{"id":6900,"date":"2024-02-07T20:04:45","date_gmt":"2024-02-07T20:04:45","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/2021\/03\/19\/ten-ways-to-prevent-water-damage-to-your-home\/"},"modified":"2024-02-07T20:04:45","modified_gmt":"2024-02-07T20:04:45","slug":"ten-ways-to-prevent-water-damage-to-your-home","status":"publish","type":"post","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/ten-ways-to-prevent-water-damage-to-your-home","title":{"rendered":"How to Prevent Water Damage to Your Home"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">How to Prevent Water Damage to Your Home<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2024-02-07T20:04:45-05:00\">February 7, 2024<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">8 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" 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\/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=How to Prevent Water Damage to Your Home &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/ten-ways-to-prevent-water-damage-to-your-home\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope 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aria-expanded=\"false\"><span class=\"selectDropdown__title\">What causes water damage<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-what-causes-water-damage\">What causes water damage<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-why-water-damage-is-dangerous\">Why water damage is dangerous<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-water-damage-and-insurance\">Water damage and insurance<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner \" style=\"border-radius:0x\">\n<p>Water damage is a top threat to homeowners in Canada and a leading type of insurance claim. Luckily, there are steps you can take to prevent leaks, flooding, and sewer backups, plus there\u2019s water damage insurance to cover you in a worst-case scenario. Discover some of the best techniques for protecting your home, health, and bank account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Key takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Burst or leaky pipes, drainage issues, and poor ventilation can all cause water damage.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Avoid water damage if you can, because it can cause structural issues, affect your home\u2019s resale value, and even have negative health impacts.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">There are many steps you can take for water damage prevention that will ultimately protect your time, money, and health.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">If you experience a serious leak, flooding, or sewer backup, turn off the water and contact your insurance company immediately.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Consider investing in water damage insurance.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-causes-water-damage\">What causes water damage<\/h2>\n\n\n\n<p>In every case of water damage, there\u2019s either an indoor or outdoor water source that leads to leaking, backups, or condensation. Here are some of the most common causes of water damage: <\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>A pipe bursts or cracks.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">A fixture (such as a sink, tub, toilet, or shower) or an appliance (such as a washing machine, dishwasher, or water heater) has leaky plumbing or malfunctions in some other way.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">A sewer backup occurs because there are pipes that have become clogged with foreign objects (such as hair, cooking oil, tree roots) or because of an overwhelmed main sewer line.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Drainage issues result from damaged or improperly sealed roofs, walls, and floors; poor grading around the foundation; blocked or broken eavestroughs or downspouts; or a sump-pump malfunction.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">The HVAC system isn\u2019t properly maintained.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Poor ventilation creates water buildup on walls and windows that leads to water damage and mould over time.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-water-damage-is-dangerous\">Why water damage is dangerous<\/h2>\n\n\n\n<p>Trust us: You don\u2019t want water damage. Not only is it costly to repair, but it can also affect the safety of your home. These common side-effects of water damage make it clear that prevention is the best approach. <\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Structural issues: <\/strong>Long-term exposure to moisture weakens the floors, walls, and ceilings. Wood rots, concrete cracks, and metal corrodes, which can potentially cause structures to collapse.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\"><strong>Damage to your belongings: <\/strong>Leaks, flooding, and sewer backups can ruin clothing, books, furniture, and family heirlooms.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\"><strong>Mould and mildew growth: <\/strong>People living in damp, mouldy conditions are more likely to experience eye, nose, and throat irritation; itchy skin; wheezing and shortness of breath; coughing; and worsening asthma symptoms.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\"><strong>Health risks: <\/strong>Water and electricity shouldn\u2019t mix! When they do, the result can be electrical fires or electrocution. Sewer backups also bring bacteria-filled waste into the home.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\"><strong>Reduced property value:<\/strong> Water damage repair can be incredibly expensive if the moisture affects the foundation, floors, and walls. Even if you attempt to fix the issues, there can be hidden mould and structural impacts that might put off potential buyers.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>How to prevent water damage<\/h2>\n\n\n\n<p>As a homeowner, it\u2019s a smart idea to routinely check for leaks, stains, peeling paint, mould, and condensation. Taking these steps will also make it less likely you\u2019ll run into problems down the road.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Roof<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>If your roof was last reshingled more than 15 years ago, it\u2019s time to have it checked and possibly redone.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Think about adding a waterproof membrane (a.k.a. underlayment) beneath your shingles.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Routinely replace damaged or missing shingles.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Ensure that skylights, vents, and chimneys are all properly sealed.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Check that your attic has good ventilation and insulation.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Carefully clear off snow and ice in the winter.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">&nbsp;Eavestroughs or gutters&nbsp;&nbsp;&nbsp;&nbsp;<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Clean out your eavestroughs, downspouts, and gutters in the spring and fall, so water can flow freely.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Install downspout extensions to direct water at least two metres away from your home\u2019s foundation.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Windows and doors<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Properly seal or replace old windows and doors (note: swelling, peeling, and discolouration are all signs of water damage).<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Make sure that basement window wells have a proper drainage system and are kept clear of debris.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Toilets, tubs, and sinks<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Ensure drains are clear of hair, grease, and food scraps and take care of a slow-draining sink.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Turn on the exhaust fan or leave doors or windows open when bathing and showering.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Replace loose or broken tiles, where mould could collect.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Know where all your shut-off valves are and install any that are missing\u2014all plumbing in your home should have its own shut-off valve.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Consider installing water-leak sensors around\/close to where leaks are likely to occur, such as faucets, appliances, and toilets.