{"id":15223,"date":"2024-10-30T12:21:39","date_gmt":"2024-10-30T12:21:39","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/?page_id=15223"},"modified":"2026-10-07T11:53:22","modified_gmt":"2026-10-07T15:53:22","slug":"critical-illness-insurance","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance\/","title":{"rendered":"Critical Illness Insurance"},"content":{"rendered":"\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__HeroImageBackground  hasDarkBg\"><img decoding=\"async\" class=\"calloutCard__heroBgImg\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/critical-illness-insurance_hero-mobile.webp\" alt=\"Image of a father with his daughter on his shoulders\"\/>\n<div class=\"wp-block-columns cols-hero-wrapper is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-front is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"rbc-yoast-breadcrum\"><span class=\"rbc-yoast-breadcrum-span\"><span><a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/\">Home<\/a><\/span><\/span><\/p>\n\n\n\n<h1 class=\"wp-block-heading rbc-callout-heading\" id=\"h-critical-illness-insurance\"><mark style=\"color:#FFFFFF\" class=\"has-inline-color\">Critical illness <\/mark><mark style=\"color:#FEDF01\" class=\"has-inline-color\">insurance<\/mark><\/h1>\n\n\n\n<p class=\"rbc-override-margin p-large\">RBC Critical Illness Insurance gives you the flexibility to focus on your health and recovery, instead of your finances, during a challenging time.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-accent accent\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html\" data-dig-id=\"LP-15223-64a52d29\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Book a call with an advisor-https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html \">Book a call with an advisor<\/a><\/div>\n\n\n\n<p class=\" call-link \">or Call <a href=\"tel:1-866-262-7924\" data-dig-id=\"LP-41728-054527ee\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1-866-262-7924\" class=\"rbc-link-format\">1-866-262-7924<\/a><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center informationCardContainer__v2__heading\" id=\"h-rbc-critical-illness-insurance-helps-you-focus-on-recovery-not-finances\">RBC Critical Illness Insurance helps you focus on recovery, not finances<\/h2>\n\n\n\n<p class=\"has-text-align-center p-large\">We all have ideas for the future and dreams we\u2019re building toward. But sometimes life has other plans. An unexpected serious illness like life-threatening cancer, stroke or heart disease can strain your finances and disrupt everyday life. RBC Critical Illness Insurance helps you focus on what truly matters: your health and recovery.<\/p>\n<\/div>\n<\/section>\n\n\n\t\t<div style=\"background-color:#EDF7FC;\" class=\"embedContent tools_calc_widget normal is-style-full-width wp-block-rbc-embed-content\">\n\t\t\t\n<div class=\"wp-block-rbc-template-selector templateSelector template__criticalIllnessCalc toolsCalculators toolsCalculators__embedded\" data-template=\"criticalIllnessCalc\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group toolsCalculators__col__left is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  is-style-blue blue\" style=\"--icon-url:url(undefined)\"><span>Takes 5 minutes<\/span><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-critical-illness-insurance-calculator\">Critical illness insurance calculator<\/h3>\n\n\n\n<p class=\"toolsCalculators__desc  has-text-lg-font-size has-dove-grey-color has-text-color\">Be prepared for the financial impact of a critical illness. Estimate the coverage you\u2019d need to replace your income, cover expenses, and support health and recovery.<\/p>\n\n\n\n<div class=\"wp-block-group toolsCalculators__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard  is-style-grey-text\"><div class=\"highlightsCard__heading\"><h5>Licensed advisors are here to help<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Flexible callback schedule<\/p>\n\n\n\n<p>Personalized consultation<\/p>\n\n\n\n<p>Expert advice<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons fullWidthMobile is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary fullWidthMobile before icon-customer-service modalTrigger__bookacall\" style=\"--icon-url:url('https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/themes\/rbc\/dist\/img\/icons\/icon-customer-service.svg')\"><a class=\"wp-block-button__link wp-element-button\" href=\"#\" data-dig-id=\"LP-42172-ac1e1ab6\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Book a free call-# \">Book a free call<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-html-element toolsCalculators__motivatorCards\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group toolsCalculators__col__right toolsCalculators__steps is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-form-step-manager formStepManager formStepManager__primary\" data-form=\"userInfo\" data-sfconfigs=\"{&quot;campaignName&quot;:&quot;&quot;,&quot;lineOfBusiness&quot;:&quot;&quot;,&quot;leadType&quot;:&quot;&quot;,&quot;leadDesc&quot;:&quot;&quot;,&quot;leadDescEmbedded&quot;:&quot;&quot;,&quot;leadDetails&quot;:&quot;&quot;,&quot;capturesLead&quot;:false}\">\n<div class=\"wp-block-rbc-form-step formStep formStep__last formStep__energyLines formStep__fullWidthButtons formStep__noProceed formStep__navSeparator isEdited\" data-stepname=\"Income Info\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-tell-us-about-your-income\">Tell us about your income<\/h4>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__hideAsterisk inputField__income inputField__currencyFormat\" data-target=\"income\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"income\" aria-label=\"Your monthly income\"><span class=\"inputLabel__text\">Your monthly income<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"income\" class=\"input-textbox-input textbox-class\" name=\"income\" value=\"0\" style=\"width:100%;height:48px;min-height:48px\" data-min=\"0\" data-max=\"100000000000\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">Estimate your monthly salary after tax, minus any disability coverage you have.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">Enter your monthly income<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField  inputField__partnerIncome\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default inputLabel__weight__normal\" for=\"partnerIncome\" aria-label=\"Spouse\/partner's monthly income (Optional)\"><span class=\"inputLabel__text\">Spouse\/partner&#8217;s monthly income <span>(Optional)<\/span><\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox currency left format__currency clearDefault\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">$<\/span><input type=\"text\" placeholder=\"\" id=\"partnerIncome\" class=\"input-textbox-input textbox-class\" name=\"partnerIncome\" value=\"0\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><div class=\"desc-msg\"><span class=\"desc-msg-span\">If a spouse\/partner would take unpaid leave to help you, estimate their monthly salary after tax.<\/span><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn is-style-primary primary isNext\" data-links-to=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance-calculator\/\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Continue\">Continue<\/button><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-modal-popup\"><button class=\"rbci-modal-popup__trigger modalTrigger__bookacall\" type=\"button\">Open Modal<\/button><div class=\"rbci-modal-popup__overlay modalTrigger__bookacall hide\"><div class=\"rbci-modal-popup__content\"><button class=\"rbci-modal-popup__close\" type=\"button\">\u00d7<\/button>\n<div class=\"wp-block-rbc-form-step-manager formStepManager\" data-form=\"bac\" data-sfconfigs=\"{&quot;campaignName&quot;:&quot;&quot;,&quot;lineOfBusiness&quot;:&quot;&quot;,&quot;leadType&quot;:&quot;&quot;,&quot;leadDesc&quot;:&quot;&quot;,&quot;leadDescEmbedded&quot;:&quot;&quot;,&quot;leadDetails&quot;:&quot;&quot;,&quot;capturesLead&quot;:false}\">\n<div class=\"wp-block-rbc-form-step formStep formStep__last formStep__fullWidthButtons formStep__noBorder  active isEdited bookaCall\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n\n\n<h3 class=\"wp-block-heading has-text-align-center bookaCallTitle\">Book a call with an advisor<\/h3>\n\n\n\n<p class=\"has-text-align-center bookaCallDescription\">Review your quote with our licensed RBC advisors to get expert advice on the most suitable coverage based your needs.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired\" data-target=\"booktime\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Book time to call<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default bookaCallSelect selectDropdown__floating selectDropdown__custom\" id=\"booktime\"\t\t\tdata-option_name=\"booktime\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"Choose a product\">\n\t\t\t\t\tChoose a product\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"9am-10am\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\t9am &#8211; 10am\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"10am-11am\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\t10am &#8211; 11am\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"11am-12pm\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\t11am &#8211; 12pm\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"No preference\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tNo preference\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"booktime\" value=\"\" \/>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__postalcode\" data-target=\"postalcode\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Postal code<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacallpostalcode\" class=\"input-textbox-input textbox-class\" name=\"postalcode\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__name\" data-target=\"bookacallfirstname\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">First name<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacallfirstname\" class=\"input-textbox-input textbox-class\" name=\"bookacallfirstname\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__name\" data-target=\"bookacalllastname\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Last name<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox text left\"><div class=\"input-textbox-wrapper \"><input type=\"text\" placeholder=\"\" id=\"bookacalllastname\" class=\"input-textbox-input textbox-class\" name=\"bookacalllastname\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group