{"id":13261,"date":"2023-08-31T17:16:20","date_gmt":"2023-08-31T17:16:20","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/?p=13261&#038;preview=true&#038;preview_id=13261"},"modified":"2026-01-26T10:51:26","modified_gmt":"2026-01-26T15:51:26","slug":"work-burnout-how-to-spot-the-warning-signs","status":"publish","type":"post","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/health-insurance\/work-burnout-how-to-spot-the-warning-signs","title":{"rendered":"Work Burnout: How to Spot the Warning Signs"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">Work Burnout: How to Spot the Warning Signs<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2023-08-31T17:16:20-04:00\">August 31, 2023<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">7 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" 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srcset=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/08\/signs_of_burnout.jpg 2119w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/08\/signs_of_burnout.jpg?resize=300,200 300w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/08\/signs_of_burnout.jpg?resize=768,512 768w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/08\/signs_of_burnout.jpg?resize=1024,683 1024w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/08\/signs_of_burnout.jpg?resize=1536,1025 1536w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/08\/signs_of_burnout.jpg?resize=2048,1367 2048w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/08\/signs_of_burnout.jpg?resize=412,275 412w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Work Burnout: How to Spot the Warning Signs &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/health-insurance\/work-burnout-how-to-spot-the-warning-signs\" aria-label=\"Email\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope 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aria-expanded=\"false\"><span class=\"selectDropdown__title\">Key takeaways<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-key-takeaways\">Key takeaways<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-is-burnout\">What is burnout?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-different-types-of-burnout\">Different types of burnout<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-are-the-signs-of-burnout-at-work\">What are the signs of burnout at work?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-are-the-impacts-of-burnout\">What are the impacts of burnout?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-if-im-disabled-due-to-mental-health-issues\">What if I\u2019m disabled due to mental health issues?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-what-are-the-benefits-of-having-an-individual-disability-insurance-policy\">What are the benefits of having an individual disability insurance policy?<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<p>You\u2019re exhausted before your feet even touch the floor. Your mind is a whirlwind of tasks, deadlines, and expectations. You drag yourself to work, only to feel completely overwhelmed.<\/p>\n<p>Even when you clock out, work follows you home, creeping into your thoughts and robbing you of any downtime. You\u2019re not just physically tired, you\u2019re emotionally and mentally drained.\u00a0<\/p>\n<p>This is what burnout can feel like. It\u2019s more than just a bad day or a tough week\u2014it\u2019s a persistent, debilitating state of being.<\/p>\n<h2 id=\"h-key-takeaways\">Key takeaways<\/h2>\n<ul>\n<li>\n<p>Burnout is a state of exhaustion caused by chronic stress that can have significant emotional, mental, and physical effects.<\/p>\n<\/li>\n<li>\n<p>The three main types of work burnout are: overload, underchallenged, and neglect.<\/p>\n<\/li>\n<li>\n<p>Warning signs of burnout include emotional exhaustion, detachment, physical symptoms, and behavioural changes.<\/p>\n<\/li>\n<li>\n<p>Your company benefits plan may offer coverage and services to help you recover from burnout.<\/p>\n<\/li>\n<li>\n<p>An individual disability insurance plan may provide you with additional coverage if your company\u2019s plan doesn\u2019t fully suit your needs.<\/p>\n<\/li>\n<li>\n<p>If you\u2019re self-employed, look for an individual disability insurance plan designed to help protect you in the event of burnout.<\/p>\n<\/li>\n<\/ul>\n<h2 id=\"h-what-is-burnout\">What is burnout?<\/h2>\n<p>This state of emotional, mental, and physical exhaustion is known as \u201cburnout,\u201d a term gaining prominence in the discussion of mental health in the Canadian workplace.<\/p>\n<p>In the wake of the COVID-19 pandemic, burnout has become an all-too-common struggle among workers grappling with the overlapping of their professional and personal lives.<\/p>\n<p>Burnout is often described as a state of chronic exhaustion caused by chronic stress that can have significant emotional, mental, and physical effects. According to both the <a href=\"https:\/\/www.camh.ca\/en\/camh-news-and-stories\/career-burnout\/\">Centre for Addiction and Mental Health<\/a> (CAMH) and the <a href=\"https:\/\/www.who.int\/news\/item\/28-05-2019-burn-out-an-occupational-phenomenon-international-classification-of-diseases\">World Health Organization<\/a> (WHO), burnout is not simply about feeling tired. It seeps deeper, manifesting as reduced productivity, low motivation, and, often, a sense of helplessness and hopelessness.