li>C\u00e9cit\u00e9<\/li>\n\n\n\n<li>Chirurgie aortique<\/li>\n\n\n\n<li>Coma<\/li>\n\n\n\n<li>Crise cardiaque<\/li>\n\n\n\n<li>D\u00e9mence, y compris maladie d\u2019Alzheimer<\/li>\n\n\n\n<li>Greffe d\u2019organe important<\/li>\n\n\n\n<li>Infection au VIH dans l\u2019exercice de sa profession<\/li>\n\n\n\n<li>Insuffisance d\u2019organe vital en attente de greffe<\/li>\n\n\n\n<li>Insuffisance r\u00e9nale<\/li>\n\n\n\n<li>Maladie de Parkinson et syndromes parkinsoniens atypiques<\/li>\n\n\n\n<li>Maladies du motoneurone<\/li>\n\n\n\n<li>M\u00e9ningite purulente<\/li>\n\n\n\n<li>Paralysie<\/li>\n\n\n\n<li>Perte d\u2019autonomie<\/li>\n\n\n\n<li>Perte de la parole<\/li>\n\n\n\n<li>Perte de membres<\/li>\n\n\n\n<li>Pontage aortocoronarien<\/li>\n\n\n\n<li>Remplacement ou r\u00e9paration d\u2019une valvule cardiaque<\/li>\n\n\n\n<li>Scl\u00e9rose en plaques<\/li>\n\n\n\n<li>Surdit\u00e9<\/li>\n\n\n\n<li>Tumeur c\u00e9r\u00e9brale b\u00e9nigne<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title3pcjzdcv\" class=\"collapse-toggle collapsed\" data-target=\"#accordion3pcjzdcv\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-3pcjzdcv\" aria-controls=\"accordion3pcjzdcv\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Garanties facultatives\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Garanties facultatives<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion3pcjzdcv\" role=\"region\" aria-labelledby=\"accordion-title3pcjzdcv\"><div class=\"collapse-inner\">\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li><strong>Augmentation syst\u00e9matique de l\u2019indemnit\u00e9&nbsp;:<\/strong>&nbsp;Aux deux ans, \u00e0 l\u2019anniversaire de la police, l\u2019indemnit\u00e9 payable est major\u00e9e de 20&nbsp;% du montant initial, pendant 10 ans.<\/li>\n\n\n\n<li><strong>Garantie d\u2019exon\u00e9ration des primes en cas d\u2019invalidit\u00e9&nbsp;:<\/strong>&nbsp;Si vous \u00eates invalide (conform\u00e9ment aux dispositions de la police) pendant 90 jours cons\u00e9cutifs, RBC Assurances acquittera les primes exigibles pendant que vous \u00eates invalide. Nous remboursons \u00e9galement les primes acquitt\u00e9es au cours de ces 90 premiers jours.<\/li>\n\n\n\n<li><strong>Remboursement des primes au d\u00e9c\u00e8s&nbsp;:<\/strong>&nbsp;Si vous d\u00e9c\u00e9dez pendant que la police est en vigueur, nous rembourserons toutes les primes vers\u00e9es.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlerda45ya7\" class=\"collapse-toggle collapsed\" data-target=\"#accordionrda45ya7\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-rda45ya7\" aria-controls=\"accordionrda45ya7\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"P\u00e9riode de survie\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>P\u00e9riode de survie<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionrda45ya7\" role=\"region\" aria-labelledby=\"accordion-titlerda45ya7\"><div class=\"collapse-inner\">\n<p>Cela s\u2019entend du nombre de jours pendant lesquels vous devez survivre apr\u00e8s un diagnostic de maladie grave avant de recevoir l\u2019indemnit\u00e9 pr\u00e9vue. La p\u00e9riode de survie minimale pour la plupart des maladies assur\u00e9es est de 30 jours, mais cette p\u00e9riode peut \u00eatre plus longue pour certaines maladies assur\u00e9es.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlesljh8h8g\" class=\"collapse-toggle collapsed\" data-target=\"#accordionsljh8h8g\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-sljh8h8g\" aria-controls=\"accordionsljh8h8g\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"D\u00e9lai de carence de 90 jours en cas de cancer\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>D\u00e9lai de carence de 90 jours en cas de cancer<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionsljh8h8g\" role=\"region\" aria-labelledby=\"accordion-titlesljh8h8g\"><div class=\"collapse-inner\">\n<p>Une fois la police en vigueur ou remise en vigueur, il n\u2019y a aucune protection pr\u00e9vue en cas de cancer pendant les 90 premiers jours. Vous \u00eates couvert par la police si le cancer est diagnostiqu\u00e9 au moins 91 jours apr\u00e8s la date d\u2019effet.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlez7rij739\" class=\"collapse-toggle collapsed\" data-target=\"#accordionz7rij739\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-z7rij739\" aria-controls=\"accordionz7rij739\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Sommaire des exclusions\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Sommaire des exclusions<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionz7rij739\" role=\"region\" aria-labelledby=\"accordion-titlez7rij739\"><div class=\"collapse-inner\">\n<p>Aucune indemnit\u00e9 aux termes de la police (et de ses avenants) n\u2019est vers\u00e9e et aucune prime n\u2019est rembours\u00e9e en raison d\u2019une maladie grave, d\u2019un d\u00e9c\u00e8s ou d\u2019une perte attribuable directement ou indirectement aux causes suivantes&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Blessure que l\u2019assur\u00e9 s\u2019inflige intentionnellement, suicide ou tentative de suicide<\/li>\n\n\n\n<li>Usage de drogues, de substances intoxicantes, de stup\u00e9fiants ou de substances toxiques<sup><a href=\"#legal-4\" data-dig-id=\"LP-15223-6c51f0ca\" data-dig-label=\"4\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">4<\/a><\/sup><\/li>\n\n\n\n<li>Participation \u00e0 une guerre, d\u00e9clar\u00e9e ou non, \u00e0 un acte d\u2019hostilit\u00e9 des forces arm\u00e9es d\u2019un pays quelconque, \u00e0 une insurrection ou \u00e0 une \u00e9meute.<\/li>\n\n\n\n<li>Tentative de perp\u00e9tration ou perp\u00e9tration d\u2019un acte criminel, que l\u2019assur\u00e9 en soit inculp\u00e9 ou non<\/li>\n\n\n\n<li>Usage ou conduite par l\u2019assur\u00e9 d\u2019un moyen de transport, terrestre, maritime, fluvial ou a\u00e9rien m\u00fb par un moyen autre que la force musculaire, alors que son taux d\u2019alcool\u00e9mie d\u00e9passe 80 milligrammes d\u2019alcool par 100 millilitres de sang ou alors qu\u2019il est sous l\u2019influence d\u2019une drogue, d\u2019une substance intoxicante, d\u2019un stup\u00e9fiant ou d\u2019une substance toxique<sup><a href=\"#legal-4\" data-dig-id=\"LP-11701-be355e86\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"4\" class=\"rbc-link-format\">4<\/a><\/sup><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>\u00c0 propos de vos primes<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Primes uniformes jusqu\u2019\u00e0 l\u2019\u00e2ge de 75 ans (non r\u00e9siliable)&nbsp;:&nbsp;les garanties de l\u2019assurance ou les primes indiqu\u00e9es dans le contrat ne peuvent pas \u00eatre modifi\u00e9es.