{"id":15170,"date":"2024-10-30T12:25:21","date_gmt":"2024-10-30T12:25:21","guid":{"rendered":"https:\/\/silver.rbcinsurance.com\/en-ca\/?page_id=15170"},"modified":"2026-03-24T12:55:06","modified_gmt":"2026-03-24T16:55:06","slug":"alberta-car-insurance","status":"publish","type":"page","link":"https:\/\/silver.rbcinsurance.com\/en-ca\/auto-car-insurance\/alberta-car-insurance\/","title":{"rendered":"Auto Insurance in Alberta"},"content":{"rendered":"\n
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Car <\/mark>insurance <\/mark>in Alberta<\/mark><\/h1>\n\n\n\n

Driving up to Banff or commuting to Calgary for work? Get the coverage you need to protect yourself on and off the road and meet Alberta\u2019s auto insurance requirements. Get a personalized quote by speaking with an advisor.<\/p>\n\n\n\n

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Call 1-877-749-7224<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Benefits of RBC auto insurance in Alberta<\/h2>\n\n\n\n

Here are just a few of the benefits of insuring your vehicle(s) through us:<\/span><\/p>\n<\/div>\n\n\n\n

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Lifetime guarantee on repairs<\/h4>\n<\/div>\n\n\n\n

Available for all insured auto repairs made within our expansive vendor network.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Quick and simple claims process<\/h4>\n<\/div>\n\n\n\n

Claims advisors will work with you to make the process as convenient as possible.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Anonymous claims advice3<\/a><\/sup><\/h4>\n<\/div>\n\n\n\n

Get free, anonymous advice from experts before making a claim.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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What auto insurance is mandatory in Alberta?<\/h2>\n\n\n\n

Here\u2019s what\u2019s required by law in Alberta:<\/span><\/p>\n<\/div>\n\n\n\n

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Third-Party Liability Coverage<\/h4>\n<\/div>\n\n\n\n

Protects you financially if you are legally liable for injuring someone or causing damage to another person\u2019s property while driving your vehicle.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Accident Benefits Coverage<\/h4>\n<\/div>\n\n\n\n

Replaces lost income or pays for medical or other expenses and may provide a death benefit to loved ones if a covered accident were to happen. Also helps pay for repairs caused by the driver of an uninsured automobile and provides benefits if you or your family are hurt or killed in an auto accident caused by an uninsured automobile.<\/p>\n<\/div>\n<\/div>\n\n\n\n

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Direct Compensation for Property Damage Coverage<\/h4>\n<\/div>\n\n\n\n

Will repair or replace your vehicle (or its contents) if you\u2019re in an accident in Alberta and aren\u2019t at fault.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

Tip<\/strong>: In some cases, you may want to buy more than the minimum coverage that\u2019s required. An RBC Insurance advisor can help you decide what\u2019s right for you.<\/p>\n\n\n\n

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Auto coverage to protect your vehicle in Alberta<\/h4>\n\n\n\n

Unless you want to pay to replace or repair your vehicle out-of-pocket, you may also want some coverage to help protect your vehicle if it\u2019s damaged in an accident.<\/p>\n<\/div>\n\n\n\n

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At minimum, we typically recommend including both of the following coverages in your policy:<\/p>\n\n\n\n