formStep__inputFieldGroup__row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__phone\" data-target=\"phone\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Phone number<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox tel left\"><div class=\"input-textbox-wrapper  input-textbox-indent\"><span class=\"input-textbox-prefix\">+1<\/span><input type=\"tel\" autocomplete=\"tel-national\" pattern=\"[0-9-]*\" placeholder=\"\" id=\"bookacallphonenumber\" class=\"input-textbox-input textbox-class\" name=\"phone\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n\n\n\n<div class=\"wp-block-rbc-input-field inputField inputField__isRequired  inputField__email\" data-target=\"bookacallemail\">\n<div class=\"wp-block-group inputField__label is-layout-flow wp-block-group-is-layout-flow\">\n<label class=\"wp-block-rbc-input-label inputLabel inputLabel__default\" for=\"\" aria-label=\"\"><span class=\"inputLabel__text\">Email<\/span><\/label>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-input-textbox input-textbox email left\"><div class=\"input-textbox-wrapper \"><input type=\"email\" placeholder=\"\" id=\"bookacallemail\" class=\"input-textbox-input textbox-class\" name=\"bookacallemail\" value=\"\" style=\"width:100%;height:48px;min-height:48px\"\/><\/div><\/div>\n<\/div>\n<span class=\"inputField__error inputField__error__empty\">This field cannot be blank<\/span><span class=\"inputField__error inputField__error__invalid\">Please provide valid input<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"formStep__navigation\"><div class=\"wp-block-button btn is-style-primary primary isNext\"><button type=\"button\" class=\"wp-block-button__link wp-element-button\" aria-label=\"Book a call\">Book a call<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-form-step formStep  formStep__noBorder bookaCallSuccess\">\n<div class=\"wp-block-group formStep__titleGroup is-layout-flow wp-block-group-is-layout-flow\">\n\n\n<h3 class=\"wp-block-heading has-text-align-center bookaCallName\">Your call has been scheduled, <span class=\"placeholder__dynamic\">{bac.bookacallfirstname}<\/span>!<\/h3>\n\n\n\n<p class=\"has-text-align-center bookaCallPhone\">A licensed RBC advisor will call you at <span class=\"placeholder__dynamic\">{bac.phone}<\/span> in the next few days.<\/p>\n\n\n\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill  bookaCallTimeSchedule is-style-blue blue\" style=\"--icon-url:url(undefined)\"><span><span class=\"placeholder__dynamic\">{bac.booktime}<\/span><\/span><\/div><\/div>\n<\/div>\n<div class=\"formStep__navigation\"><\/div><\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n\t\t<\/div>\n\t\t\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout3\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-what-s-included-in-rbc-critical-illness-insurance-plans\"><span class=\"partial__border-bottom\">What\u2019s included in RBC Critical Illness Insurance plans<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/savings-account-1.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-lump-sum-benefit\">Lump-sum benefit<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t mob-mar-t\">The one-time lump sum of $25,000 to $3,000,000 is yours to use however you choose. Replace lost income, cover out-of-pocket costs, pay everyday bills, manage debt or anything else life requires.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/cheque-1.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-early-assistance-benefit\">Early assistance benefit<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf\">Upon qualifying under one of 8 early assistance covered conditions, you will receive 20% of your benefit amount, up to $50,000. This benefit doesn\u2019t reduce your full critical illness lump-sum benefit.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/file-bill.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-flexible-coverage-options\">Flexible coverage options<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t mob-mar-t\">Choose a term length that fits your needs and budget, with options to exchange or convert to level premium or permanent coverage. Plus, add Return of Premium to get up to 100% of your paid premiums back.<sup><a href=\"#legal-1\" data-dig-id=\"LP-41343-0cf0e7ba\" data-dig-label=\"1\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">1<\/a><\/sup><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/heart.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-expert-medical-services\">Expert Medical Services<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf\">A second opinion can make all the difference when facing a critical illness. Connect with a leading specialist through <a href=\"https:\/\/www.teladochealth.ca\/medical-experts\" data-dig-id=\"LP-41343-5f5f169a\" data-dig-label=\"Teladoc Health Canada\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">Teladoc Health Canada<\/a><sup>\u2021<\/sup> who can review your diagnosis and treatment options to help you make informed decisions.<sup><a href=\"#legal-2\" data-dig-id=\"LP-41343-b78c3e27\" data-dig-label=\"2\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">2<\/a><\/sup><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout3\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-benefits-of-rbc-critical-illness-insurance\">Benefits of RBC Critical Illness Insurance<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__article  is-style-list list\" data-bg-hero-desktop=\"\" data-bg-hero-mobile=\"\">\n<div class=\"wp-block-group alignfull calloutCard__article__content is-layout-constrained wp-container-core-group-is-layout-7db9d80f wp-block-group-is-layout-constrained\" style=\"padding-right:0;padding-left:0\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard  is-style-default default\"><div class=\"highlightsCard__heading\"><\/div><div class=\"highlightsCard__items\">\n<p><strong>Comprehensive:<\/strong> Coverage for 26 serious illnesses and conditions<\/p>\n\n\n\n<p><strong>Flexible:<\/strong> Various term lengths that fit your needs and budget, with options to change into a longer-term plan, and optional add-ons like Return of Premium<\/p>\n\n\n\n<p><strong>Non-cancellable:<\/strong> RBC Insurance will not cancel your policy or reduce your benefits<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout1\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-703bee88 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-find-the-best-critical-illness-insurance-plan-that-works-for-you\"><span class=\"partial__border-bottom\">Find the best critical illness insurance plan that works for you<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-comparison-card comparisonCard showEnergyLines enableFullWidth is-style-default default\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-critical-illness-insurance-0\">Critical illness insurance<\/h5>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-renewable-term-term-10-term-15-term-20\">Renewable Term (Term 10, Term 15, Term 20)<\/h4>\n\n\n\n<p>Renew your coverage every 10, 15, or 20 years, until age 75.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Ideal if you<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Are earlier in your career or working through a specific financial commitment like a mortgage or car loan<\/p>\n\n\n\n<p>Prefer starting with lower premiums and want the option to adjust to longer-term or lifelong coverage when you\u2019re ready<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide w-100\"\/>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard  mar-b mob-mar-b\"><div class=\"highlightsCard__heading\"><h5>Term options<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>10-year term (Term 10)<\/p>\n\n\n\n<p>15-year term (Term 15)<\/p>\n\n\n\n<p>20-year term (Term 20)<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Optional add-ons<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Return of Premium on Surrender (ROPS)<\/p>\n\n\n\n<p>Return of Premium on Expiry (ROPE)<\/p>\n\n\n\n<p>Return of Premium on Death (ROPD)<sup><a href=\"#legal-3\" data-dig-id=\"LP-41343-98c06509\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"3\" class=\"rbc-link-format\">3<\/a><\/sup><\/p>\n\n\n\n<p>Disability Waiver of Premium<sup><a href=\"#legal-4\" data-dig-id=\"LP-41343-2b606559\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"4\" class=\"rbc-link-format\">4<\/a><\/sup><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion mar-t-qtr mob-mar-t-qtr pad-l mob-pad-l\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title8a9efbfa\" class=\"collapse-toggle collapsed\" data-target=\"#accordion8a9efbfa\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-8a9efbfa\" aria-controls=\"accordion8a9efbfa\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Covered conditions\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Covered conditions<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion8a9efbfa\" role=\"region\" aria-labelledby=\"accordion-title8a9efbfa\"><div class=\"collapse-inner\">\n<p>RBC Critical Illness Insurance provides a lump-sum benefit if you are diagnosed and meet the definition of any of the following Critical Illness Covered Conditions, as defined in the policy:<\/p>\n\n\n\n<p><strong>Cancer:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Life-threatening cancer including carcinoma, melanoma, leukemia, lymphoma<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Heart conditions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Severe heart attack (acute myocardial infarction)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Coronary artery bypass surgery<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Aortic Surgery<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Heart valve replacement or repair<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Stroke:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Stroke (resulting in severe neurological deficits)<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Organ failure\/transplant:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Kidney failure<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Major organ failure on waiting list<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Major organ transplant<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Neurology:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Multiple sclerosis<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Parkinson&#8217;s disease and specified atypical Parkinsonian Disorders<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Dementia, including Alzheimer&#8217;s disease<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Motor neuron disease<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Benign brain tumor<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Traumatic brain injury<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Other covered conditions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Coma<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Blindness (total and irreversible in both eyes)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Deafness (total and irreversible in both ears)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of limbs (complete severance of two or more limbs)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of speech (total and irreversible loss)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Paralysis (total loss of muscle function of two or more limbs)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Severe burns<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Aplastic anemia<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Bacterial meningitis<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Occupational HIV infection (accidental infection while you are working)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of independent existence<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title308668c1\" class=\"collapse-toggle collapsed\" data-target=\"#accordion308668c1\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-308668c1\" aria-controls=\"accordion308668c1\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Who can apply?