<\/p>\n\n\n\n<p>Primes uniformes jusqu\u2019\u00e0 l\u2019\u00e2ge de 65 ou 75 ans (renouvellement garanti)&nbsp;:&nbsp;les garanties de l\u2019assurance ne peuvent \u00eatre modifi\u00e9es, mais les primes peuvent \u00eatre r\u00e9vis\u00e9es.<\/p>\n\n\n\n<p>Temporaire 10 ans renouvelable jusqu\u2019\u00e0 l\u2019\u00e2ge de 75 ans&nbsp;:&nbsp;les primes sont modifi\u00e9es tous les 10 ans.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion pad-l mob-pad-l mar-t-qtr mob-mar-t-qtr\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleuura0gd9\" class=\"collapse-toggle collapsed\" data-target=\"#accordionuura0gd9\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-uura0gd9\" aria-controls=\"accordionuura0gd9\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Police non r\u00e9siliable vs \u00e0 renouvellement garanti\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Police non r\u00e9siliable vs \u00e0 renouvellement garanti<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionuura0gd9\" role=\"region\" aria-labelledby=\"accordion-titleuura0gd9\"><div class=\"collapse-inner\">\n<p>Une assurance non r\u00e9siliable est une assurance dont nous ne pouvons modifier ni les dispositions contractuelles ni les primes et que nous ne pouvons pas r\u00e9silier tant que les primes sont pay\u00e9es.<\/p>\n\n\n\n<p>Une assurance \u00e0 renouvellement garanti est une assurance que ne pouvons pas r\u00e9silier tant que les primes sont pay\u00e9es. Nous pouvons toutefois changer les primes de renouvellement. si nous r\u00e9visons les primes de toutes les polices d\u2019une m\u00eame cat\u00e9gorie de risque.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard hideCheckMark\"><div class=\"highlightsCard__heading\"><h5>Police r\u00e9tablissement :<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>L\u2019information ci-dessus est un simple r\u00e9sum\u00e9.<\/p>\n\n\n\n<p><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/Police-Retablissement-dune-maladie-grave-Sommaire-du-produit.pdf\" target=\"_blank\" data-dig-id=\"LP-15223-ec383904\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Download Critical Illness Recovery Plan product overview\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Utilisez l\u2019aper\u00e7u du produit<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/primes-nivelees-jusqua-lage-de-75-ans-non-resiliable.pdf\" target=\"_blank\" data-dig-id=\"LP-15223-a7c19d15\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Level premiums to age 75 (non-cancellable) sample policy\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Primes uniformes jusqu\u2019\u00e0 l\u2019\u00e2ge de 75 ans (non r\u00e9siliable)<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/primes-nivelees-jusqua-lage-de-65-ans-renouvellement-garanti.pdf\" target=\"_blank\" data-dig-id=\"LP-15223-60971232\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Level premiums to age 65 (guaranteed renewable) sample policy\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Primes uniformes jusqu\u2019\u00e0 l\u2019\u00e2ge de 65 ans&nbsp;(renouvellement garanti)<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/primes-nivelees-jusqua-lage-de-75-ans-renouvellement-garanti.pdf\" target=\"_blank\" data-dig-id=\"LP-15223-339a7431\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Level premiums to age 75 (guaranteed renewable) sample policy\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Primes uniformes jusqu\u2019\u00e0 l\u2019\u00e2ge de 75 ans&nbsp;(renouvellement garanti)<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/temporaire-10-ans-renouvelable-jusqua-lage-de-75-ans-non-resiliable.pdf\" target=\"_blank\" data-dig-id=\"LP-15223-5a8c70dd\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"10-year term renewable to age 75 sample policy\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Temporaire 10 ans renouvelable jusqu\u2019\u00e0 l\u2019\u00e2ge de&nbsp;75 ans<\/a><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-maladie\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-11701-3d2d9b41\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"R\u00e9servez un appel maintenant-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-maladie\/index.html \">R\u00e9servez un appel maintenant<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard  enableFullWidth is-style-default default\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-nowrap is-layout-flex wp-container-core-group-is-layout-2487dcaa wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-d-assurances-maladies-grave-0\">D&rsquo;assurances maladies grave<\/h5>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-assurance-maladies-grave\">Assurance maladies grave<\/h4>\n\n\n\n<p>Prot\u00e9gez-vous contre les maladies les plus courantes. Les cancers, les crises cardiaques et les accidents vasculaires c\u00e9r\u00e9braux repr\u00e9sentent 89&nbsp;% de toutes les demandes de r\u00e8glement au titre des assurances maladies graves.<sup><a href=\"#legal-5\" data-dig-id=\"LP-15223-a2a904d6\" data-dig-label=\"5\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">5<\/a><\/sup> Pour une protection contre ces maladies courantes<sup><a href=\"#legal-2\" data-dig-id=\"LP-15223-c9e4e9e4\" data-dig-label=\"2\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">2<\/a><\/sup>, choisissez notre couverture la plus abordable.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Id\u00e9ale si vous<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Avez besoin d\u2019une couverture \u00e9conomique<\/p>\n\n\n\n<p>Voulez une couverture pour les maladies les plus courantes seulement<\/p>\n\n\n\n<p>Avez entre 18 et 50 ans<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide w-100\"\/>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Faits saillants<\/h5><\/div><div class=\"highlightsCard__items\">\n<p><strong>Indemnit\u00e9 forfaitaire&nbsp;:<\/strong>&nbsp;10 000&nbsp;$, 25 000&nbsp;$, 50 000&nbsp;$ ou 75 000&nbsp;$<\/p>\n\n\n\n<p><strong>Protection abordable&nbsp;:<\/strong>&nbsp;Contre les trois maladies graves les plus courantes<sup><a href=\"#legal-1\" data-dig-id=\"LP-15223-a6f0e872\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1<\/a><\/sup><\/p>\n\n\n\n<p><strong>Garanties facultatives&nbsp;:<\/strong>&nbsp;La garantie de remboursement des primes au d\u00e9c\u00e8s rembourse toutes les primes acquitt\u00e9es si votre d\u00e9c\u00e8s survient pendant que la police est en vigueur<\/p>\n\n\n\n<p><strong>Assistance Services&nbsp;:&nbsp;<\/strong>Services d\u2019aide Experts m\u00e9dicaux de Teladoc<sup><a href=\"#legal-1\" data-dig-id=\"LP-15223-0ff79c12\" data-dig-label=\"+\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">+<\/a><\/sup>, programme \u00ab Le chemin de la gu\u00e9rison \u00bb et indemnit\u00e9 d\u2019assistance imm\u00e9diate<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion pad-l mob-pad-l mar-t-qtr mob-mar-t-qtr\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlexiaaow3j\" class=\"collapse-toggle collapsed\" data-target=\"#accordionxiaaow3j\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-xiaaow3j\" aria-controls=\"accordionxiaaow3j\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Services d\u2019aide\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Services d\u2019aide<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionxiaaow3j\" role=\"region\" aria-labelledby=\"accordion-titlexiaaow3j\"><div class=\"collapse-inner\">\n<p>Cette assurance propose une combinaison unique de services d\u2019assistance qui peuvent vous aider, vous et votre famille, \u00e0 mieux surmonter les difficult\u00e9s associ\u00e9es \u00e0 une maladie grave&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li><strong>Experts m\u00e9dicaux de Teladoc<\/strong><sup><a href=\"#legal-1\" data-dig-id=\"LP-15223-d2334f93\" data-dig-label=\"+\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">+<\/a><\/sup>. Donne acc\u00e8s \u00e0 des ressources en soins de sant\u00e9, \u00e0 des sp\u00e9cialistes et \u00e0 des experts de renomm\u00e9e internationale qui examineront votre dossier m\u00e9dical pour confirmer votre diagnostic.<\/li>\n\n\n\n<li><strong>Programme \u00ab Le chemin de la gu\u00e9rison \u00bb&nbsp;:<\/strong>&nbsp;Vous obtenez des services de soutien pour vous aider \u00e0 faire face \u00e0 l\u2019anxi\u00e9t\u00e9 associ\u00e9e \u00e0 une maladie grave.<\/li>\n\n\n\n<li><strong>Indemnit\u00e9 d\u2019assistance imm\u00e9diate&nbsp;:<\/strong>&nbsp;Sans qu\u2019il y ait r\u00e9duction du capital payable pour une autre maladie grave, vous pouvez recevoir 10&nbsp;% de votre indemnit\u00e9 (jusqu\u2019\u00e0 concurrence de 50 000&nbsp;$ payable une seule fois) si vous recevez un diagnostic de cancer de la prostate au stade pr\u00e9coce, de cancer du sein au stade pr\u00e9coce, de cancer de la peau au stade pr\u00e9coce ou d\u2019angioplastie coronarienne, \u00e0 condition de satisfaire \u00e0 la p\u00e9riode de survie.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Qui peut faire une demande\u00a0?<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Avoir entre 18 et 50 ans<\/p>\n\n\n\n<p>\u00catre citoyen canadien<\/p>\n\n\n\n<p>\u00catre r\u00e9sident permanent\/immigrant re\u00e7u vivant au Canada depuis plus de 12 mois<\/p>\n\n\n\n<p>Ne pas avoir re\u00e7u un diagnostic de certaines&nbsp;<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/maladies-inadmissibles\/\" target=\"_blank\" data-dig-id=\"LP-11701-97559e03\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"pathologies ou avoir \u00e9t\u00e9 trait\u00e9 pour celles-ciOuvre dans une nouvelle fen\u00eatre\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">pathologies ou avoir \u00e9t\u00e9 trait\u00e9 pour celles-ci<\/a>.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion pad-l mob-pad-l mar-t-qtr mob-mar-t-qtr\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleap4omgh1\" class=\"collapse-toggle collapsed\" data-target=\"#accordionap4omgh1\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-ap4omgh1\" aria-controls=\"accordionap4omgh1\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Maladies assur\u00e9es\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Maladies assur\u00e9es<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionap4omgh1\" role=\"region\" aria-labelledby=\"accordion-titleap4omgh1\"><div class=\"collapse-inner\">\n<p>Pr\u00e9voit le versement d\u2019une indemnit\u00e9 forfaitaire si vous recevez un diagnostic de l\u2019une des maladies graves couvertes suivantes, \u00e0 condition de satisfaire \u00e0 la p\u00e9riode de survie pr\u00e9cis\u00e9e dans la police&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Cancer<sup><a href=\"#legal-6\" data-dig-id=\"LP-15223-7e2d9bd4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"6\" class=\"rbc-link-format\">6<\/a><\/sup> <\/li>\n\n\n\n<li>Accident vasculaire c\u00e9r\u00e9bral<\/li>\n\n\n\n<li>Crise cardiaque<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlej9qsoxj1\" class=\"collapse-toggle collapsed\" data-target=\"#accordionj9qsoxj1\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-j9qsoxj1\" aria-controls=\"accordionj9qsoxj1\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"P\u00e9riode de survie\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>P\u00e9riode de survie<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionj9qsoxj1\" role=\"region\" aria-labelledby=\"accordion-titlej9qsoxj1\"><div class=\"collapse-inner\">\n<p>Cela s\u2019entend du nombre de jours pendant lesquels vous devez survivre apr\u00e8s un diagnostic de maladie grave avant de recevoir l\u2019indemnit\u00e9 pr\u00e9vue. La p\u00e9riode de survie minimale est de 30 jours pour toutes les maladies assur\u00e9es aux termes de cette assurance.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleith3c31o\" class=\"collapse-toggle collapsed\" data-target=\"#accordionith3c31o\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-ith3c31o\" aria-controls=\"accordionith3c31o\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"D\u00e9lai de carence de 90 jours en cas de cancer\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>D\u00e9lai de carence de 90 jours en cas de cancer<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionith3c31o\" role=\"region\" aria-labelledby=\"accordion-titleith3c31o\"><div class=\"collapse-inner\">\n<p>Une fois la police en vigueur ou remise en vigueur, il n\u2019y a aucune protection pr\u00e9vue en cas de cancer pendant les 90 premiers jours. Vous \u00eates couvert par la police si le cancer est diagnostiqu\u00e9 au moins 91 jours apr\u00e8s la date d\u2019effet.