{"id":12274,"date":"2023-04-13T18:22:57","date_gmt":"2023-04-13T18:22:57","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/?p=12274&#038;preview=true&#038;preview_id=12274"},"modified":"2023-05-18T13:23:36","modified_gmt":"2023-05-18T13:23:36","slug":"property-damage-beware-of-property-storm-chasers","status":"publish","type":"post","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/property-damage-beware-of-property-storm-chasers","title":{"rendered":"Property Damage: Beware of Property Storm Chasers"},"content":{"rendered":"\n<div class=\"wp-block-rbc-template-selector templateSelector template__article articleSingle\" data-template=\"article\">\n<div class=\"wp-block-group articleSingle__container tabListStickyWrapper is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__hero__inner is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span>\n\n\n\n<div class=\"wp-block-group articleSingle__featuredImage__group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__title__group is-layout-flow wp-block-group-is-layout-flow\"><h1 class=\"wp-block-post-title\">Property Damage: Beware of Property Storm Chasers<\/h1>\n\n\n<div class=\"wp-block-group articleSingle__date__group is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-post-date\"><time datetime=\"2023-04-13T18:22:57-04:00\">April 13, 2023<\/time><\/div>\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__readTime\">3 Min Read<\/span>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__author__group is-layout-flow wp-block-group-is-layout-flow\">\n<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/Avatar.webp?quality=80&w=128&h=128&crop=1\" alt=\"Aviva Canada\">\n\n\n\n<div class=\"wp-block-group articleSingle__author__details is-layout-flow wp-block-group-is-layout-flow\">\n<span class=\"wp-block-rbc-html-element articleSingle__author__name\">Aviva Canada<\/span>\n\n\n\n<span class=\"wp-block-rbc-html-element articleSingle__author__designation\"><\/span>\n<\/div>\n<\/div>\n<\/div>\n\n\n<figure class=\"articleSingle__featuredImage wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"930\" height=\"620\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/04\/RBCI_Beware_Storm_chasers.jpg?quality=80&amp;w=930\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Lighting over a house during a storm at night.\" style=\"object-fit:cover;\" srcset=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/04\/RBCI_Beware_Storm_chasers.jpg 930w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/04\/RBCI_Beware_Storm_chasers.jpg?resize=300,200 300w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/04\/RBCI_Beware_Storm_chasers.jpg?resize=768,512 768w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2023\/04\/RBCI_Beware_Storm_chasers.jpg?resize=412,275 412w\" sizes=\"auto, (max-width: 930px) 100vw, 930px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__container__main is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group articleSingle__container__page__nav is-layout-flow wp-block-group-is-layout-flow\">\t\t<div class=\"socials-block\">\n\t\t\t\t\t\t<p class=\"socials-block-title\">\n\t\t\tShare this article\t\t<\/p>\n\t\t<div class=\"social-links mob-mar-b-hlf mob-mar-t-hlf\">\n\t\t\t\t\t<a class=\"social-button-wrapper sharing-custom sharing-email\" href=\"mailto:?subject=Property Damage: Beware of Property Storm Chasers &#038;body=Hi, I thought you might be interested in this article from RBC Insurance: https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/property-damage-beware-of-property-storm-chasers\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-email.svg\"\n\t\t\t\talt=\"envelope icon\">\n\t\t\t\t<span>\n\t\t\t\tEmail\t\t\t\t<\/span>\n\t\t\t<\/a>\n\t\t<div class=\"social-button-wrapper sharing-copy-wrapper\">\n\t\t\t<button class=\"sharing-custom sharing-copy\" data-url=\"https:\/\/silver.rbcinsurance.com\/en-ca\/advice-learning\/home-insurance\/property-damage-beware-of-property-storm-chasers\">\n\t\t\t<img\n\t\t\t\tsrc=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/plugins\/rbc-blocks\/assets\/img\/icons\/icon-related.svg\"\n\t\t\t\talt=\"copy icon\">\n\t\t\t<span id=\"sharing-copyUrl-Label\">\n\t\t\t\tCopy URL\t\t\t<\/span>\n\t\t\t<\/button>\n\t\t\t<input type=\"text\" class=\"sharing-copy-text\" aria-labelledby=\"sharing-copyUrl-Label\">\n\t\t<\/div>\n\t<\/div>\n  \t\t<\/div>\t\n\t\t\n\n\n<div class=\"wp-block-rbc-tabs-list tabsList\" data-switch=\"lgBp\" data-target-heading=\"h4\"><p class=\"tabsList__heading\">On this page<\/p><div class=\"tabsList__wrapper\"><button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\"><span class=\"selectDropdown__title\">What are Property Damage Storm Chasers?