{"id":32560,"date":"2025-12-08T13:39:38","date_gmt":"2025-12-08T18:39:38","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/?p=32560"},"modified":"2026-02-13T14:36:45","modified_gmt":"2026-02-13T19:36:45","slug":"guide-to-health-insurance-for-visitors-to-canada","status":"publish","type":"post","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada","title":{"rendered":"Guide to Health Insurance for Visitors to Canada"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">Guide to Health Insurance for Visitors to Canada<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2025-12-08T13:39:38-05:00\">December 8, 2025<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">13 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128&h=128&crop=1\" alt=\"Lisa Jackson \">\n\n\n\n<div class=\"wp-block-group articleSingle__author__details is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element articleSingle__author__name\">Lisa Jackson <\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__author__designation\"><\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<figure class=\"articleSingle__featuredImage wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Visitor to Canada insurance.\" style=\"object-fit:cover;\" srcset=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp 1074w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?resize=300,200 300w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?resize=768,512 768w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?resize=1024,683 1024w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?resize=412,275 412w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Guide to Health Insurance for Visitors to Canada &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope icon\">\n\t\t\t\t<span>\n\t\t\t\tEmail\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<div class=\"social-button-wrapper sharing-copy-wrapper\">\n\t\t\t<button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n\t\t\t\talt=\"copy icon\">\n\t\t\t<span id=\"sharing-copyUrl-Label\">\n\t\t\t\tCopy URL\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n\t\t<\/div>\n\t<\/div>\n  \t\t<\/div>\t\n\t\t\n\n\n<div class=\"wp-block-rbc-tabs-list tabsList\" data-switch=\"lgBp\" data-target-heading=\"h2\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">Why health insurance is essential for visitors<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-why-health-insurance-is-essential-for-visitors\">Why health insurance is essential for visitors<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-types-of-health-insurance-for-visitors-to-canada\">Types of health insurance for visitors to Canada<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-health-insurance-for-visitors-to-canada-typically-covers\">What health insurance for visitors to Canada typically covers<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-health-insurance-for-visitors-to-canada-does-not-cover\">What health insurance for visitors to Canada does not cover<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-how-to-choose-the-right-health-insurance-plan\">How to choose the right health insurance plan<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-to-do-in-the-case-of-an-emergency\">What to do in the case of an emergency<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-risks-of-travelling-without-health-insurance\">Risks of travelling without health insurance<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-peace-of-mind-during-your-time-in-canada\">Peace of mind during your time in Canada<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-faqs-about-health-insurance-for-visitors-to-canda\">FAQs about health insurance for visitors to Canda<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner \" style=\"border-radius:0x\">\n<p>Canada has a way of sweeping visitors off their feet \u2014 and not just because of icy sidewalks in winter. One minute you\u2019re wrapped up in the buzzy energy of a big city, the next you\u2019re stretched out beside a quiet lake, listening to loons instead of traffic.<\/p>\n\n\n\n<p>But whether you\u2019re here to explore, study, work, or enjoy an extended visit with family, there\u2019s one truth worth knowing upfront: Canada\u2019s world-class healthcare isn\u2019t free for visitors. Without the right insurance, even a minor medical hiccup could turn into a financial headache.<\/p>\n\n\n\n<p>This guide breaks down what health insurance for visitors to Canada covers, why it matters, and how to choose a plan that keeps both you and your wallet protected as you explore the Great White North.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-key-takeaways\">Key takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Canada\u2019s healthcare isn\u2019t free for visitors. Without the right insurance, even minor medical issues can lead to major bills \u2014 sometimes in the thousands per day.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Visitor health insurance can cover emergency medical care, transportation, and other urgent expenses, so you\u2019re not paying out of pocket.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Different visitors need different coverage. Options include travel medical insurance, Super Visa insurance, and international student coverage \u2014 each with its own rules and eligibility.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Coverage varies by plan. Benefits often include emergency treatment, dental care from an accident, medical transportation, and follow-up visits. However, routine care, elective procedures, risky activities, and unstable pre-existing conditions are usually excluded.