{"id":14506,"date":"2024-06-03T19:59:22","date_gmt":"2024-06-03T19:59:22","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/?p=14506&#038;preview=true&#038;preview_id=14506"},"modified":"2024-06-04T21:21:47","modified_gmt":"2024-06-04T21:21:47","slug":"six-insurance-tips-for-home-renovations","status":"publish","type":"post","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations","title":{"rendered":"Six Insurance Tips for Home Renovations"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">Six Insurance Tips for Home Renovations<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2024-06-03T19:59:22-04:00\">June 3, 2024<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">6 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128&h=128&crop=1\" alt=\"RBC Insurance\">\n\n\n\n<div class=\"wp-block-group articleSingle__author__details is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element articleSingle__author__name\">RBC Insurance<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__author__designation\"><\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<figure class=\"articleSingle__featuredImage wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?quality=80&amp;w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"A carpenter is working in the kitchen\" style=\"object-fit:cover;\" srcset=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg 2121w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?resize=300,200 300w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?resize=768,512 768w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?resize=1024,683 1024w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?resize=1536,1024 1536w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?resize=2048,1365 2048w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?resize=412,275 412w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Six Insurance Tips for Home Renovations &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope icon\">\n\t\t\t\t<span>\n\t\t\t\tEmail\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<div class=\"social-button-wrapper sharing-copy-wrapper\">\n\t\t\t<button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n\t\t\t\talt=\"copy icon\">\n\t\t\t<span id=\"sharing-copyUrl-Label\">\n\t\t\t\tCopy URL\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n\t\t<\/div>\n\t<\/div>\n  \t\t<\/div>\t\n\t\t\n\n\n<div class=\"wp-block-rbc-tabs-list tabsList\" data-switch=\"lgBp\" data-target-heading=\"h2\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">Six ways to ensure you and your home are protected during a renovation<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-six-ways-to-ensure-you-and-your-home-are-protected-during-a-renovation\">Six ways to ensure you and your home are protected during a renovation<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner \" style=\"border-radius:0x\">\n<p>Whether you\u2019re putting in new light fixtures or building the swimming pool of your dreams, it\u2019s important to ensure your home insurance policy protects your investment. Read on to find out what you need to know about home insurance during your renovations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Key takeaways<\/h3>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Many Canadians assume their home insurance stays the same during renovations, but this varies greatly depending on the type and scope of the renovation. It\u2019s important to review your existing policy before starting any work on your home.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">The details of your planned renovation can increase your home insurance rates.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Additional coverage for the duration of your home renovation is available, so you\u2019re protected in case of personal injuries, lawsuits, or lost and\/or damaged materials.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Speak to your home insurance provider about your plans before you start your renovations, so they can provide you with your coverage options.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\">Confirm your contractors are adequately insured before they start their work.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-six-ways-to-ensure-you-and-your-home-are-protected-during-a-renovation\">Six ways to ensure you and your home are protected during a renovation<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1.&nbsp;Review your home insurance policy before starting your reno<\/h3>\n\n\n\n<p><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/homeowners-insurance\/\" data-dig-id=\"LP-HomeInsurance-14506-3006ceda\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Homeowner\u2019s insurance\" class=\"rbc-link-format\">Homeowner\u2019s insurance<\/a> typically protects your home and personal belongings against events such as fire, wind, and theft. But many insurance policies don\u2019t offer protection during a home renovation. In the unfortunate event your kitchen reno causes a burst pipe that leads to water damage in your basement, for example, your insurance claim could be denied.<\/p>\n\n\n\n<p>Make sure you look closely at your current coverage and limitations to avoid any unpleasant surprises. Consider factors such as deductibles and exclusions, and reach out to your insurance advisor at any time if you have any questions. It\u2019s important to understand the breadth of your home renovation insurance coverage.<\/p>\n\n\n\n<p>If you\u2019re considering a major renovation, such as a first-floor addition or extension, removing a load-bearing wall, or opening an exterior wall, talk to your insurance advisor about a product that protects you against the risks associated with these types of major projects. RBC Insurance\u2019s Major Renovation Endorsement, for example, protects not only your investment in your renovations, but also your entire home. Without it, uninsured work can impact the coverage of your existing home policy, leaving you vulnerable to significant risks and losses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2.