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Personal Insurance > Retirement

Retire with security

Whether you’re building up your nest egg or ready to turn your hard-earned savings into retirement income, our solutions can help you make the most of your money.

Retirement investment solutions

What are you interested in

What are you interested in

Discover retirement solutions designed to provide steady income and financial security, such as payout annuities and segregated funds, tailored to meet your long-term goals.

Payout Annuities

RBC payout annuities can give you guaranteed income for life.

Benefit highlights

Guarantee your retirement income

Minimize your taxes

Provide security to loved ones

Segregated Funds

Segregated funds give your money the chance to grow, while providing built-in guarantees to keep it safe.

Benefit highlights

Guarantee your original investment

Lock-in market gains

Provide security to loved ones

Protect your money from creditors

Tools & resources

Payout annuity calculator

Calculate and compare your potential income from an Annuity or RRIF.

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Compare RBC GIF Series

Quickly evaluate different RBC Guaranteed Investment Funds to find your best option.

Compare GIFs online

Fund prices & performance

Stay informed with up-to-date fund prices and performance to make smart decisions.

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Reasons to love RBC insurance

Easy to start investing

You can start with as little as $50 per month in a segregated fund, so it’s easy to build and preserve your savings.

Income plans made just for you

Our wide range of Payout Annuities means you can create an income plan that will meet your specific needs.

Our solutions come with expert advice

A licensed RBC Insurance advisor can help you figure out if you’re on track with your retirement plan and give you the direction you need to reach your goals.

Team of expert investors managing your money

Our line-up of segregated funds is backed by RBC Global Asset Management™, Canada’s leading money manager.

Get professional advice

Get trusted guidance from a licensed advisor who will help you make the best choice.

Talk to an advisor

The information within this site is not intended to provide tax advice. You should seek independent tax advice from a tax professional or advisor.

Any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value. RBC Guaranteed Investment Funds are segregated funds and are referred to as individual variable annuity contracts. RBC Life Insurance Company is the sole issuer and guarantor of the guarantee provisions contained in these Contracts. The underlying mutual funds and portfolios available in these Contracts are managed by RBC Global Asset Management Inc. Details of the applicable Contract are contained in the RBC GIF Information Folder and Contract