{"id":34472,"date":"2026-03-06T15:37:57","date_gmt":"2026-03-06T20:37:57","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/?p=34472"},"modified":"2026-03-12T12:09:34","modified_gmt":"2026-03-12T16:09:34","slug":"how-much-does-term-life-insurance-cost-canada","status":"publish","type":"post","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada","title":{"rendered":"How Much Does Term Life Insurance Cost in Canada"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">How Much Does Term Life Insurance Cost in Canada<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2026-03-06T15:37:57-05:00\">March 6, 2026<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">10 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128&h=128&crop=1\" alt=\"Sandy Yong\">\n\n\n\n<div class=\"wp-block-group articleSingle__author__details is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element articleSingle__author__name\">Sandy Yong<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__author__designation\"><\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<figure class=\"articleSingle__featuredImage wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp 1024w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?resize=300,200 300w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?resize=768,512 768w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?resize=412,275 412w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=How Much Does Term Life Insurance Cost in Canada &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope icon\">\n\t\t\t\t<span>\n\t\t\t\tEmail\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<div class=\"social-button-wrapper sharing-copy-wrapper\">\n\t\t\t<button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n\t\t\t\talt=\"copy icon\">\n\t\t\t<span id=\"sharing-copyUrl-Label\">\n\t\t\t\tCopy URL\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n\t\t<\/div>\n\t<\/div>\n  \t\t<\/div>\t\n\t\t\n\n\n<div class=\"wp-block-rbc-tabs-list tabsList\" data-switch=\"lgBp\" data-target-heading=\"h2\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">What is term life insurance?<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-what-is-term-life-insurance\">What is term life insurance?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-how-term-life-premiums-are-calculated\">How term life premiums are calculated<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-how-to-calculate-your-term-life-insurance-needs\">How to calculate your term life insurance needs<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-average-cost-of-term-life-insurance-by-age-and-gender\">Average cost of term life insurance by age and gender<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-average-cost-of-term-life-insurance-by-coverage-amount\">Average cost of term life insurance by coverage amount<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-average-cost-of-term-life-insurance-for-smokers\">Average cost of term life insurance for smokers<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-strategies-to-get-the-best-term-life-rates\">Strategies to get the best term life rates<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner \" style=\"border-radius:0x\">\n<p>When Canadians consider the affordability of life insurance, common concerns come to mind. How much coverage do they need? Can they afford the monthly premiums? This is where term life insurance comes in. Term life insurance can be a suitable choice for young, healthy individuals seeking coverage for a specific period. And it\u2019s usually a cheaper option compared to permanent life insurance.<\/p>\n\n\n\n<p>If you\u2019re wondering how much term life insurance will cost you, we\u2019ll explain how premiums are calculated, and help you determine the coverage you need. Once you understand the average life insurance cost per month, you\u2019ll be able to make an informed decision about buying term life insurance based on your unique circumstances.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-key-takeaways\">Key takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Term life insurance offers affordable, flexible coverage that could be converted to permanent coverage in the future.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Some of the factors that determine how much term life insurance costs are age and sex, health and lifestyle, smoking status, term length, and coverage amount.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Typically, insurance experts recommend that Canadians purchase insurance equal to seven to 10 times your annual income.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Strategies to help save on term life insurance costs include improve your health, quit smoking, compare quotes, and speak to a licensed insurance advisor.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-term-life-insurance\">What is term life insurance?<\/h2>\n\n\n\n<p>Term life insurance provides a financial safety net for individuals seeking coverage for a set period, rather than for their entire lives. It\u2019s cost-effective and depending on the policy, may not require a medical exam. With <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/what-is-term-life-insurance-2\/\" data-dig-id=\"LP-LifeInsurance-34472-73839c90\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"term life insurance\" class=\"rbc-link-format\">term life insurance<\/a>, you pays a monthly premium to the insurer for the specified term \u2013 usually 10, 20, and 30 years.