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Choosing the right plan matters. Compare coverage limits, exclusions, emergency support, and fine-print details like deductibles and claim procedures.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Going without visitor health insurance in Canada could be risky. You may face sky-high medical bills, delays in treatment, or complications with future visa applications.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Buy your policy before travelling or as soon as you land in Canada. Depending on the insurance company, there may be a waiting period of 48 hours on insurance purchased after your arrival in Canada.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Keep your insurance documents handy and know the steps to follow in an emergency. It\u2019s the simplest way to protect both your health and your wallet while in Canada.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-health-insurance-is-essential-for-visitors\">Why health insurance is essential for visitors<\/h2>\n\n\n\n<p>Canada does not pay for hospital or medical services for visitors. To access publicly funded healthcare, you need to qualify under a provincial or territorial plan and carry a valid health card \u2014 something most visitors, newcomers, and many temporary workers don\u2019t qualify for immediately.<\/p>\n\n\n\n<p>Without that coverage, even basic medical attention can get expensive fast. An ambulance ride, diagnostic tests, emergency dental work, or a night in the hospital could cost hundreds or thousands of dollars.<\/p>\n\n\n\n<p>An emergency rarely wait for good timing. A slip, a sudden illness, or a questionable food choice can put you in the emergency room&nbsp; \u2014 and when you\u2019re paying out of pocket, the bill can <em>really<\/em> sting. <\/p>\n\n\n\n<p>Visitor health insurance closes that gap. It helps cover emergency medical care, so a health scare doesn\u2019t become a financial nightmare. It also offers peace of mind: if something goes wrong, you can focus on getting care instead of calculating the cost.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-types-of-health-insurance-for-visitors-to-canada\">Types of health insurance for visitors to Canada<\/h2>\n\n\n\n<p>\u201cHealth insurance\u201d isn\u2019t one-size-fits-all. Here are the most common types used by visitors:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Travel medical insurance<\/h3>\n\n\n\n<p>This covers emergency medical expenses you may incur after you reach your destination \u2014 things like sudden illnesses, injuries, diagnostic tests, hospitalization, or even emergency dental care.<\/p>\n\n\n\n<p>RBC Insurance offers comprehensive <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/travel-insurance\/visitors-to-canada-insurance\/\" data-dig-id=\"LP-HealthInsurance-32560-5dc212cf\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"medical plans for visitors\" class=\"rbc-link-format\">medical plans for visitors<\/a> that include many of these standard benefits, with coverage available for stays up to one year.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Super visa insurance<\/h3>\n\n\n\n<p>This type of health insurance is for <a href=\"https:\/\/www.canada.ca\/en\/immigration-refugees-citizenship\/services\/visit-canada\/parent-grandparent-super-visa\/about.html\" target=\"_blank\" data-dig-id=\"LP-HealthInsurance-32560-c4fd3f1e\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"super visa visitors\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">super visa visitors<\/a> \u2014 parents and grandparents of Canadian citizens or permanent residents who are authorized to stay in Canada for up to five years. Before a visa is issued, <a href=\"https:\/\/www.canada.ca\/en\/immigration-refugees-citizenship\/services\/visit-canada\/parent-grandparent-super-visa\/eligibility.html#insurance\" target=\"_blank\" data-dig-id=\"LP-HealthInsurance-32560-ef59288f\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"applicants must show\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">applicants must show<\/a> at least one year of medical insurance from a Canadian provider with a minimum of $100,000 in coverage.<\/p>\n\n\n\n<p>While RBC Insurance doesn\u2019t offer a dedicated super visa plan, RBC\u2019s <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/travel-insurance\/visitors-to-canada-insurance\/\" data-dig-id=\"LP-HealthInsurance-32560-775d05ad\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"Visitors Plan III\" class=\"rbc-link-format\">Visitors Plan III<\/a> offers coverage up to $150,000 \u2014and is available to travellers from the age of one month to 69 years.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">International student health insurance<\/h3>\n\n\n\n<p>This coverage is designed for foreign students coming to Canada to study. Since access to provincial healthcare depends on the province, school, and program length, many students either don\u2019t qualify for public coverage or aren\u2019t covered immediately \u2014 leaving them exposed to high medical costs without a private plan. International students with a valid visa can qualify for <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/travel-insurance\/visitors-to-canada-insurance\/\" data-dig-id=\"LP-HealthInsurance-32560-328e87a5\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"RBC\u2019s Visitors to Canada Insurance\" class=\"rbc-link-format\">RBC\u2019s Visitors to Canada Insurance<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-health-insurance-for-visitors-to-canada-typically-covers\">What health insurance for visitors to Canada typically covers<\/h2>\n\n\n\n<p>While every insurance policy is different, here\u2019s what health insurance for visitors to Canada typically includes:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Emergency medical care<\/h3>\n\n\n\n<p>Emergency medical care covers urgent treatment for sudden illnesses or injuries \u2014 doctor visits, hospital care, diagnostic tests, prescriptions, surgery, and more. Some plans include stable pre-existing conditions, depending on the rules.