{"id":28697,"date":"2025-07-29T09:37:01","date_gmt":"2025-07-29T13:37:01","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/?page_id=28697"},"modified":"2025-07-29T09:37:02","modified_gmt":"2025-07-29T13:37:02","slug":"tenant-terms","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/tenant-terms\/","title":{"rendered":"Terms to Know &#8211; Tenant Insurance"},"content":{"rendered":"\n<p><\/p>\n\n\n<div class=\"yoast-breadcrumbs\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span> &gt; <span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/\">Home Insurance<\/a><\/span> &gt; <span class=\"breadcrumb_last\" aria-current=\"page\">Terms to Know &#8211; Tenant Insurance<\/span><\/span><\/div>\n\n\n<p><\/p>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-terms-to-know-tenant-insurance\"><span class=\"partial__border-bottom\">Terms to know &#8211; Tenant insurance<\/span><\/h1>\n\n\n\n<div class=\"wp-block-rbc-faq faq mar-t-dbl mob-mar-t-dbl\"><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlej0mobi3w\" class=\"collapse-toggle collapsed\" data-target=\"#accordionj0mobi3w\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-6dda4e13\" aria-controls=\"accordionj0mobi3w\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Additional living expenses\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Additional living expenses<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionj0mobi3w\" role=\"region\" aria-labelledby=\"accordion-titlej0mobi3w\"><div class=\"collapse-inner\">\n<p>In certain circumstances, your insurance will help to cover expenses such as moving costs, a hotel room, storage and more. For example:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>If your rental is considered unfit to live in due to an insured peril and you have to move out while the damage is being repaired, your plan will cover necessary and reasonable additional living expenses.<\/li>\n\n\n\n<li>If you are denied access to your rental by a civil authority because of damage to a neighbouring premises due to an insured peril, your plan will cover a necessary and reasonable increase in living expenses for up to two weeks.<\/li>\n\n\n\n<li>If a mass evacuation is ordered due to a sudden and accidental event within Canada or the U.S., your plan will cover any necessary and reasonable increase in living expenses to a maximum of $2,500 for the period access is prohibited, not exceeding 30 days from the date of the order of evacuation.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title7b5vw0yu\" class=\"collapse-toggle collapsed\" data-target=\"#accordion7b5vw0yu\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-f31586ef\" aria-controls=\"accordion7b5vw0yu\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"All perils coverage\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>All perils coverage<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion7b5vw0yu\" role=\"region\" aria-labelledby=\"accordion-title7b5vw0yu\"><div class=\"collapse-inner\">\n<p>Provides protection against the widest range of risks and only excludes the perils specifically listed in your policy.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titledvup2rzw\" class=\"collapse-toggle collapsed\" data-target=\"#accordiondvup2rzw\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-1d459258\" aria-controls=\"accordiondvup2rzw\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Deductible\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Deductible<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiondvup2rzw\" role=\"region\" aria-labelledby=\"accordion-titledvup2rzw\"><div class=\"collapse-inner\">\n<p>This is the amount you must pay out-of-pocket for each claim before your insurance policy pays.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlek093atpk\" class=\"collapse-toggle collapsed\" data-target=\"#accordionk093atpk\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-51c2568a\" aria-controls=\"accordionk093atpk\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Deductible waiver\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Deductible waiver<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionk093atpk\" role=\"region\" aria-labelledby=\"accordion-titlek093atpk\"><div class=\"collapse-inner\">\n<p>If your claim exceeds $25,000, and the applicable deductible amount on your Certificate of Property Insurance is $1,000 or less, the deductible will not apply to your claim.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title3dm643y5\" class=\"collapse-toggle collapsed\" data-target=\"#accordion3dm643y5\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-cac4a3c1\" aria-controls=\"accordion3dm643y5\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Liability coverage\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Liability coverage<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion3dm643y5\" role=\"region\" aria-labelledby=\"accordion-title3dm643y5\"><div class=\"collapse-inner\">\n<p>Protects you financially if you unintentionally cause bodily injury or property damage to others while inside the building in which you live or anywhere in the world. For example, this coverage protects you if:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Your toaster oven catches fire, damaging your unit and part of your neighbour&#8217;s unit. (Your neighbour&#8217;s and landlord&#8217;s insurance companies may cover these damages but will still come to you to seek reimbursement.)<\/li>\n\n\n\n<li>Your housekeeper slips on a spill on your kitchen floor and injures her back.<\/li>\n\n\n\n<li>You throw a baseball on the beach while on vacation in Florida and you accidentally knock out a bystander&#8217;s tooth.<\/li>\n<\/ul>\n\n\n\n<p>Your liability coverage helps protect you whether someone sues you or not:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Your policy will pay for property damage or personal injury you unintentionally cause even if you are not legally liable.