<\/p>\n\n\n\n<p>Should you pass away during this term, your beneficiary would receive a tax-free death benefit that can help cover financial obligations. As an example, your loved ones could use the lump-sum payment to replace your lost income, pay off debt such as a mortgage, or save for a child\u2019s education.<\/p>\n\n\n\n<p><strong>Learn more about how <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/term-life-vs-permanent-life-insurance\/\" data-dig-id=\"LP-LifeInsurance-34472-a92ef286\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"term life insurance differs from permanent life insurance\" class=\"rbc-link-format\">term life insurance differs from permanent life insurance<\/a>.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why choose term life insurance<\/h3>\n\n\n\n<p>Term life coverage offers a variety of benefits, including:<\/p>\n\n\n\n<p><strong>More affordable: <\/strong>Compared to permanent life insurance, term life is less expensive. If you\u2019re on a budget, this could be a cost-efficient way to have peace of mind and protect your loved ones.<\/p>\n\n\n\n<p><strong>Flexibility:<\/strong> Term life insurance offers flexibility across different life stages, such as tying the knot, carrying a mortgage, or have young children. You can choose a term amount to suit the stage of life you\u2019re at, whether it\u2019s tying the knot, carrying a mortgage, or have young children.<\/p>\n\n\n\n<p><strong>Convert to lifelong coverage:<\/strong> With term life insurance, you can convert an existing policy to a permanent life insurance plan without a medical exam.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-term-life-premiums-are-calculated\">How term life premiums are calculated<\/h2>\n\n\n\n<p>Determining how much life insurance costs depends on several factors. Together, these <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/what-affects-your-life-insurance-premiums\/\" data-dig-id=\"LP-LifeInsurance-34472-8bfd0844\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"affects the cost of term life insurance\" class=\"rbc-link-format\">affects the cost of term life insurance<\/a>. Here\u2019s a breakdown of the most common factors below: &nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Age and sex<\/h3>\n\n\n\n<p>The younger the individual, the lower their insurance premiums, as they\u2019re typically considered to be healthy. Although it would be nice to be young forever, it\u2019s important to note that term life insurance costs in Canada increase with age due to the higher risk of developing health issues. &nbsp;Another aspect is sex. Women commonly pay lower premiums than men, as they live longer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Health and lifestyle<\/h3>\n\n\n\n<p>If you\u2019re in good health, then term life insurance premiums are more affordable. In contrast, premiums are higher for individuals with chronic health conditions due to the increased risk. Some common health conditions insurance companies assess are diabetes, heart disease, high blood pressure, and cancer.<\/p>\n\n\n\n<p>Your lifestyle and habits may also affect your monthly costs, especially if you enjoy thrill-seeking activities that get your adrenaline pumping. Be aware that high-risk activities such as scuba diving or back country skiing, and motorsport racing could raise your heart rate <em>and <\/em>premiums.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Smoking status<\/h3>\n\n\n\n<p>A major factor in determining term life insurance rates is whether you smoke or vape. According to the Canadian Cancer Society, people who smoke have an increased risk of developing at least 16 types of cancer. Since <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/life-insurance-for-smokers\/\" data-dig-id=\"LP-LifeInsurance-34472-567fc159\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"smokers\" class=\"rbc-link-format\">smokers<\/a> are more prone to illnesses and death caused by tobacco use, they\u2019re subject to higher premiums than non-smokers for the same type of coverage.<\/p>\n\n\n\n<p>If you have ceased smoking tobacco products for the last 12 months, you could be eligible for a non-smoker rate.<\/p>\n\n\n\n<p><strong>Learn more about <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/life-insurance-for-smokers\/\" data-dig-id=\"LP-LifeInsurance-34472-f5c314a5\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"what smokers need to know about life insurance\" class=\"rbc-link-format\">what smokers need to know about life insurance<\/a>.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Coverage amount and term length<\/h3>\n\n\n\n<p>The coverage amount and the duration of your policy significantly affect premiums. Term policies offer different rates based on coverage tiers, such as $250,000, $500,000, and $750,000. The higher the coverage amount, the higher the premiums will be, with all other factors being equal. That\u2019s because the insurer assumes greater risk of paying a higher death benefit. Similarly, shorter term lengths, such as 10 years, are less expensive than longer term lengths.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-calculate-your-term-life-insurance-needs\">How to calculate your term life insurance needs<\/h2>\n\n\n\n<p>Typically, insurance experts recommend that Canadians purchase insurance equal to seven to 10 times their annual income. However, the exact amount will depend on your unique financial situation.