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Protect your passion for the road
Specialized coverage for experienced riders1.
Motorcycle insurance
How motorcycle insurance protects you2
Your motorcycle
Unless you can afford to replace or repair your motorcycle out-of-pocket, you’ll need coverage to help protect it from collisions, theft and more3.
Liability claims
Helps to protect you financially if you injure someone or cause damage to another person’s property or vehicle while riding your motorcycle.
Uninsured motorists
This coverage provides benefits to you or your family if you’re injured or killed by an uninsured or unidentified driver.
It also helps pay for damages to your motorcycle if they’re caused by an identified uninsured motorist.
Accident benefits
If you’re injured in an accident, this coverage helps to replace lost income or pay for medical and other expenses not covered by government health insurance.
It can also provide benefits to your spouse or partner and dependent children if you are killed in an accident.
(Coverage is optional in Quebec and Newfoundland)
Coverage highlights2
Your plan will provide affordable protection for a wide range of eligible motorcycles4.
- Protects you and your motorcycle financially (if you add coverage for loss or damage) against a wide range of risks
- Optional Waiver of Depreciation coverage replaces your bike with a brand-new model (even if it’s more expensive) if your bike is in an accident and damaged beyond repair
- Coverage is available for additional accessories and equipment installed before, at or after purchase (such as saddle bags, seatback extensions and more)
- Optional emergency road service coverage protects you in case you break down, need a tow or battery boost, run out of gas and more
- 24/7 Satellite Road Assistance coverage protects you in case you break down, need a tow or battery boost, run out of gas and more—in Canada or the U.S.
- Receive discounts for anti-lock brakes, advanced rider training, having more than one policy with us, and more
Whatever your needs, we can help.
Protect your motorcycle—get an online quote or talk to a licensed insurance advisor.
Want to speak with an advisor? Book a call now.
Or Call 1-877-749-7224
Products distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company.
Motorcycle riders who have been licensed for 5 years or less are not eligible for coverage.
The information above is a summary only and does not include all terms, conditions, limits and exclusions.
Loss or damage coverage to protect against risks such as theft or damage is optional, but usually recommended.
Certain conditions, limitations, restrictions and exclusions apply. Availability of coverage varies by province and is subject to rules and eligibility. Please speak to an RBC Insurance Advisor to see if you qualify.