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Emergency dental care<\/h3>\n\n\n\n<p>If an accident lands you to the dentist\u2019s chair, many plans help cover repairs to damaged teeth. Some health insurance plans for visitors may also cover limited emergency treatment for dental flare-ups.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Out-of-pocket expenses<\/h3>\n\n\n\n<p>If a doctor advises you to relocate for care or delay your return home, some plans reimburse reasonable, unexpected costs (like meals or accommodations). For example, RBC\u2019s Visitors to Canada Insurance includes a daily benefit up to a set maximum.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Transportation<\/h3>\n\n\n\n<p>If you need to be moved for proper care or flown to your country of residence for medical reasons, many plans cover ground ambulance, air ambulance, stretcher transport, or medically required upgraded seating \u2014 all arranged through the insurer\u2019s emergency assistance team.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Transportation for a bedside companion<\/h3>\n\n\n\n<p>If you\u2019re hospitalized and travelling alone, plans often cover airfare and limited expenses for someone to come to your bedside.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Repatriation of remains<\/h3>\n\n\n\n<p>In the event of death due to a covered medical condition, plans may cover repatriation or arrangements for cremation or burial where the death occurred, plus reasonable costs for someone who needs to identify the remains.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Follow-up visits<\/h3>\n\n\n\n<p>If a doctor needs to check on your recovery after the initial emergency, many plans cover a limited number of follow-up appointments (for example, three visits) directly related to that event.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Return of travelling companions or vehicle<\/h3>\n\n\n\n<p>Some policies help coordinate and pay for returning dependants, pets, or even your vehicle to your country of residence if you can\u2019t.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Optional add-ons<\/h3>\n\n\n\n<p>Depending on the provider, you can often add extras like trip interruption, accidental death and dismemberment benefits, or extended prescription drug coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-health-insurance-for-visitors-to-canada-does-not-cover\">What health insurance for visitors to Canada does not cover<\/h2>\n\n\n\n<p>Even the best insurance plans have limits. Here are some things that aren\u2019t typically included:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Unstable pre-existing conditions: <\/strong>If a condition, such as a heart condition or high blood pressure, wasn\u2019t stable before your trip (based on the policy\u2019s rules), the insurer won\u2019t pay for related treatment.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Routine check-ups and preventative care: <\/strong>Non-emergency care, like a physical exam, vaccinations, or screening tests, are usually excluded.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Elective or pre-planned procedures: <\/strong>Cosmetic work, non-urgent surgeries, rehab, long-term care, and experimental treatments are all not usually covered.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Risky or extreme activities: <\/strong>If you go rock climbing, mountaineering, skydiving, bungee jumping, motorized racing, or compete as a professional athlete, the policy usually won\u2019t cover injuries as a result of these activities.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Self-inflicted injuries or illegal activities: <\/strong>Claims related to self-harm, attempted suicide, criminal acts, or substance use are excluded.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Travelling to Canada for medical treatment: <\/strong>If you come to Canada specifically for treatment or diagnosis, the insurer won\u2019t cover those costs.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Overseas treatments not pre-authorized: <\/strong>If you leave Canada for care without insurer approval, you may face denial of a claim.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Breaking policy rules and procedures: <\/strong>Skipping required pre-approvals, ignoring medical advice, or delaying reporting a claim could cancel coverage.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>War, nuclear incidents, or contamination: <\/strong>Claims related to war, rebellion, nuclear events, or chemical\/biological contamination are generally not covered.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-choose-the-right-health-insurance-plan\">How to choose the right health insurance plan<\/h2>\n\n\n\n<p>Choosing a plan doesn\u2019t have to feel overwhelming. Keep these key guidelines in mind:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Assess your needs<\/h3>\n\n\n\n<p>Take a hard look at what you actually need for your trip to Canada, so you don\u2019t end up <em>over- <\/em>or <em>under<\/em>-insured. A few questions to consider:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>How long are you staying?