<\/p>\n<p>If you think you\u2019re experiencing burnout, make an appointment with your health-care provider to discuss your options.<\/p>\n<h2 id=\"h-different-types-of-burnout\">Different types of burnout<\/h2>\n<p>While burnout can present in various ways (including caregiver burnout and relationship burnout), medical research identifies three main types of work burnout.<\/p>\n<h3>1.\u00a0\u00a0 Overload burnout<\/h3>\n<p>You\u2019re an ambitious go-getter, constantly pushing yourself to the max. You often juggle a million tasks, placing unrealistic expectations on yourself that cause excess stress. Eventually, you hit a wall and crash, feeling overwhelmed and drained.<\/p>\n<h3>2.\u00a0\u00a0 \u00a0Underchallenged burnout<\/h3>\n<p>Think of being stuck in a monotonous routine, lacking excitement or purpose. You\u2019re like a zombie just going through the motions, feeling bored and unfulfilled. It\u2019s as if your energy is slowly seeping away.<\/p>\n<h3>3.\u00a0\u00a0 Neglect burnout<\/h3>\n<p>Also known as \u201cworn-out burnout,\u201d this is when prolonged stress and exhaustion drain you completely. You feel emotionally and physically spent, detached, and even hopeless. Neglect burnout can happen when you aren\u2019t getting enough support at your place of work.<\/p>\n<h2 id=\"h-what-are-the-signs-of-burnout-at-work\">What are the signs of burnout at work?<\/h2>\n<p>Many people don\u2019t recognize the signs of burnout at work, or they are held back by the stigma of seeking help for their mental health. Here\u2019s a list of some common symptoms of burnout recognized by major medical and regulatory bodies:<\/p>\n<h3>Emotional exhaustion<\/h3>\n<p>Feeling drained, overwhelmed, and emotionally depleted.<\/p>\n<h3>Cynicism and detachment<\/h3>\n<p>Developing a negative and cynical attitude toward work, colleagues, or clients, and distancing yourself emotionally.<\/p>\n<h3>Reduced sense of accomplishment<\/h3>\n<p>Feeling unproductive, ineffective, and experiencing a loss of satisfaction or fulfillment in and\/or at your work.<\/p>\n<h3>Physical symptoms<\/h3>\n<p>Frequently experiencing headaches, muscle tension, fatigue, and changes in appetite and\/or sleep patterns.<\/p>\n<h3>Behavioural changes<\/h3>\n<p>Withdrawing from social interactions, isolating yourself, decreased motivation and productivity, and neglecting self-care.<\/p>\n<p>Recognizing these symptoms is crucial for learning how to prevent and treat burnout.<\/p>\n<h2 id=\"h-what-are-the-impacts-of-burnout\">What are the impacts of burnout?<\/h2>\n<p>Burnout can have major effects on multiple levels: personal, professional, and societal.<\/p>\n<p>Personally, it can lead to anxiety, depression, and decreased overall well-being. In a professional context, work burnout can hinder job performance, creativity, and decision-making abilities. It may also strain relationships with colleagues and affect career growth. Societally, burnout can contribute to increased health-care costs, decreased productivity, and a higher turnover rate in organizations.<\/p>\n<h2 id=\"h-what-if-im-disabled-due-to-mental-health-issues\">What if I\u2019m disabled due to mental health issues?<\/h2>\n<p>When experiencing burnout, the possibility of needing disability insurance due to mental health issues may arise. Understanding your insurance coverage (or lack thereof) is crucial.\u00a0<\/p>\n<p>Depending on your type of employment, you may have access to group plan benefits, such has:<\/p>\n<p><strong>Short-term group insurance:<\/strong> This offers financial support for a brief period\u2014typically, a few weeks to a few months\u2014and is designed to cover temporary disabilities or illnesses that prevent an employee from working.<\/p>\n<p><strong>Long-term group insurance: <\/strong>It kicks in after the short-term benefits have been exhausted and can provide coverage for several years. It\u2019s designed for serious, long-term disabilities or chronic illnesses that render an employee unable to work for an extended period.<\/p>\n<p>However, your group plan may not provide you with enough coverage if you have to go on disability insurance. It\u2019s important to understand the terms of your policy, what it covers, and, more specifically, what it doesn\u2019t cover, and when you might consider individual disability insurance to make sure you and your family are looked after.<\/p>\n<p><strong>Self-employed\/no insurance:<\/strong> For those with no coverage, seeking help and taking time off work can seem even more daunting\u2014financially, physically, emotionally. There are options out there, such as individual disability insurance policies that offer you and your family protection in the event you make a disability insurance claim related to burnout or other mental health issues.