<\/p>\n\n\n\n<p>There are a few ways to calculate how much coverage you may need. One is the the DIME Method: Here\u2019s how it works:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>D for Debt coverage: <\/strong>Add your outstanding loan and credit card balances.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>I for Income replacement: <\/strong>Multiply your annual income by the number of years your family would need financial assistance, such as 10 or 20 years.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>M for Mortgage protection: <\/strong>Include the balance of your mortgage, if any.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>E for Education expenses: <\/strong>If you have children, determine the cost of their post-secondary education, including tuition, textbooks, and accommodations.&nbsp;<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Then, input the numbers above using this formula:<\/p>\n\n\n\n<p><strong>Total coverage = Debt + (Income x Years) + Mortgage + Education<\/strong><\/p>\n\n\n\n<p>Here\u2019s an example of a family with one child.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>D<\/strong>: They have <strong>$22,000<\/strong> in credit card debt.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>I:<\/strong> Household income is <strong>$80,000<\/strong>, and they would like <strong>10 years<\/strong> of coverage.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>M:<\/strong> They own a home, and their mortgage balance is <strong>$260,000.<\/strong><\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>E:<\/strong> Have a existing RESP, but anticipate they\u2019ll need an additional &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<strong>$20,000<\/strong> &nbsp;in savings.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Total coverage = Debt $22,000 + Income x years ($80,000 x 10) + Mortgage $260,000 + Education $20,000<\/p>\n\n\n\n<p><strong>The grand total: $1,102,000<\/strong> term life insurance policy.<\/p>\n\n\n\n<p>Another simpler way to get a head start on how much term life insurance coverage you need is to use a free <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/life-insurance\/life-insurance-quote\/\" data-dig-id=\"LP-LifeInsurance-34472-55931b76\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"term life insurance quote tool\" class=\"rbc-link-format\">term life insurance quote tool<\/a>. From there, a licensed broker can help answer any questions you have.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-average-cost-of-term-life-insurance-by-age-and-gender\">Average cost of term life insurance by age and gender<\/h2>\n\n\n\n<p>Here is where we get into the numbers. To follow is the average term life insurance costs by age and gender for a <strong>non-smoker<\/strong> who selected a <strong>20-year policy<\/strong> with <strong>$500,000 in coverage<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-rbc-basic-tables basicTables\">\n<div class=\"wp-block-rbc-basic-table basicTable\"><div class=\"basicTable__sliderNav\" role=\"navigation\" aria-label=\"Table navigation\"><div class=\"basicTable__navArrow basicTable__prevArrow\" aria-label=\"Previous\"><\/div><div class=\"basicTable__sliderDots\" role=\"tablist\" aria-label=\"Table pagination\"><\/div><div class=\"basicTable__navArrow basicTable__nextArrow\" aria-label=\"Next\"><\/div><\/div><table class=\"basicTable__table\" role=\"table\" aria-label=\"Comparison table\">\n<thead class=\"wp-block-rbc-basic-table-head basicTableHead\" role=\"rowgroup\" aria-label=\"Table head\">\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-age\">Age<\/h4>\n<\/th>\n\n\n\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-premium-cost-for-females\">Premium cost for females<\/h4>\n<\/th>\n\n\n\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-premium-cost-for-males\">Premium cost for males<\/h4>\n<\/th>\n<\/tr>\n<\/thead>\n\n\n\n<tbody class=\"wp-block-rbc-basic-table-body basicTableBody\" role=\"rowgroup\" aria-label=\"Table body\">\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>20<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$20.75\/month or $230.50\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$29.57\/month or $328.50\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>30<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$21.60\/month or $240.00\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$29.97\/month or $333.00\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>40<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$32.63\/month or $362.50\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$44.10\/month or $490.00\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>50<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$81.13\/month or $901.50\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$120.82\/month or $1,342.50\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>60<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$290.16\/month or $3,224.00\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$407.93\/month or $4,532.50\/year<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Premium cost based on RBC&nbsp;<em>Simplified\u00ae<\/em>&nbsp;Term Life Insurance as of February 2026.