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Who can apply?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion308668c1\" role=\"region\" aria-labelledby=\"accordion-title308668c1\"><div class=\"collapse-inner\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-icon-centered\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Canadian citizens<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Permanent residents\/landed immigrants who have been in Canada over 12 months<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Have not been diagnosed with or treated for certain <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/ineligible-medical-conditions\/\" data-dig-id=\"LP-41343-1167aadb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"medical conditions\" class=\"rbc-link-format\">medical conditions<\/a><\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard hideCheckMark\"><div class=\"highlightsCard__heading\"><h5>Policy conditions and exclusions:<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Conditions and exclusions apply. Learn more in the <a href=\"#faq-anchor\" data-dig-id=\"LP-41343-dd97f3b2\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"FAQ\" class=\"rbc-link-format\">FAQ<\/a>.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard hideCheckMark\"><div class=\"highlightsCard__heading\"><h5>Policy Documents:<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>The information above is intended as a summary only. For more details, please refer to the following policy documents:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/5a4affd3-633a-45a2-beae-8c4cb68d65ed\/Client-Guide-RBC-Critical-Illness-Insurance.pdf\" data-dig-id=\"LP-41343-702d592c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Critical Illness Insurance Product Overview\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">RBC Critical Illness Insurance Product Overview<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/7bc8f813-6e14-4486-8cc2-63bb195ad1b7\/RBC-Critical-Illness-Insurance-T10-Renewable-to-Age-75-Sample-Contract.pdf\" data-dig-id=\"LP-41343-f58fb7f6\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Sample Policy: 10-Year Renewable Term to Age 75\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Sample Policy: 10-Year Renewable Term to Age 75<\/a><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-15223-3d2d9b41\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Book a call-https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html \">Book a call<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard  enableFullWidth is-style-default default\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-critical-illness-insurance-1\">Critical illness insurance<\/h5>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-level-premium-to-age-75-term-75\"><strong>Level Premium to Age 75 (Term 75)<\/strong><\/h4>\n\n\n\n<p>Lock in your premiums until age 75\u2014no increases, no renewal cycles.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Ideal if you<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Are focused on protecting your income and financial obligations leading up to retirement<\/p>\n\n\n\n<p>Value knowing exactly what your coverage costs, so you can plan confidently for the years ahead<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide w-100\"\/>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Payment options<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Payable to age 75<\/p>\n\n\n\n<p>Payable for 15 years*<\/p>\n\n\n\n<p>Payable for 20 years*<\/p>\n<\/div><\/div>\n\n\n\n<h5 class=\"wp-block-heading mar-t-hlf mob-mar-t-hlf pad-b mob-pad-b\" id=\"h-choose-a-15-year-or-20-year-payment-option-to-pay-off-your-plan-sooner-while-keeping-your-coverage-until-age-75\">* Choose a 15-year or 20-year payment option to pay off your plan sooner while keeping your coverage until age 75.<\/h5>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Optional add-ons<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Return of Premium on Surrender (ROPS)<\/p>\n\n\n\n<p>Return of Premium on Expiry (ROPE)<\/p>\n\n\n\n<p>Return of Premium on Death (ROPD)<sup><a href=\"#legal-3\" data-dig-id=\"LP-41343-98c06509\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"3\" class=\"rbc-link-format\">3<\/a><\/sup><\/p>\n\n\n\n<p>Disability Waiver of Premium<sup><a href=\"#legal-4\" data-dig-id=\"LP-41343-2b606559\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"4\" class=\"rbc-link-format\">4<\/a><\/sup><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion mar-t-qtr mob-mar-t-qtr pad-l mob-pad-l\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title8a9efbfa\" class=\"collapse-toggle collapsed\" data-target=\"#accordion8a9efbfa\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-8a9efbfa\" aria-controls=\"accordion8a9efbfa\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Covered conditions\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Covered conditions<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion8a9efbfa\" role=\"region\" aria-labelledby=\"accordion-title8a9efbfa\"><div class=\"collapse-inner\">\n<p>RBC Critical Illness Insurance provides a lump-sum benefit if you are diagnosed and meet the definition of any of the following Critical Illness Covered Conditions, as defined in the policy:<\/p>\n\n\n\n<p><strong>Cancer:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Life-threatening cancer including carcinoma, melanoma, leukemia, lymphoma<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Heart conditions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Severe heart attack (acute myocardial infarction)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Coronary artery bypass surgery<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Aortic Surgery<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Heart valve replacement or repair<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Stroke:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Stroke (resulting in severe neurological deficits)<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Organ failure\/transplant:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Kidney failure<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Major organ failure on waiting list<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Major organ transplant<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Neurology:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Multiple sclerosis<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Parkinson&#8217;s disease and specified atypical Parkinsonian Disorders<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Dementia, including Alzheimer&#8217;s disease<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Motor neuron disease<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Benign brain tumor<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Traumatic brain injury<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Other covered conditions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Coma<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Blindness (total and irreversible in both eyes)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Deafness (total and irreversible in both ears)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of limbs (complete severance of two or more limbs)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of speech (total and irreversible loss)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Paralysis (total loss of muscle function of two or more limbs)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Severe burns<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Aplastic anemia<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Bacterial meningitis<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Occupational HIV infection (accidental infection while you are working)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of independent existence<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title308668c1\" class=\"collapse-toggle collapsed\" data-target=\"#accordion308668c1\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-308668c1\" aria-controls=\"accordion308668c1\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Who can apply?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Who can apply?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion308668c1\" role=\"region\" aria-labelledby=\"accordion-title308668c1\"><div class=\"collapse-inner\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-icon-centered\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Canadian citizens<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Permanent residents\/landed immigrants who have been in Canada over 12 months<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Have not been diagnosed with or treated for certain <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/ineligible-medical-conditions\/\" data-dig-id=\"LP-41343-1167aadb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"medical conditions\" class=\"rbc-link-format\">medical conditions<\/a><\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard hideCheckMark\"><div class=\"highlightsCard__heading\"><h5>Policy conditions and exclusions:<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Conditions and exclusions apply. Learn more in the <a href=\"#faq-anchor\" data-dig-id=\"LP-41343-dd97f3b2\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"FAQ\" class=\"rbc-link-format\">FAQ<\/a>.