<\/p>\n<h2 id=\"h-what-are-the-benefits-of-having-an-individual-disability-insurance-policy\">What are the benefits of having an individual disability insurance policy?<\/h2>\n<p>Navigating the effect of burnout on your own can be overwhelming, but having an individual disability insurance policy can offer a lifeline with crucial benefits, such as:<\/p>\n<p><strong>Loss-of-income benefits: <\/strong>If you\u2019re unable to work due to a disability, the policy will provide a certain percentage of your income, thereby cushioning the financial blow of not being able to earn a living.<\/p>\n<p><strong>Tax-free benefits:<\/strong> If you personally pay 100 per cent of your premiums, then any benefit you receive is tax-free. This gets you closer to your actual income and can help you maintain your lifestyle, even while dealing with health issues.<\/p>\n<p><strong>Help with getting back to work:<\/strong> <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/disability-insurance\/\">Disability insurance plans<\/a>, such as those offered through RBC Insurance, include services that assist you in returning to work. These could involve job training programs, rehabilitation services, or even help with starting your own business.<\/p>\n<p><strong>Portable, continuous coverage:<\/strong> Additionally, most employee-sponsored plans end when you leave your job, putting you in a bind if you face health issues afterwards. The beauty of an individual disability insurance plan is its portability\u2014it follows <em>you<\/em>, ensuring you\u2019re covered even if you change jobs.<\/p>\n<p><strong>Mental health support:<\/strong> Perhaps one of the most valuable benefits is the robust coverage related to mental health services. For instance, the insurance provider might offer help in finding a mental health-care provider based on your preferences of where and how you want to meet. They may also offer support with job retraining if that\u2019s the best option for you.<\/p>\n<p>It\u2019s important to remember that you aren\u2019t alone when dealing with your mental health. Supports and resources are available to help get you back on your feet.\u00a0<\/p>\n<p>Speak with an RBC Insurance advisor to learn more about protecting yourself and your family with disability insurance.<\/p>\n\n\n\t<style type=\"text\/css\">\n\t\t.wp-block-tk-spacer.id-1da01bad-6727-4ff0-96a9-9e90673578c6 {\n\t\theight: 50px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-1da01bad-6727-4ff0-96a9-9e90673578c6 {\n\t\t\theight: 20px;\n\t\t}\n\t}\t<\/style>\n\t<div class=\"wp-block-tk-spacer id-1da01bad-6727-4ff0-96a9-9e90673578c6\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel pad-l pad-r mob-pad-r centered-block mob-pad-l pad-t mob-pad-t pad-b mob-pad-b\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-t mar-b-hlf mob-mar-b-hlf mob-mar-t\" id=\"h-rbc-disability-insurance\">RBC Disability Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-reg-font-size\">Help ensure your expenses are covered if you get sick or injured<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button has-custom-font-size aligncenter btn is-style-primary primary has-text-lg-font-size\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/health-insurance\/disability-insurance-quote\/index.html\" rel=\"noreferrer noopener\" data-dig-id=\"LP-285-476a44f4\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Get a quote-https:\/\/silver.rbcinsurance.com\/health-insurance\/disability-insurance-quote\/index.html \">Get a quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center mar-t-hlf mob-mar-t-hlf pad-b mob-pad-b has-text-reg-font-size\"><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/disability-insurance\/\" data-dig-id=\"LP-273-18de2c2e\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n\n\n\t<style type=\"text\/css\">\n\t\t.wp-block-tk-spacer.id-5b356639-cf26-46de-b4ea-8ca02cebd9e3 {\n\t\theight: 50px;\n\t}\n\n\t@media ( max-width: 480px ) {\n\t\t.wp-block-tk-spacer.id-5b356639-cf26-46de-b4ea-8ca02cebd9e3 {\n\t\t\theight: 20px;\n\t\t}\n\t}\t<\/style>\n\t<div class=\"wp-block-tk-spacer id-5b356639-cf26-46de-b4ea-8ca02cebd9e3\" aria-hidden=\"true\"><\/div>\n\t\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-HomeInsurance-14506-2de7ba0a\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. 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same.<\/p>\n","protected":false},"author":128,"featured_media":13270,"comment_status":"open","ping_status":"open","sticky":false,"template":"templates\/new-rbci-design.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[46],"tags":[87,19,56,42],"article-type":[80],"ppma_author":[179],"class_list":["post-13261","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance","tag-burnout","tag-disability-insurance","tag-job-loss-coverage","tag-mental-health","article-type-advice-learning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Work Burnout: How to Spot the Warning Signs<\/title>\n<meta name=\"description\" content=\"Burnout is a state of emotional, mental, and physical exhaustion\u2014but there are different types of burnout and they don\u2019t all look the same.\" 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