<\/span><span class=\"selectDropdown__chevron\"><\/span><\/button><ul class=\"tabsList__items selectDropdown__list\"><li class=\"selectDropdown__list__item tabsList__item selected\"><a href=\"#h-what-are-property-damage-storm-chasers\">What are Property Damage Storm Chasers?<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-how-to-recognize-property-damage-storm-chasers\">How to Recognize Property Damage Storm Chasers<\/a><\/li><li class=\"selectDropdown__list__item tabsList__item \"><a href=\"#h-tips-on-how-not-to-get-scammed-when-having-your-property-repaired\">Tips on how NOT to get scammed when having your property repaired:<\/a><\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group articleSingle__content__main tabListHeadings is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<p>A summer&#8217;s day can one minute be hot and sunny and with a blink of an eye, a storm can roll up with 45mph winds ripping through neighbourhoods or golf ball size hail, pounding down onto homes and vehicles causing physical damage to property.<\/p>\n<p>Severe weather brings storm chasers and scammers who try to make an extra buck off your damaged property.<\/p>\n<h4 id=\"h-what-are-property-damage-storm-chasers\">What are Property Damage Storm Chasers?<\/h4>\n<p>Storm chasers and scammers pose as legitimate property damage contractors, who often give false promises to repair property damage. Roof repair scams are an easy target when storms rip through neighbourhoods. It\u2019s as easy as having a property contractor knock on your door, with a shingle in their hand, stating that they are doing work in the neighbourhood and noticed shingles missing off your roof.<\/p>\n<p>Be aware and don&#8217;t be an easy target and fall for their claims!<\/p>\n<h4 id=\"h-how-to-recognize-property-damage-storm-chasers\">How to Recognize Property Damage Storm Chasers<\/h4>\n<p>Here are some RED FLAGS to be aware of when identifying property repair scammers:<\/p>\n<p><strong>Exaggerating Damages<\/strong>&nbsp;&#8211; the dishonest property repair contractor will magnify the damages and lie to homeowners stating that the roof has an abundance of missing shingles. They will also often scare homeowners by stating that repairs need to be done ASAP or further damages, like water seeping into their homes, will occur on their property.<\/p>\n<p><strong>Contingent Agreements And Contracts<\/strong>&nbsp;&#8211; some cheating property repair contractors will promise the world to homeowners by advising they will be able to repair or replace full roofs. They will go as far as embellishing the truth to get homeowners to trust them into thinking they can help negotiate insurance claims. The contractor will provide a smooth-talking representative to persuade homeowners to sign documents and pressure them into using their business to repair the damage.<\/p>\n<p><strong>Upfront Payments&nbsp;<\/strong>&#8211; some corrupt property repair contractors will demand upfront cash payments and once the homeowner pays, the contractor disappears without finishing, or even starting the home repair.<\/p>\n<p><strong>Special Deals<\/strong>&nbsp;&#8211; some property repair scammers will offer deals or provide lower quotes. Cheaper doesn&#8217;t always mean better &#8212; remember the saying, &#8220;you get what you pay for.\u201d Some contractors will low ball the property repair quote to get the job and once the work is done, homeowners are stuck with poor repairs and substandard materials.<\/p>\n<h4 id=\"h-tips-on-how-not-to-get-scammed-when-having-your-property-repaired\">Tips on how NOT to get scammed when having your property repaired:<\/h4>\n<ul>\n<li>\n<p>Contact your insurance company. Your insurance company will be able to send a qualified contractor to assess damages and provide a reliable quote to have your property repaired.