{"id":25425,"date":"2025-05-06T09:51:21","date_gmt":"2025-05-06T13:51:21","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/?page_id=25425"},"modified":"2025-05-06T09:51:23","modified_gmt":"2025-05-06T13:51:23","slug":"joint-first-to-die","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/life-insurance\/joint-first-to-die\/","title":{"rendered":"Joint First-to-Die Coverage"},"content":{"rendered":"\n<p><\/p>\n\n\n<div class=\"yoast-breadcrumbs\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span> &gt; <span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/life-insurance\/\">Life insurance<\/a><\/span> &gt; <span class=\"breadcrumb_last\" aria-current=\"page\">Joint First-to-Die Coverage<\/span><\/span><\/div>\n\n\n<p><\/p>\n\n\n\n<h1 class=\"wp-block-heading  list-core-block second-level-inherit third-level-inherit\" id=\"h-joint-first-to-die-coverage\"><span class=\"partial__border-bottom\">Joint First-to-Die Coverage<\/span><\/h1>\n\n\n\n<p class=\"pad-b-dbl mob-pad-b-dbl mar-t-dbl mob-mar-t-dbl\">Joint first-to-die coverage pays a death benefit on the first death, ensuring that loved ones and young families can receive replacement income and not be burdened by a large mortgage or other debt upon the death of a primary breadwinner. This coverage includes a survivor benefit, which allows the survivor to apply for a new policy within 60 days of the first death without providing medical evidence. The survivor is automatically covered under temporary life insurance for 60 days after the first death or until he or she applies for a new policy.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Joint First-to-Die Coverage Joint first-to-die coverage pays a death benefit on the first death, ensuring that loved ones and young families can receive replacement income and not be burdened by a large mortgage or other debt upon the death of a primary breadwinner. This coverage includes a survivor benefit, which allows the survivor to apply [&hellip;]<\/p>\n","protected":false},"author":203,"featured_media":0,"parent":13770,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-25425","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Joint First-to-Die Coverage | RBC Insurance<\/title>\n<meta name=\"description\" content=\"Joint first-to-die coverage provides a death benefit on the first death, helping loved ones with replacement income and debt repayment.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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