<\/strong> Longer trips usually require higher coverage limits.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>How old are you?<\/strong> Age can affect eligibility, coverage options, and sometimes price.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Do you have any medical conditions?<\/strong> Even if your health is under control, a medical condition may affect what you\u2019re eligible for or whether you need a plan that covers stable pre-existing conditions.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>What are your plans in Canada?<\/strong> A \u201ctime with the family\u201d trip has very different risk levels than say, backcountry hiking or hitting the slopes in the Rocky Mountains.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>Thinking through these questions helps you choose a plan that matches your actual risks \u2014 not just the cheapest insurance option available.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Check for specific requirements<\/h3>\n\n\n\n<p>Some visitors \u2014 such as super visa applicants \u2014 must meet government-mandated coverage rules. Make sure your plan satisfies these conditions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Compare policies<\/h3>\n\n\n\n<p>Look at coverage limits, exclusions, premiums, and the claims process. It\u2019s also worth considering using a reputable insurance provider with robust customer support for when you need it most.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Look at pre-existing condition coverage<\/h3>\n\n\n\n<p>If this applies to you, check stability rules and whether any documentation (like a doctor\u2019s letter or medical records) is required. While RBC\u2019s Visitors to Canada Insurance asks no medical questions at application, stability requirements still apply.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Confirm emergency assistance<\/h3>\n\n\n\n<p>Look for a plan with 24\/7 emergency support, help coordinating care, and medically necessary transportation. If something goes awry, you ideally want real humans ready to help in real time. For instance, <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/travel-insurance\/visitors-to-canada-insurance\/\" data-dig-id=\"LP-HealthInsurance-32560-51fd588a\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"RBC\u2019s Visitors to Canada Insurance\" class=\"rbc-link-format\">RBC\u2019s Visitors to Canada Insurance<\/a> includes 24-hour emergency medical assistance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Read the fine print<\/h3>\n\n\n\n<p>Before signing off on a policy, carefully review the insurance policy. Focus on:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Inclusions and exclusions:<\/strong> What the policy covers, and what it doesn\u2019t.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Coverage limits:<\/strong> The maximum amounts the insurer will pay for different types of claims.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Deductibles:<\/strong> How much you\u2019ll pay out of pocket before you\u2019re covered by the policy.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Claim procedures:<\/strong> How to make a claim, including timelines and required documentation.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>It may not be the most riveting read \u2014 but knowing what you\u2019re agreeing to is <em>essential<\/em>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-to-do-in-the-case-of-an-emergency\">What to do in the case of an emergency<\/h2>\n\n\n\n<p>Here\u2019s a quick checklist of what to do if the worst happens:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Contact your insurer right away<\/strong> so they can guide next steps.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Follow their instructions<\/strong> for treatment, approved facilities, and pre-authorizations.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Keep all receipts and paperwork<\/strong> \u2014 you\u2019ll need them to file a claim.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Understand deadlines<\/strong> for filing claims.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Submit your claim<\/strong> with all required documentation.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-risks-of-travelling-without-health-insurance\">Risks of travelling without health insurance<\/h2>\n\n\n\n<p>Skipping insurance might feel like no big deal, or you\u2019d prefer to save on costs to have more money for travelling, but here\u2019s the potential fallout if you don\u2019t properly insurance yourself as a visitor to Canada:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Massive medical bills<\/h3>\n\n\n\n<p>Even minor injuries or illnesses can become major expenses. One Ontario hospital charges <a href=\"https:\/\/www.qch.on.ca\/WithoutHealthInsuranceFees\" target=\"_blank\" data-dig-id=\"LP-HealthInsurance-32560-d0a4bd20\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"$1,191 for a single emergency room visit\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">$1,191 for a single emergency room visit<\/a>. In <a href=\"https:\/\/www.bcehs.ca\/about\/billing\/fees\/\" target=\"_blank\" data-dig-id=\"LP-HealthInsurance-32560-bb3fdd3a\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"British Columbia\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">British Columbia<\/a>, ground ambulance can amount to $848, while an air ambulance helicopter can cost over $4,000 per hour. A Montreal ICU stay can hit <a href=\"https:\/\/www.jgh.ca\/about-us\/fees-for-medical-services\/\" target=\"_blank\" data-dig-id=\"LP-HealthInsurance-32560-f8d74ebd\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"$12,720 per day\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">$12,720 per day<\/a>. Without insurance, those costs would land entirely on <em>you <\/em>to pay for.