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard hideCheckMark\"><div class=\"highlightsCard__heading\"><h5>Policy Documents:<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>The information above is intended as a summary only. For more details, please refer to the following policy documents:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/5a4affd3-633a-45a2-beae-8c4cb68d65ed\/Client-Guide-RBC-Critical-Illness-Insurance.pdf\" data-dig-id=\"LP-41343-702d592c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Critical Illness Insurance Product Overview\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">RBC Critical Illness Insurance Product Overview<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/c3f50191-a17d-454b-ab5a-1a11418dd7eb\/RBC-Critical-Illness-Insurance-Level-Premium-to-Age-75-Sample-Contract.pdf\" data-dig-id=\"LP-41343-0cc9a29b\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Sample Policy: Level Premium to Age 75\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Sample Policy: Level Premium to Age 75<\/a><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-15223-3d2d9b41\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Book a call-https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html \">Book a call<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-comparison-card comparisonCard  enableFullWidth is-style-default default\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-2256ceb0 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__topContent is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group comparisonCard__header is-horizontal is-layout-flex wp-block-group-is-layout-flex\">\n<h5 class=\"wp-block-heading\" id=\"h-critical-illness-insurance-2\">Critical illness insurance<\/h5>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-level-premium-to-age-100-term-100\">Level Premium to Age 100 (Term 100)<\/h4>\n\n\n\n<p>Get lifelong coverage with premiums locked in until age 100.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group comparisonCard__highlights is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Ideal if you<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Want lifelong coverage that stays in place no matter how your health or circumstances change<\/p>\n\n\n\n<p>Value the certainty of fixed premiums on a plan that stays with you for life<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide wide w-100\"\/>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Payment options<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Payable to age 100<\/p>\n\n\n\n<p>Payable for 15 years*<\/p>\n\n\n\n<p>Payable for 20 years*<\/p>\n<\/div><\/div>\n\n\n\n<h5 class=\"wp-block-heading mob-pad-b mar-t-hlf mob-mar-t-hlf pad-b\" id=\"h-choose-a-15-year-or-20-year-payment-option-to-pay-off-your-plan-sooner-while-keeping-your-coverage-until-age-75-0\">* Choose a 15-year or 20-year payment option to pay off your plan sooner while keeping your coverage until age 75.<\/h5>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard\"><div class=\"highlightsCard__heading\"><h5>Optional add-ons<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Return of Premium on Surrender (ROPS)<\/p>\n\n\n\n<p>Return of Premium on Expiry (ROPE)<\/p>\n\n\n\n<p>Return of Premium on Death (ROPD)<sup><a href=\"#legal-3\" data-dig-id=\"LP-41343-98c06509\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"3\" class=\"rbc-link-format\">3<\/a><\/sup><\/p>\n\n\n\n<p>Disability Waiver of Premium<sup><a href=\"#legal-4\" data-dig-id=\"LP-41343-2b606559\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"4\" class=\"rbc-link-format\">4<\/a><\/sup><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion mar-t-qtr mob-mar-t-qtr pad-l mob-pad-l\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title8a9efbfa\" class=\"collapse-toggle collapsed\" data-target=\"#accordion8a9efbfa\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-8a9efbfa\" aria-controls=\"accordion8a9efbfa\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Covered conditions\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Covered conditions<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion8a9efbfa\" role=\"region\" aria-labelledby=\"accordion-title8a9efbfa\"><div class=\"collapse-inner\">\n<p>RBC Critical Illness Insurance provides a lump-sum benefit if you are diagnosed and meet the definition of any of the following Critical Illness Covered Conditions, as defined in the policy:<\/p>\n\n\n\n<p><strong>Cancer:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Life-threatening cancer including carcinoma, melanoma, leukemia, lymphoma<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Heart conditions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Severe heart attack (acute myocardial infarction)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Coronary artery bypass surgery<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Aortic Surgery<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Heart valve replacement or repair<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Stroke:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Stroke (resulting in severe neurological deficits)<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Organ failure\/transplant:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Kidney failure<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Major organ failure on waiting list<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Major organ transplant<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Neurology:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Multiple sclerosis<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Parkinson&#8217;s disease and specified atypical Parkinsonian Disorders<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Dementia, including Alzheimer&#8217;s disease<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Motor neuron disease<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Benign brain tumor<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Traumatic brain injury<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Other covered conditions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Coma<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Blindness (total and irreversible in both eyes)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Deafness (total and irreversible in both ears)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of limbs (complete severance of two or more limbs)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of speech (total and irreversible loss)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Paralysis (total loss of muscle function of two or more limbs)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Severe burns<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Aplastic anemia<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Bacterial meningitis<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Occupational HIV infection (accidental infection while you are working)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of independent existence<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title308668c1\" class=\"collapse-toggle collapsed\" data-target=\"#accordion308668c1\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-308668c1\" aria-controls=\"accordion308668c1\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Who can apply?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Who can apply?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion308668c1\" role=\"region\" aria-labelledby=\"accordion-title308668c1\"><div class=\"collapse-inner\">\n<ul class=\"wp-block-rbc-list is-style-checkmark-icon-centered\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Canadian citizens<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Permanent residents\/landed immigrants who have been in Canada over 12 months<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Have not been diagnosed with or treated for certain <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/ineligible-medical-conditions\/\" data-dig-id=\"LP-41343-1167aadb\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"medical conditions\" class=\"rbc-link-format\">medical conditions<\/a><\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard hideCheckMark\"><div class=\"highlightsCard__heading\"><h5>Policy conditions and exclusions:<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>Conditions and exclusions apply. Learn more in the <a href=\"#faq-anchor\" data-dig-id=\"LP-41343-dd97f3b2\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"FAQ\" class=\"rbc-link-format\">FAQ<\/a>.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-highlights-card highlightsCard hideCheckMark\"><div class=\"highlightsCard__heading\"><h5>Policy Documents:<\/h5><\/div><div class=\"highlightsCard__items\">\n<p>The information above is intended as a summary only. For more details, please refer to the following policy documents:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/5a4affd3-633a-45a2-beae-8c4cb68d65ed\/Client-Guide-RBC-Critical-Illness-Insurance.pdf\" data-dig-id=\"LP-41343-702d592c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"RBC Critical Illness Insurance Product Overview\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">RBC Critical Illness Insurance Product Overview<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/assets.rbcinsurance.com\/asset\/4f01c26a-b759-4628-bab3-41937510f074\/RBC-Critical-Illness-Insurance-Level-Premium-to-Age-100-Sample-Contract.pdf\" data-dig-id=\"LP-41343-b90b43d5\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Sample Policy: Level Premium to Age 100\" class=\"rbc-link-format pdf-link\" data-icon-class=\"pdf-link\">Sample Policy: Level Premium to Age 100<\/a><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group comparisonCard__cta is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-15223-3d2d9b41\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Book a call-https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html \">Book a call<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout3\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-flexible-critical-illness-insurance-coverage\"><span class=\"partial__border-bottom\">Flexible critical illness insurance coverage<\/span><\/h2>\n\n\n\n<p>Adjust your plan as your needs evolve, with no new medical underwriting required.