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlexnmwsaln\" class=\"collapse-toggle collapsed\" data-target=\"#accordionxnmwsaln\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-xnmwsaln\" aria-controls=\"accordionxnmwsaln\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Sommaire des exclusions\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Sommaire des exclusions<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionxnmwsaln\" role=\"region\" aria-labelledby=\"accordion-titlexnmwsaln\"><div class=\"collapse-inner\">\n<p>Aucune indemnit\u00e9 aux termes de la police (et de ses avenants) n\u2019est vers\u00e9e et aucune prime n\u2019est rembours\u00e9e en raison d\u2019une maladie grave, d\u2019un d\u00e9c\u00e8s ou d\u2019une perte attribuable directement ou indirectement aux causes suivantes&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Blessure que l\u2019assur\u00e9 s\u2019inflige intentionnellement, suicide ou tentative de suicide<\/li>\n\n\n\n<li>Usage de drogues, de substances intoxicantes, de stup\u00e9fiants ou de substances toxiques<sup><a href=\"#legal-4\" data-dig-id=\"LP-15223-6c51f0ca\" data-dig-label=\"4\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">4<\/a><\/sup><\/li>\n\n\n\n<li>Participation \u00e0 une guerre, d\u00e9clar\u00e9e ou non, \u00e0 un acte d\u2019hostilit\u00e9 des forces arm\u00e9es d\u2019un pays quelconque, \u00e0 une insurrection ou \u00e0 une \u00e9meute.<\/li>\n\n\n\n<li>Tentative de perp\u00e9tration ou perp\u00e9tration d\u2019un acte criminel, que l\u2019assur\u00e9 en soit inculp\u00e9 ou non<\/li>\n\n\n\n<li>Usage ou conduite par l\u2019assur\u00e9 d\u2019un moyen de transport, terrestre, maritime, fluvial ou a\u00e9rien m\u00fb par un moyen autre que la force musculaire, alors que son taux d\u2019alcool\u00e9mie d\u00e9passe 80 milligrammes d\u2019alcool par 100 millilitres de sang ou alors qu\u2019il est sous l\u2019influence d\u2019une drogue, d\u2019une substance intoxicante, d\u2019un stup\u00e9fiant ou d\u2019une substance toxique<sup><a href=\"#legal-4\" data-dig-id=\"LP-11701-de71cd52\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"4\" class=\"rbc-link-format\">4<\/a><\/sup><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>\u00c0 propos de vos primes<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Police temporaire 10 ans, renouvelable jusqu\u2019\u00e0 65 ans<\/p>\n\n\n\n<p>Un changement du montant des primes est pr\u00e9vu tous les 10 ans<\/p>\n\n\n\n<p>Les garanties de l\u2019assurance ne peuvent \u00eatre modifi\u00e9es, mais les primes peuvent \u00eatre r\u00e9vis\u00e9es (nous ne pouvons modifier votre prime que si nous le faisons pour un groupe entier de titulaires de police ayant en commun certaines caract\u00e9ristiques)<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard hideCheckMark\"><div class=\"highlightsCard__heading\"><h5>Police r\u00e9tablissement :<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>L\u2019information ci-dessus est un simple r\u00e9sum\u00e9.<\/p>\n\n\n\n<p><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/Assurance-maladies-graves-Sommaire-du-produit.pdf\" target=\"_blank\" data-dig-id=\"LP-15223-8499cd8a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Download Critical Illness Insurance Plan product overview\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Pour en savoir plus sur notre assurance maladies graves, utilisez&nbsp;l\u2019aper\u00e7u du produit&nbsp;<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2021\/06\/assurance-maladies-graves-exemple-de-police.pdf\" target=\"_blank\" data-dig-id=\"LP-15223-dc11108c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Sample policy\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\" rel=\"noreferrer noopener\">Consultez un exemple de police<\/a><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group mar-t-dbl mob-mar-t-dbl pad-t-dbl mob-pad-t-dbl is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-maladie\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-11701-3d2d9b41\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"R\u00e9servez un appel maintenant-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-maladie\/index.html \">R\u00e9servez un appel maintenant<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout1\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-outils-d-assurance-maladies-graves\"><span class=\"partial__border-bottom\">Outils d\u2019assurance maladies graves<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-calculateur-d-assurance-maladies-graves\">Calculateur d\u2019assurance maladies graves<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf mar-r-dbl mob-mar-r-dbl pad-r-dbl mob-pad-r-dbl\">Estimez le montant d\u2019assurance maladies graves dont vous pourriez avoir besoin pour vous prot\u00e9ger.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-maladie\/calculatrice-besoins-assurance-maladies-graves.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-11701-126e82be\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Pour commencer-https:\/\/silver.rbcinsurance.com\/fr\/assurance-maladie\/calculatrice-besoins-assurance-maladies-graves.html \">Pour commencer<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/09\/compare-policies.png?quality=80&amp;w=196\" alt=\"Illustration of a hand holding a smart phone\" class=\"wp-image-16082\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group mar-r-dbl mob-mar-r-dbl pad-r-qtr mob-pad-r-qtr is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading mar-r-dbl mob-mar-r-dbl pad-r-dbl mob-pad-r-dbl\" id=\"h-comparaison-des-assurances\">Comparaison des assurances<\/h4>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf mar-r-dbl mob-mar-r-dbl pad-r-dbl mob-pad-r-dbl\">Il existe une assurance vie convenant \u00e0 votre situation particuli\u00e8re \u2013 et nous allons vous aider \u00e0 la trouver.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/comparaison-assurance-maladies-graves\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-11701-126e82be\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Comparer maintenant-https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/comparaison-assurance-maladies-graves\/ \">Comparer maintenant<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/compare-illustration-200x200-1.svg?quality=80&amp;w=1024\" alt=\"illustration of a hand interacting with a smart phone\" class=\"wp-image-18511\" style=\"width:155px;height:auto\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__image\" style=\"background-color:#F7F8FA\">\n<div class=\"wp-block-columns cols is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-peu-importe-vos-besoins-nous-pouvons-vous-aider\">Peu importe vos besoins, nous pouvons vous aider.<\/h2>\n\n\n\n<p class=\"rbc-override-margin p-large\">Prot\u00e9gez votre mode de vie gr\u00e2ce \u00e0 une assurance maladies graves. Parlez \u00e0 un conseiller autoris\u00e9 en assurance.