{"id":8185,"date":"2019-09-30T22:21:43","date_gmt":"2019-09-30T22:21:43","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/2019\/09\/30\/seven-myths-about-mental-health\/"},"modified":"2025-12-03T08:35:33","modified_gmt":"2025-12-03T13:35:33","slug":"seven-myths-about-mental-health","status":"publish","type":"post","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/health-insurance\/seven-myths-about-mental-health","title":{"rendered":"Seven Myths About Mental Health"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">Seven Myths About Mental Health<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2019-09-30T22:21:43-04:00\">September 30, 2019<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">6 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128&h=128&crop=1\" alt=\"Beth Levine\">\n\n\n\n<div class=\"wp-block-group articleSingle__author__details is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element articleSingle__author__name\">Beth Levine<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__author__designation\"><\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<figure class=\"articleSingle__featuredImage wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/09\/217951-ment-health-myths-thumbnail.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Myths about mental health\" style=\"object-fit:cover;\" srcset=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/09\/217951-ment-health-myths-thumbnail.jpg 930w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/09\/217951-ment-health-myths-thumbnail.jpg?resize=300,200 300w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/09\/217951-ment-health-myths-thumbnail.jpg?resize=768,512 768w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2022\/09\/217951-ment-health-myths-thumbnail.jpg?resize=412,275 412w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Seven Myths About Mental Health &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/health-insurance\/seven-myths-about-mental-health\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope icon\">\n\t\t\t\t<span>\n\t\t\t\tEmail\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<div class=\"social-button-wrapper sharing-copy-wrapper\">\n\t\t\t<button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/health-insurance\/seven-myths-about-mental-health\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n\t\t\t\talt=\"copy icon\">\n\t\t\t<span id=\"sharing-copyUrl-Label\">\n\t\t\t\tCopy URL\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n\t\t<\/div>\n\t<\/div>\n  \t\t<\/div>\t\n\t\t\n\n\n<div class=\"wp-block-rbc-tabs-list tabsList\" data-switch=\"lgBp\" data-target-heading=\"h4\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">Myth 1: \u201cThis is all my fault because I am weak.&quot;<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-myth-1-this-is-all-my-fault-because-i-am-weak\">Myth 1: \u201cThis is all my fault because I am weak.&quot;<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-myth-2-i-need-to-hide-this-from-people-no-one-else-has-it-and-ill-be-judged-negatively\">Myth 2: \u201cI need to hide this from people; no one else has it and I&#039;ll be judged negatively.&quot;<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-myth-3-mental-health-issues-are-not-a-disability\">Myth 3: &quot;Mental health issues are not a disability.&quot;<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-myth-4-i-cant-go-for-help-because-my-disability-insurance-doesnt-cover-mental-health-issues\">Myth 4: &quot;I can&#039;t go for help because my disability insurance doesn&#039;t cover mental health issues.&quot;<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-myth-5-all-disability-insurance-is-the-same\">Myth 5: \u201cAll disability insurance is the same.&quot;<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-myth-6-wait-until-you-have-a-problem-then-buy-disability-insurance\">Myth 6: \u201cWait until you have a problem, then buy disability insurance.&quot;<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-myth-7-i-cant-take-time-off-from-work-my-boss-would-never-understand\">Myth 7: &quot;I can&#039;t take time off from work; my boss would never understand.&quot;<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner \" style=\"border-radius:0x\">\n<p>The conversation about mental health issues has come a long way. People who suffered from mental illnesses such as anxiety, depression, panic disorder, post-traumatic stress disorder, bipolar disease and others were told things like, &#8220;Exercise more,&#8221; &#8220;You have nothing to be depressed about,&#8221; or the even less helpful, &#8220;Get over it already!