<\/li>\n\n\n\n<li>If someone does sue you due to injury or property damage covered by your policy, the costs associated with your defence are covered by your policy.<\/li>\n<\/ul>\n\n\n\n<div class=\"rbci-tw-alert bannerNotice\"><div class=\"wp-block-rbc-banner-notice rbc-banner-block-header-div default\"><div><p class=\"rbc-banner-block-header\"><strong>Tip<\/strong><\/p><\/div><\/div><div class=\"rbc-banner-block-description-p \"><div class=\"buttonSection\">\n<p class=\"call-link\">It\u2019s a good idea to purchase as much liability coverage as you can afford\u2014we recommend at least $1 million in coverage and offer up to $2 million in coverage.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlenodqv54w\" class=\"collapse-toggle collapsed\" data-target=\"#accordionnodqv54w\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-e2f1545b\" aria-controls=\"accordionnodqv54w\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Non-owned property\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Non-owned property<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionnodqv54w\" role=\"region\" aria-labelledby=\"accordion-titlenodqv54w\"><div class=\"collapse-inner\">\n<p>Your policy provides coverage for personal property belonging to others while it is in your possession or belonging to a residence employee travelling for or with you (if the property has no other insurance coverage.) However, property of tenants or boarders who are not related to you is excluded.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleupi5f316\" class=\"collapse-toggle collapsed\" data-target=\"#accordionupi5f316\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-81d3c052\" aria-controls=\"accordionupi5f316\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Personal belongings\/contents\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Personal belongings\/contents<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionupi5f316\" role=\"region\" aria-labelledby=\"accordion-titleupi5f316\"><div class=\"collapse-inner\">\n<p>Includes items such as furniture, televisions, computers, washer\/dryer, clothes, jewellery, etc. inside your rental or on your premises.<\/p>\n\n\n\n<p>You should have enough Contents Coverage to repurchase everything you currently have as personal belongings inside your rental. If you&#8217;re not sure, itemize all of your personal belongings, room by room. Apply an approximate amount to each item and then total these amounts.<\/p>\n\n\n\n<div class=\"rbci-tw-alert bannerNotice\"><div class=\"wp-block-rbc-banner-notice rbc-banner-block-header-div default\"><div><p class=\"rbc-banner-block-header\"><strong>Tip<\/strong><\/p><\/div><\/div><div class=\"rbc-banner-block-description-p \"><div class=\"buttonSection\">\n<p class=\"call-link\">Update your personal belongings inventory at least once a year. Photograph or videotape all your belongings and keep a record of serial numbers and receipts where applicable in a secure location (such as a safety deposit box.) If you ever make a claim, your visual record of the missing or damaged items will make the process much easier.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<p><strong>What about my landlord&#8217;s property insurance?<\/strong><\/p>\n\n\n\n<p>Your landlord\u2019s property insurance doesn\u2019t cover your personal belongings. Tenant insurance, on the other hand, provides coverage for your personal belongings inside your rental.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlesa0cap4g\" class=\"collapse-toggle collapsed\" data-target=\"#accordionsa0cap4g\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-e55c475b\" aria-controls=\"accordionsa0cap4g\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Property in your vehicle\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Property in your vehicle<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionsa0cap4g\" role=\"region\" aria-labelledby=\"accordion-titlesa0cap4g\"><div class=\"collapse-inner\">\n<p>Your policy provides coverage for theft, attempted theft or burglary of personal property that is inside or on any automobile that is parked on or away from your premises.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleu0k047vt\" class=\"collapse-toggle collapsed\" data-target=\"#accordionu0k047vt\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-40a10513\" aria-controls=\"accordionu0k047vt\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Personal property at other location\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Personal property at other location<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionu0k047vt\" role=\"region\" aria-labelledby=\"accordion-titleu0k047vt\"><div class=\"collapse-inner\">\n<p>Your policy provides coverage for personal property while it is temporarily away from your premises, anywhere in the world. However, personal property normally kept at any other location you own or rent is not insured. If you wish, we will include uninsured personal property belonging to others while it is in your possession or belonging to a residence employee travelling for or with you.<\/p>\n\n\n\n<p>Personal property stored in a secured storage facility is insured for 30 days only, from the date the property was first stored. We will continue coverage beyond that period for theft only, subject to the applicable policy coverages, conditions, limits and exclusions.