<\/p>\n<\/li>\n<li>\n<p>Do your research &#8212; research the contractor and business online and ask for references.<\/p>\n<\/li>\n<li>\n<p>Do not sign any documents until you have read the entire document thoroughly, including the fine print.<\/p>\n<\/li>\n<li>\n<p>Check how long the contractor has been in business for and confirm their warranty.<\/p>\n<\/li>\n<li>\n<p>Obtain more than one repair estimate.<\/p>\n<\/li>\n<li>\n<p>Work with property repair contractors who are licensed and insured.<\/p>\n<\/li>\n<\/ul>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner block-wpr bg-light-blue rounded-corners pos-rel mob-pad-t pad-t pad-b mob-pad-b pad-l mob-pad-l pad-r mob-pad-r centered-block\" style=\"border-radius:0x\">\n<h2 class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf mob-pad-t-hlf wp-block-heading\" id=\"h-great-rates-and-expert-advice-on-home-insurance\">Great Rates and Expert Advice on Home Insurance<\/h2>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf mob-mar-b-hlf pad-r mob-pad-r pad-l mob-pad-l has-text-lg-font-size\">Get a free online quote* for coverage to protect you, your property, and your belongings from the unexpected.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button aligncenter btn before is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=BLOG_H17&amp;lang=EN\" data-dig-id=\"LP-HomeInsurance-12274-476a44f4\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"button click\" data-dig-label=\"Get My Quote-https:\/\/www1.myrbcsso.rbcinsurance.com\/ada\/quoter?productType=home&amp;campaignID=BLOG_H17&amp;lang=EN \">Get My Quote<\/a><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center mar-t-hlf\"><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/\" target=\"_blank\" data-dig-id=\"LP-HomeInsurance-12274-d6f067a3\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"link click\" data-dig-label=\"Learn More\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Learn More<\/a><\/p>\n<\/div>\n<\/section>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-rbc-rbc-default-collapsible\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapse2de7ba0a\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapse2de7ba0a\" data-dig-id=\"LP-HomeInsurance-14506-2de7ba0a\" data-dig-category=\"LP-HomeInsurance\" data-dig-action=\"accordion closed\" action-closed=\"accordion closed\" action-opened=\"accordion open\" data-dig-label=\"Things Our Lawyers Want You to Know\"><div>Things Our Lawyers Want You to Know<\/div><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapse2de7ba0a\">\n<div class=\"wp-block-rbc-collapsible-inner-block collapse-inner\">\n<p class=\"has-text-sm-font-size\">*Home and auto insurance products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company. In Quebec, RBC Insurance Agency Ltd. Is registered as a damage insurance agency. As a result of government-run auto insurance plans, auto insurance is not available through RBC Insurance in Manitoba, Saskatchewan and British Columbia.<\/p>\n\n\n\n<p class=\"has-text-sm-font-size\">This article is intended as general information only and is not to be relied upon as constituting legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. Information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Royal Bank of Canada or any of its affiliates.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Storm chasers and scammers pose as legitimate home repair contractors, who often give false promises to repair property damage.<\/p>\n","protected":false},"author":80,"featured_media":12278,"comment_status":"open","ping_status":"open","sticky":false,"template":"templates\/new-rbci-design.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[48],"tags":[],"article-type":[80],"ppma_author":[],"class_list":["post-12274","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-insurance","article-type-advice-learning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Property Damage: Beware of Property Storm Chasers<\/title>\n<meta name=\"description\" content=\"Storm chasers and scammers pose as legitimate home repair contractors, who often give false promises to repair property damage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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