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Delayed or limited access to care<\/h3>\n\n\n\n<p>Hospitals or clinics may require upfront payment for non-life-threatening treatment. That snag can slow down your care, limit your options, or push you to make medical decisions based on cost, not urgency.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Immigration or legal issues<\/h3>\n\n\n\n<p>Some visitors, including super visa applicants, must carry valid medical insurance. Leaving behind medical bills you can\u2019t pay may be viewed as financial strain, <a href=\"https:\/\/www.canada.ca\/en\/immigration-refugees-citizenship\/services\/immigrate-canada\/inadmissibility\/reasons\/medical-inadmissibility.html#excessive-demand\" target=\"_blank\" data-dig-id=\"LP-HealthInsurance-32560-3a937655\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"excessive demand on health or social services\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">excessive demand on health or social services<\/a>, or not meeting the conditions of your stay \u2014 all of which might complicate future visa applications.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">No built-in emergency support<\/h3>\n\n\n\n<p>Without a policy, you\u2019re on your own in a crisis \u2014 no help coordinating care, arranging medical transportation, or support if you need to return home for medical treatment. If things go wrong, having no backup can make a tough situation even harder.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-peace-of-mind-during-your-time-in-canada\">Peace of mind during your time in Canada<\/h2>\n\n\n\n<p>Before you zip up your suitcase and head for the airport, make sure you\u2019ve packed one of the most important items on your list: your health insurance policy. Buy an insurance policy ahead of time, keep a copy handy, and know what to do if you ever need medical help. It\u2019s a tiny amount of preparation that could spare you a world of stress.<\/p>\n\n\n\n<p>Exploring a new country is a lot more fun when you\u2019re not quietly worrying about the \u201cwhat ifs.\u201d The right coverage helps you breathe a little easier, and actually enjoy the moments you came here for \u2014 the meals, the people, the adventures, even the extremes in weather. <\/p>\n\n\n\n<p>Once your health insurance is sorted, you can focus on the best part: making life-long memories in Canada.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs-about-health-insurance-for-visitors-to-canda\">FAQs about health insurance for visitors to Canda<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Can I get health insurance in Canada as a visitor?<\/h3>\n\n\n\n<p>Yes, visitors to Canada can absolutely buy health insurance for their stay in Canada. In fact, it\u2019s <a href=\"https:\/\/ircc.canada.ca\/english\/helpcentre\/answer.asp?qnum=424&amp;top=16\" target=\"_blank\" data-dig-id=\"LP-HealthInsurance-32560-27b52fed\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"strongly recommended\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">strongly recommended<\/a>, since most provinces and territories don\u2019t cover health care costs for non-residents. You can purchase coverage before or after arrival but buying insurance early ensures you\u2019re protected immediately.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How much is health insurance in Canada for visitors?<\/h3>\n\n\n\n<p>The cost of health insurance for visitors to Canada generally depends on your age, length of stay, coverage amount, and whether pre-existing conditions are included. Compare a few quotes to find the right fit for your needs and budget.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If I get sick while visiting Canada, will my treatment be covered?<\/h3>\n\n\n\n<p>If you get sick as a visitor to Canada, your treatment will not be covered by Canada\u2019s universal health care system. In general, visitors must pay their own medical costs unless they have private insurance. A visitors insurance plan can cover emergency treatment for sudden illnesses or injuries, but typically not routine care, elective procedures, or unstable pre-existing conditions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How much health insurance does a super visa holder need?<\/h3>\n\n\n\n<p>Super visa applicants must have <a href=\"https:\/\/www.canada.ca\/en\/immigration-refugees-citizenship\/services\/visit-canada\/parent-grandparent-super-visa\/eligibility.html\" target=\"_blank\" data-dig-id=\"LP-HealthInsurance-32560-93da9dab\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"link click\" data-dig-label=\"at least $100,000 in coverage\" class=\"rbc-link-format externalsite-link\" data-icon-class=\"externalsite-link\" rel=\"noreferrer noopener\">at least $100,000 in coverage<\/a> from a Canadian insurance provider, valid for a minimum of one year \u2014 and they need to show proof of this before the visa can be approved.<\/p>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<section class=\"wp-block-rbc-section-block  pos-rel has-fff-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel mob-pad-t pad-t pad-b mob-pad-b pad-l mob-pad-l pad-r mob-pad-r centered-block\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-b-hlf mob-mar-b-hlf mob-pad-t-hlf\" id=\"h-rbc-travel-insurance\">RBC Travel Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-lg-font-size\">If you need help during your trip for a medical or other travel emergency, help is available 24\/7.