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title6h6u5ca5\" class=\"collapse-toggle collapsed\" data-target=\"#accordion6h6u5ca5\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-f9ed068e\" aria-controls=\"accordion6h6u5ca5\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Specified perils coverage\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Specified perils coverage<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion6h6u5ca5\" role=\"region\" aria-labelledby=\"accordion-title6h6u5ca5\"><div class=\"collapse-inner\">\n<p>Subject to the exclusions and conditions in your policy, Specified Perils mean:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Fire<\/li>\n\n\n\n<li>Lightning<\/li>\n\n\n\n<li>Explosion<\/li>\n\n\n\n<li>Smoke due to a sudden, unusual and faulty operation of any heating or cooking unit in or on the premises<\/li>\n\n\n\n<li>A falling object which strikes the exterior of the building<\/li>\n\n\n\n<li>Impact by aircraft, watercraft or land vehicle<\/li>\n\n\n\n<li>Riot<\/li>\n\n\n\n<li>Vandalism or malicious acts, not including loss or damage caused by theft or attempted theft<\/li>\n\n\n\n<li>Water damage, meaning damage caused by:\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-alphabetical-list\">\n<li class=\"mar-l-hlf mob-mar-l-hlf\">the sudden and accidental escape of water from a watermain<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">the sudden and accidental escape of water or steam from within a plumbing, heating, sprinkler, air conditioning system or domestic water container, which is located inside your dwelling<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">the sudden and accidental escape of water from a domestic water container located outside your dwelling (such damage is not covered when the escape of water is caused by freezing)<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">water which enters your dwelling through an opening which has been created suddenly and accidentally by a peril not otherwise excluded<\/li>\n\n\n\n<li class=\"mar-l-hlf mob-mar-l-hlf\">the backing up or escape of water from an eaves trough or down spout, or by ice damming, provided the water has not entered through a basement or foundation wall<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Windstorm or hail, including loss or damage caused by weight of ice, snow, or sleet. This peril does not include loss or damage to your personal property within a building, caused by windstorm, hail or coincidental rain damage unless the storm first creates an opening in the building.<\/li>\n\n\n\n<li>Transportation, meaning loss or damage to your personal property caused by collision, upset, overturn, derailment, stranding or sinking of any motorized vehicle or attached trailer in which the insured property is being carried. This would also apply to any conveyance of a common carrier, but does not include loss or damage to property in a vacation or home trailer which you own. Watercraft, their furnishings, equipment or motors are also not covered.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlezznhvfpt\" class=\"collapse-toggle collapsed\" data-target=\"#accordionzznhvfpt\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-1e0bedaa\" aria-controls=\"accordionzznhvfpt\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Voluntary medical payments\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Voluntary medical payments<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionzznhvfpt\" role=\"region\" aria-labelledby=\"accordion-titlezznhvfpt\"><div class=\"collapse-inner\">\n<p>We will pay reasonable medical expenses (surgical, dental, hospital, nursing, ambulance service and funeral expenses) incurred within one year of the date of the accident, if you unintentionally injure another person or if they are accidentally injured on your premises, even though you are not legally liable.<\/p>\n\n\n\n<p>The amount of insurance shown on your Certificate of Property Insurance is the maximum amount we will pay for each person in respect of one accident or occurrence.<\/p>\n\n\n\n<p>Please see your policy for all terms, conditions, limits and exclusions.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title076kobem\" class=\"collapse-toggle collapsed\" data-target=\"#accordion076kobem\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-28697-c75f5508\" aria-controls=\"accordion076kobem\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Voluntary property damage\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Voluntary property damage<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion076kobem\" role=\"region\" aria-labelledby=\"accordion-title076kobem\"><div class=\"collapse-inner\">\n<p>We will pay for unintentional direct damage you cause to property even though you are not legally liable. You may also use this coverage to reimburse others for direct property damage caused intentionally by an insured person, 12 years of age or under. We will pay whichever is the lower amount of:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>What it would cost to repair or replace the property with materials of similar quality at the time of loss<\/li>\n\n\n\n<li>The amount of insurance shown on your Certificate of Property Insurance<\/li>\n<\/ul>\n\n\n\n<p>Please see your policy for all terms, conditions, limits and exclusions.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"rbci-tw-alert bannerNotice\"><div class=\"wp-block-rbc-banner-notice rbc-banner-block-header-div default\"><div><p class=\"rbc-banner-block-header\"><strong>Note<\/strong><\/p><\/div><\/div><div class=\"rbc-banner-block-description-p \"><div class=\"buttonSection\">\n<p class=\"call-link\">The information above is a summary only and does not include all terms, conditions, limits and exclusions.<\/p>\n<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Terms to know &#8211; Tenant insurance<\/p>\n","protected":false},"author":203,"featured_media":0,"parent":15274,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-28697","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Terms to Know - Tenant Insurance | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Terms to know for Tenant Insurance includes additional living expenses, all perils coverage, deductible, liability coverage, personal belongings\/contents, etc.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/tenant-terms\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms to Know - Tenant Insurance | RBC Insurance\" \/>\n<meta property=\"og:description\" content=\"Terms to know for Tenant Insurance includes additional living expenses, all perils coverage, deductible, liability coverage, personal belongings\/contents, etc.