&nbsp;Notify your insurance provider about any upcoming renos<\/h3>\n\n\n\n<p>It\u2019s essential\u2014and with many policies, you\u2019re actually contractually obligated\u2014to keep your insurance provider in the loop. Before you start renovating, let them know the scope of work, the estimated timeline, and any significant changes you\u2019ll be making to your home. Here are some things to keep in mind.<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong>Cost to rebuild your home: <\/strong>Insurance rates depend on various factors, including the cost to rebuild your home exactly as it once was (this is called \u201creplacement cost\u201d). If you remodel and improve a part of your dwelling, it\u2019ll probably raise your home\u2019s value and, therefore, the cost to rebuild your home. These increased costs can be reflected in increased insurance rates.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\"><strong>Risk of extensive alterations: <\/strong>Significant renovations\u2014such as converting a basement into a one-bedroom apartment\u2014can increase the risk of damage to your home during construction. Your insurance costs may increase during the renovation period, then return to normal after the project is completed.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\"><strong>Risk of unoccupied homes: <\/strong>Renovations that require you to move out during the project will likely cause your insurance rates to increase. Empty homes carry more risk, because something could go wrong when no one is around to take action. <\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p class=\"is-style-default default\"><strong>Benefit of protective systems: <\/strong>Putting loss-prevention systems in place, such as reinforced roofing, storm shutters, and burglar alarms, can reduce your home insurance rates. So can upgrading electrical, heating, and plumbing systems.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p>Your insurance company can help you figure out how to adjust your policy for adequate coverage during the renovation or let you know if you qualify for any discounts. You don\u2019t want to be underinsured in a worst-case scenario, such as a <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/water-damage-what-am-i-covered-for\/\" data-dig-id=\"LP-HomeInsurance-14506-5665eab7\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"flooded home\" class=\"rbc-link-format\">flooded home<\/a> or a house fire.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3.&nbsp;Get adequate coverage for renovation materials<\/h3>\n\n\n\n<p>There\u2019s always a risk that the building materials and supplies in your home can be stolen or damaged during a renovation, so it\u2019s a good idea to make sure your insurance policy covers these materials and supplies.<\/p>\n\n\n\n<p>Building materials and supplies aren\u2019t cheap, and the last thing you want is to pay twice for them. Extra insurance protection can keep your budget on track and lower the stress of unexpected incidents.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Understand what liability coverage is<\/h3>\n\n\n\n<p>Renovation sites can be dangerous with obstacles such as tools, raw materials, and cables, and surfaces can be uneven, unstable, or slippery. For these reasons, workers, visitors, and even passersby can slip or trip and fall, causing serious injuries.<\/p>\n\n\n\n<p>It\u2019s important to have enough <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/home-insurance-terms\/#liability-coverage\" data-dig-id=\"LP-HomeInsurance-14506-eb5d8a32\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"liability coverage\" class=\"rbc-link-format\">liability coverage<\/a> to help protect yourself against any possible lawsuits from accidental injuries that may occur during your home renovation. This coverage may pay for personal injury and can help cover your legal defence if you\u2019re sued.<\/p>\n\n\n\n<p>RBC Insurance\u2019s Major Renovation Endorsement includes liability coverage (along with coverage for many other things). Speak to your insurance provider well before you start your renovation, so you know exactly what\u2019s included in your policy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5.&nbsp;Get your contractor\u2019s proof of insurance<\/h3>\n\n\n\n<p>If you\u2019re hiring contractors or subcontractors to work on your home renovation, ask to see their certificate of insurance. Contractors should have <a href=\"https:\/\/www.ccohs.ca\/oshanswers\/information\/wcb_canada.html#section-10-hdr\" target=\"_blank\" data-dig-id=\"LP-HomeInsurance-14506-a055073a\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"provincial worker\u2019s compensation insurance\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">provincial worker\u2019s compensation insurance<\/a> to protect their workers if they get injured on the job. They should also have general liability insurance in case they make mistakes and\/or cause damage to your home.<\/p>\n\n\n\n<p>If a contractor accidentally burns down a part of your home, for example, their insurance will likely cover the fix\u2014if they have proper coverage.<\/p>\n\n\n\n<p>But the costs of injury and\/or damage could fall to you if your contractor isn\u2019t appropriately insured. It\u2019s best to review your contractor\u2019s coverage with your insurer to ensure there are no gaps. Consider hiring someone else if their coverage isn\u2019t sufficient.