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2025\/03\/expense.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-exchange-your-term\">Exchange your term<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t mob-mar-t\">Your coverage can adapt to your needs. Within the first 8 years, exchange your 10-year term for a 15-year or 20-year term, or your 15-year term for a 20-year term.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard  has-icon\" style=\"--icon-url:url(https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2025\/03\/Handshake_99fb63.svg);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-convert-your-term\">Convert your term<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf\">Enjoy the certainty of knowing your costs won&#8217;t change. Convert all or part of any renewable term policy to Term 75 or Term 100.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout3 mar-b-hlf mob-mar-b-hlf\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-critical-illness-insurance-return-of-premium-options\"><span class=\"partial__border-bottom\">Critical illness insurance return of premium options<\/span><\/h2>\n\n\n\n<p>Get your premiums back with optional add-ons:<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-col is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-return-of-premium-on-surrender-rops\">Return of Premium on Surrender (ROPS)<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t mob-mar-t\">If you no longer need coverage, cancel your policy and receive up to 100% of your paid premiums back.<sup><a href=\"#legal-5\" data-dig-id=\"LP-41343-69f93966\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"5\" class=\"rbc-link-format\">5<\/a><\/sup><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-return-of-premium-on-expiry-rope\">Return of Premium on Expiry (ROPE)<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf\">If your policy expires without making a claim, receive all your paid premiums back in a lump sum.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-return-of-premium-on-death-ropd-3\">Return of Premium on Death (ROPD)<sup><a href=\"#legal-3\" data-dig-id=\"LP-41343-7776b8ba\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"3\" class=\"rbc-link-format\">3<\/a><\/sup><\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t mob-mar-t\">If you pass away while your policy is in effect, your named beneficiary or recipient can receive 100% of your paid premiums.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-disability-waiver-of-premium-5\">Disability Waiver of Premium<sup><a href=\"#legal-5\" data-dig-id=\"LP-41343-e00a9ef7\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"5\" class=\"rbc-link-format\">5<\/a><\/sup><\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf\">If illness or injury prevents you from working for 90 consecutive days, we waive your premium payments for as long as the disability continues and refund the premiums paid during those first 90 days.<sup><a href=\"#legal-6\" data-dig-id=\"LP-41343-59617a29\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"6\" class=\"rbc-link-format\">6<\/a><\/sup><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf\">Have questions? <a href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html\" data-dig-id=\"LP-41343-9ab67fec\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Speak to an advisor\" class=\"rbc-link-format\">Speak to an advisor<\/a>.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-layout-selector layoutSelector layoutSelector__layout1\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group layoutSelector__header is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-find-out-how-much-critical-illness-coverage-is-right-for-you\"><span class=\"partial__border-bottom\">Find out how much critical illness coverage is right for you<\/span><\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group layoutSelector__cards-container layoutSelector__is-flex layoutSelector__direction-row is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-critical-illness-insurance-calculator\">Critical illness insurance calculator<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf\">Find out how much critical illness insurance coverage you need.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance-calculator\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-15223-126e82be\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Estimate coverage-https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/critical-illness-insurance-calculator\/ \">Estimate coverage<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"196\" height=\"194\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2024\/09\/compare-policies.png?quality=80&amp;w=196\" alt=\"Illustration of a hand holding a smart phone\" class=\"wp-image-16082\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-information-card informationCard\" style=\"--icon-url:url(undefined);background-color:#EDF7FC\">\n<div class=\"wp-block-group informationCard__content is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group informationCard__icon-group is-layout-flow wp-block-group-is-layout-flow\">\n<h4 class=\"wp-block-heading\" id=\"h-compare-critical-illness-insurance-plans\">Compare critical illness insurance plans<\/h4>\n<\/div>\n\n\n\n<p class=\"mar-t-hlf mob-mar-t-hlf\">There\u2019s a plan to suit your unique situation and needs\u2014let\u2019s help you find it.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-secondary secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/compare-critical-illness-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-15223-126e82be\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Compare plans-https:\/\/silver.rbcinsurance.com\/en-ca\/health-insurance\/compare-critical-illness-insurance\/ \">Compare plans<\/a><\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/compare-illustration-200x200-1.svg?quality=80&amp;w=1024\" alt=\"illustration of a hand interacting with a smart phone\" class=\"wp-image-18511\" style=\"width:159px;height:auto\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__image\" data-bg-hero-desktop=\"\" data-bg-hero-mobile=\"\" style=\"background-color:#F7F8FA\">\n<div class=\"wp-block-columns cols is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column col-left is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\" id=\"h-get-a-critical-illness-insurance-quote\">Get a critical illness insurance quote<\/h2>\n\n\n\n<p class=\"rbc-override-margin p-large\">Get answers to your questions and personalized recommendations. Talk to a licensed insurance advisor today.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button btn is-style-primary primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-15223-60f2e5fe\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Book a call-https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html \">Book a call<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Need help now? Call <a href=\"tel:1-866-262-7924\" data-dig-id=\"LP-41728-a865c2f4\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1-866-262-7924\" class=\"rbc-link-format\">1-866-262-7924<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column col-right is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"697\" height=\"540\" src=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/injury-illness-CTA.webp?quality=80\" alt=\"image of a young couple laughing in front of their home while holding their young child\" class=\"wp-image-19150\" srcset=\"https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/injury-illness-CTA.webp 697w, https:\/\/silver.rbcinsurance.com\/en-ca\/wp-content\/uploads\/sites\/2\/2021\/06\/injury-illness-CTA.webp?resize=300,232 300w\" sizes=\"auto, (max-width: 697px) 100vw, 697px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-663b2e19cec2c8d1247dc51cfb2c5c57\" id=\"faq-anchor\">here<\/p>\n\n\n\n<div class=\"wp-block-rbc-faq-wrapper faqWrapper  menuItems__dropdown\"><div class=\"faqWrapper__header\"><h2><span class=\"partial__border-bottom\">Frequently asked questions<\/span> about critical illness insurance<\/h2><\/div><div class=\"faqWrapper__content\"><div class=\"faqWrapper__content-left\">\n<div class=\"selectDropdown__wrapper\">\n\t\t<div class=\"selectDropdown__container\">\n\t\t<div class=\"selectDropdown selectDropdown__default  selectDropdown__floating \" \t\t\tdata-option_name=\"\" style=\"width:100%\">\n\t\t\t<button class=\"selectDropdown__button\" aria-haspopup=\"listbox\" aria-expanded=\"false\">\n\t\t\t\t<span class=\"selectDropdown__title\" data-default_title=\"General insurance\">\n\t\t\t\t\tGeneral insurance\t\t\t\t<\/span>\n\t\t\t\t<span class=\"selectDropdown__chevron\"><\/span>\n\t\t\t<\/button>\n\t\t\t<ul class=\"selectDropdown__list\" role=\"listbox\" tabindex=\"-1\">\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item selected\"\n\t\t\t\t\t\tdata-option_value=\"0\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tGeneral insurance\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"1\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tApplying for coverage\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"2\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tEligibility\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"3\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tCoverage details\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\tclass=\"selectDropdown__list__item \"\n\t\t\t\t\t\tdata-option_value=\"4\"\n\t\t\t\t\t\trole=\"option\"\n\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\t\t\t\t\tdata-option_url=\"\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<div class=\"selectDropdown__list__item__content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"selectDropdown__list__item__name\">\n\t\t\t\t\t\t\t\t\tPremiums\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t<\/div>\t\n<\/div>\n<div class=\"faqWrapper__menuItems\"><div class=\"faqWrapper__menuItem\" tabindex=\"0\">General insurance<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Applying for coverage<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Eligibility<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Coverage details<\/div><div class=\"faqWrapper__menuItem\" tabindex=\"0\">Premiums<\/div><\/div><p class=\"faqWrapper__helpText\">Still have questions? <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/contact-us\/\" target=\"_blank\" data-dig-id=\"LP-15223-d1daecf0\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Contact us.\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Contact us.