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-maladie\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-11701-60f2e5fe\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"R\u00e9servez un appel maintenant-https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-maladie\/index.html \">R\u00e9servez un appel maintenant<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>D\u2019autres questions&nbsp;? <a href=\"tel:+18662627924\" data-dig-id=\"LP-11701-b5364a91\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Composez le 1-800-461-1413\" class=\"rbc-link-format\">Composez le 1 866 262-7924<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column col-right is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"697\" height=\"540\" src=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/injury-illness-CTA.webp\" alt=\"image d'un jeune couple riant devant leur maison tout en tenant leur jeune enfant dans ses bras\" class=\"wp-image-13790\" srcset=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/injury-illness-CTA.webp 697w, https:\/\/silver.rbcinsurance.com\/fr-ca\/wp-content\/uploads\/sites\/3\/2024\/10\/injury-illness-CTA.webp?resize=300,232 300w\" sizes=\"auto, (max-width: 697px) 100vw, 697px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-faq-wrapper faqWrapper  menuItems__dropdown\"><div class=\"faqWrapper__header\"><h2><span class=\"partial__border-bottom\">Foire de questions<\/span> sur l&rsquo;assurance maladies graves<\/h2><\/div><div class=\"faqWrapper__content\"><div class=\"faqWrapper__content-left\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default  selectDropdown__floating \" \t\t\tdata-option_name=\"\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"Conseils g\u00e9n\u00e9raux en assurance\">\n\t\t\t\t\tConseils g\u00e9n\u00e9raux en assurance\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item selected\"\n\t\t\t\t\t\tdata-option_value=\"0\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tConseils g\u00e9n\u00e9raux en assurance\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"1\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tFaire une demande d\u2019assurance\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"2\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tAdmissibilit\u00e9\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"3\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tD\u00e9tails de la couverture\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"4\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tPrimes\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<div class=\"faqWrapper__menuItems\"><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Conseils g\u00e9n\u00e9raux en assurance<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Faire une demande d\u2019assurance<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Admissibilit\u00e9<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">D\u00e9tails de la couverture<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Primes<\/div><\/div><p class=\"faqWrapper__helpText\">D\u2019autres questions\u00a0? <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/nous-joindre\/\" target=\"_blank\" data-dig-id=\"LP-11701-60935bfb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Communiquez avec nous.\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Communiquez avec nous.<\/a><\/p><\/div><div class=\"faqWrapper__content-right\">\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Conseils g\u00e9n\u00e9raux en assurance<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title1yalrs4o\" class=\"collapse-toggle collapsed\" data-target=\"#accordion1yalrs4o\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-1yalrs4o\" aria-controls=\"accordion1yalrs4o\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Comment fonctionne l\u2019assurance maladies graves ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Comment fonctionne l\u2019assurance maladies graves ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion1yalrs4o\" role=\"region\" aria-labelledby=\"accordion-title1yalrs4o\"><div class=\"collapse-inner\">\n<p>L\u2019assurance maladies graves pr\u00e9voit le versement d\u2019une indemnit\u00e9 forfaitaire que vous pouvez utiliser comme bon vous semble si vous recevez un diagnostic de l\u2019une des maladies graves assur\u00e9es, \u00e0 condition de satisfaire \u00e0 la p\u00e9riode de survie pr\u00e9cis\u00e9e dans la police.<\/p>\n\n\n\n<p>De plus, notre assurance maladies graves offre un \u00e9ventail de garanties suppl\u00e9mentaires et de services d\u2019assistance pour vous permettre, \u00e0 vous et \u00e0 votre famille, de trouver les meilleurs soins m\u00e9dicaux, de combler vos besoins quotidiens et de composer avec les difficult\u00e9s associ\u00e9es \u00e0 une maladie grave.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Faire une demande d\u2019assurance<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlet7g92pa8\" class=\"collapse-toggle collapsed\" data-target=\"#accordiont7g92pa8\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-t7g92pa8\" aria-controls=\"accordiont7g92pa8\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Comment puis-je faire une demande d\u2019assurance maladies graves ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Comment puis-je faire une demande d\u2019assurance maladies graves ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiont7g92pa8\" role=\"region\" aria-labelledby=\"accordion-titlet7g92pa8\"><div class=\"collapse-inner\">\n<p>Pour postuler :<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Composez le&nbsp;<a href=\"tel:+18004611413\" data-dig-id=\"LP-15223-84b8f199\" data-dig-label=\"1-800-461-1413\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1-800-461-1413<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/silver.rbcinsurance.com\/fr\/demandez-un-appelle\/assurance-maladie\/index.html\" data-dig-id=\"LP-15223-b9633acc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Have an advisor call you\" class=\"rbc-link-format\">Demandez qu\u2019un conseiller vous appelle<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlellkj9wm0\" class=\"collapse-toggle collapsed\" data-target=\"#accordionllkj9wm0\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-llkj9wm0\" aria-controls=\"accordionllkj9wm0\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Faut-il r\u00e9pondre \u00e0 des questions d\u2019ordre m\u00e9dical ou subir des examens m\u00e9dicaux pour souscrire l\u2019assurance maladies graves ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Faut-il r\u00e9pondre \u00e0 des questions d\u2019ordre m\u00e9dical ou subir des examens m\u00e9dicaux pour souscrire l\u2019assurance maladies graves ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionllkj9wm0\" role=\"region\" aria-labelledby=\"accordion-titlellkj9wm0\"><div class=\"collapse-inner\">\n<p>Oui, c\u2019est bien probable. Selon votre \u00e2ge, l\u2019assurance que vous choisissez et le montant d\u2019assurance demand\u00e9, il se pourrait que l\u2019on vous demande de participer \u00e0 une entrevue t\u00e9l\u00e9phonique ou de fournir certains documents m\u00e9dicaux.