{"id":15302,"date":"2024-10-30T12:10:00","date_gmt":"2024-10-30T12:10:00","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/?page_id=15302"},"modified":"2026-03-11T16:53:40","modified_gmt":"2026-03-11T20:53:40","slug":"guaranteed-life-insurance","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/life-insurance\/guaranteed-life-insurance\/","title":{"rendered":"Guaranteed Acceptance Life Insurance"},"content":{"rendered":"\n
\n
\n
\n

Home<\/a><\/span><\/span><\/p>\n\n\n\n

Guaranteed acceptance life <\/mark>insurance<\/mark><\/h1>\n\n\n\n

If you\u2019re age 40 to 75, RBC guaranteed acceptance life insurance is an easy way to help reduce debt, cover final expenses and more, with no health check-up required.<\/p>\n\n\n\n

\n
Get a quote<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
\n
\n
\n

Get life insurance today \u2013 with no medical exam<\/h2>\n\n\n\n

 
Get guaranteed acceptance1<\/a><\/sup> into protection that will last the rest of your life. No medical exams or health questions are required, and your premiums will never go up.<\/p>\n<\/div>\n\n\n\n

\n
\n

You should consider guaranteed acceptance life insurance if:<\/h3>\n\n\n\n
<\/div>
\n

You’re a Canadian Citizen<\/p>\n\n\n\n

You are a permanent resident\/landed immigrant<\/p>\n\n\n\n

Want to leave a little something to your loved ones<\/p>\n\n\n\n

Would like to help your family cover final expenses<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n

\n
\n
\n
\n
\n

40 – 75<\/h3>\n<\/div>\n\n\n\n

Eligible ages<\/h5>\n<\/div>\n<\/div>\n\n\n\n
\n
\n

$5K – $40K<\/h3>\n\n\n\n

Coverage available2<\/sup><\/h5>\n<\/div>\n<\/div>\n\n\n\n
\n
\n
\n

Lifetime coverage2<\/a><\/sup><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
\n
\n
\n
\n

Guaranteed acceptance1<\/a><\/sup><\/h3>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
\n
\n
\n

Benefits of guaranteed acceptance life insurance<\/h2>\n\n\n\n

Offers up to $40,000 of guaranteed coverage for Canadians from age 40 to age 75.<\/span><\/p>\n<\/div>\n\n\n\n

\n
\n
\n
\n
\n

Lifetime coverage<\/h4>\n<\/div>\n\n\n\n

You\u2019re covered for life\u2014your protection does not end after a certain period and cannot be cancelled or changed by us. Your premiums will never increase<\/p>\n<\/div>\n<\/div>\n\n\n\n

\n
\n
\n

Guaranteed acceptance<\/h4>\n<\/div>\n\n\n\n

Canadian citizens and permanent residents\/landed immigrants age 40 to 75 are guaranteed coverage without a medical exam1<\/sup><\/p>\n<\/div>\n<\/div>\n\n\n\n

\n
\n
\n

No medical exam<\/h4>\n<\/div>\n\n\n\n

You will not have to take a medical exam or answer any questions about your health.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

\n
\n
\n
\n

Easy to buy<\/h4>\n<\/div>\n\n\n\n

Get a quote in minutes and apply and pay for your coverage online, from the comfort of home.<\/p>\n<\/div>\n<\/div>\n\n\n\n

\n
\n
\n

Tax-free benefit<\/h4>\n<\/div>\n\n\n\n

Your beneficiary or estate receives the death benefit tax-free3<\/a><\/sup><\/p>\n<\/div>\n<\/div>\n\n\n\n

\n
\n
\n

30-day review period<\/h4>\n<\/div>\n\n\n\n

If you change your mind within 30 days, we will give you a full refund and cancel your policy<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

\n
\n
\n
\n

What’s covered under guaranteed acceptance life insurance?<\/h3>\n\n\n\n

The information above is intended as a summary only. Please see the sample policy<\/a> for complete terms and conditions, including benefits and exclusions.<\/p>\n<\/div>\n\n\n\n

\n
\n
\n
\n