<\/a><\/p><\/div><div class=\"faqWrapper__content-right\">\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>General insurance<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title3o2f6x8k\" class=\"collapse-toggle collapsed\" data-target=\"#accordion3o2f6x8k\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-3o2f6x8k\" aria-controls=\"accordion3o2f6x8k\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What is critical illness insurance?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What is critical illness insurance?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion3o2f6x8k\" role=\"region\" aria-labelledby=\"accordion-title3o2f6x8k\"><div class=\"collapse-inner\">\n<p>Critical illness insurance is a type of coverage that pays you a one-time, lump-sum benefit if you\u2019re diagnosed with a covered serious illness\u2014such as life-threatening cancer, a heart attack, or a stroke\u2014and you meet the conditions defined in your policy.<\/p>\n\n\n\n<p>Unlike government health plans or benefits that reimburse specific medical expenses, the payment from critical illness insurance is yours to use however you choose. That could mean replacing lost income while you recover, paying for out-of-pocket treatments, covering your mortgage or everyday bills, or easing any other financial pressure that comes with a serious diagnosis. <\/p>\n\n\n\n<p>In short, it\u2019s designed to help protect you and your loved ones from the financial strain a serious illness can bring, so you can focus on what matters most: getting better.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlee41c3ae6\" class=\"collapse-toggle collapsed\" data-target=\"#accordione41c3ae6\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-e41c3ae6\" aria-controls=\"accordione41c3ae6\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"How does critical illness insurance work?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How does critical illness insurance work?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordione41c3ae6\" role=\"region\" aria-labelledby=\"accordion-titlee41c3ae6\"><div class=\"collapse-inner\">\n<p>Critical illness insurance pays a lump-sum benefit that you can use any way you wish when you are diagnosed with one of 26 covered critical illnesses and satisfy the qualifying, survival, and symptom-free periods defined for each covered condition. For more information, please refer to the sample contract or ask your insurance advisor.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Applying for coverage<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlew8xmsgzw\" class=\"collapse-toggle collapsed\" data-target=\"#accordionw8xmsgzw\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-w8xmsgzw\" aria-controls=\"accordionw8xmsgzw\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"How do I apply for critical illness coverage?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How do I apply for critical illness coverage?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionw8xmsgzw\" role=\"region\" aria-labelledby=\"accordion-titlew8xmsgzw\"><div class=\"collapse-inner\">\n<p>To apply:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Call&nbsp;<a href=\"tel:+18004611413\" data-dig-id=\"LP-15223-84b8f199\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"1-800-461-1413\" class=\"rbc-link-format\">1-800-461-1413<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.rbcinsurance.com\/request-a-call\/health-insurance\/index.html\" data-dig-id=\"LP-15223-b9633acc\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Have an advisor call you\" class=\"rbc-link-format\">Have an advisor call you<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title5y55nzno\" class=\"collapse-toggle collapsed\" data-target=\"#accordion5y55nzno\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-5y55nzno\" aria-controls=\"accordion5y55nzno\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Are medical questions or exams required to apply for critical illness insurance?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Are medical questions or exams required to apply for critical illness insurance?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion5y55nzno\" role=\"region\" aria-labelledby=\"accordion-title5y55nzno\"><div class=\"collapse-inner\">\n<p>Possibly, yes. Depending on your age, the plan you choose, and the coverage amount you are applying for, you may need to complete a telephone interview and medical exams, as well as provide certain medical documentation.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Eligibility<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleydi679uf\" class=\"collapse-toggle collapsed\" data-target=\"#accordionydi679uf\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-ydi679uf\" aria-controls=\"accordionydi679uf\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Who can apply for critical illness coverage?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Who can apply for critical illness coverage?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionydi679uf\" role=\"region\" aria-labelledby=\"accordion-titleydi679uf\"><div class=\"collapse-inner\">\n<p>You are eligible to apply if you:<\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Meet the age requirement for the plan type:<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-rbc-basic-tables basicTables\">\n<div class=\"wp-block-rbc-basic-table basicTable\"><div class=\"basicTable__sliderNav\" role=\"navigation\" aria-label=\"Table navigation\"><div class=\"basicTable__navArrow basicTable__prevArrow\" aria-label=\"Previous\"><\/div><div class=\"basicTable__sliderDots\" role=\"tablist\" aria-label=\"Table pagination\"><\/div><div class=\"basicTable__navArrow basicTable__nextArrow\" aria-label=\"Next\"><\/div><\/div><table class=\"basicTable__table\" role=\"table\" aria-label=\"Comparison table\">\n<thead class=\"wp-block-rbc-basic-table-head basicTableHead\" role=\"rowgroup\" aria-label=\"Table head\">\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-plan-type\">Plan type<\/h4>\n<\/th>\n\n\n\n<th class=\"wp-block-rbc-basic-table-header basicTableHeader\" role=\"columnheader\" scope=\"col\">\n<h4 class=\"wp-block-heading\" id=\"h-age-to-apply\">Age to apply<\/h4>\n<\/th>\n<\/tr>\n<\/thead>\n\n\n\n<tbody class=\"wp-block-rbc-basic-table-body basicTableBody\" role=\"rowgroup\" aria-label=\"Table body\">\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Term 10 Renewable<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>18-64<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Term 15 Renewable<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>18-59<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Term 20 Renewable<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>18-54<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Term 75 Level Premium<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>18-65<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Term 75 Level Premium: Payable for 15 years<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>18-60<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Term 75 Level Premium: Payable for 20 years<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>18-55<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Term 100 Level Premium<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>18-65<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Term 100 Level Premium: Payable for 15 years<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>18-60<\/p>\n<\/td>\n<\/tr>\n\n\n\n<tr class=\"wp-block-rbc-basic-table-row basicTableRow\" role=\"row\">\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>Term 100 Level Premium: Payable for 20 years<\/p>\n<\/td>\n\n\n\n<td class=\"wp-block-rbc-basic-table-data basicTableData\" role=\"cell\" aria-label=\"Table cell\">\n<p>18-55<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list list-core-block second-level-inherit third-level-inherit is-style-blue-disc\">\n<li>Are a Canadian citizen or permanent resident\/landed immigrant who has been in Canada for more than 12 months, and<\/li>\n\n\n\n<li>Have not been diagnosed with or treated for certain&nbsp;<a href=\"https:\/\/www.rbcinsurance.com\/health-insurance\/_assets-custom\/popups\/ineligible-medical-conditions.html\" data-dig-id=\"LP-15223-40334e9c\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"medical conditions\" class=\"rbc-link-format\">medical conditions<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Coverage details<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlernskvymr\" class=\"collapse-toggle collapsed\" data-target=\"#accordionrnskvymr\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-rnskvymr\" aria-controls=\"accordionrnskvymr\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Which critical illnesses and conditions are covered?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Which critical illnesses and conditions are covered?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionrnskvymr\" role=\"region\" aria-labelledby=\"accordion-titlernskvymr\"><div class=\"collapse-inner\">\n<p>RBC Critical Illness Insurance provides a lump-sum benefit if you are diagnosed with any of the following Critical Illness Covered Conditions, as defined in the policy:<\/p>\n\n\n\n<div class=\"wp-block-rbc-callout-card calloutCard calloutCard__article  is-style-list list\" data-bg-hero-desktop=\"\" data-bg-hero-mobile=\"\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Cancer:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc mar-b-hlf mob-mar-b-hlf mar-t-qtr mob-mar-t-qtr\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Life-threatening cancer including carcinoma, melanoma, leukemia, lymphoma<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Heart Conditions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc mar-b-hlf mob-mar-b-hlf mar-t-qtr mob-mar-t-qtr\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Severe heart attack (acute myocardial infarction)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Coronary artery bypass surgery<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Aortic Surgery<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Heart valve replacement or repair<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Stroke:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc mar-b-hlf mob-mar-b-hlf mar-t-qtr mob-mar-t-qtr\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Stroke (resulting in severe neurological deficits)<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Organ Failure\/Transplant:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc mar-b-hlf