&#8221; While society has progressed somewhat in its thinking, there is still stigma attached to mental health disorders, which causes many sufferers not to seek help from the medical establishment or accommodations from their workplaces.<\/p>\n<p>\u201cRBC Insurance is working hard to ensure that we have continued conversation about mental illness to help alleviate remaining stigma. We&#8217;re not there yet, but we want to raise awareness that mental illness is a disability just like any other disability,&#8221; says Maria Winslow, Senior Director, Life &amp; Health, RBC Insurance.<\/p>\n<p>Here are seven myths about mental health disorders:<\/p>\n<h4 id=\"h-myth-1-this-is-all-my-fault-because-i-am-weak\">Myth 1: \u201cThis is all my fault because I am weak.&#8221;<\/h4>\n<p>Ban the word \u201cweak&#8221; from your thinking. (In fact, you are very strong to cope with a very difficult problem.) Mental disorders are biological, not due to a lack of willpower or character flaws. Anxiety, for example, might be caused by chemical imbalances, genetics or environmental effects such as chronic stress or trauma.<sup>1<\/sup> Depression is brought on by a complex interplay between all or some of the following: \u201cChemical imbalances, faulty mood regulation by the brain, genetic vulnerability, stressful life events, medications, and medical problems,&#8221; according to Harvard Health Publishing.<sup>2<\/sup><\/p>\n<h4 id=\"h-myth-2-i-need-to-hide-this-from-people-no-one-else-has-it-and-ill-be-judged-negatively\">Myth 2: \u201cI need to hide this from people; no one else has it and I&#8217;ll be judged negatively.&#8221;<\/h4>\n<p>If you think you are all alone with your mental health problems, think again. According to the Canadian <a href=\"https:\/\/cmha.ca\/fast-facts-about-mental-illness\" target=\"_blank\" rel=\"noopener noreferrer\">Mental Health<\/a> Association, about 50 per cent of the population will have or have had a mental illness by the age of 40.<sup>3<\/sup> A recent RBC Insurance survey found that 30 per cent of Canadians have taken time off of work due to their own mental disability, and seven per cent have taken time off to help a family member or friend who has a mental disability.<sup>4<\/sup><\/p>\n<h4 id=\"h-myth-3-mental-health-issues-are-not-a-disability\">Myth 3: &#8220;Mental health issues are not a disability.&#8221;<\/h4>\n<p>Is mental health a disability? In the RBC Insurance survey, they discovered that 47 per cent of Canadians feel that depression is not a true disability. However, as mentioned before, mental health issues are rooted in biological processes. Psychiatric disorders are different from organic brain damage or learning disabilities. They refer to when mental illness gets in the way of productivity and daily life, and as such, are considered disabilities.<sup>5<\/sup> \u201cHaving a mental illness is the same as having a physical injury. Would you judge someone who has to take time off for cancer treatment? No, of course not. This is on the same plane,&#8221; says Winslow.<\/p>\n<h4 id=\"h-myth-4-i-cant-go-for-help-because-my-disability-insurance-doesnt-cover-mental-health-issues\">Myth 4: &#8220;I can&#8217;t go for help because my disability insurance doesn&#8217;t cover mental health issues.&#8221;<\/h4>\n<p>It&#8217;s important to know that most <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/disability-insurance\/?dlref=Discover-Learn-Insurance&amp;dlarticle=7-Myths-About-Mental-Health&amp;dltarget=product-info\" target=\"_blank\" rel=\"noopener noreferrer\">disability insurance<\/a> policies do cover mental health. A few exclude it. So when you&#8217;re looking to purchase a policy, make sure you have a conversation with your advisor about what is and isn&#8217;t covered. Make sure the policy&#8217;s definition of &#8220;disability&#8221; doesn&#8217;t exclude mental health as a reason for paying. &#8220;RBC Insurance is the leading disability insurance carrier in Canada. Disability insurance replaces a portion of your income when you are unable to work due to a disability, whether it&#8217;s physical in nature or associated with a mental illness,&#8221; explains Winslow.<\/p>\n<h4 id=\"h-myth-5-all-disability-insurance-is-the-same\">Myth 5: \u201cAll disability insurance is the same.&#8221;<\/h4>\n<p>Disability insurance is not one-size-fits-all. Discuss your needs and goals with your insurance advisor. When you are purchasing the policy, you must decide how long you want to be covered: only two years or continuously until age 65? There are different options to suit your budget, income, desired coverage period, age and other needs. The two-year option may be the most affordable, but consider this: What if you still need the coverage after the insurance expires? Once that two years is up, you can&#8217;t renew. Do you have enough savings to cover expenses?