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-average-cost-of-term-life-insurance-by-coverage-amount\">Average cost of term life insurance by coverage amount<\/h2>\n\n\n\n<p>The following table displays the average term life insurance cost by coverage amount for a <strong>40-year-old individual (non-smoker) <\/strong>who selects a <strong>20-year policy<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-rbc-basic-tables basicTables\">\n<div class=\"wp-block-rbc-basic-table basicTable\"><div class=\"basicTable__sliderNav\" role=\"navigation\" aria-label=\"Table navigation\"><div class=\"basicTable__navArrow basicTable__prevArrow\" aria-label=\"Previous\"><\/div><div class=\"basicTable__sliderDots\" role=\"tablist\" aria-label=\"Table pagination\"><\/div><div class=\"basicTable__navArrow basicTable__nextArrow\" aria-label=\"Next\"><\/div><\/div><table class=\"basicTable__table\" role=\"table\" aria-label=\"Comparison table\">\n<thead class=\"wp-block-rbc-basic-table-head basicTableHead\" role=\"rowgroup\" aria-label=\"Table head\">\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-coverage-amount\">Coverage amount<\/h4>\n<\/th>\n\n\n\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-premium-cost-for-females-0\">Premium cost for females<\/h4>\n<\/th>\n\n\n\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-premium-cost-for-males-0\">Premium cost for males<\/h4>\n<\/th>\n<\/tr>\n<\/thead>\n\n\n\n<tbody class=\"wp-block-rbc-basic-table-body basicTableBody\" role=\"rowgroup\" aria-label=\"Table body\">\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$100,000<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$14.49\/month or $161.00\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$17.55\/month or $195.00\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$250,000<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$20.50\/month or $227.75\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$26.91\/month or $299.00\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$500,000<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$32.63\/month or $362.50\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$44.10\/month or $490.00\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$750,000<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$47.14\/month or $523.75\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$64.35\/month or $715.00\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$1,000,000<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$59.13\/month or $657.00\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$81.99\/month or $911.00\/year<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Premium cost based on RBC&nbsp;<em>Simplified\u00ae<\/em>&nbsp;Term Life Insurance as of February 2026.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-average-cost-of-term-life-insurance-for-smokers\">Average cost of term life insurance for smokers<\/h2>\n\n\n\n<p>The table below outlines the average term life insurance cost by coverage amount for smokers with a<strong> 20-year policy<\/strong> for <strong>$500,000 of coverage<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-rbc-basic-tables basicTables\">\n<div class=\"wp-block-rbc-basic-table basicTable\"><div class=\"basicTable__sliderNav\" role=\"navigation\" aria-label=\"Table navigation\"><div class=\"basicTable__navArrow basicTable__prevArrow\" aria-label=\"Previous\"><\/div><div class=\"basicTable__sliderDots\" role=\"tablist\" aria-label=\"Table pagination\"><\/div><div class=\"basicTable__navArrow basicTable__nextArrow\" aria-label=\"Next\"><\/div><\/div><table class=\"basicTable__table\" role=\"table\" aria-label=\"Comparison table\">\n<thead class=\"wp-block-rbc-basic-table-head basicTableHead\" role=\"rowgroup\" aria-label=\"Table head\">\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-age-0\">Age<\/h4>\n<\/th>\n\n\n\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-premium-cost-for-female-smokers\">Premium cost for female smokers<\/h4>\n<\/th>\n\n\n\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-premium-cost-for-male-smokers\">Premium cost for male smokers<\/h4>\n<\/th>\n<\/tr>\n<\/thead>\n\n\n\n<tbody class=\"wp-block-rbc-basic-table-body basicTableBody\" role=\"rowgroup\" aria-label=\"Table body\">\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>20<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$34.65\/month or $385.00\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$64.80\/month or $720.00\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>30<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$49.86\/month or $554.00\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$72.90\/month or $810.00\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>40<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$104.40\/month or $1,160.00\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$155.52\/month or $1,728.00\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>50<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$237.02\/month or $2,633.50\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$399.60\/month or $4,440.00\/year<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>60<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$627.48\/month or $6,972.00\/year<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>$1,104.39\/month or $12,271.00\/year<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Premium cost based on RBC&nbsp;<em>Simplified\u00ae<\/em>&nbsp;Term Life Insurance as of February 2026.