mob-mar-b-hlf mar-t-qtr mob-mar-t-qtr\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Kidney failure<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Major organ failure on waiting list<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Major organ transplant<\/p>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Neurology:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc mar-t-qtr mob-mar-t-qtr\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Multiple sclerosis<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Parkinson&#8217;s disease and specified atypical Parkinsonian Disorders<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Dementia, including Alzheimer&#8217;s disease<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Motor neuron disease<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Benign brain tumor<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Traumatic brain injury<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Other Covered Conditions:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc mar-t-qtr mob-mar-t-qtr\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Coma<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Blindness (total and irreversible in both eyes)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Deafness (total and irreversible in both ears)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of limbs (complete severance of two or more limbs)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of speech (total and irreversible loss)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Paralysis (total loss of muscle function of two or more limbs)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Severe burns<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Aplastic anemia<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Bacterial meningitis<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Occupational HIV infection (accidental infection while you are working)<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Loss of independent existence<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleq3ftln0y\" class=\"collapse-toggle collapsed\" data-target=\"#accordionq3ftln0y\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-q3ftln0y\" aria-controls=\"accordionq3ftln0y\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What is the critical illness survival period?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What is the critical illness survival period?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionq3ftln0y\" role=\"region\" aria-labelledby=\"accordion-titleq3ftln0y\"><div class=\"collapse-inner\">\n<p>The survival period is the minimum number of days you must continue living after the diagnosis of a covered critical illness, before a benefit is payable. Some covered conditions have a survival period of 30 days. For complete details, please see a sample policy or ask your insurance advisor.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titles8yfzd0k\" class=\"collapse-toggle collapsed\" data-target=\"#accordions8yfzd0k\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-s8yfzd0k\" aria-controls=\"accordions8yfzd0k\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Does time on life support count toward the critical illness survival period?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Does time on life support count toward the critical illness survival period?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordions8yfzd0k\" role=\"region\" aria-labelledby=\"accordion-titles8yfzd0k\"><div class=\"collapse-inner\">\n<p>No critical illness benefit will be paid unless you continue living, without the assistance of life support.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlez7r5q9cn\" class=\"collapse-toggle collapsed\" data-target=\"#accordionz7r5q9cn\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-z7r5q9cn\" aria-controls=\"accordionz7r5q9cn\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What is the critical illness qualifying period?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What is the critical illness qualifying period?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionz7r5q9cn\" role=\"region\" aria-labelledby=\"accordion-titlez7r5q9cn\"><div class=\"collapse-inner\">\n<p>Some covered conditions must be permanent, persistent or demonstrate progressive deterioration in function before a benefit is payable. The qualifying period is the number of days required after a diagnosis to confirm the severity of the condition. For complete details, please see a sample policy or ask your insurance advisor.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title41gy0f6m\" class=\"collapse-toggle collapsed\" data-target=\"#accordion41gy0f6m\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-41gy0f6m\" aria-controls=\"accordion41gy0f6m\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What is the critical illness symptom-free period?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What is the critical illness symptom-free period?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion41gy0f6m\" role=\"region\" aria-labelledby=\"accordion-title41gy0f6m\"><div class=\"collapse-inner\">\n<p>For some covered conditions, a symptom-free period is needed to establish your good health. It\u2019s the number of days after the policy\u2019s coverage date (or last reinstatement, whichever is later), during which you must not have been diagnosed with an illness identified in the applicable symptom-free period exclusion or have signs, symptoms, treatments or medical investigations that eventually lead to the diagnosis of an illness identified in that symptom-free period exclusion. For complete details, please see a sample policy or ask your insurance advisor.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title83n1mmys\" class=\"collapse-toggle collapsed\" data-target=\"#accordion83n1mmys\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-83n1mmys\" aria-controls=\"accordion83n1mmys\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"If I\u2019m diagnosed with cancer during the 90-day symptom-free period, would critical illness coverage remain in force?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>If I\u2019m diagnosed with cancer during the 90-day symptom-free period, would critical illness coverage remain in force?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion83n1mmys\" role=\"region\" aria-labelledby=\"accordion-title83n1mmys\"><div class=\"collapse-inner\">\n<p>If you are diagnosed with cancer during the 90-day symptom-free period, your policy can remain in force, but it will permanently exclude any future claims related to cancer.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlegagkxl9s\" class=\"collapse-toggle collapsed\" data-target=\"#accordiongagkxl9s\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-gagkxl9s\" aria-controls=\"accordiongagkxl9s\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What if I suffer a critical illness outside of Canada?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What if I suffer a critical illness outside of Canada?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiongagkxl9s\" role=\"region\" aria-labelledby=\"accordion-titlegagkxl9s\"><div class=\"collapse-inner\">\n<p>If you are outside of Canada when you are diagnosed with a covered condition, or you require a medical procedure or surgery that is a covered condition, we will pay an illness benefit when all the following are true:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>All other requirements in this policy are met; and<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Your complete medical records are made available to us and based on these records we are satisfied that:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list default is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>The same diagnosis would have been made if the covered condition occurred in Canada;&nbsp;&nbsp;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Immediate treatment of the covered condition would have been recommended under Canadian standards; and&nbsp;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>The same treatment or specific surgical procedure would have been advised if the covered condition occurred in Canada.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlem1jimr58\" class=\"collapse-toggle collapsed\" data-target=\"#accordionm1jimr58\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-m1jimr58\" aria-controls=\"accordionm1jimr58\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Does my critical illness benefit get smaller if I take the early assistance benefit?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Does my critical illness benefit get smaller if I take the early assistance benefit?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionm1jimr58\" role=\"region\" aria-labelledby=\"accordion-titlem1jimr58\"><div class=\"collapse-inner\">\n<p>Our policies include an early assistance benefit that is equal to 20% of the critical illness benefit you purchased, to a maximum of $50,000. Payments made under the early assistance benefit have no effect on your critical illness benefit. Your policy will continue in force for any future claim you may make, provided that you continue to pay premiums in accordance with the terms of your policy.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title04b01c56\" class=\"collapse-toggle collapsed\" data-target=\"#accordion04b01c56\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-04b01c56\" aria-controls=\"accordion04b01c56\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What are the general exclusions?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What are the general exclusions?