<\/p>\n<h4 id=\"h-myth-6-wait-until-you-have-a-problem-then-buy-disability-insurance\">Myth 6: \u201cWait until you have a problem, then buy disability insurance.&#8221;<\/h4>\n<p>Disability insurance should be purchased when you are young and healthy, because you are more apt to get the coverage and may be charged less. If you wait until you are in the middle of a crisis, you will not be eligible for coverage.<\/p>\n<p>There may be instances where you can get a disability insurance policy after being diagnosed with an illness but that particular illness would be excluded.<\/p>\n<h4 id=\"h-myth-7-i-cant-take-time-off-from-work-my-boss-would-never-understand\">Myth 7: &#8220;I can&#8217;t take time off from work; my boss would never understand.&#8221;<\/h4>\n<p>Based on the stigma that still exists around mental health issues, 38 per cent of Canadians who responded to the survey are worried that taking time off from work to recover from mental illness would negatively impact their security\/position within their company. And in fact, 25 per cent couldn&#8217;t take time off work for a mental disability, because their workplace did not approve it.<\/p>\n<p>Contact your human resources department to learn about their policy and see if they can connect you with someone who can explain what your options are.<\/p>\n<p>Winslow says, &#8220;Taking that time to focus on yourself may help you get better sooner and become more productive.&#8221;<\/p>\n<h4>For any questions you have on <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/disability-insurance\/?dlref=Discover-Learn-Insurance&amp;dlarticle=7-Myths-About-Mental-Health&amp;dltarget=product-info\" target=\"_blank\" rel=\"noopener noreferrer\">disability insurance<\/a> coverage contact an <a href=\"https:\/\/services.rbcinsurance.com\/StoreAdvisorLocator\/?dlref=Discover-Learn-Insurance&amp;dlarticle=7-Myths-About-Mental-Health&amp;dltarget=product-info\" target=\"_blank\" rel=\"noopener noreferrer\">RBC Life Insurance Advisor<\/a> close to you.<\/h4>\n<p>Sources:<\/p>\n<p>1. \u201cAnxiety Disorders,&#8221; Cleveland Clinic. Accessed 7\/4\/19 <a href=\"https:\/\/my.clevelandclinic.org\/health\/diseases\/9536-anxiety-disorders\" target=\"_blank\" rel=\"noopener noreferrer\">my.clevelandclinic.org\/health\/diseases\/9536-anxiety-disorders<\/a><\/p>\n<p>2. \u201cWhat Causes Depression?&#8221; Harvard Health Publishing. Accesses: 7\/4\/19 <a href=\"https:\/\/health.harvard.edu\/mind-and-mood\/what-causes-depression\" target=\"_blank\" rel=\"noopener noreferrer\">health.harvard.edu\/mind-and-mood\/what-causes-depression<\/a><\/p>\n<p>3. \u201cFast Facts about Mental Illness,&#8221; Canadian Mental Health Association. Accessed 7\/4\/19 <a href=\"https:\/\/cmha.ca\/fast-facts-about-mental-illness\" target=\"_blank\" rel=\"noopener noreferrer\">cmha.ca\/fast-facts-about-mental-illness<\/a><\/p>\n<p>4. RBC Insurance Disability Survey by Ipsos, January 2018<\/p>\n<p>5. \u201cWhat is Psychiatric Disability and Mental Illness?&#8221; Boston University Center for Psychiatric Rehabilitation. Accessed: 7\/4\/19 <a href=\"https:\/\/cpr.bu.edu\/resources\/\" target=\"_blank\" rel=\"noopener noreferrer\">cpr.bu.edu\/resources\/<\/a><\/p>\n<p>\u00a0<\/p>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel pad-l pad-r mob-pad-r centered-block mob-pad-l pad-t mob-pad-t pad-b mob-pad-b\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-t mar-b-hlf mob-mar-b-hlf mob-mar-t\" id=\"h-rbc-disability-insurance\">RBC Disability Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-reg-font-size\">Help ensure your expenses are covered if you get sick or injured<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button has-custom-font-size aligncenter btn is-style-primary primary has-text-lg-font-size\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/health-insurance\/disability-insurance-quote\/index.html\" rel=\"noreferrer noopener\" data-dig-id=\"LP-285-476a44f4\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get a quote-https:\/\/silver.rbcinsurance.com\/health-insurance\/disability-insurance-quote\/index.html \">Get a quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center mar-t-hlf mob-mar-t-hlf pad-b mob-pad-b has-text-reg-font-size\"><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/disability-insurance\/\" data-dig-id=\"LP-273-18de2c2e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n\n\n\n<div style=\"height:39px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-HomeInsurance-14506-2de7ba0a\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. 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