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Admissibilit\u00e9<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title1wi7r84w\" class=\"collapse-toggle collapsed\" data-target=\"#accordion1wi7r84w\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-1wi7r84w\" aria-controls=\"accordion1wi7r84w\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Qui peut souscrire l\u2019assurance maladies graves ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Qui peut souscrire l\u2019assurance maladies graves ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion1wi7r84w\" role=\"region\" aria-labelledby=\"accordion-title1wi7r84w\"><div class=\"collapse-inner\">\n<p>Vous \u00eates admissibles si vous&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Avez de 18 et 65 ans (pour la<a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/assurance-maladies-graves\/#ci-recovery-tab\" data-dig-id=\"LP-11701-71bebff2\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\" police R\u00e9tablissement d\u2019une maladie grave\" class=\"rbc-link-format\"> police R\u00e9tablissement d\u2019une maladie grave<\/a> ) ou de 18 \u00e0 50 ans (pour la <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/assurance-maladies-graves\/#ci-insurance-tab\" data-dig-id=\"LP-11701-19a4a12a\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"formule d\u2019assurance maladies graves\" class=\"rbc-link-format\">formule d\u2019assurance maladies graves<\/a> )<\/li>\n\n\n\n<li>\u00cates citoyen canadien ou r\u00e9sident permanent\/immigrant re\u00e7u et habitez au Canada depuis plus de 12 mois, et<\/li>\n\n\n\n<li>Chez qui l\u2019on n\u2019a pas diagnostiqu\u00e9 ou trait\u00e9 certaines <a href=\"https:\/\/silver.rbcinsurance.com\/fr\/assurance-maladie\/_assets-custom\/popups\/ineligible-medical-conditions.html\" data-dig-id=\"LP-11701-d617d6ea\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"pathologies\" class=\"rbc-link-format\">pathologies<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>D\u00e9tails de la couverture<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title5enqvzzw\" class=\"collapse-toggle collapsed\" data-target=\"#accordion5enqvzzw\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-5enqvzzw\" aria-controls=\"accordion5enqvzzw\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Quelles sont les maladies graves couvertes ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Quelles sont les maladies graves couvertes ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion5enqvzzw\" role=\"region\" aria-labelledby=\"accordion-title5enqvzzw\"><div class=\"collapse-inner\">\n<p>Les maladies graves couvertes varient en fonction de l\u2019assurance que vous choisissez.<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/assurance-maladies-graves\/#ci-insurance-tab\" data-dig-id=\"LP-11701-2e70b298\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Formule d\u2019assurance maladies graves\" class=\"rbc-link-format\">Formule d\u2019assurance maladies graves<\/a> : fournit une protection contre les trois maladies<br>graves les plus courantesavis de non-responsabilit\u00e9<sup><a href=\"#legal-1\" data-dig-id=\"LP-15223-80b519b6\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1<\/a><\/sup>\u2014canceravis de non-responsabilit\u00e9<sup><a href=\"#legal-2\" data-dig-id=\"LP-15223-884150c8\" data-dig-label=\"2\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">2<\/a><\/sup>, crise cardiaque et accident vasculaire c\u00e9r\u00e9bral.<\/li>\n\n\n\n<li><a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/assurance-maladie\/assurance-maladies-graves\/#ci-recovery-tab\" data-dig-id=\"LP-11701-4f358af9\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Police R\u00e9tablissement d\u2019une maladie grave\" class=\"rbc-link-format\">Police R\u00e9tablissement d\u2019une maladie grave<\/a> : couvre plus de 30 maladies graves.avis de<br>non-responsabilit\u00e9<sup><a href=\"#legal-1\" data-dig-id=\"LP-15223-171c60f5\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1<\/a><\/sup>.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlehk32wroa\" class=\"collapse-toggle collapsed\" data-target=\"#accordionhk32wroa\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-hk32wroa\" aria-controls=\"accordionhk32wroa\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Qu\u2019entend-on par p\u00e9riode de survie pour une maladie grave ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Qu\u2019entend-on par p\u00e9riode de survie pour une maladie grave ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionhk32wroa\" role=\"region\" aria-labelledby=\"accordion-titlehk32wroa\"><div class=\"collapse-inner\">\n<p>La p\u00e9riode de survie s\u2019entend du nombre de jours pendant lesquels vous devez survivre, apr\u00e8s qu\u2019un diagnostic de maladie grave a \u00e9t\u00e9 pos\u00e9, avant de recevoir l\u2019indemnit\u00e9 pr\u00e9vue. La p\u00e9riode de survie minimale pour la plupart des maladies assur\u00e9es est de 30 jours, mais cette p\u00e9riode peut \u00eatre plus longue pour certaines maladies assur\u00e9es. Pour plus de pr\u00e9cisions, veuillez consulter un exemple de police.<\/p>\n\n\n\n<p>Le nombre de jours qui doivent s\u2019\u00e9couler avant qu\u2019une personne soit reconnue comme \u00ab gravement malade \u00bb peut varier selon la d\u00e9finition stipul\u00e9e dans la police. En cas de coma, par exemple, vous devez \u00eatre dans un \u00e9tat comateux pendant 96 heures selon la d\u00e9finition de coma figurant dans la police, et vous devez attendre l\u2019expiration de la p\u00e9riode de survie de 30 jours pour avoir droit \u00e0 l\u2019indemnit\u00e9 pr\u00e9vue.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlexiazz563\" class=\"collapse-toggle collapsed\" data-target=\"#accordionxiazz563\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-xiazz563\" aria-controls=\"accordionxiazz563\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Est-ce que la p\u00e9riode de survie pour une maladie grave tient compte de la p\u00e9riode durant laquelle les fonctions vitales sont maintenues artificiellement ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Est-ce que la p\u00e9riode de survie pour une maladie grave tient compte de la p\u00e9riode durant laquelle les fonctions vitales sont maintenues artificiellement ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionxiazz563\" role=\"region\" aria-labelledby=\"accordion-titlexiazz563\"><div class=\"collapse-inner\">\n<p>Non, car vous n\u2019\u00eates pas consid\u00e9r\u00e9 vivant (selon la d\u00e9finition de la police) lorsque vos fonctions vitales sont maintenues artificiellement (soutien nutritionnel, respiratoire et\/ou cardiovasculaire).