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn before is-style-primary primary aligncenter\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/online.worldprotect.com\/cgi-bin\/weblinkca\/en\/travel-insurance.cgi?agency_code=BLOG_T1\" data-dig-id=\"LP-HealthInsurance-32560-476a44f4\" data-dig-category=\"LP-HealthInsurance\" data-dig-action=\"button click\" data-dig-label=\"Get A Quote-https:\/\/online.worldprotect.com\/cgi-bin\/weblinkca\/en\/travel-insurance.cgi?agency_code=BLOG_T1 \">Get A Quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center  mar-t-hlf\"><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/travel-insurance\/\" target=\"_blank\" data-dig-id=\"LP-TravelInsurance-8691-2ff11f82\" data-dig-category=\"LP-TravelInsurance\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n<\/section>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-10384-2de7ba0a\" data-dig-category=\"LP\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Visiting Canada to explore, study, or work? Or visiting on a super visa? Here\u2019s what you need to know about health insurance for visitors to Canada.<\/p>\n","protected":false},"author":208,"featured_media":32584,"comment_status":"open","ping_status":"open","sticky":false,"template":"templates\/new-rbci-design.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[53],"tags":[9,10,11],"article-type":[80],"ppma_author":[169],"class_list":["post-32560","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel-insurance","tag-health-insurance","tag-travel","tag-travel-insurance","article-type-advice-learning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Guide to Health Insurance for Visitors to Canada | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Visiting Canada to explore, study, or work? Or visiting on a super visa? Here\u2019s what you need to know about health insurance for visitors to Canada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Guide to Health Insurance for Visitors to Canada | RBC Insurance\" \/>\n<meta property=\"og:description\" content=\"Visiting Canada to explore, study, or work? Or visiting on a super visa? Here\u2019s what you need to know about health insurance for visitors to Canada.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Insurance\" \/>\n<meta property=\"article:author\" content=\"Lisa Jackson\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-08T18:39:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-13T19:36:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"1074\" \/>\n\t<meta property=\"og:image:height\" content=\"716\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"noellagilkes\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lisa Jackson \" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"22 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/\"},\"author\":{\"name\":\"noellagilkes\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/person\\\/ba4e54d92d13cc29bc149f70c69e7358\"},\"headline\":\"Guide to Health Insurance for Visitors to Canada\",\"datePublished\":\"2025-12-08T18:39:38+00:00\",\"dateModified\":\"2026-02-13T19:36:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/\"},\"wordCount\":2520,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/visitor-to-canada-insurance.webp?quality=80\",\"keywords\":[\"Health Insurance\",\"Travel\",\"Travel Insurance\"],\"articleSection\":[\"Travel Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/\",\"name\":\"Guide to Health Insurance for Visitors to Canada | RBC Insurance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/visitor-to-canada-insurance.webp?quality=80\",\"datePublished\":\"2025-12-08T18:39:38+00:00\",\"dateModified\":\"2026-02-13T19:36:45+00:00\",\"description\":\"Visiting Canada to explore, study, or work? Or visiting on a super visa? Here\u2019s what you need to know about health insurance for visitors to Canada.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/#primaryimage\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/visitor-to-canada-insurance.webp?quality=80\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/visitor-to-canada-insurance.webp?quality=80\",\"width\":1074,\"height\":716,\"caption\":\"Visitor to Canada insurance.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/travel-insurance\\\/guide-to-health-insurance-for-visitors-to-canada\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Advice &amp; Learning\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/article-type\\\/advice-learning\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Guide to Health Insurance for Visitors to Canada\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#website\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\",\"name\":\"RBC Insurance\",\"description\":\"Personal Insurance\",\"publisher\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\",\"name\":\"RBC Insurance\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"RBC Insurance\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"description\":\"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.\",\"telephone\":\"1-800-769-2568\",\"legalName\":\"RBC Insurance Services Inc.\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/person\\\/ba4e54d92d13cc29bc149f70c69e7358\",\"name\":\"noellagilkes\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/Avatar.webp?quality=80&w=128072e50ca1e20d0ba047ebdf078f7e2df\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/Avatar.webp?quality=80&w=128\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/Avatar.webp?quality=80&w=128\",\"caption\":\"noellagilkes\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Guide to Health Insurance for Visitors to Canada | RBC Insurance","description":"Visiting Canada to explore, study, or work? Or visiting on a super visa? Here\u2019s what you need to know about health insurance for visitors to Canada.