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Keep records and receipts from renovation expenses<\/h3>\n\n\n\n<p>A paper trail can be your best friend in any home renovation. <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/how-to-safely-store-your-important-documents-at-home\/\" data-dig-id=\"LP-HomeInsurance-14506-a1b565f9\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Safely store important documents\" class=\"rbc-link-format\">Safely store important documents<\/a> such as contracts, invoices, and photographs, and record project dates. This documentation will come in handy if you have a dispute with your contractor(s) and need to file an insurance claim.&nbsp;<\/p>\n\n\n\n<p>Your home is one of your most prized possessions. It\u2019s better to be safe than sorry when it comes to protecting any investment you make in it.<\/p>\n\n\n\n<p><em>Speak to one of our RBC Insurance Advisors to ensure your home renovation is adequately covered and protected against unexpected risks and losses.<\/em><\/p>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<section class=\"wp-block-rbc-section-block  pos-rel has-fff-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel mob-pad-t pad-t pad-b mob-pad-b pad-l mob-pad-l pad-r mob-pad-r centered-block\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-b-hlf mob-mar-b-hlf mob-pad-t-hlf\" id=\"h-great-rates-and-expert-advice-on-home-insurance\">Great Rates and Expert Advice on Home Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-lg-font-size\">Get a free online quote* for coverage to protect you, your property, and your belongings from the unexpected.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button aligncenter btn before is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=BLOG_H27&amp;lang=en\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-HomeInsurance-14506-476a44f4\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"button click\" data-dig-label=\"Get My Quote-https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=BLOG_H27&amp;lang=en \">Get My Quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center mar-t-hlf\"><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/\" target=\"_blank\" data-dig-id=\"LP-HomeInsurance-6900-f0866936\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n<\/section>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-HomeInsurance-14506-2de7ba0a\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A home renovation is a chance to make some upgrades, breathe some new life into your abode, and potentially raise its property value. But home renovations of all sizes come with risks. <\/p>\n","protected":false},"author":80,"featured_media":14512,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/new-rbci-design.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[48],"tags":[13],"article-type":[80],"ppma_author":[],"class_list":["post-14506","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-insurance","tag-home-insurance","article-type-advice-learning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Six Insurance Tips for Home Renovations | RBC Insurance<\/title>\n<meta name=\"description\" content=\"A home renovation is an exciting journey\u2014but a potentially costly one. Make sure your home is protected during your renovation by following these home insurance tips.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Six Insurance Tips for Home Renovations | RBC Insurance\" \/>\n<meta property=\"og:description\" content=\"As a homeowner it\u2019s important to do routine checks of your home to help avoid water damage. Here are some quick tips to help reduce the chances of running into problems.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Insurance\" \/>\n<meta property=\"article:author\" content=\"RBC Insurance\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-03T19:59:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-04T21:21:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"2121\" \/>\n\t<meta property=\"og:image:height\" content=\"1414\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:description\" content=\"As a homeowner it\u2019s important to do routine checks of your home to help avoid water damage. Here are some quick tips to help reduce the chances of running into problems.\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"RBC Insurance\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Six Insurance Tips for Home Renovations\",\"datePublished\":\"2024-06-03T19:59:22+00:00\",\"dateModified\":\"2024-06-04T21:21:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/\"},\"wordCount\":1196,\"publisher\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2024\\\/06\\\/Article-Renovation-Tips.jpg?quality=80\",\"keywords\":[\"Home Insurance\"],\"articleSection\":[\"Home Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/\",\"name\":\"Six Insurance Tips for Home Renovations | RBC Insurance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2024\\\/06\\\/Article-Renovation-Tips.jpg?quality=80\",\"datePublished\":\"2024-06-03T19:59:22+00:00\",\"dateModified\":\"2024-06-04T21:21:47+00:00\",\"description\":\"A home renovation is an exciting journey\u2014but a potentially costly one. Make sure your home is protected during your renovation by following these home insurance tips.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/#primaryimage\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2024\\\/06\\\/Article-Renovation-Tips.jpg?quality=80\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2024\\\/06\\\/Article-Renovation-Tips.jpg?quality=80\",\"width\":2121,\"height\":1414,\"caption\":\"Focused carpenter uses electric jigsaw in the kitchen. He is assembling furniture and fixing it - hobby concept.