<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title18viq5io\" class=\"collapse-toggle collapsed\" data-target=\"#accordion18viq5io\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-18viq5io\" aria-controls=\"accordion18viq5io\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Que se passe-t-il si je meurs pendant la p\u00e9riode de survie d\u2019une maladie grave ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Que se passe-t-il si je meurs pendant la p\u00e9riode de survie d\u2019une maladie grave ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion18viq5io\" role=\"region\" aria-labelledby=\"accordion-title18viq5io\"><div class=\"collapse-inner\">\n<p>Pour que l\u2019indemnit\u00e9 soit payable, vous devez avoir l\u2019Avenant de remboursement des primes au d\u00e9c\u00e8s. Si vous \u00eates couvert par cet avenant et que votre d\u00e9c\u00e8s survient au cours de la p\u00e9riode de survie ou par suite d\u2019une maladie ou \u00e9ventualit\u00e9 non d\u00e9finie comme une maladie grave dans la police, nous vous verserons, \u00e0 vous ou \u00e0 vos ayants droit, l\u2019indemnisation pr\u00e9vue par la garantie. La police doit \u00eatre en vigueur au moment du d\u00e9c\u00e8s de l\u2019assur\u00e9 et aucune indemnisation pour maladie grave ne doit \u00eatre approuv\u00e9e ou \u00e0 l\u2019\u00e9tude. L\u2019indemnit\u00e9 est \u00e9gale \u00e0 la somme de toutes les primes acquitt\u00e9es au titre de la police. Si le d\u00e9c\u00e8s est attribuable \u00e0 l\u2019une des exclusions \u00e9num\u00e9r\u00e9es dans le contrat, l\u2019indemnit\u00e9 n\u2019est pas payable.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlenzahod5c\" class=\"collapse-toggle collapsed\" data-target=\"#accordionnzahod5c\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-nzahod5c\" aria-controls=\"accordionnzahod5c\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Qu\u2019est-ce que le d\u00e9lai de carence de 90 jours pour le cancer ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Qu\u2019est-ce que le d\u00e9lai de carence de 90 jours pour le cancer ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionnzahod5c\" role=\"region\" aria-labelledby=\"accordion-titlenzahod5c\"><div class=\"collapse-inner\">\n<p>Le d\u00e9lai de carence de 90 jours en cas de cancer signifie qu\u2019une fois la police en vigueur ou remise en vigueur, il n\u2019y a aucune protection pr\u00e9vue en cas de cancer pendant les 90 premiers jours. Vous \u00eates couvert par la police si le cancer est diagnostiqu\u00e9 au moins 91 jours apr\u00e8s la date d\u2019effet.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title7ywgnzhy\" class=\"collapse-toggle collapsed\" data-target=\"#accordion7ywgnzhy\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-7ywgnzhy\" aria-controls=\"accordion7ywgnzhy\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Si je re\u00e7ois un diagnostic de cancer pendant le d\u00e9lai de carence de 90 jours, est-ce que l\u2019assurance maladies graves demeurera en vigueur ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Si je re\u00e7ois un diagnostic de cancer pendant le d\u00e9lai de carence de 90 jours, est-ce que l\u2019assurance maladies graves demeurera en vigueur ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion7ywgnzhy\" role=\"region\" aria-labelledby=\"accordion-title7ywgnzhy\"><div class=\"collapse-inner\">\n<p>Si vous recevez un diagnostic de cancer au cours des 90 jours suivant la date d\u2019effet ou de remise en vigueur de l\u2019assurance, la police comportera une exclusion permanente pour toute occurrence future de cette maladie.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title7dvo6ivo\" class=\"collapse-toggle collapsed\" data-target=\"#accordion7dvo6ivo\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-7dvo6ivo\" aria-controls=\"accordion7dvo6ivo\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Que se passe-t-il si je d\u00e9m\u00e9nage du Canada ou si je suis atteint d\u2019une maladie grave \u00e0 l\u2019\u00e9tranger ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Que se passe-t-il si je d\u00e9m\u00e9nage du Canada ou si je suis atteint d\u2019une maladie grave \u00e0 l\u2019\u00e9tranger ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion7dvo6ivo\" role=\"region\" aria-labelledby=\"accordion-title7dvo6ivo\"><div class=\"collapse-inner\">\n<p>Si vous d\u00e9m\u00e9nagez du Canada, votre assurance est transportable, \u00e0 condition que vous soyez un r\u00e9sidant du Canada au moment de l\u2019\u00e9tablissement de votre police.<\/p>\n\n\n\n<p>Si vous \u00eates atteint d\u2019une maladie grave \u00e0 l\u2019\u00e9tranger, veuillez composer le <a href=\"tel:+18004611413\" data-dig-id=\"LP-15223-1ef8b0c8\" data-dig-label=\"&nbsp;1-800-461-1413 \" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">&nbsp;1-800-461-1413 <\/a>(du lundi ou vendredi, 8 h \u00e0 18 h, HE) pour en savoir davantage sur les modalit\u00e9s relatives au paiement de l\u2019indemnit\u00e9. Au cours de l\u2019\u00e9valuation de la demande de r\u00e8glement, nous d\u00e9terminerons si le diagnostic et le traitement ont \u00e9t\u00e9 conformes aux normes canadiennes.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleb98fzhk2\" class=\"collapse-toggle collapsed\" data-target=\"#accordionb98fzhk2\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-b98fzhk2\" aria-controls=\"accordionb98fzhk2\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Est-ce que mon indemnit\u00e9 de maladie grave sera r\u00e9duite si je re\u00e7ois l\u2019indemnit\u00e9 d\u2019assistance imm\u00e9diate ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Est-ce que mon indemnit\u00e9 de maladie grave sera r\u00e9duite si je re\u00e7ois l\u2019indemnit\u00e9 d\u2019assistance imm\u00e9diate ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionb98fzhk2\" role=\"region\" aria-labelledby=\"accordion-titleb98fzhk2\"><div class=\"collapse-inner\">\n<p>Nos polices comprennent une indemnit\u00e9 d\u2019assistance imm\u00e9diate \u00e9gale \u00e0 10&nbsp;% de l\u2019indemnit\u00e9 de maladie grave que vous avez souscrite, jusqu\u2019\u00e0 concurrence de 50&nbsp;000&nbsp;$. Les versements effectu\u00e9s au titre de l\u2019indemnit\u00e9 d\u2019assistance imm\u00e9diate n\u2019ont pas d\u2019incidence sur votre indemnit\u00e9 de maladie grave. La police restera en vigueur pour vous permettre de pr\u00e9senter ult\u00e9rieurement une autre demande de r\u00e8glement, \u00e0 condition que les primes continuent d\u2019\u00eatre pay\u00e9es conform\u00e9ment aux dispositions de la police.