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/","og_locale":"en_US","og_type":"article","og_title":"Guide to Health Insurance for Visitors to Canada | RBC Insurance","og_description":"Visiting Canada to explore, study, or work? Or visiting on a super visa? Here\u2019s what you need to know about health insurance for visitors to Canada.","og_url":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/","og_site_name":"RBC Insurance","article_author":"Lisa Jackson","article_published_time":"2025-12-08T18:39:38+00:00","article_modified_time":"2026-02-13T19:36:45+00:00","og_image":[{"width":1074,"height":716,"url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?quality=80","type":"image\/webp"}],"author":"noellagilkes","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Lisa Jackson ","Est. reading time":"22 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/#article","isPartOf":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/"},"author":{"name":"noellagilkes","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/person\/ba4e54d92d13cc29bc149f70c69e7358"},"headline":"Guide to Health Insurance for Visitors to Canada","datePublished":"2025-12-08T18:39:38+00:00","dateModified":"2026-02-13T19:36:45+00:00","mainEntityOfPage":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/"},"wordCount":2520,"commentCount":0,"publisher":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/#primaryimage"},"thumbnailUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?quality=80","keywords":["Health Insurance","Travel","Travel Insurance"],"articleSection":["Travel Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/","name":"Guide to Health Insurance for Visitors to Canada | RBC Insurance","isPartOf":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/#primaryimage"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/#primaryimage"},"thumbnailUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?quality=80","datePublished":"2025-12-08T18:39:38+00:00","dateModified":"2026-02-13T19:36:45+00:00","description":"Visiting Canada to explore, study, or work? Or visiting on a super visa? Here\u2019s what you need to know about health insurance for visitors to Canada.","breadcrumb":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/#primaryimage","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?quality=80","contentUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?quality=80","width":1074,"height":716,"caption":"Visitor to Canada insurance."},{"@type":"BreadcrumbList","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/travel-insurance\/guide-to-health-insurance-for-visitors-to-canada\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/silver.rbcinsurance.com\/en-ca\/"},{"@type":"ListItem","position":2,"name":"Advice &amp; Learning","item":"https:\/\/silver.rbcinsurance.com\/en-ca\/article-type\/advice-learning\/"},{"@type":"ListItem","position":3,"name":"Guide to Health Insurance for Visitors to Canada"}]},{"@type":"WebSite","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#website","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/","name":"RBC Insurance","description":"Personal Insurance","publisher":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/silver.rbcinsurance.com\/en-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization","name":"RBC Insurance","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","contentUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","width":"1024","height":"1024","caption":"RBC Insurance"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/"},"description":"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.","telephone":"1-800-769-2568","legalName":"RBC Insurance Services Inc.","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}},{"@type":"Person","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/person\/ba4e54d92d13cc29bc149f70c69e7358","name":"noellagilkes","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128072e50ca1e20d0ba047ebdf078f7e2df","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","contentUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","caption":"noellagilkes"}}]}},"jetpack_featured_media_url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/visitor-to-canada-insurance.webp?quality=80","jetpack_sharing_enabled":true,"authors":[{"term_id":169,"user_id":208,"is_guest":0,"slug":"noellagilkes","display_name":"noellagilkes","avatar_url":{"url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128","url2x":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/32560","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/users\/208"}],"replies":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/comments?post=32560"}],"version-history":[{"count":21,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/32560\/revisions"}],"predecessor-version":[{"id":33850,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/32560\/revisions\/33850"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media\/32584"}],"wp:attachment":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media?parent=32560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/categories?post=32560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/tags?post=32560"},{"taxonomy":"article-type","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/article-type?post=32560"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/ppma_author?post=32560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}