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-2.webp?quality=80&amp;w=1024\" alt=\"A father and son are running and playing soccer together in a field outside.\" class=\"wp-image-34471\" srcset=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-2.webp 1024w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-2.webp?resize=300,200 300w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-2.webp?resize=768,512 768w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-2.webp?resize=412,275 412w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-strategies-to-get-the-best-term-life-rates\">Strategies to get the best term life rates<\/h2>\n\n\n\n<p>Here are some strategies to help you secure the best term life insurance rates in Canada:<\/p>\n\n\n\n<p><a><\/a><strong>Improve your health:<\/strong> Adopting healthier lifestyle choices can help boost your chances of qualifying for insurance and getting a better rate.<\/p>\n\n\n\n<p><strong>Quit smoking: <\/strong>Another significant factor that affects how much you\u2019ll pay is nicotine use. If you\u2019re a smoker or use vape products, quitting and then reapplying after a year will help you save. &nbsp;<\/p>\n\n\n\n<p><strong>Compare quotes: <\/strong>Take the time to shop around to understand the cost of term life insurance. Gather several quotes and compare the coverage amounts. That way you can feel confident in knowing that you\u2019re getting the best rate and the right solution that fits your needs.<\/p>\n\n\n\n<p><strong>Get qualified advice:<\/strong> Consider speaking to a licensed insurance advisor. They can discuss coverage options, answer questions you may have, and determine the best insurance coverage to protect you and your loved ones.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Common myths about term life insurance costs in Canada<\/h2>\n\n\n\n<p>Many Canadians delay purchasing term life insurance due to misconceptions about its affordability. Let\u2019s review the top three myths and clarify the facts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Myth #1: Term life insurance is too expensive&nbsp;<\/h3>\n\n\n\n<p>The reality is, affordable term life insurance is out there, especially if you\u2019re young and healthy. A person in their mid-20s who opts in for a 10-year policy with $100,000 coverage could pay as little as $9.27 per month. The average monthly life insurance cost may cost you less than a monthly streaming service.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-myth-2-you-only-need-life-insurance-if-you-have-children-or-a-family\">Myth #2: You only need life insurance if you have children or a family<\/h3>\n\n\n\n<p>No doubt, children are a major factor in the decision to obtain coverage. However, there are <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/what-is-accidental-death-and-dismemberment-add-insurance\/\" data-dig-id=\"LP-LifeInsurance-34472-6298a54b\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"multiple scenarios where term life insurance is equally important\" class=\"rbc-link-format\">multiple scenarios where term life insurance is equally important<\/a>. If you have dependents such as a spouse or elderly parents, you\u2019re living with a disability or have significant debt such as a mortgage or student loans, then coverage can alleviate financial pressures for your loved ones, should you pass away.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Myth #3: Your employer\u2019s coverage is sufficient<\/h3>\n\n\n\n<p>Workplace group insurance is certainly a beneficial perk, however, it\u2019s likely to offer inadequate coverage. Typically, group benefits cap your life insurance to 1 or 2 times your salary. Even if you\u2019re earning $100K a year, is a maximum of $200,000 going to adequately protect you? In addition, coverage ends when your job does. Personal term life insurance coverage can supplement existing employer benefits and it stays with you no matter where you\u2019re employed.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Make an informed decision about term life insurance<\/h2>\n\n\n\n<p>Whether you have debt, dependents, or both, term life insurance is a straightforward choice for individuals and families who wish to safeguard their loved ones should something happen to them. The benefits of term life insurance are it\u2019s affordable, flexible, and coverage is available for 10 to 40 years. Learn more about your options, including how much term life insurance costs, by getting a free <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/life-insurance\/life-insurance-quote\/\" data-dig-id=\"LP-LifeInsurance-34472-b8fdd203\" data-dig-label=\"quote online\" data-dig-action=\"link click\" data-dig-category=\"LP-LifeInsurance\" class=\"rbc-link-format\">quote online<\/a> or <a href=\"https:\/\/silver.rbcinsurance.com\/request-a-call\/personal-insurance\/contact-us\/index.html\" data-dig-id=\"LP-LifeInsurance-34472-5d94d7ff\" data-dig-category=\"LP-LifeInsurance\" data-dig-action=\"link click\" data-dig-label=\"speak to a licensed advisor\" class=\"rbc-link-format\">speak to a licensed advisor<\/a> to learn more.<\/p>\n\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel pad-l pad-r mob-pad-r centered-block mob-pad-l pad-t mob-pad-t pad-b mob-pad-b\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-t mar-b-hlf mob-mar-b-hlf mob-mar-t\" id=\"h-rbc-life-insurance\">RBC Life Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-reg-font-size\">Protect Your Loved Ones With Dependable Life Insurance.