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/tenant-terms\/\" \/>\n<meta property=\"og:site_name\" content=\"RBC Insurance\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-29T13:37:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/personal-insurance-mobile.webp?quality=80\" \/>\n\t<meta property=\"og:image:width\" content=\"880\" \/>\n\t<meta property=\"og:image:height\" content=\"463\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/tenant-terms\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/tenant-terms\\\/\",\"name\":\"Terms to Know - Tenant Insurance | RBC Insurance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#website\"},\"datePublished\":\"2025-07-29T13:37:01+00:00\",\"dateModified\":\"2025-07-29T13:37:02+00:00\",\"description\":\"Terms to know for Tenant Insurance includes additional living expenses, all perils coverage, deductible, liability coverage, personal belongings\\\/contents, etc.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/tenant-terms\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/tenant-terms\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/tenant-terms\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Home Insurance\",\"item\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/home-insurance\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Terms to Know &#8211; Tenant Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#website\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\",\"name\":\"RBC Insurance\",\"description\":\"Personal Insurance\",\"publisher\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#organization\",\"name\":\"RBC Insurance\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"contentUrl\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/wp-content\\\/uploads\\\/sites\\\/2\\\/2021\\\/06\\\/rbc-logo-shield.svg?quality=80&w=1024\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"RBC Insurance\"},\"image\":{\"@id\":\"https:\\\/\\\/silver.rbcinsurance.com\\\/en-ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"description\":\"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.\",\"telephone\":\"1-800-769-2568\",\"legalName\":\"RBC Insurance Services Inc.\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1001\",\"maxValue\":\"5000\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Terms to Know - Tenant Insurance | RBC Insurance","description":"Terms to know for Tenant Insurance includes additional living expenses, all perils coverage, deductible, liability coverage, personal belongings\/contents, etc.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/tenant-terms\/","og_locale":"en_US","og_type":"article","og_title":"Terms to Know - Tenant Insurance | RBC Insurance","og_description":"Terms to know for Tenant Insurance includes additional living expenses, all perils coverage, deductible, liability coverage, personal belongings\/contents, etc.","og_url":"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/tenant-terms\/","og_site_name":"RBC Insurance","article_modified_time":"2025-07-29T13:37:02+00:00","og_image":[{"width":880,"height":463,"url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/personal-insurance-mobile.webp?quality=80","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/tenant-terms\/","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/tenant-terms\/","name":"Terms to Know - Tenant Insurance | RBC Insurance","isPartOf":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#website"},"datePublished":"2025-07-29T13:37:01+00:00","dateModified":"2025-07-29T13:37:02+00:00","description":"Terms to know for Tenant Insurance includes additional living expenses, all perils coverage, deductible, liability coverage, personal belongings\/contents, etc.","breadcrumb":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/tenant-terms\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/tenant-terms\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/tenant-terms\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/silver.rbcinsurance.com\/en-ca\/"},{"@type":"ListItem","position":2,"name":"Home Insurance","item":"https:\/\/silver.rbcinsurance.com\/en-ca\/home-insurance\/"},{"@type":"ListItem","position":3,"name":"Terms to Know &#8211; Tenant Insurance"}]},{"@type":"WebSite","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#website","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/","name":"RBC Insurance","description":"Personal Insurance","publisher":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/silver.rbcinsurance.com\/en-ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#organization","name":"RBC Insurance","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/","url":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","contentUrl":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/rbc-logo-shield.svg?quality=80&w=1024","width":"1024","height":"1024","caption":"RBC Insurance"},"image":{"@id":"https:\/\/silver.rbcinsurance.com\/en-ca\/#\/schema\/logo\/image\/"},"description":"RBC Insurance offers personal insurance such as car, home, life, health, travel and creditor insurance, plus retirement investment solutions to Canadians.","telephone":"1-800-769-2568","legalName":"RBC Insurance Services Inc.","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1001","maxValue":"5000"}}]}},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/pages\/28697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/users\/203"}],"replies":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/comments?post=28697"}],"version-history":[{"count":7,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/pages\/28697\/revisions"}],"predecessor-version":[{"id":28841,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/pages\/28697\/revisions\/28841"}],"up":[{"embeddable":true,"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/pages\/15274"}],"wp:attachment":[{"href":"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-json\/wp\/v2\/media?parent=28697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}