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Primes<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title6q2mqzh4\" class=\"collapse-toggle collapsed\" data-target=\"#accordion6q2mqzh4\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-11701-6q2mqzh4\" aria-controls=\"accordion6q2mqzh4\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Pendant combien de temps vais-je payer les primes de mon assurance maladies graves et peuvent-elles augmenter ?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Pendant combien de temps vais-je payer les primes de mon assurance maladies graves et peuvent-elles augmenter ?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion6q2mqzh4\" role=\"region\" aria-labelledby=\"accordion-title6q2mqzh4\"><div class=\"collapse-inner\">\n<p>Vous paierez des primes jusqu\u2019\u00e0 l\u2019\u00e2ge de 65 ans ou de 75 ans, selon la police que vous avez souscrite. Il est possible que les primes augmentent, selon le type de police que vous souscrivez.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<p class=\"faqWrapper__helpText\">D\u2019autres questions\u00a0? <a href=\"https:\/\/silver.rbcinsurance.com\/fr-ca\/nous-joindre\/\" target=\"_blank\" data-dig-id=\"LP-11701-60935bfb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Communiquez avec nous.\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Communiquez avec nous.<\/a><\/p><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-11701-e0db3377\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>Afficher les avis de non-responsabilit\u00e9<\/span><span>Cacher les avis de non-responsabilit\u00e9<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>1<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">L\u2019indemnit\u00e9 est vers\u00e9e lorsque vous recevez un diagnostic de maladie grave assur\u00e9e, selon la d\u00e9finition dans la police, \u00e0 condition de satisfaire \u00e0 la p\u00e9riode de survie pr\u00e9cis\u00e9e dans la police.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-2\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>2<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">Le cancer est d\u00e9fini comme le diagnostic d\u00e9finitif d\u2019une tumeur qui doit \u00eatre caract\u00e9ris\u00e9e par la prolif\u00e9ration anarchique de cellules malignes et l\u2019invasion des tissus. Les types de cancer comprennent le carcinome, le m\u00e9lanome, la leuc\u00e9mie, le lymphome et le sarcome. Le diagnostic de cancer doit \u00eatre pos\u00e9 par un sp\u00e9cialiste. Les formes de cancer suivantes sont exclues&nbsp;: L\u00e9sions qualifi\u00e9es de b\u00e9nignes, de pr\u00e9canc\u00e9reuses, d\u2019incertaines, de limites (\u00ab borderline \u00bb) ou de non invasives, carcinome in situ (Tis) ou tumeurs au stade Ta&nbsp;; cancer de la peau avec pr\u00e9sence de m\u00e9lanome malin dont l\u2019\u00e9paisseur est inf\u00e9rieure ou \u00e9gale \u00e0 1 mm, \u00e0 moins d\u2019\u00eatre ulc\u00e9r\u00e9 ou accompagn\u00e9 de n\u0153uds lympho\u00efdes ou de m\u00e9tastases&nbsp;; tout cancer de la peau sans pr\u00e9sence de m\u00e9lanome, sans n\u0153uds lympho\u00efdes ni m\u00e9tastases&nbsp;; cancer de la prostate au stade T1a ou T1b, sans n\u0153uds lympho\u00efdes ni m\u00e9tastases&nbsp;; cancer de la thyro\u00efde papillaire ou cancer de la thyro\u00efde folliculaire, ou les deux, dont le plus grand diam\u00e8tre tumoral est inf\u00e9rieur ou \u00e9gal \u00e0 2 cm et qui est au stade T1, sans n\u0153uds lympho\u00efdes ni m\u00e9tastases&nbsp;; leuc\u00e9mie lympho\u00efde chronique \u00e0 un stade inf\u00e9rieur au stade 1 selon la classification de Rai&nbsp;; ou tumeurs stromales gastro-intestinales malignes et tumeurs carcino\u00efdes malignes \u00e0 un stade inf\u00e9rieur au stade 2 selon la classification de l\u2019AJCC.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-3\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>3<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">Cette information est un simple r\u00e9sum\u00e9. Les conditions, garanties et exclusions de l\u2019assurance sont expliqu\u00e9es en d\u00e9tail dans la police.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-4\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>4<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">Sauf sur ordonnance du m\u00e9decin ou selon les instructions du fabricant dans le cas d\u2019un m\u00e9dicament en vente libre.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-5\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>5<\/sup><\/div><div class=\"table-cell\">\n<p class=\"is-style-default default has-text-sm-font-size\">Sondage sur les maladies graves effectu\u00e9 en 2006 par La Munich, Compagnie de R\u00e9assurance.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-6\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>6<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">Le cancer est d\u00e9fini comme le diagnostic d\u00e9finitif d\u2019une tumeur caract\u00e9ris\u00e9e par la prolif\u00e9ration anarchique de cellules malignes et l\u2019invasion des tissus. Le diagnostic de cancer doit \u00eatre pos\u00e9 par un sp\u00e9cialiste. Exclusion&nbsp;: Aucune indemnit\u00e9 de maladie grave ne sera vers\u00e9e pour&nbsp;: un carcinome in situ&nbsp;; un m\u00e9lanome malin de stage 1A (m\u00e9lanome d\u2019une \u00e9paisseur inf\u00e9rieure ou \u00e9gale \u00e0 un millim\u00e8tre (1,0 mm), non ulc\u00e9r\u00e9 et sans invasion de niveau IV\u2009ou V de Clark)&nbsp;; tout cancer de la peau, autre qu\u2019un m\u00e9lanome, en l\u2019absence de m\u00e9tastases&nbsp;; ou un cancer de la prostate au stade A (T1a ou T1b).<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-7\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>7<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">Certaines conditions s\u2019appliquent<\/p>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf has-text-sm-font-size\">+ Experts m\u00e9dicaux de Teladoc et les autres marques de commerce indiqu\u00e9es sont des marques de commerce de Teladoc Health, Inc., utilis\u00e9es sous licence.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":179,"featured_media":0,"parent":11686,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-11701","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Assurance maladies graves | RBC Assurances<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez nos produits d\u2019assurance maladies graves et obtenez une couverture qui vous aidera \u00e0 prot\u00e9ger votre mode de vie et \u00e0 vous r\u00e9tablir en cas de maladie grave.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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