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button aligncenter btn is-style-primary primary\"><a class=\"wp-block-button__link has-text-lg-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/life-insurance\/life-insurance-quote\/index.html\" rel=\"noreferrer noopener\" data-dig-id=\"LP-283-476a44f4\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get a quote-https:\/\/silver.rbcinsurance.com\/life-insurance\/life-insurance-quote\/index.html \">Get a quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center mar-t-hlf mob-mar-t-hlf pad-b mob-pad-b has-text-reg-font-size\"><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/life-insurance\/\" data-dig-id=\"LP-273-18de2c2e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-10384-2de7ba0a\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The average cost of term life insurance in Canada depends on your age, health, and amount of cover you need. Compare costs and make an informed decision for your circumstances.<\/p>\n","protected":false},"author":208,"featured_media":34470,"comment_status":"open","ping_status":"open","sticky":false,"template":"templates\/new-rbci-design.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[54],"tags":[4],"article-type":[80],"ppma_author":[169],"class_list":["post-34472","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-insurance","tag-life-insurance","article-type-advice-learning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Much Does Term Life Insurance Cost in Canada | RBC Insurance<\/title>\n<meta name=\"description\" content=\"The average cost of term life insurance in Canada depends on your age, health, and amount of cover you need. Compare costs and make an informed decision for your circumstances.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Much Does Term Life Insurance Cost in Canada | RBC Insurance\" \/>\n<meta property=\"og:description\" content=\"The average cost of term life insurance in Canada depends on your age, health, and amount of cover you need. Compare costs and make an informed decision for your circumstances.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Insurance\" \/>\n<meta property=\"article:author\" content=\"Sandy Yong\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-06T20:37:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-12T16:09:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"noellagilkes\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sandy Yong\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"26 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/\"},\"author\":{\"name\":\"noellagilkes\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/person\\\/ba4e54d92d13cc29bc149f70c69e7358\"},\"headline\":\"How Much Does Term Life Insurance Cost in Canada\",\"datePublished\":\"2026-03-06T20:37:57+00:00\",\"dateModified\":\"2026-03-12T16:09:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/\"},\"wordCount\":1922,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80\",\"keywords\":[\"Life Insurance\"],\"articleSection\":[\"Life Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/\",\"name\":\"How Much Does Term Life Insurance Cost in Canada | RBC Insurance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80\",\"datePublished\":\"2026-03-06T20:37:57+00:00\",\"dateModified\":\"2026-03-12T16:09:34+00:00\",\"description\":\"The average cost of term life insurance in Canada depends on your age, health, and amount of cover you need. Compare costs and make an informed decision for your circumstances.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/#primaryimage\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80\",\"width\":1024,\"height\":683},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/life-insurance\\\/how-much-does-term-life-insurance-cost-canada\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Advice &amp; Learning\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/article-type\\\/advice-learning\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"How Much Does Term Life Insurance Cost in Canada\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#website\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\",\"name\":\"RBC Insurance\",\"description\":\"Personal Insurance\",\"publisher\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\",\"name\":\"RBC Insurance\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"RBC Insurance\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"description\":\"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.\",\"telephone\":\"1-800-769-2568\",\"legalName\":\"RBC Insurance Services Inc.\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/person\\\/ba4e54d92d13cc29bc149f70c69e7358\",\"name\":\"noellagilkes\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/Avatar.webp?quality=80&w=128072e50ca1e20d0ba047ebdf078f7e2df\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/Avatar.webp?quality=80&w=128\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/Avatar.webp?quality=80&w=128\",\"caption\":\"noellagilkes\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How Much Does Term Life Insurance Cost in Canada | RBC Insurance","description":"The average cost of term life insurance in Canada depends on your age, health, and amount of cover you need. Compare costs and make an informed decision for your circumstances.