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/advice-learning\\\/home-insurance\\\/six-insurance-tips-for-home-renovations\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Advice &amp; Learning\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/article-type\\\/advice-learning\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Six Insurance Tips for Home Renovations\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#website\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\",\"name\":\"RBC Insurance\",\"description\":\"Personal Insurance\",\"publisher\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\",\"name\":\"RBC Insurance\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"RBC Insurance\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"description\":\"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.\",\"telephone\":\"1-800-769-2568\",\"legalName\":\"RBC Insurance Services Inc.\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}},{\"@type\":\"Person\",\"@id\":\"\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Six Insurance Tips for Home Renovations | RBC Insurance","description":"A home renovation is an exciting journey\u2014but a potentially costly one. Make sure your home is protected during your renovation by following these home insurance tips.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/","og_locale":"en_US","og_type":"article","og_title":"Six Insurance Tips for Home Renovations | RBC Insurance","og_description":"As a homeowner it\u2019s important to do routine checks of your home to help avoid water damage. Here are some quick tips to help reduce the chances of running into problems.","og_url":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/","og_site_name":"RBC Insurance","article_author":"RBC Insurance","article_published_time":"2024-06-03T19:59:22+00:00","article_modified_time":"2024-06-04T21:21:47+00:00","og_image":[{"width":2121,"height":1414,"url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?quality=80","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_description":"As a homeowner it\u2019s important to do routine checks of your home to help avoid water damage. Here are some quick tips to help reduce the chances of running into problems.","twitter_misc":{"Written by":"RBC Insurance","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/#article","isPartOf":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/"},"author":{"name":"","@id":""},"headline":"Six Insurance Tips for Home Renovations","datePublished":"2024-06-03T19:59:22+00:00","dateModified":"2024-06-04T21:21:47+00:00","mainEntityOfPage":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/"},"wordCount":1196,"publisher":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/#primaryimage"},"thumbnailUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?quality=80","keywords":["Home Insurance"],"articleSection":["Home Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/","name":"Six Insurance Tips for Home Renovations | RBC Insurance","isPartOf":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/#primaryimage"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/#primaryimage"},"thumbnailUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?quality=80","datePublished":"2024-06-03T19:59:22+00:00","dateModified":"2024-06-04T21:21:47+00:00","description":"A home renovation is an exciting journey\u2014but a potentially costly one. Make sure your home is protected during your renovation by following these home insurance tips.","breadcrumb":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/#primaryimage","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?quality=80","contentUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?quality=80","width":2121,"height":1414,"caption":"Focused carpenter uses electric jigsaw in the kitchen. He is assembling furniture and fixing it - hobby concept."},{"@type":"BreadcrumbList","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/six-insurance-tips-for-home-renovations\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/silver.rbcinsurance.com\/en-ca\/"},{"@type":"ListItem","position":2,"name":"Advice &amp; Learning","item":"https:\/\/silver.rbcinsurance.com\/en-ca\/article-type\/advice-learning\/"},{"@type":"ListItem","position":3,"name":"Six Insurance Tips for Home Renovations"}]},{"@type":"WebSite","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#website","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/","name":"RBC Insurance","description":"Personal Insurance","publisher":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/silver.rbcinsurance.com\/en-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization","name":"RBC Insurance","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","contentUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","width":"1024","height":"1024","caption":"RBC Insurance"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/"},"description":"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.","telephone":"1-800-769-2568","legalName":"RBC Insurance Services Inc.","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}},{"@type":"Person","@id":""}]}},"jetpack_featured_media_url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/06\/Article-Renovation-Tips.jpg?quality=80","jetpack_sharing_enabled":true,"authors":[],"_links":{"self":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/14506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/comments?post=14506"}],"version-history":[{"count":11,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/14506\/revisions"}],"predecessor-version":[{"id":14765,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/posts\/14506\/revisions\/14765"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media\/14512"}],"wp:attachment":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media?parent=14506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/categories?post=14506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/tags?post=14506"},{"taxonomy":"article-type","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/article-type?post=14506"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/ppma_author?post=14506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}