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion04b01c56\" role=\"region\" aria-labelledby=\"accordion-title04b01c56\"><div class=\"collapse-inner\">\n<p>No benefit will be paid (including any optional benefits), nor will premiums be refunded for any critical illness, death or other loss that results directly or indirectly, from any of the following:<\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>Use or abuse of any substance or intoxicant, including hallucinogens, or narcotics; or any prescription or non-prescription drug that is inconsistent with the directions of the prescribing medical specialist or drug manufacturer;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Operation of any motorized land, air or watercraft while your blood alcohol level exceeds 80mg of alcohol per 100ml of blood or while you are under the influence of any drug;&nbsp;<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Self-inflicted injury, attempted suicide or suicide<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Any injury sustained while committing or attempting to commit a criminal offence, whether charged or not<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>Combat activities or deliberate presence in the conflict zone of any war (whether declared or undeclared) or armed conflict, including while acting in a non combat capacity<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-faq faq\"><div class=\"faq__header\"><h3>Premiums<\/h3><\/div><div class=\"faq__content\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title4gd9amla\" class=\"collapse-toggle collapsed\" data-target=\"#accordion4gd9amla\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-4gd9amla\" aria-controls=\"accordion4gd9amla\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"Can my critical illness insurance premiums increase?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Can my critical illness insurance premiums increase?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion4gd9amla\" role=\"region\" aria-labelledby=\"accordion-title4gd9amla\"><div class=\"collapse-inner\">\n<ul class=\"wp-block-rbc-list is-style-blue-disc\">\n<li class=\"wp-block-rbc-list-item\">\n<p>For 10-year, 15-year and 20-year renewable term plans: Your premium payments will increase at each renewal to reflect your age and health at the time your policy renews until age 75.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>For Level Premium to Age 75 (T75) and Level Premium to Age 100 (T100) plans: Your premiums are fixed for the life of your policy and will not increase.<\/p>\n<\/li>\n\n\n\n<li class=\"wp-block-rbc-list-item\">\n<p>If you choose to exchange or convert your coverage: Premiums will be recalculated and can increase based on your age at the time you make the change.<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titled62be5d1\" class=\"collapse-toggle collapsed\" data-target=\"#accordiond62be5d1\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-d62be5d1\" aria-controls=\"accordiond62be5d1\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What happens if I change my mind and decide I no longer need my critical illness insurance coverage?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What happens if I change my mind and decide I no longer need my critical illness insurance coverage?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiond62be5d1\" role=\"region\" aria-labelledby=\"accordion-titled62be5d1\"><div class=\"collapse-inner\">\n<p>If you have the Return of Premium on Surrender (ROPS) benefit, you can cancel your policy and receive up to 100% of your paid premiums back. The percentage of eligible premiums returned depends on the specific Return of Premium on Surrender option selected. One option calculates the percentage based on the policy year in which the surrender occurs, while the other option bases it on the policy owner\u2019s age when the surrender occurs. Please speak with your insurance advisor for full details on your options.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title912fe6f8\" class=\"collapse-toggle collapsed\" data-target=\"#accordion912fe6f8\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-912fe6f8\" aria-controls=\"accordion912fe6f8\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What happens if I never experience a covered critical illness and do not make a claim for the entire policy duration?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What happens if I never experience a covered critical illness and do not make a claim for the entire policy duration?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion912fe6f8\" role=\"region\" aria-labelledby=\"accordion-title912fe6f8\"><div class=\"collapse-inner\">\n<p>If you have the Return of Premium on Expiry (ROPE) benefit, you can receive a return of premium benefit amount equal to the sum of all premium payments paid for the policy. If any premium payments were waived or refunded, those payments will not be included in the benefit amount. If you have any questions, please ask your insurance advisor.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title166ca3a2\" class=\"collapse-toggle collapsed\" data-target=\"#accordion166ca3a2\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-166ca3a2\" aria-controls=\"accordion166ca3a2\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What happens if I pass away while my policy is in effect?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What happens if I pass away while my policy is in effect?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion166ca3a2\" role=\"region\" aria-labelledby=\"accordion-title166ca3a2\"><div class=\"collapse-inner\">\n<p>For benefits to be payable, you must have the Return of Premium on Death (ROPD) benefit. If you have this benefit and pass away, we will pay a ROPD benefit to a beneficiary, recipient or your estate as long as the coverage is in effect and there is no critical illness benefit payable or pending. The benefit is equal to the sum of all premiums paid for the policy. If death is a result of any of the exclusions listed in the policy, no benefit is payable. For more information, please speak to your insurance advisor.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titled0ba6650\" class=\"collapse-toggle collapsed\" data-target=\"#accordiond0ba6650\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-15223-d0ba6650\" aria-controls=\"accordiond0ba6650\" data-dig-category=\"LP\" data-dig-action=\"collapsible closed\" data-dig-label=\"What if I cannot work to earn an income due to a disability and cannot pay my premiums?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What if I cannot work to earn an income due to a disability and cannot pay my premiums?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiond0ba6650\" role=\"region\" aria-labelledby=\"accordion-titled0ba6650\"><div class=\"collapse-inner\">\n<p>If you have the Disability Waiver of Premium benefit, your critical illness coverage can stay in place even if a disability prevents you from working. If an illness or injury stops you from working for 90 consecutive days, we will waive your premium payments for as long as the disability continues, and we will refund the premiums paid during those first 90 days.<\/p>\n\n\n\n<p>This benefit is based on your ability to work and earn an income, providing protection for disabling conditions, even if they fall outside the list of covered critical illness conditions. For more information on the Disability Waiver of Premium benefit, please speak to your insurance advisor.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<p class=\"faqWrapper__helpText\">Still have questions? <a href=\"https:\/\/silver.rbcinsurance.com\/en-ca\/contact-us\/\" target=\"_blank\" data-dig-id=\"LP-15223-d1daecf0\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"Contact us.\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">Contact us.<\/a><\/p><\/div><\/div><\/div>\n\n\n\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-15223-e0db3377\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>View Legal Disclaimers<\/span><span>Hide Legal Disclaimers<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>1<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">The total premium returned under a Return of Premium option depends on the option selected and the date the option is exercised (based on either the policy anniversary or the age of the insured person), as detailed in the insurance policy. A Return of Premium benefit is not payable if a critical illness benefit has been paid or is pending under your policy. If any premium payments were waived or refunded, those payments will not be included in the sum of premium payments.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-2\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>2<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">Teladoc Health&#8217;s services are available based on RBC Insurance&#8217;s relationship with Teladoc Health and are subject to change.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-3\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>3<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">The Return of Premium on Death benefit cannot be added after the policy is issued.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-4\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>4<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">The Disability Waiver of Premium benefit can be added up to a 2-year period following the issue date on the policy, subject to underwriting.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-5\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>5<\/sup><\/div><div class=\"table-cell\">\n<p class=\"is-style-default default has-text-sm-font-size\">The percentage of eligible premiums returned depends on the specific Return of Premium on Surrender option selected. One option calculates the percentage based on the policy year in which the surrender occurs, while the other option bases it on the policy owner\u2019s age when the surrender occurs.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-6\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>6<\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">Disability or disabled means that because of illness or injury you are: Unable to work in any occupation that you are reasonably suited for based on your education, training or experience and you are under the regular care of a medical specialist and receiving treatment which is aligned with the professional standards of care for the condition causing the disability; or deemed disabled which means that you have been approved for waiver of premium on an individual disability insurance policy issued by us.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-7\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup><sup>\u2021<\/sup><\/sup><\/div><div class=\"table-cell\">\n<p class=\"has-text-sm-font-size\">All other trademarks are the property of their respective owner(s).<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>here<\/p>\n","protected":false},"author":179,"featured_media":0,"parent":15214,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/new-rbci-design.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-15223","page","type-page","status-publish"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.4 (Yoast SEO v28.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Critical Illness Insurance | RBC 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