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/","og_locale":"en_US","og_type":"article","og_title":"How Much Does Term Life Insurance Cost in Canada | RBC Insurance","og_description":"The average cost of term life insurance in Canada depends on your age, health, and amount of cover you need. Compare costs and make an informed decision for your circumstances.","og_url":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/","og_site_name":"RBC Insurance","article_author":"Sandy Yong","article_published_time":"2026-03-06T20:37:57+00:00","article_modified_time":"2026-03-12T16:09:34+00:00","og_image":[{"width":1024,"height":683,"url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80","type":"image\/webp"}],"author":"noellagilkes","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Sandy Yong","Est. reading time":"26 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/#article","isPartOf":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/"},"author":{"name":"noellagilkes","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/person\/ba4e54d92d13cc29bc149f70c69e7358"},"headline":"How Much Does Term Life Insurance Cost in Canada","datePublished":"2026-03-06T20:37:57+00:00","dateModified":"2026-03-12T16:09:34+00:00","mainEntityOfPage":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/"},"wordCount":1922,"commentCount":0,"publisher":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/#primaryimage"},"thumbnailUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80","keywords":["Life Insurance"],"articleSection":["Life Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/","name":"How Much Does Term Life Insurance Cost in Canada | RBC Insurance","isPartOf":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/#primaryimage"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/#primaryimage"},"thumbnailUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80","datePublished":"2026-03-06T20:37:57+00:00","dateModified":"2026-03-12T16:09:34+00:00","description":"The average cost of term life insurance in Canada depends on your age, health, and amount of cover you need. Compare costs and make an informed decision for your circumstances.","breadcrumb":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/#primaryimage","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80","contentUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80","width":1024,"height":683},{"@type":"BreadcrumbList","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/life-insurance\/how-much-does-term-life-insurance-cost-canada\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/silver.rbcinsurance.com\/en-ca\/"},{"@type":"ListItem","position":2,"name":"Advice &amp; Learning","item":"https:\/\/silver.rbcinsurance.com\/en-ca\/article-type\/advice-learning\/"},{"@type":"ListItem","position":3,"name":"How Much Does Term Life Insurance Cost in Canada"}]},{"@type":"WebSite","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#website","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/","name":"RBC Insurance","description":"Personal Insurance","publisher":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/silver.rbcinsurance.com\/en-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization","name":"RBC Insurance","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","contentUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","width":"1024","height":"1024","caption":"RBC Insurance"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/"},"description":"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.","telephone":"1-800-769-2568","legalName":"RBC Insurance Services Inc.","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}},{"@type":"Person","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/person\/ba4e54d92d13cc29bc149f70c69e7358","name":"noellagilkes","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128072e50ca1e20d0ba047ebdf078f7e2df","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","contentUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","caption":"noellagilkes"}}]}},"jetpack_featured_media_url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/How-much-does-term-life-insurance-cost-in-canada-image-1.webp?quality=80","jetpack_sharing_enabled":true,"authors":[{"term_id":169,"user_id":208,"is_guest":0,"slug":"noellagilkes","display_name":"noellagilkes","avatar_url":{"url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","url2x":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/34472","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/users\/208"}],"replies":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/comments?post=34472"}],"version-history":[{"count":12,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/34472\/revisions"}],"predecessor-version":[{"id":34784,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/34472\/revisions\/34784"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media\/34470"}],"wp:attachment":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media?parent=34472"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/categories?post=34472"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/tags?post=34472"},{"taxonomy":"article-type","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/article-type?post=34472"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/ppma_author?post=34472"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}