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Automatic shut-off valves add an additional layer of protection and will act in the event a leak is detected.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Pipes<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Check shut-off valves every six months to ensure they work.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Know the location of your main shut-off valve, in case of an emergency.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Check plumbing for corrosion or buckling and replace, if needed.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Avoid pouring fats, cooking oil, and grease down drains (and put them in the green bin, instead).<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Prevent frozen pipes by insulating any outside walls that contain plumbing and use snap-on insulation for exposed pipes in unheated areas.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Drain and shut off all water pipes outside your home as part of a routine pre-winter cleanup.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Consider adding a freeze detector to exposed pipes.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Appliances<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Check hoses for wear and tear, and replace, if necessary.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Replace older washing machines, refrigerators, and dishwashers.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Walls and foundation<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Seal any breaks or cracks in siding, bricks, stone, or masonry to prevent leaks.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Check that all openings from wiring, plumbing, phones, cable, heating, and air conditioning are properly sealed with foam or caulk.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Ensure proper grading for water to drain away from the foundation of your home.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Keep snow away from foundation walls and basement window wells.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Basement<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Repair or replace damaged weeping tiles.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Clear basement floor drains of debris.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Install a backflow valve in case the main sewer on your street is overwhelmed with water.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Invest in a backup generator for your sump pump.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Keep valuables off the floor.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">&nbsp;Water tank<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Maintain your water tank (including flushing it out once or twice per year) and watch for corrosion that can lead to leaking or bursting.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Replace a gas water heater every eight to 12 years and an electric one every 10 to 15 years.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Outside<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Keep outdoor sewer grates clear, so water has a place to go.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Add more green space around your house and use porous pavement that will absorb water.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Consider installing a rain barrel to collect rainwater, which will reduce the load on the main sewer during downpours.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>What to do in the event of water damage<\/h2>\n\n\n\n<p>Accidents happen, and that\u2019s why insurance exists. Before water damage happens in your home, understand the details of your insurance policy to see what\u2019s covered. Most policies won\u2019t automatically protect you in the case of sewer backups or overland water (when rivers, lakes, and ponds rise and flood the land). You may want to consider adding specific types of water damage insurance to your home insurance plan.<\/p>\n\n\n\n<p>If you do end up dealing with water damage, the steps you should take will depend on its severity.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Condensation and leaks: <\/strong>Make repairs, buy new appliances, and\/or improve drainage and ventilation before things get worse.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\"><strong>Flooding: <\/strong>Locate the source of the water and shut off the flow to the affected area, if you can. Turn off any affected or nearby electricity as well, then call your insurance company. They may be able to recommend water restoration and mould experts in your area.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Sewer backups: <\/strong>Do not enter the contaminated water. Turn off the water and electricity if a lot of waste water has accumulated, then call your insurance company for guidance.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-water-damage-and-insurance\">Water damage and insurance<\/h2>\n\n\n\n<p>Different types of <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/water-damage-what-am-i-covered-for\/\" target=\"_blank\" data-dig-id=\"LP-HomeInsurance-6900-1b873d26\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"water damage insurance\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">water damage insurance<\/a> are available to consumers, and they vary depending on whether you have a home, a condo, or a tenant insurance policy. The availability of various products also varies depending on where you live.<\/p>\n\n\n\n<p>You may want to consider purchasing additional coverage if you&#8217;re concerned about water damage and how it might result in costly repairs. Speak to your RBC Insurance Advisor about your options for sewer backup coverage and overland water insurance (commonly known as \u201cflood insurance\u201d).<\/p>\n\n\n\n<p>Get a free online quote for coverage to protect your property and your belongings from the unexpected, including water damage. Call 1-877-749-7224 to speak to an RBC Insurance Advisor about home insurance.<\/p>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel mob-pad-t pad-t pad-b mob-pad-b pad-l mob-pad-l pad-r mob-pad-r centered-block\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-b-hlf mob-mar-b-hlf mob-pad-t-hlf\" id=\"h-great-rates-and-expert-advice-on-home-insurance\">Great Rates and Expert Advice on Home Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-lg-font-size\">Get a free online quote* for coverage to protect you, your property, and your belongings from the unexpected.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button aligncenter btn before is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=BLOG_H23&amp;lang=EN\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-HomeInsurance-6900-476a44f4\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"button click\" data-dig-label=\"Get My Quote-https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=BLOG_H23&amp;lang=EN \">Get My Quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center mar-t-hlf\"><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/\" target=\"_blank\" data-dig-id=\"LP-HomeInsurance-6900-f0866936\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n<\/section>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-HomeInsurance-14506-2de7ba0a\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Your home should be your safe space. It\u2019s a place to rest and recharge, gather with loved ones, and store all your most prized possessions. But water damage can jeopardize all that. <\/p>\n","protected":false},"author":98,"featured_media":13940,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/new-rbci-design.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[48],"tags":[13,52],"article-type":[80],"ppma_author":[],"class_list":["post-6900","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-insurance","tag-home-insurance","tag-winter-weather","article-type-advice-learning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Prevent Water Damage to Your Home | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Don\u2019t let water damage compromise your family\u2019s health, your home\u2019s structural integrity, or the resale value of your home in the future.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/ten-ways-to-prevent-water-damage-to-your-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Prevent Water Damage to Your Home | RBC Insurance\" \/>\n<meta property=\"og:description\" content=\"As a homeowner it\u2019s important to do routine checks of your home to help avoid water damage. 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